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Marion County IN Homes with Garage under $300,000

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  • /22

    $299,000

    • 3 Beds
    • 2.5 Baths
    • 2,468 Sq Ft

    8240 Gathering Cir, Indianapolis, IN 46259

    Welcome home to this charming 3 bedroom, 2.5 bath property in the heart of Franklin Township, nestled in the quiet Acton community. From the moment you step inside, you'll appreciate the spacious layout, thoughtful updates, and abundant storage throughout-perfect for keeping life organized. The main level offers a warm and inviting living space that flows seamlessly into the kitchen and dining

    Kelsey Dossey Bennett Realty

    8240 Gathering Cir, Indianapolis, IN 46259
  • /34

    $274,900

    • 2 Beds
    • 2 Baths
    • 1,626 Sq Ft

    8214 Bentley Farms Dr, Indianapolis, IN 46259

    Inviting 2 bedroom, 2 bath patio home with den/sunroom located in beautiful Bentley Farms 55+ community. Nice open floor plan starting with the great room with a cathedral ceiling, gas fireplace, built in bookshelves that leads into the formal dining room. The adjoining sunroom provides plenty of additional living space and access to the private glass enclosed porch. The kitchen offers plenty of

    Rollin Jackson Realty World-Turtle Crk Realty

    8214 Bentley Farms Dr, Indianapolis, IN 46259
  • /28

    $284,900

    • 2 Beds
    • 2 Baths
    • 960 Sq Ft

    721 E North St Unit 1C, Indianapolis, IN 46202

    LOCATION, LOCATION, LOCATION! Enjoy true downtown living at 721 E North Street, perfectly positioned in the middle of everything. This maintenance-free condo has been freshly updated with new interior paint and new carpet, complemented by hardwood floors, granite countertops, stainless steel appliances, and a front-load washer and dryer. The open layout features soaring ceilings and abundant

    Jenny Laughner CENTURY 21 Scheetz

    721 E North St Unit 1C, Indianapolis, IN 46202
  • /22

    $221,900

    • 2 Beds
    • 1.5 Baths
    • 1,365 Sq Ft

    4727 Stoughton Ct, Indianapolis, IN 46254

    Cobblestone Condos!!! Great location located near Eagle Creek and Park! One of the best condo communities on the NW side of Indy!!! This spacious 2BR, 2 level freshly painted and new fixtures, laminate floors and more. The condo is in move in condition today. Great water views behind you plus a neighborhood pool and so much more!!!! Main level features a 1/2 bath tile entry and covered porch w/a

    Carl Vargas F.C. Tucker Company

    4727 Stoughton Ct, Indianapolis, IN 46254
  • /46

    $219,990

    • 2 Beds
    • 2 Baths
    • 1,115 Sq Ft

    6711 Bridgefield Way, Indianapolis, IN 46254

    Back on the market at no fault of the seller-offering a second opportunity at a fully updated, low-maintenance condo. Vaulted ceilings and abundant natural light create an open, inviting feel in the main living area, anchored by a gas fireplace. The updated kitchen features white cabinetry, granite countertops, stainless steel appliances, and a subway tile backsplash, with durable ceramic tile

    Lee Skiles Trueblood Real Estate

    6711 Bridgefield Way, Indianapolis, IN 46254
  • /28

    $259,000

    • 4 Beds
    • 2.5 Baths
    • 2,048 Sq Ft

    3245 Blue Ash Ln, Indianapolis, IN 46239

    Welcome to this beautifully appointed four-bedroom, three-bath home nestled on a peaceful cul-de-sac in the desirable Franklin Township area of Indianapolis. This spacious two-story residence combines modern elegance with everyday comfort. Step inside to discover a stunning blend of flooring throughout: the living room and dining room feature rich hardwood bamboo, while the bedrooms have

    Mershaun Scott Real People Realty, Inc.

    3245 Blue Ash Ln, Indianapolis, IN 46239
  • /15

    $249,000

    • 3 Beds
    • 1 Bath
    • 1,012 Sq Ft

    8219 E 75th St, Indianapolis, IN 46256

    Nature Lover's Forever Home! Charming cottage style single story home in one of the most beautiful areas of Lawrence township. Immaculate interior offering cozy comfortable living space while keeping energy bills low. Beautiful kitchen with a convenient adjacent laundry area. Sip on tea or coffee all year long on the screened porch overlooking a large backyard with park-like wooded views. 3rd

    Ryan Hakes Grace & Agape Real Estate Services

    8219 E 75th St, Indianapolis, IN 46256
  • /24

    $234,900

    • 2 Beds
    • 2 Baths
    • 1,180 Sq Ft

    3835 Gray Pond Ct, Indianapolis, IN 46237

    Welcome home to this beautifully maintained 2-bedroom, 2 full bath home located in the desirable Gray Farms Estates in Perry Township! Nestled on a quiet street, this home offers the perfect blend of comfort, convenience, and low-maintenance living. Step inside to a spacious great room featuring gorgeous laminate flooring and a cozy gas log fireplace-perfect for relaxing evenings at home. The

    Corina Jones Your Home Team

    3835 Gray Pond Ct, Indianapolis, IN 46237
  • /36

    $232,000

    • 2 Beds
    • 2.5 Baths
    • 1,373 Sq Ft

    6558 Wandsworth Cir, Indianapolis, IN 46250

    You must take a look at this one! This is a2BR / 2.5BA condos in Sun Lakes at Bayside. If you'd like a touch of modern convenience, you'll love this one. With the vaulted ceilings and angled partial walls. You will enjoy a spacious dining area and bright and light great room. Kitchen has new appliances & new water heater & HVAC. You will also find the spacious lower-level living area, great for

    Chas Schaffernoth F.C. Tucker Company

    6558 Wandsworth Cir, Indianapolis, IN 46250
  • /13

    $229,900

    • 3 Beds
    • 1 Bath
    • 2,007 Sq Ft

    7514 S Oak Dr, Indianapolis, IN 46227

    Estate sale. Ready to close. Nestled at 7514 S Oak DR, INDIANAPOLIS, IN, this single-family residence offers a unique opportunity to embrace a comfortable lifestyle within its walls. With 1461 square feet of living area, this two-story home offers ample space to create the environment you have always desired. Imagine mornings spent in one of the three bedrooms, sunlight streaming through the

    Ray Stuck HomeXpert, Ray Stuck & Co.

    7514 S Oak Dr, Indianapolis, IN 46227
  • /12

    $257,000

    • 3 Beds
    • 2 Baths
    • 1,264 Sq Ft

    8113 Rambling Rd, Indianapolis, IN 46239

    Shocked this is still available! This well-maintained 3-bedroom, 2-bath home in Wildcat Run offers a spacious open living and dining area that's perfect for everyday living and entertaining. Step outside to a fully fenced backyard with plenty of privacy and space to enjoy. Located in desirable Franklin Township, you'll be just minutes from schools, parks, shopping, and dining. Don't miss your

    Ashton Harris The Stewart Home Group

    8113 Rambling Rd, Indianapolis, IN 46239
  • /37

    $282,000

    • 2 Beds
    • 2 Baths
    • 1,441 Sq Ft

    9364 Oak Run East Dr, Indianapolis, IN 46260

    Welcome to your next home in the serene and highly sought-after Golden Oaks community. This charming two-bedroom, two-bath condo has been completely gutted and restored, and features a new heat pump, tankless water heater, upgraded 200-amp electrical panel, and newly built laundry room. The kitchen has an open layout and the flooring is new throughout. Outside, you will find an over-sized patio

    Raymond Habash F.C. Tucker Company

    9364 Oak Run East Dr, Indianapolis, IN 46260
  • /26

    $295,000

    • 2 Beds
    • 1 Bath
    • 1,267 Sq Ft

    802 N Park Ave Unit 10, Indianapolis, IN 46202

    STEPS away from Mass Ave - this home is an updated 2-bed, 1-bath condo offering the best of downtown Indy living. An open-concept layout features natural light, hardwood floors, a cozy fireplace, and an updated kitchen! The spacious primary bedroom provides excellent storage, while the second bedroom is ideal for guests or a home office. Warm finishes throughout, in-unit laundry, and secure

    Kristin Glassburn @properties

    802 N Park Ave Unit 10, Indianapolis, IN 46202
  • /45

    $254,500 Open Fri 2PM - 4PM

    • 3 Beds
    • 2 Baths
    • 1,464 Sq Ft

    2509 S New Jersey St, Indianapolis, IN 46225

    Completely revitalized and move-in ready! This beautifully renovated home at 2509 S New Jersey St blends modern comfort with timeless charm. Step inside to find brand-new flooring, a fresh open layout, and a stylish kitchen equipped with all-new appliances. Every detail has been thoughtfully updated-perfect for buyers seeking a turn-key home in a convenient location!

    Maryan Calderon Garcia F.C. Tucker Company

    2509 S New Jersey St, Indianapolis, IN 46225
  • /21

    $235,000

    • 3 Beds
    • 2 Baths
    • 1,240 Sq Ft

    5661 Sweet River Dr, Indianapolis, IN 46221

    Welcome home to this charming 3-bedroom, 2-bath ranch in desirable River Run on Indy's west side! Step inside to a bright, open layout that's perfect for everyday living and entertaining. Enjoy the spacious great room and an inviting kitchen that flows effortlessly to the huge back deck-ideal for grilling, gatherings, or simply relaxing outdoors. The covered front porch adds extra curb appeal and

    Lesa King Jeneene West Realty, LLC

    5661 Sweet River Dr, Indianapolis, IN 46221
  • /14

    $205,000

    • 3 Beds
    • 2 Baths
    • 1,254 Sq Ft

    10244 Greenbrook Ct, Indianapolis, IN 46229

    Back on the market due to buyer financing falling through. Look no further! This 3 br 2 bath brick home in Warren Twsp Schools located on a quiet culdesac has lots of privacy in the back yard and beautiful lot! Included are 1 yr old washer and dryer and newer garage freezer, kitchen appliances. Beautiful hearth room with new flooring as well as new flooring in the kitchen. Nice stainless

    Teresa Livingston Livingston Realty LLC

    10244 Greenbrook Ct, Indianapolis, IN 46229
  • /35

    $298,000

    • 4 Beds
    • 3 Baths
    • 2,400 Sq Ft

    4381 Dunsany Ct, Indianapolis, IN 46254

    Completely Remodeled 4 br, 3 full bath in Pike twp! Updates include: new roof, windows, doors, deck, kitchen, tiled baths, paint interior /exterior , flooring , updated plumbing , electrical, new garage door and etc.

    Tatyana Crismore Indiana Homestore, LLC

    4381 Dunsany Ct, Indianapolis, IN 46254
  • /22

    $278,000

    • 4 Beds
    • 1.5 Baths
    • 1,536 Sq Ft

    439 S Oakland Ave, Indianapolis, IN 46201

    This beautifully updated 4-bedroom, 2-bath home is packed with modern upgrades and everyday comfort. The bright, open kitchen features quartz countertops, custom cabinetry, tile backsplash, and stainless LG appliances-perfect for cooking and entertaining. Enjoy the spacious living room, refreshed baths, newer flooring, updated roof, and 200-amp electrical service. Outside, the fenced double lot

    Adonis Dowbor eXp Realty, LLC

    439 S Oakland Ave, Indianapolis, IN 46201
  • /32

    $299,900

    • 3 Beds
    • 2 Baths
    • 3,432 Sq Ft

    7114 E 10th St, Indianapolis, IN 46219

    Welcome to this beautifully remodeled 3-bedroom, 2-bath home featuring a fully finished basement and a spacious two-car garage. The kitchen has been completely updated with modern finishes, and the cozy living room includes an elegant electric fireplace-perfect for relaxing evenings. This home offers a new roof, new windows, and smart fan/light combos in every bedroom for ultimate comfort and

    Marco Garcia Realty World Indy

    7114 E 10th St, Indianapolis, IN 46219
  • /26

    $209,000

    • 3 Beds
    • 2 Baths
    • 1,625 Sq Ft

    561 W 13th St, Indianapolis, IN 46202

    The Primary Bedroom is the largest of the three. Bedroom 2nd is a suite with full bath attached. Property is part of an improving neighborhood with new apartment complexes under construction on a major N/S throughfare just a stone's throw away. Historic Crispus Attucks High School, an Early College High School, is just two blocks away. A leisure walk or bike ride to the many attractions of the

    Darwin May Keller Williams Indy Metro NE

    561 W 13th St, Indianapolis, IN 46202
  • /38

    $290,000

    • 4 Beds
    • 3 Baths
    • 2,064 Sq Ft

    33 N Gray St, Indianapolis, IN 46201

    Eligible buyers may qualify for a $5,000 grant and special financing options, including low or no down payment with no PMI, through participating lenders. This completely remodeled open-concept home offers 4 bedrooms and 3 full baths, including a convenient main-level bedroom. The stunning kitchen includes granite counter tops, stainless steel appliances, a brand-new refrigerator, gas range with

    Michelle Staley Expect Better Realty

    33 N Gray St, Indianapolis, IN 46201
  • /24

    $275,000

    • 3 Beds
    • 2 Baths
    • 1,600 Sq Ft

    10522 Hunters Crossing Blvd, Indianapolis, IN 46239

    Step into this exquisite ranch-style abode, perfectly positioned in the sought-after Hunter's Crossing subdivision within the prestigious Franklin Township school system. This home is thoughtfully designed with three spacious bedrooms, a versatile bonus room, and two full bathrooms, featuring a practical split floor plan. The primary bedroom serves as a sanctuary, boasting a substantial walk-in

    Sean Daniels Daniels Real Estate

    10522 Hunters Crossing Blvd, Indianapolis, IN 46239
  • /40

    $250,000

    • 3 Beds
    • 2 Baths
    • 2,308 Sq Ft

    624 Washington Cove Way, Indianapolis, IN 46229

    Welcome to your new opportunity in a prime location with instant equity! This spacious 2,308 square foot home offers three bedrooms and two bathrooms, making it a canvas for your personal touches. Situated in a desirable neighborhood close to amenities, this residence combines convenience with the potential for instant equity. As you enter, you'll be greeted by a generous layout that features a

    Jonathan Hopson F.C. Tucker Company

    624 Washington Cove Way, Indianapolis, IN 46229
  • /51

    $239,900

    • 3 Beds
    • 2 Baths
    • 1,565 Sq Ft

    3220 Chamberlin Dr, Indianapolis, IN 46227

    Tucked away on a quiet, dead-end street, this 3-bedroom, 2-bath ranch offers comfort, privacy, and numerous recent updates. The roof was replaced in June 2019. The eat-in kitchen boasts laminate flooring. The oversized detached two-car garage offers abundant shelving and a large workbench, with plenty of extra parking available outside. Lots of possibilities for gardening or just redo the

    AJ Dhital Serving You Realty

    3220 Chamberlin Dr, Indianapolis, IN 46227
  • /13

    $200,000

    • 2 Beds
    • 1 Bath
    • 1,040 Sq Ft

    1309 S Hawthorne Ln, Indianapolis, IN 46203

    Welcome home to this charming 2-bedroom ranch nestled on a spacious corner lot. This move-in-ready property features updated flooring, stylish light fixtures, and a modern kitchen complete with newer appliances and a conveniently included washer and dryer. Enjoy easy, single-level living and the comfort of a large 2-car garage. The standout bonus is the expansive side yard-an additional lot with

    Jody Lee Meredith Real Broker, LLC

    1309 S Hawthorne Ln, Indianapolis, IN 46203
  • /33

    $209,999

    • 2 Beds
    • 2 Baths
    • 1,678 Sq Ft

    10843 Stable Dr, Indianapolis, IN 46239

    MOTIVATED SELLER!! BEST PRICED 55+Condo in INDY. Almost 1700 sq ft. ALL on one level...2 large bedrooms with FULL baths...Primary bedroom suite has walk-in closet & shower* Extra LARGE kitchen includes breakfast area, stainless steel appliances, Microwave hood, dishwasher, and disposal*priced to sell in however All SERIOUS OFFERS will be considered. Conveniently located laundry room with washer

    Ruby Simpson Simpson Real Estate & Property Management, LLC

    10843 Stable Dr, Indianapolis, IN 46239
  • /32

    $260,000

    • 3 Beds
    • 2 Baths
    • 1,116 Sq Ft

    8222 Patton Dr, Indianapolis, IN 46226

    Nestled in pristine Harrison Park neighborhood, this freshly renovated, 3 bed 2 full bath Ranch has it all! Renovated in 2024, windows, doors, fans, entire kitchen, flooring, carpets, all new! Brand new roof 2025, brand new HVAC 2025! Bright and updated kitchen with walkout to back yard, white shaker cabinets for ample storage, kitchen dining area along with separate dining area off of living

    Jenny Lauck Lauck Real Estate Sevices, LLC

    8222 Patton Dr, Indianapolis, IN 46226
  • /48

    $269,900

    • 3 Beds
    • 2.5 Baths
    • 2,334 Sq Ft

    3424 Pavetto Ln, Indianapolis, IN 46203

    Looking for a great home on a spacious - beautiful lot? This property offers the perfect blend of indoor comfort and outdoor enjoyment! Relax or entertain on the expansive concrete patio with a covered gazebo, all set on a private lot next to peaceful green space and a pond. Inside, enjoy open and flexible living areas with laminate and vinyl plank flooring throughout both levels, and ceramic

    Stacy West Berkshire Hathaway Home

    3424 Pavetto Ln, Indianapolis, IN 46203
  • /59

    $295,000

    • 2 Beds
    • 2 Baths
    • 1,850 Sq Ft

    8690 Jaffa Court West Dr Unit 31, Indianapolis, IN 46260

    Welcome to a gem in Lion's Gate! This 2 bedroom, 2 bathroom unit has been uniquely modified to open the kitchen to the living space. The kitchen boasts a large island, cabinets galore, new countertops, newer appliances, and even a wine fridge! Beautiful hardwood floors throughout the living space mesh wonderfully with the fireplace and neutral walls. The balcony has an A+ view of the community

    Cynthia Yosha-Snyder F.C. Tucker Company

    8690 Jaffa Court West Dr Unit 31, Indianapolis, IN 46260
  • /44

    $265,000

    • 2 Beds
    • 2 Baths
    • 1,842 Sq Ft

    8681 E Jaffa Court Dr E Unit 38, Indianapolis, IN 46260

    86th & Meridian, the best location in Indy! Lion's Gate is made for people who want to live that worry-free lifestyle! It's a fully fenced and gated, secure community - lock and leave for the winter if you want! From the under ground garage, take the elevator to your spacious single-level condo. This is a rare, open floor plan with a view of the pond from the private balcony. Renovated kitchen

    Todd Denkmann Keller Williams Indpls Metro N

    8681 E Jaffa Court Dr E Unit 38, Indianapolis, IN 46260
  • /32

    $209,900

    • 3 Beds
    • 2.5 Baths
    • 1,720 Sq Ft

    7041 Gavin Dr, Indianapolis, IN 46217

    Welcome to this beautifully maintained 3-bedroom, 2.5-bath Gunstra custom home located in the desirable Shawnee Ridge subdivision within the Southern Dunes Golf & Country Club community. This residence blends quality construction, thoughtful upgrades, and a warm, inviting atmosphere in one of Indianapolis's most convenient locations. Step inside to an open-concept kitchen and great room

    Mark Fox The Fox Group Real Estate

    7041 Gavin Dr, Indianapolis, IN 46217
  • /26

    $269,000

    • 3 Beds
    • 2.5 Baths
    • 2,199 Sq Ft

    206 N Randolph St, Indianapolis, IN 46201

    Renovated 3BR, 2.5BA twin home blending 1910 charm with modern updates. Completely remodeled in 2022, this home offers a bright, open main level with tall ceilings, new flooring, and a stylish kitchen. Two spacious bedrooms and a beautifully updated bath on second story with the spacious primary suite on the third. The third-floor retreat with a private balcony is a standout - perfect for

    Whitney Walker CENTURY 21 Scheetz

    206 N Randolph St, Indianapolis, IN 46201
  • /12

    $219,900

    • 3 Beds
    • 1.5 Baths
    • 1,120 Sq Ft

    916 Waring Dr E, Indianapolis, IN 46229

    Nestled at 916 Waring DR E, Indianapolis, IN, this single-family residence offers an inviting home, ready for you to move in. Imagine evenings spent in the living room, the fireplace casting a warm glow as you relax and unwind after a long day. The shaker cabinets in the kitchen offer a blend of classic style and practical storage, creating an ideal space for both everyday meals and special

    Jenni Ruiz J S Ruiz Realty, Inc.

    916 Waring Dr E, Indianapolis, IN 46229
  • /58

    $269,900

    • 3 Beds
    • 3 Baths
    • 2,046 Sq Ft

    1606 Ringgold Ave, Indianapolis, IN 46203

    Welcome home to this updated 3 bedroom, 3 bath home in Bates-Hendricks! This home features a main floor primary bedroom with ensuite, stone countertops and stainless steel appliances. Upstairs, there are 2 bedrooms and a loft that is perfect for entertaining or a home office. Outside you will find a wood deck, ideal for relaxing or hosting friends, plus a one-car garage for added convenience.

    Matthew Fields Daniels Real Estate

    1606 Ringgold Ave, Indianapolis, IN 46203
  • /27

    $230,000

    • 2 Beds
    • 2 Baths
    • 1,401 Sq Ft

    6520 Emerald Ridge Ct, Indianapolis, IN 46221

    Step into comfort and style with this spacious 2-bedroom, 2-bath duplex/condo that offers the perfect blend of functionality and charm. This well-designed home features a spacious primary suite complete with a walk-in closet and private bath, while the second bedroom provides ample space for guests, family, or a home office. Enjoy the ease of everyday living with a separate dining room, a cozy

    Carie Barkwell Keller Williams Indy Metro S

    6520 Emerald Ridge Ct, Indianapolis, IN 46221
  • /33

    $259,999

    • 2 Beds
    • 2.5 Baths
    • 1,172 Sq Ft

    811 Iowa St, Indianapolis, IN 46203

    Beautifully updated attached home located just south of the vibrant and up-and-coming Fountain Square district. This charming property features updated flooring, fresh paint throughout, and a modernized kitchen complete with a large island-perfect for entertaining. The main level boasts tall ceilings and an abundance of natural light thanks to numerous windows. Enjoy outdoor living with both a

    Michael Peterson Hoosier, REALTORS®

    811 Iowa St, Indianapolis, IN 46203
  • /27

    $249,900

    • 2 Beds
    • 2 Baths
    • 1,534 Sq Ft

    8131 Bentley Farms Place, Indianapolis, IN 46259

    Welcome to Bentley Farms, a 55+ neighborhood in the Franklin Township. Large great room with vaulted ceiling, opens to the dining room. Sunroom/den leads to screened in patio. Wonderful kitchen with plenty of cabinet space, plus 2 pantries and a separate breakfast nook. Primary bedroom has a large walk-in closet and private full bathroom with step in shower. Second bedroom, also features a

    Barbara Arnold F.C. Tucker Company

    8131 Bentley Farms Place, Indianapolis, IN 46259
  • /25

    $214,500

    • 3 Beds
    • 2.5 Baths
    • 1,721 Sq Ft

    7123 Forrester Ln, Indianapolis, IN 46217

    Welcome to 7123 Forester Lane in the desirable Southern Dunes neighborhood! This maintenance-free home offers comfort, convenience, and charm-all just minutes from shopping, restaurants, interstate access, and downtown Indianapolis. Beautiful natural light fills the open floor plan, highlighting a kitchen with vinyl wood flooring, 42" cabinets, stainless steel appliances, a tile backsplash, and a

    Greg Keyler HIVE Realty Group

    7123 Forrester Ln, Indianapolis, IN 46217
  • /9

    $219,900

    • 2 Beds
    • 2 Baths
    • 1,441 Sq Ft

    9222 Golden Oaks W, Indianapolis, IN 46260

    This condominium presents an attractive property in great condition. Discover a residence crafted for comfortable living and effortless style. Imagine relaxing in the living room, where a vaulted ceiling creates an expansive sense of airiness, and a fireplace offers a natural focal point for cozy evenings. The kitchen offers a stylish space, featuring shaker cabinets complemented by a backsplash.

    Kerolos Sarofem HSI Commercial & Residential Group, Inc

    9222 Golden Oaks W, Indianapolis, IN 46260
  • /28

    $250,000

    • 3 Beds
    • 2 Baths
    • 1,158 Sq Ft

    3062 S Temple Ave, Indianapolis, IN 46237

    Welcome to this well-maintained 3-bed, 2-bath home just minutes from Downtown Indianapolis, with quick access to I-465, I-65, and nearby local amenities, dining, and shopping. Inside, you'll find a beautifully remodeled kitchen featuring custom cabinetry with crown molding, granite countertops, updated fixtures, and a functional layout perfect for cooking and entertaining. The spacious living

    Penni Mayes F.C. Tucker Company

    3062 S Temple Ave, Indianapolis, IN 46237

Showing Results 561 - 600, Page 15 of 18

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