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Homes for Sale near Lutz Learning Center

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  • /39

    $685,000

    • 3 Beds
    • 2 Baths
    • 2,053 Sq Ft

    5542 Avenue Du Soleil, Lutz, FL 33558

    Cheval, widely recognized in the Tampa Bay area for its beauty, privacy, exceptional schools and proximity to major road systems, has three around-the-clock staffed security stations. Avenue Du Soleil, bordered by lovely conservation views and a cul-de-sac is often frequented by deer and other wildlife. Numerous stand out features of this lovely home include exceptionally large rooms, immense

    Pat Maida REALTY CONCEPTS OF PINELLAS

    5542 Avenue Du Soleil, Lutz, FL 33558
  • /41

    $399,000

    • 3 Beds
    • 2 Baths
    • 1,307 Sq Ft

    910 Linwood Terrace, Lutz, FL 33549

    Experience the comfort of homeownership in this welcoming single-family residence at 910 Linwood Ter, Lutz. Thoughtfully designed for modern living, this charming 3-bedroom, 2-bath home features a spacious 1,307 sq ft layout filled with natural light. Large windows create a bright, inviting atmosphere throughout the open living and dining areas, perfect for daily life and entertaining guests. The

    Megan Snyder MIHARA & ASSOCIATES INC.

    910 Linwood Terrace, Lutz, FL 33549
  • /42

    $575,000

    • 4 Beds
    • 3 Baths
    • 2,340 Sq Ft

    2477 Water Willow Dr, Lutz, FL 33558

    Welcome Home to Parkview at Long Lake Ranch! Great Opportunity - Price Adjustment - Motivated SellerNestled in one of the most sought-after gated communities, this stunning Ranch home perfectly blends elegance and comfort. Located in a top-rated school district, this sleek and newer home is where convenience meets sophistication.With 4 spacious bedrooms and a versatile study room,

    Jay Hundt PA PEOPLE'S CHOICE REALTY SVC LLC

    2477 Water Willow Dr, Lutz, FL 33558
  • /25

    $58,900 New Construction

    • 2 Beds
    • 1 Bath

    209 Palm Dr Unit PA-209, Tampa, FL 33613

    This is a fantastic opportunity to own a charming home. This showstopper is perfectly situated in Rose Lake Estates, a highly welcoming, Active Adult Community. Come see an inviting open concept floor plan, 2 bedrooms, 1 baths, and 768 sq. ft of living space. You will quickly settle into your new neighborhood and lifestyle. This fantastic opportunity won't last long... Come visit Rose Lake

    Brandy Franklin Rose Lake Estates

    209 Palm Dr Unit PA-209, Tampa, FL 33613
  • /19

    $79,900

    • 3 Beds
    • 2 Baths
    • 1,248 Sq Ft

    221 Sun Valley Dr, Tampa, FL 33613

    This 1999 3 bed 2 bath home is located in Rose Lake Estates a 55+ Community. The home has vinyl siding, carport, stoprage shed, metal roof over (installed in 2017) & central HVAC system with heat pump (installed in 2016). The home has vinyl flooring throughout with carpet in the bedrooms. The laundry room is located at the front entry way. The home has vaulted ceilings & comes fully furnished

    Andrew Karl Select Mobile Home Sales

    221 Sun Valley Dr, Tampa, FL 33613
  • /22

    $165,500

    • 2 Beds
    • 2 Baths
    • 912 Sq Ft

    4004 Dream Oak Place Unit 102, Tampa, FL 33613

    Don’t miss this well-maintained first-floor 2-bedroom, 2-bathroom condominium in the desirable North Oaks community. Featuring a spacious open living and dining area with a wood-burning fireplace, this home offers laminate flooring throughout with tile in the kitchen and bathrooms—no carpet. The kitchen is equipped with stainless steel appliances and a convenient breakfast bar. The primary

    Deni Reese CENTURY 21 CIRCLE

    4004 Dream Oak Place Unit 102, Tampa, FL 33613
  • /74

    $659,900

    • 5 Beds
    • 3 Baths
    • 2,790 Sq Ft

    22554 Cliffside Way, Land O Lakes, FL 34639

    This stunning move-in ready home is located in the highly desirable gated enclave of Valencia Gardens. Encompassing 2,790 square feet of thoughtful space, this home has 5 bedrooms, 3 baths and a 3-car garage. Upon entering you will see the main living and dining areas complete with a wood burning fireplace. This home has an open concept and is bright and light flanked with large windows. The

    Dennis Paull BHHS FLORIDA PROPERTIES GROUP

    22554 Cliffside Way, Land O Lakes, FL 34639
  • /6

    $75,900

    • 3 Beds
    • 2 Baths

    18118 N US Highway 41 Unit 68-A, Lutz, FL 33549

    Sunrise Park, a professionally managed, well-maintained manufactured home community, currently has a 1056 sq. ft. home with 3 bedrooms and 2 bathrooms for sale. Take advantage of this offer now and live in one of the state's most attractive areas. Call and schedule a viewing of this home and ask about our current promotions!

    Tori Coil Sunrise Park

    18118 N US Highway 41 Unit 68-A, Lutz, FL 33549
  • /25

    $817,095 New Construction

    • 5 Beds
    • 4 Baths
    • 3,326 Sq Ft

    18562 Serene Lake Loop, Lutz, FL 33548

    This two-story home is the largest plan in this collection featuring an open kitchen, family room and patio ready for entertaining. A bedroom with a private bathroom adds flexibility for overnight guests and the owner’s suite is convenient on the same floor. Upstairs, three bedrooms join a spacious loft for a bonus common space.

    Lennar Builder
    18562 Serene Lake Loop, Lutz, FL 33548
  • /36

    $459,900

    • 3 Beds
    • 2.5 Baths
    • 2,723 Sq Ft

    2051 Vista Del Sol Cir Unit 201, Lutz, FL 33558

    Beautiful upgraded end unit 3-Bed/3-Bath home in the nudist/clothing-optional community of Paradise Lakes with over 2700 sq ft of luxury living space. This lovely remodeled condo has neutral tile, wood-tone laminate, and colors throughout. The eat-in kitchen features granite counters, stainless 2-door/2-drawer refrigerator, tile backsplash, smooth-top range with double oven, built-in microwave,

    Jill Reid EXCEPTIONAL REAL ESTATE

    2051 Vista Del Sol Cir Unit 201, Lutz, FL 33558
  • /19

    $612,155 New Construction

    • 4 Beds
    • 3 Baths
    • 2,084 Sq Ft

    1511 Serentiy Outlook Ct, Lutz, FL 33548

    A modern free-flowing design effortlessly connects the main living spaces of this single-story home. A Jack-and-Jill style bathroom sits between two secondary bedrooms near the entry while the owner’s suite and attached bathroom is nestled in the back of the home for added privacy.

    Lennar Builder
    1511 Serentiy Outlook Ct, Lutz, FL 33548
  • /6

    $95,900 New Construction

    • 3 Beds
    • 2 Baths

    13618 N Florida Ave Unit 64, Tampa, FL 33613

    Looking for a place away from all the hustle and bustle of the city? Right now, you could own a 2024 3 bed/2 bath home for only $104,900.00 plus lot fees. That's 1120 square feet of living space! This amazing home is in Tyrone Village, a 55+ , well-maintained manufactured home community. Call now to view this home and learn about our promotional offers!

    Tori Coil Tyrone Village

    13618 N Florida Ave Unit 64, Tampa, FL 33613
  • /30

    $225,000

    • 2 Beds
    • 1 Bath
    • 961 Sq Ft

    4201 Woodstorks Walk Way Unit 3109, Lutz, FL 33558

    This beautifully maintained 1st floor condo offers 2 bedrooms, 1 bath, and a bright, open layout designed for everyday comfort. The luxury vinyl plank flooring throughout the main living area provides a clean and modern feel, while the lanai is the perfect place to relax and take in the peaceful pond view. Each bedroom features its own walk-in closet, and the primary bedroom includes a separate

    Renee Miller CENTURY 21 BILL NYE REALTY

    4201 Woodstorks Walk Way Unit 3109, Lutz, FL 33558
  • /32

    $550,000

    • 4 Beds
    • 2 Baths
    • 2,136 Sq Ft

    3903 Yellow Finch Ln, Lutz, FL 33558

    One or more photo(s) has been virtually staged. Beautiful 4-Bedroom Pool Home in Calusa TraceThis beautifully maintained 4-bedroom, 2-bath pool home offers a perfect blend of comfort and style in one of Lutz’s most well-known neighborhoods. The split-bedroom floor plan features luxury vinyl plank flooring throughout, a spacious family room with fireplace, and an open kitchen with breakfast

    Joe Lewkowicz COLDWELL BANKER REALTY

    3903 Yellow Finch Ln, Lutz, FL 33558
  • /64

    $649,000

    • 6 Beds
    • 3 Baths
    • 3,111 Sq Ft

    19411 Sandy Springs Cir, Lutz, FL 33558

    Heritage Harbor - Golf course community! This home has 6 bedrooms/3 Bathrooms/2 Car Garage and very large covered Lanai with a fenced in back yard for privacy (or 5 bedrooms with a Den/Office with a closet) One of the guest bedrooms is downstairs, the Primary Bedroom is upstairs along with the other guest bedrooms. This Neighborhood is located in a Great Location with "A" RATED SCHOOLS This home

    Ann Carlson 54 REALTY LLC

    19411 Sandy Springs Cir, Lutz, FL 33558
  • /78

    $699,900

    • 5 Beds
    • 3.5 Baths
    • 3,354 Sq Ft

    20126 Outpost Point Dr, Tampa, FL 33647

    Step into luxury living behind the 24-hour guarded gates of Grand Hampton, where resort-style amenities meet elegant design. This five-bedroom, three-and-a-half-bath residence commands a premium corner lot and captures the perfect blend of sophistication and comfort in one of Tampa’s most desirable neighborhoods. Inside, rich oak-engineered hardwood floors, soaring ceilings, and an iron-baluster

    Joel Hannah DALTON WADE INC

    20126 Outpost Point Dr, Tampa, FL 33647
  • /41

    $450,000

    • 3 Beds
    • 2 Baths
    • 2,046 Sq Ft

    1570 Fox Grape Loop, Lutz, FL 33558

    New Price Reduction to $450K! Long Lake Ranch - Three Bedrooms/ Two Bathrooms/Front Office/Den or can be a 4th bedroom/Two Car Garage/Roof 2024, why buy a home without a newer roof! Take advantage of the Lower insurance rates! The Open Kitchen has 42 inch Cabinets, a Large Granite Counter Top in the middle with the sink and plenty of counter space by the range and microwave, along with all

    Ann Carlson 54 REALTY LLC

    1570 Fox Grape Loop, Lutz, FL 33558
  • /42

    $159,900

    • 1 Bed
    • 1 Bath
    • 666 Sq Ft

    1775 Cupecoy Cir Unit O4, Lutz, FL 33558

    Upscale contemporary condo located in the gated nudist/clothing-optional community of Paradise Lakes. Kitchen features granite counters, soft close raised panel wood cabinets, smooth-top range & hood, countertop microwave, stainless steel dishwasher, disposal, new stainless steel smart refrigerator, and breakfast bar. Living room has vaulted ceiling, new reclining sofa, New 75" Samsung flat

    Jill Reid EXCEPTIONAL REAL ESTATE

    1775 Cupecoy Cir Unit O4, Lutz, FL 33558
  • /34

    $659,900

    • 4 Beds
    • 4 Baths
    • 2,955 Sq Ft

    2480 Bartolo Dr, Land O' Lakes, FL 34639

    One or more photo(s) has been virtually staged. Experience luxury living at its finest in this stunning, Spanish/Mediterranean-style, Terra Bella home. With lavish upgrades throughout, this 2015-built home speaks elegance. Boasting 4 bedrooms, 4 baths, and oversized loft, this home offers a spacious heated living area spanning 2,955 sqft. The beautifully designed kitchen features solid stone

    Eric Gross EXP REALTY LLC

    2480 Bartolo Dr, Land O' Lakes, FL 34639
  • /84

    $699,900

    • 5 Beds
    • 3 Baths
    • 2,058 Sq Ft

    16903 Hanna Rd, Lutz, FL 33549

    Say goodbye to subdivisions and city life. Peaceful semi-rural area. Close to all convivences, shopping and the area amenities. This beautiful home and property, with it’s own detached guest apartment is very unique. Situated on a large, landscaped fenced lot, just under 1⁄2 acre. No HOA. No Deed Restrictions. No Flood insurance required. Nice circular driveway with a huge area for guests to

    Mark Holden TROPIC SHORES REALTY LLC

    16903 Hanna Rd, Lutz, FL 33549
  • /7

    $90,500

    • 3 Beds
    • 2 Baths

    18118 N US Highway 41 Unit 59-A, Lutz, FL 33549

    Own your own home in a quiet, well-maintained neighborhood! This 3 bed/2 bath home has plenty of living space. Every day could feel like a vacation! Call us today to schedule a showing and see all the benefits of living in Sunrise Park, a professionally managed community. Ask about our special incentive programs! This one won't last long!

    Tori Coil Sunrise Park

    18118 N US Highway 41 Unit 59-A, Lutz, FL 33549
  • /58

    $405,000

    • 3 Beds
    • 2.5 Baths
    • 2,153 Sq Ft

    1950 Milkweed Trace, Lutz, FL 33558

    Welcome home to this meticulously maintained 3-bed, 2.5-bath townhome in Long Lake Ranch Village 8, offering 2,153 sq ft of open-concept living. Built in 2017, this corner-lot gem features a 2-car garage, brick paver driveway, and elegant finishes throughout: crown molding, granite counters, stainless appliances, upgraded lighting, and more. Upstairs includes a spacious loft/bonus space. In

    Monica Schartz THE PROPERTY PROS REAL ESTATE, INC

    1950 Milkweed Trace, Lutz, FL 33558
  • /52

    $1,049,000

    • 7 Beds
    • 5 Baths
    • 5,106 Sq Ft

    19813 Wellington Manor Blvd, Lutz, FL 33549

    This Mediterranean-style estate in one of Lutz’s most desirable gated executive communities is the kind of home that adapts to its owner’s vision. Whether you want a space to lead and impress, to relax with family, or to entertain in style, this residence offers the versatility to meet every need and desire.Set on a private half-acre lot surrounded by mature oaks and lush landscaping, the

    Tim Hanavan RE/MAX PREMIER GROUP

    19813 Wellington Manor Blvd, Lutz, FL 33549
  • /87

    $524,999 Open Sat 11AM - 2PM

    • 4 Beds
    • 2 Baths
    • 1,973 Sq Ft

    16604 Lake Heather Dr, Tampa, FL 33618

    One or more photo(s) has been virtually staged. Welcome to 16604 Lake Heather Drive—a true piece of paradise perfectly situated in one of Carrollwood’s most desirable neighborhoods. This beautifully maintained 4-bedroom, 2-bath waterfront home offers serene lake views and modern comfort throughout.Step inside to a welcoming foyer that flows seamlessly to the screened-in patio through elegant

    Sean McDermott II LPT REALTY, LLC

    16604 Lake Heather Dr, Tampa, FL 33618
  • /79

    $995,405

    • 2 Beds
    • 1 Bath
    • 912 Sq Ft

    20105 Green Grass Ln, Lutz, FL 33558

    Rare multifamily investment on Moss Lake totaling approximately 4.23+ acres across four contiguous parcels within Lake Como Homesites (PB 3, PG 130). All parcels are zoned R-1, and include deeded access to Moss Lake with a boathouse, dock, and fishing pier. Two parcels are vacant and buildable. One parcel includes a single family home with a long term tenant currently paying below market rent.

    Jennifer Ott DALTON WADE INC

    20105 Green Grass Ln, Lutz, FL 33558
  • /87

    $744,900

    • 5 Beds
    • 2.5 Baths
    • 3,232 Sq Ft

    18425 Bittern Ave, Lutz, FL 33558

    Stunning Two-Story 5-Bedroom, 2-Bath Home with Beautiful ViewsWelcome to this spacious and elegant two-story residence featuring 5 bedrooms and 2 full bathrooms. Designed with both comfort and style in mind, this home offers a bright open-concept layout, a modern kitchen with ample cabinet space, and generously sized bedrooms ideal for family living or hosting guests.Enjoy breathtaking

    Beismery Rouco FRIENDS REALTY LLC

    18425 Bittern Ave, Lutz, FL 33558
  • /22

    $289,900

    • 2 Beds
    • 2 Baths
    • 1,152 Sq Ft

    1760 Dorothy Blvd, Lutz, FL 33558

    lovely 2bedroom/2bath mobile home located in the Family Nudist community, Lake Como in Lutz. New price. Home features cathedral ceilings, open floor plan, spacious great room with 2 sets of sliding glass doors opening to large under-roof front porch with cathedral ceiling too. The carport extends the entire length of the home with long concrete drive. Another great area to be outside but

    Sandy Streit SANDYRAE REALTY

    1760 Dorothy Blvd, Lutz, FL 33558
  • /25

    $393,900

    • 3 Beds
    • 2 Baths
    • 1,650 Sq Ft

    24449 Mistwood Ct, Lutz, FL 33559

    CLICK the LINK to see our video: Welcome to this well-maintained 3-bedroom, 2-bath home in the desirable Oak Grove community of Lutz! Designed for everyday comfort and energy-smart living, this property features 27 solar panels, significantly reducing monthly utility costs. A Culligan water softener system provides soft, clean water throughout the home. The functional layout includes a spacious

    Clifford Howell KELLER WILLIAMS TAMPA PROP.

    24449 Mistwood Ct, Lutz, FL 33559
  • /8

    $259,000

    • 2 Beds
    • 2 Baths
    • 860 Sq Ft

    Unlisted Address

    Built in 2018 this two-bedroom, two-bathroom double-wide manufactured home is located in the private, gated Lake Como Resort. This is anudist community and to be considered for residency owners are required to be members (or become members) of AANR - the AmericanAssociation for Nude Recreation. This lovely home is considered "Real Property" because a Certificate of Ownership in the Lake

    Ron Deval LPT REALTY, LLC

    Unlisted Address
  • /39

    $365,000

    • 3 Beds
    • 2 Baths
    • 1,221 Sq Ft

    16009 Saddle Creek Dr, Tampa, FL 33618

    PRICE REDUCED- SELLER MOTIVATED! *NEW ROOF 2025* No HOA - No CDD! NO FLOOD ZONE! PERFECT 3/2 HOME IN NORTH TAMPA! Super cute house located in the highly demanded NORTHDALE/Carrollwood area. The main living areas have vaulted ceilings allowing the light to filter through from front to back. The kitchen with granite counters, wood shaker style cabinets and stainless-steel appliances divide the main

    Meiling Morales JPT REALTY LLC

    16009 Saddle Creek Dr, Tampa, FL 33618
  • /62

    $1,399,000

    • 5 Beds
    • 3.5 Baths
    • 4,520 Sq Ft

    17923 Barn Close Dr, Lutz, FL 33559

    Nestled on a beautifully landscaped 1⁄2-acre lot in the gated community of Cordoba Ranch, this spacious two-story Bellingham model offers 5 bedrooms, 3.5 bathrooms, a dedicated office/den, a large loft, and a separate bonus room—all complemented by a 3-car garage and a custom heated pool with spa.The home features numerous upgrades, including a newly refinished marble pool deck, expanded

    Johnny Wild WILD REALTY & INV. CO., INC.

    17923 Barn Close Dr, Lutz, FL 33559
  • /9

    $187,000

    • 2 Beds
    • 1.5 Baths
    • 504 Sq Ft

    21027 Lazy Days Cir, Lutz, FL 33558

    Paradise Lakes is a premier nudist community where you can Sun your Buns year round. At only $35 a month in HOA fees it is by far the best deal around. This 2 bedroom, 1 1/2 bath Cottage style living with an open floor plan and split bedrooms has new upgraded laminate flooring, fresh interior paint, ceiling fans and partially furnished to boot! Sliding glass doors lead to the oversize storage

    Toby Caroline SUN N FUN REALTY

    21027 Lazy Days Cir, Lutz, FL 33558
  • /62

    $629,000

    • 3 Beds
    • 2 Baths
    • 1,917 Sq Ft

    18921 Place Marquette, Lutz, FL 33558

    We are pleased to present this BEAUTIFULLY UPDATED, ONE STORY HOME in Biarritz Village of Cheval. Situated on a large corner lot, this 3 Bedroom, 2 Bath, 1,917 sq. ft. home features: a light and bright open floor plan with neutral decor and volume ceilings; an UPDATED KITCHEN open to the family room with quartz counter tops and NEW CAFE SERIES stainless steel appliances (2023); a COMPLETELY

    Scott Kennedy COLDWELL BANKER REALTY

    18921 Place Marquette, Lutz, FL 33558
  • /44

    $829,900 Open Sun 1PM - 4PM

    • 5 Beds
    • 3.5 Baths
    • 4,242 Sq Ft

    1970 Fox Grape Loop, Lutz, FL 33558

    **Priced to Sell, One of the lowest if not the lowest price per square foot in LLR** Fresh Paint inside and outside, real hardwood floors.. Welcome to this spacious MI Homes Windsor model in the desirable Long Lake Ranch community of Lutz. Offering 4,242 sq ft of living space, this home features 5 bedrooms, 3.5 bathrooms, and a 3-car garage, designed with both comfort and style in mind. Interior

    Jonathan Minerick HOMECOIN.COM

    1970 Fox Grape Loop, Lutz, FL 33558
  • /6

    $375,000

    • Land
    • 1.3 Acres
    • $288,462 per Acre

    0 Newberger Rd Unit MFRTB8388052, Lutz, FL 33549

    Build your dream home on this exceptional vacant lot nestled at the end of a quiet cul-de-sac on a serene small lake. Enjoy breathtaking views, ultimate privacy, and a sense of peaceful seclusion just minutes from town conveniences. With water views from your future backyard and nature all around, this is the perfect canvas for your custom retreat. Don’t miss this rare opportunity to create your

    Wendy Ross FLORIDA EXECUTIVE REALTY

    0 Newberger Rd Unit MFRTB8388052, Lutz, FL 33549
  • /88

    $575,000

    • 5 Beds
    • 2.5 Baths
    • 2,576 Sq Ft

    16502 E Course Dr, Tampa, FL 33624

    Welcome to your dream retreat! This stunning 2-story home is full of charm, character, and roomfor everyone to enjoy. Upstairs, you’ll find four spacious bedrooms and two full baths,including a luxurious primary suite that feels like a spa escape, complete with hand-paintedartisanal double sinks, a show-stopping oversized corner soaking tub crowned with achandelier, and a separate

    Kelly Mothershead KELLER WILLIAMS REALTY- PALM H

    16502 E Course Dr, Tampa, FL 33624
  • /19

    $62,000

    • Land
    • 1.38 Acres
    • $44,928 per Acre

    0 Hwy 41 (24-26-18-0000-03400-0010) Unit MFRTB8406481, Land O Lakes, FL 34638

    1.38 Acre Vacant Lot in Land O’ Lakes – Zoned RE-3/Medium Density Residential. This 1.38-acre parcel located in the heart of Land O’ Lakes, FL. While currently landlocked, access solutions may be explored, and the eastern boundary is bordered by CSX railroad tracks—ideal for investors considering unique or niche land uses. Approximately 75% of the property lies in FEMA Flood Zone AE, with the

    Coleen Garner CENTURY 21 ELITE LOCATIONS, INC

    0 Hwy 41 (24-26-18-0000-03400-0010) Unit MFRTB8406481, Land O Lakes, FL 34638
  • /41

    $599,000

    • 4 Beds
    • 3 Baths
    • 2,842 Sq Ft

    19333 Aqua Springs Dr, Lutz, FL 33558

    ***Sellers offering $5,000 toward Buyer's rate buy down with the use of Sellers' preferred lender*** Welcome to this beautiful, move-in-ready, 4 bedroom 3 full bathroom home located on a quiet cul-de-sac in the highly sought-after Heritage Harbor community! Located in a top-rated A+ school district of McKitrick, Martinez, Steinbrenner, this home offers the an ideal combination of location, space,

    Bret Yates MIHARA & ASSOCIATES INC.

    19333 Aqua Springs Dr, Lutz, FL 33558
  • /57

    $649,899

    • 5 Beds
    • 3.5 Baths
    • 2,893 Sq Ft

    2821 Cypress Bowl Rd, Lutz, FL 33558

    One or more photo(s) has been virtually staged. Well-maintained 5-bedroom, 3-bath, two-story home on a corner lot in the gated Sweetgrass community of Stonebrier. Built in 2010 with an open- concept layout featuring a kitchen open to the great room. Fully fenced backyard with white vinyl fencing and room for outdoor enjoyment. Five large bedrooms include a Jack-and-Jill bath between bedrooms four

    Jesus Fernandez WEICHERT REALTORS HALLMARK PRO

    2821 Cypress Bowl Rd, Lutz, FL 33558

Showing Results 241 - 280, Page 7 of 14

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