Modern Homes for Sale in Michigan

/21
$425,000
- 2 Beds
- 1 Bath
- 892 Sq Ft
115 E Eighth St Unit 16, Traverse City, MI 49684

Downtown Traverse City living at it's finest!This stunning top floor condo features gorgeous finishings, high ceilings and an abundance of windows; making this beautiful space light and airy. This third/top floor unit allows for fantastic views with a wall of windows in the family room overlooking the tree tops of 8th Street. Enjoy the vibrant buzz of Traverse City right out your front door!

Camille Campbell Coldwell Banker Schmidt Traverse City

115 E Eighth St Unit 16, Traverse City, MI 49684
/25
$160,000
- 2 Beds
- 1.5 Baths
- 1,096 Sq Ft
2017 Greenwich Ct Unit 20, Lansing, MI 48910

Welcome home to maintenance free living just minutes from the new McLaren Hospital, the river trails and all highways! This desirable 2 bedroom 1.5 bathroom tranquil end unit townhouse features a large living room with gas fireplace, slider door to a deck perfect for a grill and patio furniture, an attached garage and full basement! The kitchen features ample cabinetry space and the dining room

Katie Lieder-Rice KW Realty Living

2017 Greenwich Ct Unit 20, Lansing, MI 48910
/36
$225,000
- 2 Beds
- 2 Baths
- 1,059 Sq Ft
6651 Hearthside Ct Unit 1, West Bloomfield, MI 48322

PROPERTY BACK ON MARKET DUE TO FLIPPER HAVING SECOND THOUGHTS. THERE WERE NO MAJOR INSPECTION ISSUES AND MINOR ELECTRICAL ISSUES (ADDING GFI'S) HAVE BEEN CORRECTED! EXPERIENCE THE EASE OF MAIN-FLOOR LIVING IN THIS UPDATED END-UNIT RANCH CONDO IN WEST BLOOMFIELD'S DESIRABLE CHIMNEY HILL COMMUNITY. STEP INTO A BRIGHT AND AIRY LIVING ROOM WITH VAULTED CEILINGS, SKYLIGHTS AND THE ENTRANCE TO YOUR

Bruce Hartman EXP Realty - Northville

6651 Hearthside Ct Unit 1, West Bloomfield, MI 48322
/54
$569,000
- 4 Beds
- 2.5 Baths
- 2,020 Sq Ft
506 McLachlan Point, Evart, MI 49631

No detail was overlooked while updating this spacious 4 bedroom 3 bathroom home over looking 85 acre all sport Lake Negaunee. Home offers 2 main floor bedrooms one of which is currently being utilized as a home office and both have beautifully finished Brazillian Wood floors. Kitchen is tastefully designed with newer stainless steel appliances, solid surface counters with ceramic tile backsplash.

Amy Wagner Coldwell Banker Schmidt Cadillac

506 McLachlan Point, Evart, MI 49631
/48
$624,000
- 4 Beds
- 4 Baths
- 4,124 Sq Ft
8041 Therese Ct SE Unit 83, Caledonia, MI 49316

Experience the rare combination of luxury and privacy in this stunning 4-bedroom home nestled within Austinridge Estates. Inside, a chef-inspired kitchen boasts premium appliances -- Wolf oven and hood, Miele espresso machine, warming drawer, and wine fridge -- all set within an open, light-filled design ideal for gatherings. The spacious primary suite is a true retreat with an elegant ensuite

Roger Ackerman Keller Williams GR North

8041 Therese Ct SE Unit 83, Caledonia, MI 49316
/54
$510,000
- 3 Beds
- 5 Baths
- 2,964 Sq Ft
9095 S Saginaw Rd Unit 23, Grand Blanc, MI 48439

Wake up to fairway views and effortless living on Warwick Golf Course! This beautifully maintained condo combines comfort, convenience, and classic style, private deck—all overlooking lush greens and serene landscapes. Enjoy a bright, open layout perfect for relaxing or entertaining, with generous windows that bring the outdoors in. Floor to ceiling stacker stone fireplace. Maintenance-free

Keegan Garrow Century 21 Metro Brokers

9095 S Saginaw Rd Unit 23, Grand Blanc, MI 48439
/41
$299,000
- 4 Beds
- 4 Baths
- 1,955 Sq Ft
7172 Kings Way Unit 78, Flushing, MI 48433

Open House12-13-2025 from 11:00 AM-1:00 PM-Welcome to this beautiful move-in ready condo 4-bedroom, 4-bath condo with over 2,900 sq. ft. of living space in the desirable Hyde Park Subdivision. Clean, bright, and ready to move in, this home offers comfort and convenience in a quiet, maintenance-free community with low HOA fees, close to shopping, dining, and I-75. Enjoy the open and spacious

Bahia Jarrah Keller Williams First

7172 Kings Way Unit 78, Flushing, MI 48433
/26
$159,900
- 3 Beds
- 1 Bath
- 1,274 Sq Ft
56711 Hecla St, Calumet, MI 49913

Perfect location for your family home and large detached 4 car garage on second lot. Home has 3 bedrooms and 1 bath. Living room, dining room, kitchen with butler's pantry, smaller family room with wood burning fireplace on first floor. It includes a rear entry to back yard which is big enough for a play area, gardening or putting up a green house! House could use some updating. New Roof was

Tina DeForge CENTURY 21 AFFILIATED

56711 Hecla St, Calumet, MI 49913
/22
$257,500
- 3 Beds
- 2 Baths
- 1,498 Sq Ft
2819 16th St, Detroit, MI 48216

This home is part of a Community Land Trust (CLT) program, offering permanently affordable homeownership by holding the land in trust. Buyers must qualify at less than 80% AMI ($56,600 for an individual, $64,650 for two people). Monthly CLT dues are $50. All buyers receive support through MiSide for pre-qualification and consultation, and five briefed lenders are available for financing, though

Jay Taylor Good Company

2819 16th St, Detroit, MI 48216
/25
$257,000
- 3 Beds
- 2.5 Baths
- 1,534 Sq Ft
2827 16th St, Detroit, MI 48216

This home is part of a Community Land Trust (CLT) program, offering permanently affordable homeownership by holding the land in trust. Buyers must qualify at less than 80% AMI ($56,600 for an individual, $64,650 for two people). Monthly CLT dues are $50. All buyers receive support through MiSide for pre-qualification and consultation, and five briefed lenders are available for financing, though

Jay Taylor Good Company

2827 16th St, Detroit, MI 48216
/21
$258,000
- 3 Beds
- 2 Baths
- 1,342 Sq Ft
2838 16th St, Detroit, MI 48216

This home is part of a Community Land Trust (CLT) program, offering permanently affordable homeownership by holding the land in trust. Buyers must qualify at less than 80% AMI ($56,600 for an individual, $64,650 for two people). Monthly CLT dues are $50. All buyers receive support through MiSide for pre-qualification and consultation, and five briefed lenders are available for financing, though

Jay Taylor Good Company

2838 16th St, Detroit, MI 48216
/51
$377,000
- 2 Beds
- 2 Baths
- 1,311 Sq Ft
33 Campau Cir NW Unit 2704, Grand Rapids, MI 49503

Welcome to The Plaza Tower Condominiums, an iconic address in the heart of downtown Grand Rapids. Perched high on the 27th floor, this impeccably maintained 2-bedroom, 2-bath residence offers over 1,300 square feet of refined living space with sweeping, panoramic views of the city skyline. Recently refreshed with a designer's touch, this home features fresh paint throughout, refinished kitchen

Christopher Hughes Coldwell Banker Schmidt Realtors

33 Campau Cir NW Unit 2704, Grand Rapids, MI 49503
/63
$1,425,000
- 5 Beds
- 4.5 Baths
- 3,080 Sq Ft
47944 County Road 673, Lawrence, MI 49064

Looking for a horse farm? Here it is. 97 acres of mixed land. Woods, open field, wetlands, etc. Lots of upgrades on the house. Windows, porches, new insulation. Large horse barn with very nice stalls, fencing. house is far off of the road for total privacy. Basement walls are finished but ceilings are not.

Charles Dusek Brush Creek Real Estate LLC

47944 County Road 673, Lawrence, MI 49064
/46
$949,900
- 2 Beds
- 4 Baths
- 2,270 Sq Ft
246 Edmund Place, Detroit, MI 48201

Experience the best of Detroit living in this stunning custom, 4 level City Modern townhome, just steps from all three sports arenas and the city’s most exciting destinations. The first floor offers a versatile flex/studio space perfect for an office, gym, or guest suite. The second floor features an entertainer’s dream kitchen with a massive quartz waterfall island, extended buffet serving

Camille Edwards Berkshire Hathaway HomeServices Kee Realty Bham

246 Edmund Place, Detroit, MI 48201
/49
$629,900
- 3 Beds
- 2.5 Baths
- 1,711 Sq Ft
965 W Savidge St, Spring Lake, MI 49456

Location, location, location! Best view in the complex! Welcome to 965 W Savidge, an open-concept lakefront condo perfectly situated in the heart of Spring Lake. Enjoy direct access to nearby bike paths, restaurants, and marinas—including Barrett's Boat Works next door, offering boat docks and convenient in/out service just a short walk away.Step inside and take in one of the best views in

Andy Smith EXP Realty (Grand Rapids)

965 W Savidge St, Spring Lake, MI 49456
/42
$359,900
- 2 Beds
- 2.5 Baths
- 1,720 Sq Ft
1752 Thistle Dr, Canton, MI 48188

TURNKEY! This is an awesome condo. You won't be disappointed with this 2 bedroom, 2.5 bath colonial townhouse-style condo that overlooks the 11th hole of the popular Fairway in the highly desirable Links of Pheasant Run. Completely repainted, with all new carpet throughout this bright and open layout with vaulted ceilings, ample natural light creating a spacious atmosphere. Kitchen offers granite

Karen Duhl National Realty Centers, Inc

1752 Thistle Dr, Canton, MI 48188
/26
$82,500
- 4,868 Sq Ft
2598 S Oceana Dr, Shelby, MI 49455

Blank canvas for your business aspirations or for creating a unique personal residence with tons of space for your toys, and hobbies. The existing infrastructure (wood-clad, cinderblock exterior walls) on slab foundation allow for a build-out of your liking. The large lot offers ample space for parking, or future expansion. The structure is approximately 5000 square feet, and had a professionally

Jeffry Kermath Kermath Realty LLC

2598 S Oceana Dr, Shelby, MI 49455
/44
$639,000
- 3 Beds
- 2 Baths
- 1,700 Sq Ft
2418 Hawks Eye Dr, Bellaire, MI 49615

Brand-new modern retreat in Northern Michigan, designed for privacy and easy access to year-round recreation. Located in the wooded hills of the Hawks Eye Golf Course Association in Bellaire, this 3-bedroom, 2-bath home offers 1,700 square feet of thoughtfully designed living space, ideal for weekend escapes or full-time living. Cathedral ceilings and expansive windows fill the main living area

Sarah Burlingame Up North Properties

2418 Hawks Eye Dr, Bellaire, MI 49615
/35
$499,900
- 3 Beds
- 2.5 Baths
- 4,113 Sq Ft
2118 N River Rd, Saint Clair, MI 48079

OPEN HOUSE THIS SUNDAY 12-2 - COME CHECK OUT THIS AWESOME RIVERVIEW HOME! This home offers the perfect blend of comfort and luxury with some river views. 3 large bedrooms (the primary suite is on the main floor with pool views, generous walk in closet and ensuite bath). The heart of the home is the large, open-concept granite kitchen with slip resistant tile and great room with hard wood floors

Judith L. Shaune St. Clair Realty

2118 N River Rd, Saint Clair, MI 48079
/79
$1,100,000
- 5 Beds
- 5.5 Baths
- 4,484 Sq Ft
3912 4th St, Detroit, MI 48201

Experience the Best of Detroit Living – Completely Rebuilt from the Ground Up! This stunning 3-story home in the heart of Midtown Detroit has been virtually rebuilt from the foundation, offering modern luxury with thoughtful design at every turn. Boasting 5 bedrooms, 5.5 bathrooms, and a fully finished basement, this home features generous, light-filled rooms and a first-floor laundry for

Sami Abdallah REMAX City Centre

3912 4th St, Detroit, MI 48201
/36
$390,000
- 2 Beds
- 1 Bath
- 1,024 Sq Ft
3896 Falling Leaf Trail, Traverse City, MI 49686

AFFORDABLE LUXURY LIVING! Voted "Best Kitchen," "Best Craftsmanship," "Best Interior," and "Judge's Overall Choice" in the Under $600,000 category of the 2025 HBA Parade of Homes. Built by luxury custom home builder, Scott Norris Construction (40 years of local building experience), this beautiful, new contemporary home displays the quality of design and craftsmanship you've come to expect from

Andrea Galloup Century 21 Northland

3896 Falling Leaf Trail, Traverse City, MI 49686
/27
$289,900
- 4 Beds
- 2.5 Baths
- 2,256 Sq Ft
4259 Brooklyn Rd, Jackson, MI 49201

Spacious and beautifully maintained 4-bedroom home featuring 2 full baths and a convenient half bath. Enjoy two large living rooms perfect for entertaining or relaxing, plus a formal dining room ideal for hosting dinners. The kitchen boasts stylish concrete countertops, offering both durability and modern appeal. Step outside to a concrete patio in the backyard—great for BBQs and outdoor fun. The

Josh Watson Home 1st Real Estate

4259 Brooklyn Rd, Jackson, MI 49201
/32
$390,000
- 2 Beds
- 1 Bath
- 1,024 Sq Ft
3882 Falling Leaf Trail, Traverse City, MI 49686

AFFORDABLE LUXURY LIVING! Voted "Best Kitchen," "Best Craftsmanship," "Best Interior," and "Judge's Overall Choice" in the Under $600,000 category of the 2025 HBA Parade of Homes. Built by luxury custom home builder, Scott Norris Construction (40 years of local building experience), this beautiful, new contemporary home displays the quality of design and craftsmanship you've come to expect from

Andrea Galloup Century 21 Northland

3882 Falling Leaf Trail, Traverse City, MI 49686
/47
$1,799,000
- 4 Beds
- 4.5 Baths
- 5,700 Sq Ft
3118 Hickory Lawn Rd, Rochester Hills, MI 48307

Experience unparalleled contemporary luxury in this custom-built Rochester colonial, privately nestled on a secluded lot. Dual gourmet kitchens, two primary bedroom suites, and exquisite marble finishes throughout define the home's elite craftsmanship. Sunlight floods every room through multiple skylights, while solid core doors provide superior insulation and quality. Unwind in the stunning

Howard Levitsky RE/MAX First

3118 Hickory Lawn Rd, Rochester Hills, MI 48307
/29
$399,999
- 3 Beds
- 2.5 Baths
- 1,858 Sq Ft
1045 Bald Eagle Lake Rd, Ortonville, MI 48462

LOOKING FOR A VERY UNIQUE AND COOL PROPERTY? THIS IS A MUST SEE! 39X39 DOME HOME BUILT ON A BEAUTIFUL HILLTOP SETTING. HOME IS VERY EFFICIENT, GEOTHERMAL HEAT, HUGH MASTER SUITE, FINISHED BASEMENT WITH A HEATED WORKROOM AND WINE CELLAR, ADDITIONAL 3 CAR DETACHED GARAGE(36X24),JUST OFF PAVEMENT,GREAT LOCATION! BATVAI

Katrina Kamenetski KVK Realty Group LLC

1045 Bald Eagle Lake Rd, Ortonville, MI 48462
/30
$395,000
- 2 Beds
- 1 Bath
- 1,065 Sq Ft
3892 Falling Leaf Trail, Traverse City, MI 49686

AFFORDABLE LUXURY LIVING! Voted "Best Kitchen," "Best Craftsmanship," "Best Interior," and "Judge's Overall Choice" in the Under $600,000 category of the 2025 HBA Parade of Homes. Built by luxury custom home builder, Scott Norris Construction (40 years of local building experience), this beautiful, new contemporary home displays the quality of design and craftsmanship you've come to expect from

Andrea Galloup Century 21 Northland

3892 Falling Leaf Trail, Traverse City, MI 49686
/60
$1,150,000
- 5 Beds
- 6 Baths
- 4,750 Sq Ft
16083 Whitehead Dr, Linden, MI 48451

Stunning 4,750(+/-) sq ft custom lakefront home on Lobdell Lake featuring 5 bedrooms, 4 full baths, and 2 half baths. Completely remodeled with a gourmet kitchen and new whitewashed ash, Brazilian cherry, and Brazilian chestnut hardwood floors. Enjoy gorgeous water views from nearly every window, a private fenced yard, and an outstanding 800 sq ft mother-in-law suite with new flooring, a full

Scott Myers RE/MAX Platinum - Grand Blanc

16083 Whitehead Dr, Linden, MI 48451
/63
$729,000
- 3 Beds
- 2 Baths
- 1,600 Sq Ft
4213 E Oxford Dr, Leland, MI 49654

Welcome to Waterford Hills of Leland. A fantastic waterfront community with approximately 480' of N Lake Leelanau "across the road" shared frontage. Coveted sandy bottom, fantastic swimming, very close to the Leland river. This home has a beautiful, large, manicured lawn with a fantastic lake-view as well! A 1980's ranch home with a very functional floor plan as your canvas. Some updates to

Tom Alflen EXIT Northern Shores-TC

4213 E Oxford Dr, Leland, MI 49654
/52
$799,900
- 4 Beds
- 2.5 Baths
- 2,691 Sq Ft
2372 Pine Lake Rd, West Bloomfield, MI 48324

ENJOY LAKE LIVING AT AN AFFORDABLE PRICE. SPEND YOUR SUMMERS ON ALL SPORTS PINE LAKE DIRECTLY ACROSS THE STREET. BEAUTIFUL LAKEFRONT BEACH AREA WITH DOCKING CAN BE YOURS IN A FABULOUS LAKEFRONT COMMUNITY. THIS WELL MAINTAINED & SPACIOUS HOME OFFERS SUNLIT WIDE OPEN SPACES WITH PICTURESQUE VIEWS FROM MOST ROOM. BRIGHT CUSTOM KITCHEN, DINING AREA, SOARING GREAT ROOM & RICH PANELED OFFICE ON THE

Melanie Bishop KW Domain

2372 Pine Lake Rd, West Bloomfield, MI 48324
/37
$875,000
- 6 Beds
- 3 Baths
- 4,500 Sq Ft
6483 N 144th Ave, Walkerville, MI 49459

40 Acres, Welcome to this 4500 sq ft spacious home. This home boasts more than 4 large bedrooms and 3 full bathrooms, providing ample space for you. The heart of this home is undoubtedly the spacious 2 story living room. It's the perfect place to gather with loved ones, entertain friends, or simply unwind after a long day. With 40 acres of land, you'll have all the privacy and space you need to

Teresa Vandenbosch Childress & Associates Realty

6483 N 144th Ave, Walkerville, MI 49459
/51
$475,000
- 3 Beds
- 2.5 Baths
- 2,482 Sq Ft
2923 E Midshipman Dr, Au Gres, MI 48703

This spacious contemporary style home offers 80' along the Au Gres River which is just a short ride out to Lake Huron! The home has four bedrooms, including an upper level primary bedroom with private bath offering a large walk-in tile shower and jet tub and private balcony overlooking the river. The main level of the home has three bedrooms including one with a private door wall leading to the

Dennis Stanley ARENAC REALTY CO., PETE STANLEY & ASSOCIATES

2923 E Midshipman Dr, Au Gres, MI 48703
/29
$395,000
- 3 Beds
- 3 Baths
- 2,673 Sq Ft
9070 St Joe River Rd, Mottville Township, MI 49099

Stunning St Joe Riverfront Home - Discover this fabulous riverfront retreat nestled along the scenic St Joe River, perfectly situated between Bristol, IN and Mottville, MI. With quick access to the Toll Road, convenience meets tranquility in this lovingly maintained home. The expansive 2nd floor offers a private sanctuary with a large bedroom and en suite bath - ideal as a luxurious primary suite

Tona Ambrosen RE/MAX Elite Group T.R.

9070 St Joe River Rd, Mottville Township, MI 49099
/89
$649,950
- 3 Beds
- 4 Baths
- 2,034 Sq Ft
2520 Air Park Dr Unit 3, Zeeland, MI 49464

Aviation Lifestyle Meets Modern Comfort - Executive Home with Private Hangar in Zeeland Township. Welcome to a truly unique opportunity in family-friendly Zeeland Township, where lifestyle and location come together in perfect harmony. Situated in a private, aviation-focused community on Z98 Ottawa Executive Airport, this stunning move-in ready home offers direct runway access and a built-in

Casey Patterson RE/MAX Lakeshore

2520 Air Park Dr Unit 3, Zeeland, MI 49464
/38
$298,000
- 3 Beds
- 2.5 Baths
- 1,759 Sq Ft
3955 Trumbull St, Trenton, MI 48183

This desirable beauty is back on the market! Showingtime appts. will be open this Monday March 9th. This must see 3-bedroom 2.5 bath modern Trenton colonial is nestled at the end of the street on the cul-de-sac. The very charming more private property location boasts a fantastic layout. Walk into a cozy living room complete with a stunning gas fireplace & bow window. The dining room touts an

Cynthia Lamerson EXP Realty Main

3955 Trumbull St, Trenton, MI 48183
/22
$335,900
- 2 Beds
- 2 Baths
- 1,117 Sq Ft
166 Oak St, Wyandotte, MI 48192

About The W Lofts The W Lofts delivers luxury living in the vibrant heart of Downtown Wyandotte—where lifestyle, location, and convenience meet. Steps from local shops, buzzing nightlife, and cultural hotspots, you’re always where the action is. Inside, your home is a sanctuary of modern elegance: chef-inspired kitchens with stainless steel appliances, quartz and granite countertops, high-quality

Steven Koleno Beycome Brokerage Realty LLC

166 Oak St, Wyandotte, MI 48192
/55
$499,900
- 4 Beds
- 5 Baths
- 3,243 Sq Ft
586 Schaeffer Dr, Coldwater, MI 49036

Multigenerational Living Along the Sauk River! This 4 bedroom, 5 bathroom home offers a flexible layout designed for today's needs. The main side of the home features three bedrooms, including a spacious primary suite with an en suite bathroom. An open floor plan highlights a double sided fireplace between the living room and kitchen, along with ample storage throughout. The additional wing

Angie Marsh Southern Marsh Realty

586 Schaeffer Dr, Coldwater, MI 49036
/68
$500,000
- 3 Beds
- 2 Baths
- 1,620 Sq Ft
30235 Greene's Bay Dr, Beaver Island, MI 49782

Welcome to your home on Greene’s Bay, offering 148 feet of private Lake Michigan frontage and 2.5 wooded acres. The open living areashowcases expansive water views, while large lakeside decks provide ample space for outdoor dining and relaxation. A separate guestapartment attached to the garage makes hosting friends and family easy and comfortable. Inside, a wood stove creates a cozy retreat

Sheri Richards Five Star Real Estate

30235 Greene's Bay Dr, Beaver Island, MI 49782
/89
$2,899,999
- 4 Beds
- 7 Baths
- 3,849 Sq Ft
787 Ann St, Birmingham, MI 48009

Modern Luxury in the Heart of Downtown Birmingham. Nestled on a beautifully landscaped 50x120 corner lot, this custom-designed masterpiece offers the ultimate blend of luxury, location, and lifestyle. Designed by award-winning Jeffrey King Interiors and built by Lynch Custom Homes, every detail in this home has been crafted to perfection.Step inside to experience exceptional architecture by

Nancy Haller @properties Christie's Int'l R.E. Birmingham

787 Ann St, Birmingham, MI 48009
/8
$239,900
- 3 Beds
- 2.5 Baths
- 1,869 Sq Ft
6346 Squire Lake Dr Unit 33 Bldg 99, Flushing, MI 48433

New Price~~~New Pictures, Extremely quiet Neighborhood, 3-4 bedroom, 3 story home, 2.5 baths Condo. Room for everyone with Lake Privileges to Squire Lake. Home has a chair lift and a new walk-in bath/shower. Storage galor 4' crawl space. 2 car attached garage. Easy access to all conviences I75 minutes away.

Dan Borgerding Century 21 Signature Realty

6346 Squire Lake Dr Unit 33 Bldg 99, Flushing, MI 48433
/67
$1,650,000
- 4 Beds
- 3 Baths
- 3,554 Sq Ft
6993 Aarwood Rd NW, Rapid City, MI 49676

TORCH LAKE PRIVATE WATERFRONT! This stunning, spacious home featuring an oversized family room with a beautiful stone fireplace, perfect for cozy evenings or entertaining. The main master suite offers a window seat, walk-in closet, and a private bath with a jetted tub and separate shower. Upstairs, a guest suite includes its own private bath and walk-in closet. The unique floor plan also features

Shelly Battershell Century 21 Northland-Elk Rapids

6993 Aarwood Rd NW, Rapid City, MI 49676

Showing Results 641 - 680, Page 17 of 18

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