Montana Homes for Sale with a Yard

• 

  

  

  /31

  $439,000

  • 2 Beds
  • 1 Bath
  • 920 Sq Ft

  218 Hudson Ln, Lincoln, MT 59639

  Welcome to your cabin or home nestled the woods on Spring Creek, in a quiet neighborhood in Lincoln. It doesn't get much better than setting in the yard or in the house, enjoying a creek flow by while it shimmers in the sun light, watching the ducks swim up and down the waterway or the deer grazing on the green grass. Walk out onto the deck and then to the creek from the 2 bedroom one bathroom

  Becky Garland Action Realty of Lincoln

  218 Hudson Ln, Lincoln, MT 59639
• 

  

  

  /82

  $599,500

  • 3 Beds
  • 2 Baths
  • 1,456 Sq Ft

  6470 U S 93, Eureka, MT 59917

  Nestled in the rolling hills of the Tobacco Valley, framed by towering rock outcroppings and sweeping mountain views, this handcrafted log home on 16 acres truly embodies the Montana dream. Painstakingly sanded, chinked and finished, the logs feature a rich, durable finish polished to perfection. Hand-carved details throughout reflect exceptional pride of ownership and lend an artistic quality

  Gretchen Lancaster Lancaster and Company, Premier Properties

  6470 U S 93, Eureka, MT 59917
• 

  

  

  /38

  $615,000

  • 3 Beds
  • 2.5 Baths
  • 1,988 Sq Ft

  1212 Flanders Creek Ave Unit C, Bozeman, MT 59718

  Welcome to the sweetest spot in West Bozeman—where modern style meets everyday convenience and the Bridgers steal the show. Sitting in the heart of the area’s rapidly growing amenities, this condo lives just across from Gallatin High School, and a quick hop to the Regional Park, Bozeman Sports Complex, and The Market. Inside, thoughtful design takes center stage. The open layout feels bright and

  Kelsey Renevier Coldwell Banker Distinctive Pr

  1212 Flanders Creek Ave Unit C, Bozeman, MT 59718
• 

  

  

  /47

  $1,283,600 New Construction

  • 4 Beds
  • 3 Baths
  • 3,118 Sq Ft

  281 Caitlin Rd, Bozeman, MT 59718

  Modern design meets Montana living in this brand-new 4-bedroom, 3-bathroom home set on a spacious half-acre lot. Thoughtfully designed with comfort and style in mind, this residence offers an open, light-filled floor plan anchored by oversized windows and custom tongue-and-groove ceilings in the main living area. Enjoy the convenience of heated garage bays, a 3-zone HVAC system, 9 and 10 foot

  Ami Sayer Berkshire Hathaway - Bozeman

  281 Caitlin Rd, Bozeman, MT 59718
• 

  

  

  /11

  $775,000

  • 4 Beds
  • 3 Baths
  • 2,459 Sq Ft

  7006 Max Dr, Missoula, MT 59803

  Linda Vista to-be-built split-level home with beautiful Southeast facing views. Home to be constructed by Parmiter & Sons Construction, who have a long and highly respected history in Missoula. 2,459 Total Square feet with 4 Bedrooms and 3 full Bathrooms. This price reflects a fully finished basement, modifications available. A generous $10,000 appliance budget also allows Buyers their choice of

  Andrew Squires Engel & Völkers Western Frontier - Missoula

  7006 Max Dr, Missoula, MT 59803
• 

  

  /35

  $450,000

  • 5 Beds
  • 3 Baths
  • 3,132 Sq Ft

  511 Garnier Ave, Livingston, MT 59047

  Built in 2006, this 3,132 sf, 5 bedroom, 3 bath home sets on a large, 14,000 sf fenced lot at the edge of the city limits. The home has an open concept kitchen, living room and dining area with an actual wood fireplace. The large yard has underground sprinklers, a fenced garden area and a chicken coop. There is central A/C, a 75 gal hot water heater, soaker tub w/jets, heat pump and a water

  Stacey Raney Berkshire Hathaway Livingston

  511 Garnier Ave, Livingston, MT 59047
• 

  

  /58

  $595,000

  • 3 Beds
  • 2 Baths
  • 2,530 Sq Ft

  10 Pine Ridge Cir, Clancy, MT 59634

  LOOK AT THIS! Spacious home nestled in the trees with all main level living. 1632 sq. feet on the main level plus a wonderful sun room with an additional 250 sqft. You will fall in love with this Wonderful Open floor plan with vaulted ceilings and three bedrooms and two bathrooms. The spacious main level master bedroom suite has a jetted tub, separate shower, double sinks, and walk in closet.

  Marcia Allen Big Sky Brokers, LLC

  10 Pine Ridge Cir, Clancy, MT 59634
• 

  

  /49

  $599,000 New Construction

  • 4 Beds
  • 3 Baths
  • 1,895 Sq Ft

  470 Meriwether Ave, Bozeman, MT 59718

  Experience breathtaking views and the best of modern living in the final phase of the sought-after Meriwether townhomes. This beautifully designed residence offers a seamless blend of contemporary style and everyday comfort, with high-end finishes and thoughtful details throughout. Step inside to an inviting open-concept layout, featuring a kitchen with quartz countertops, sleek backsplash, and

  Kelsey Renevier Coldwell Banker Distinctive Pr

  470 Meriwether Ave, Bozeman, MT 59718
• 

  

  /54

  $165,000

  • 2 Beds
  • 1 Bath
  • 1,108 Sq Ft

  404 Montana St, Westby, MT 59275

  Charming is an overused word in this industry, but there is not a better word to describe this unique small town property. Encompassing 4 city lots at .64 acre, the mature landscaping provides complete privacy and wind protection to the main yard, with the corner lot left open for ample parking. The two bedroom one bath, farmstyle home comes fully furnished, and includes the washer, dryer,

  Laurel Clawson Basin Brokers Realtors

  404 Montana St, Westby, MT 59275
• 

  

  /26

  $325,000

  • 3 Beds
  • 2.5 Baths
  • 1,862 Sq Ft

  325 S Railroad Ave, Dillon, MT 59725

  Single family home close to downtown and the University. Solid rental history and lots of updates - Main level includes updated kitchen, living and dining room plus bath/laundry room and bedroom. Upstairs has roomy common room plus full bath and two bedrooms. Shop is heated, with 3/4 bath- and has been rented separately in the past.

  Mary Ann Nicholas Beaverhead Home and Ranch RE

  325 S Railroad Ave, Dillon, MT 59725
• 

  

  /68

  $1,250,000

  • 5 Beds
  • 3.5 Baths
  • 5,379 Sq Ft

  1232 Quail Ridge Dr, Kalispell, MT 59901

  Discover comfortable luxury and captivating mountain views with this custom-built residence, a masterpiece of design nestled in the fabulous Quail Ridge subdivision. This exquisite home offers a harmonious blend of elegance and comfort, designed with a thoughtful open floor plan that seamlessly integrates indoor and outdoor living spaces. As you step through the grand entrance, you're greeted by

  Sandra West eXp Realty - Kalispell

  1232 Quail Ridge Dr, Kalispell, MT 59901
• 

  

  /35

  $400,000

  • 4 Beds
  • 2.5 Baths
  • 1,656 Sq Ft

  1812 Ogden St, Anaconda, MT 59711

  A new chapter is waiting to be written on the west end of Anaconda, Montana. Your story begins here, in a home where every detail has been thoughtfully updated, creating a seamless and inviting space. As you approach, notice the fresh look of the new siding and roof, both installed in 2022, and the crisp gutters from 2023. The well-manicured lawn and mature landscaping, kept vibrant by the

  Amy Jovanovich Clearwater Montana Properties

  1812 Ogden St, Anaconda, MT 59711
• 

  

  /45

  $635,000

  • 5 Beds
  • 3 Baths
  • 3,078 Sq Ft

  2105 Lincoln St, Anaconda, MT 59711

  This well-maintained, one-owner home offers the perfect blend of space, comfort, and location on a rare double lot in the desirable West End. With 5 bedrooms and 3 bathrooms, there's plenty of room for family, guests, or a home office. Enjoy the spacious living room and large family recreation room—each with its own fireplace—ideal for cozy nights or entertaining. The open kitchen and dining area

  Michael Moreni Century 21 Shea Realty

  2105 Lincoln St, Anaconda, MT 59711
• 

  

  /43

  $540,000 New Construction

  • 3 Beds
  • 2.5 Baths
  • 1,572 Sq Ft

  1051 Baxter Creek Way Unit D, Bozeman, MT 59718

  This beautiful new construction condo offers the perfect blend of modern living and convenience, just minutes from the new high school, local restaurants, recreation, shopping, and more. Featuring three spacious bedrooms and two and a half bathrooms, this home is designed for comfort and style. The bright, open kitchen is complete with a large pantry, sleek countertops, and stainless steel

  DeeAnn Bos Berkshire Hathaway - Bozeman

  1051 Baxter Creek Way Unit D, Bozeman, MT 59718
• 

  

  /36

  $324,000

  • 4 Beds
  • 2 Baths
  • 1,920 Sq Ft

  83 Indian Head Rd, Libby, MT 59923

  MOTIVATED SELLER! (Updated interior photos.) Welcome to this beautifully maintained 4-bed, 2-bath split-level home—perfect for guests and entertaining. The main level features a bright living room with large windows and updated flooring in the kitchen, bath, and two bedrooms. The kitchen offers modern appliances, ample storage, and a cozy dining area that opens to a private deck ideal for morning

  Courtney Anderson RE/MAX Lifestyle Properties

  83 Indian Head Rd, Libby, MT 59923
• 

  

  /38

  $69,000

  • 4 Beds
  • 1 Bath
  • 1,624 Sq Ft

  22 7th Ave SE, Cut Bank, MT 59427

  This one level home is 1,624 sqft and has 4-bedroom, 1-bath with one of the bedrooms being non-conforming. It needs repairs throughout, making it an excellent opportunity for a handy buyer or investor looking for your next project. The property includes a detached 2-car garage and is conveniently located close to local shops and services. Just a 45-minute drive to Glacier National Park, it's a

  Janice Calf Looking Montana Living Realty LLC

  22 7th Ave SE, Cut Bank, MT 59427
• 

  

  /68

  $1,674,000

  • 4 Beds
  • 3.5 Baths
  • 2,973 Sq Ft

  1719 Midfield St, Bozeman, MT 59715

  The Legends at Bridger Creek! You will be pleasantly surprised the moment you step inside this beautiful Legends home. Thoughtfully designed with upgraded finishes throughout, the home opens to expansive open-space living in the back, creating a sense of privacy and roominess that isn’t immediately apparent from the front. Backing to open space with beautiful Bridger Mountain views, the setting

  Claire Gillam Berkshire Hathaway - Bozeman

  1719 Midfield St, Bozeman, MT 59715
• 

  

  /70

  $724,900

  1801 Sun Ave, Livingston, MT 59047

  Set on three commercial lots totalling .75+/- acres just minutes from downtown Livingston, 1801 Sun Ave offers versatility and elbow room with a layout designed for living, working, and creating. This unique 3,456± sq ft structure combines a well-maintained main residence, an attached studio-style ADU with a private entrance, and a heated shop with a 12’ electric door and vehicle lift

  Dylan Conger REAL Broker

  1801 Sun Ave, Livingston, MT 59047
• 

  

  /38

  $415,000 Open Sun 12PM - 2PM

  • 3 Beds
  • 2.5 Baths
  • 1,704 Sq Ft

  1015 Matterhorn Ct, Hamilton, MT 59840

  Welcome to this stunning townhome in beautiful Hamilton, MT. Thoughtfully laid out, this home features three bedrooms, three bathrooms, a spacious open concept kitchen/living room and a charming back yard. Just off of the primary bedroom, the home boasts a beautiful balcony, perfect at any time of day to enjoy fresh air and stunning mountain views. Conveniently located, the home sits just minutes

  Bailey Jessop Engel & Völkers Western Frontier - Hamilton

  1015 Matterhorn Ct, Hamilton, MT 59840
• 

  

  /44

  $1,950,000

  • 3 Beds
  • 3 Baths
  • 2,530 Sq Ft

  780 and 770 Mason Ln, Corvallis, MT 59828

  Tucked away at the end of a quiet cul-de-sac and shared driveway, this unique retreat offers the best of both worlds—community with friendly neighbors and total privacy with peaceful views of protected land behind.This rare opportunity lets you own your very own wildlife sanctuary, complete with pastureland, wetlands, and Willow Creek meandering along the northeast corner. Thanks to

  April Hawkes Flying Hawkes Real Estate

  780 and 770 Mason Ln, Corvallis, MT 59828
• 

  

  /14

  $599,000

  • 3 Beds
  • 2 Baths
  • 2,179 Sq Ft

  4002 Melrose Place, Missoula, MT 59808

  Tucked away on a beautiful corner lot, 4002 Melrose Place, Missoula, Montana, prepare to be utterly charmed by this neighborhood with mature trees and this single-family residence, a delightful haven waiting to embrace its lucky new owners with open arms. This isn't just a house; it's a happy place, ready to spark joy in every corner. Step inside and discover a living area spanning 2179 square

  Joy Kendall Engel & Völkers Western Frontier - Missoula

  4002 Melrose Place, Missoula, MT 59808
• 

  

  /31

  $999,000

  • 3 Beds
  • 2.5 Baths
  • 2,288 Sq Ft

  82 White Mountain Ln, Alberton, MT 59820

  Welcome to 82 White Mountain Lane, a self-sufficient 20-acre retreat in Alberton, MT, just 8 miles north of Lolo Hot Springs. This property features Fish Creek running right through the property, a natural spring, and multiple water rights, all set against a stunning mountain backdrop. With quick access to forest service land on two sides of the property, enjoy 500 miles of trails and thousands

  Nathan Christianson Glacier Sotheby's International Realty Missoula

  82 White Mountain Ln, Alberton, MT 59820
• 

  

  /23

  $155,000

  • 3 Beds
  • 2 Baths
  • 1,056 Sq Ft

  14855 Reece Ct, Missoula, MT 59808

  Affordable living within 10 minutes of Reserve St and Missoula and close proximity to the interstate! This well maintained 1997 manufactured double wide home is on one of the largest leased lots in Meadow Brooks community, between Frenchtown and Missoula. Enjoy an open layout, large primary suite. This sweet 1000+ sq ft home has had new flooring, paint, recently stained and maintained decks, new

  Melissa Huus Engel & Völkers Western Frontier - Missoula

  14855 Reece Ct, Missoula, MT 59808
• 

  

  /36

  $330,000

  • 3 Beds
  • 2 Baths
  • 2,254 Sq Ft

  401 E 7th Ave, Big Timber, MT 59011

  Discover this lovely and spacious home located in the heart of Big Timber. Featuring three bedrooms and two bathrooms, this property offers comfortable living for your family. The main floor includes a private bedroom and full bath. Upstairs, you'll find two additional bedrooms and a full bath, complete with convenient laundry hookups. Recently updated Renai water heater, central air and forced

  John Brown Ruthie Johnson Real Estate

  401 E 7th Ave, Big Timber, MT 59011
• 

  

  /59

  $774,000

  • 3 Beds
  • 2 Baths
  • 1,980 Sq Ft

  24 Warrior Rd, Livingston, MT 59047

  This beautifully crafted single-level home, completed in 2022, offers modern design, privacy, and effortless living in the heart of Paradise Valley. Set on a private 3⁄4-acre lot, the property provides room to breathe while still being close to everything. Inside, you’ll find 3 bedrooms and 2 bathrooms, vaulted ceilings, and an open floor plan filled with natural light. The modern kitchen is

  Lauren Dalzell Small Dog Realty

  24 Warrior Rd, Livingston, MT 59047
• 

  

  /51

  $275,000

  • 4 Beds
  • 3 Baths
  • 4,144 Sq Ft

  115 Broadmore St, Plentywood, MT 59254

  This attractively priced home offers the perfect blend of comfort, functionality, and room to grow. The main floor features an inviting open floor plan—ideal for entertaining guests or enjoying everyday family living. In addition to a standard size main floor bedroom, the spacious primary suite includes a full bath with a relaxing jet tub and a generous walk‑in closet. Downstairs, you'll

  Laurel Clawson Basin Brokers Realtors

  115 Broadmore St, Plentywood, MT 59254
• 

  

  /39

  $595,000

  • 3 Beds
  • 2 Baths
  • 1,592 Sq Ft

  5538 Circle Dr, Florence, MT 59833

  Set on a full acre in Florence with stunning Bitterroot Mountain views, this spacious single level ranch home offers comfort, functionality, and thoughtful updates throughout. The 3 bedroom, 2 bath residence features 1,592 square feet of well designed living space with laminate flooring, vaulted ceilings, and a cozy gas fireplace anchoring the living room. The open concept kitchen is ideal for

  Madison Scott Engel & Völkers Western Frontier - Missoula

  5538 Circle Dr, Florence, MT 59833
• 

  

  /63

  $1,190,000

  • 3 Beds
  • 2.5 Baths
  • 3,360 Sq Ft

  100 Stevie Ln, Philipsburg, MT 59858

  Welcome to your dream home in the heart of Montana’s outdoor paradise. Located in the Whiskey Flats Subdivision just a 5 minute drive from downtown Philipsburg, this recently built modern residence blends thoughtful design, high-end features, and unbeatable views of the Flint Creek Valley, Pintler Mountains, and Antelope Range. Situated on just under 5 acres, this 3,360 sq. ft. home offers 3

  Nick Dodge Engel & Volkers - Butte

  100 Stevie Ln, Philipsburg, MT 59858
• 

  

  /22

  $347,730 New Construction

  • 3 Beds
  • 2 Baths
  • 1,324 Sq Ft

  Opal Plan at Annafeld, Billings, MT 59101

  Introducing the Opal, a stylish two-story home featuring 3 bedrooms, 2 full baths and approximately 1,324 square feet of thoughtfully designed living space.As you arrive, a welcoming front porch gives way to an open concept main level where the living room flows seamlessly into the kitchen. The kitchen features modern finishes like stainless steel appliances, quartz countertops and a central

  McCall Homes Builder

  1804 St Paul Ln Unit 36724581, Billings, MT 59101
• 

  

  /45

  $824,000

  • 3 Beds
  • 2 Baths
  • 2,214 Sq Ft

  37 Hodgson Rd, Columbia Falls, MT 59912

  NO COVENANTS & NO ZONING! Welcome to this new construction, custom build, in Columbia Falls, Montana, offering stunning views of Whitefish Mountain and pee-a-boo views of Glacier National Park. A 14 minute drive to Whitefish, less than 10 minute drive to Columbia Falls, situated on a .48-acre lot & ready for its new Owners, this 3-bedroom, 2-bath home features an open concept design with just

  Stephanie Thompson RE/MAX Mountain View

  37 Hodgson Rd, Columbia Falls, MT 59912
• 

  

  /73

  $1,999,999

  • 7 Beds
  • 5.5 Baths
  • 6,466 Sq Ft

  618 Leonard Ln, Kalispell, MT 59901

  Beautifully updated and move-in ready, this Kalispell home offers luxury living, privacy, and views. The expansive windows in the living area give provide a beautiful view. The remodeled kitchen boasts a massive 6'x10' granite island, granite countertops, tile backsplash, under/over cabinet lighting, and double oven, making it a chefs dream. The home has been tastefully renovated, with new

  Adrianna Douglas Flathead Valley Brokers

  618 Leonard Ln, Kalispell, MT 59901
• 

  

  /47

  $899,000

  • 3 Beds
  • 2.5 Baths
  • 1,406 Sq Ft

  85 Spruce Cone Unit 10, Big Sky, MT 59716

  Don’t miss this conveniently located end-unit condominium in the heart of Big Sky. Just a short walk from Big Sky Town Center, you’ll enjoy easy access to restaurants, a movie theater, the BASE Community Center, ice hockey rink, summer outdoor concerts, community park, trailheads, grocery store, and the free Skyline bus system. This private end unit backs to open space, offering a quiet and

  Michelle Horning Aperture Global Real Estate

  85 Spruce Cone Unit 10, Big Sky, MT 59716
• 

  

  /51

  $640,000 Open Sun 11AM - 2PM

  • 3 Beds
  • 2.5 Baths
  • 1,929 Sq Ft

  1501 Wyatt Earp Ct, Belgrade, MT 59714

  Located in Prescott Ranch, this 2023 single-level home welcomes you with an open floor plan and abundant natural light. Set on a spacious 0.2-acre corner lot, the 3-bedroom, 2.5-bath layout features tray ceilings and an efficient, functional design. The living room centers around a cozy gas fireplace, with custom built-in shelving and a built-in desk creating a practical office nook. Granite

  Dahlia Finch Berkshire Hathaway - Bozeman

  1501 Wyatt Earp Ct, Belgrade, MT 59714
• 

  

  /36

  $350,000

  • 2 Beds
  • 1 Bath
  • 2,316 Sq Ft

  2809 State St, Butte, MT 59701

  This charming Craftsman home was built in 1917, located in the Hillcrest School District. The property features 2 large bedrooms and 1 full bathroom with double granite sinks. Hardwood floors in living room and dining room. The traditional Craftsman style shines throughout the property. The Basement includes bonus rooms with space large enough for 5 work stations perfect for your home business,

  Kellie Sawyer Platinum Real Estate

  2809 State St, Butte, MT 59701
• 

  

  /21

  $371,500

  633 S Main St, Butte, MT 59701

  Classically styled up/down brick duplex with tons of updates. Lower level completely remodeled. Upper level remodeled except for kitchen cabinets. Covered front porch entrance. Completely fenced back yard. Detached 2 car garage with mostly finished bonus space above. Both units have their own covered back decks. Laundry in each unit. Excellent rental history.

  Jack Wade ERA Lambros Real Estate Missoula

  633 S Main St, Butte, MT 59701
• 

  

  /75

  $4,000,000

  745 Rocky Rd, Bozeman, MT 59718

  Dream Home with Breathtaking Views & Designer Touches. Welcome to your mountain-modern retreat! This stunning, fully remodeled home blends rustic charm with elegant finishes in every corner. Step inside to discover a spacious open floor plan flooded with natural light from walls of windows. The heart of the home is a chef’s kitchen designed to impress—with top-of-the-line appliances, custom

  Jenifer Lower Bozeman Montana Real Estate

  745 Rocky Rd, Bozeman, MT 59718
• 

  

  /70

  $1,995,000

  • 6 Beds
  • 4.5 Baths
  • 4,408 Sq Ft

  1055 Caddie Ct, Bozeman, MT 59715

  Welcome to 1055 Caddie Court—where thoughtful design meets mountain luxury in the sought-after Bridger Creek subdivision. Located on a spacious 0.78-acre lot on a quiet cul-de-sac and backing to open space, this 4,408 SF, 6-bedroom home offers the perfect blend of privacy, views, and proximity to all things Bozeman. Built in 2021, the home is just minutes from Downtown, Bridger Creek Golf Course,

  Trent Lister PureWest Real Estate Bozeman

  1055 Caddie Ct, Bozeman, MT 59715
• 

  

  /27

  $530,000

  • 4 Beds
  • 2 Baths
  • 2,012 Sq Ft

  508 and 510 Flathead Dr, Kalispell, MT 59901

  Welcome to 508/510 Flathead Drive in Kalispell! This is a rare opportunity featuring two separate dwellings on an acre of fenced, usable land in a highly convenient location.The main home offers three bedrooms, one full bathroom, and a versatile flex space upstairs that can serve as an office, playroom, studio, or guest area. The living room is anchored by a charming wood-burning fireplace,

  Shannon Herrmann Keller Williams Realty Northwest Montana

  508 and 510 Flathead Dr, Kalispell, MT 59901
• 

  

  /69

  $675,000

  • 4 Beds
  • 3.5 Baths
  • 3,246 Sq Ft

  3259 Snaffle Bit Ct, Helena, MT 59602

  This spacious ranch-style home on a full, finished basement has a total of 4 bedrooms and 3 1/2 baths. The attached 3 car garage has plenty of storage and parking, and additional parking is available on the 1.72 acre lot, which has a pet friendly, fenced back yard. With your own well and underground sprinklers the lawn is lush in the summer and offers the gardener plenty of opportunity to

  Sarah Bauer Big Sky Brokers, LLC

  3259 Snaffle Bit Ct, Helena, MT 59602
• 

  

  /55

  $525,000

  • 3 Beds
  • 2 Baths
  • 2,240 Sq Ft

  3337 Iris Ridge Rd, Ramsay, MT 59748

  This 3-bedroom, 2-bath home sits on 20 acres of Montana paradise, boasting breathtaking mountain views, striking red rock formations, and abundant wildlife. Perfect for those who crave privacy and the beauty of the great outdoors. Located in Ramsay Montana you are close to both the conveniences of Butte amenities, fun activities at Fairmont Resort, and the Anaconda Georgetown areas!

  Amy Clark RE/MAX Premier

  3337 Iris Ridge Rd, Ramsay, MT 59748

Showing Results 281 - 320, Page 8 of 18