Homes for Sale in 38574

• 

  

  

  /34

  $560,000

  New Construction

  • 3 Beds
  • 2 Baths
  • 1,819 Sq Ft

  93 W Westridge Trail, Monterey, TN 38574

  WELCOME TO YOUR OWN PRIVATE RETREAT! This NEW CONSTRUCTION *1 YEAR BUILDERS WARRANTY* home located in the much desired gated community "The Bluffs." The new 3-bedroom, 2-bath home with an encapsulated crawl space offers approximately 1,819 sq ft (+-) of thoughtfully designed living space. You'll love the vaulted ceilings, striking stone fireplace and open floor plan that feels cozy yet grand. The

  Doreen Sherrill Crye-Leike Brown Realty Cumberland Cove

  93 W Westridge Trail, Monterey, TN 38574
• 

  

  

  /27

  $599,900

  • 3 Beds
  • 2.5 Baths
  • 2,594 Sq Ft

  246 Cross Dr, Monterey, TN 38574

  Nestled on over 5 private wooded acres in the desirable Cumberland Lakes community, this charming log home offers the perfect blend of privacy, comfort, and Tennessee beauty. Featuring a main-level primary suite, soaring ceilings, warm wood interiors, a cozy wood-burning stove, and a loft with two additional bedrooms, this home is full of character. Enjoy the wraparound porch, attached two-car

  Jamie Reed The Real Estate Collective Crossville

  246 Cross Dr, Monterey, TN 38574
• 

  

  

  /9

  $25,000

  $3K PRICE DROP

  • Land
  • 1.9 Acres
  • $13,158 per Acre

  34 Point Place Unit Lot 34, Monterey, TN 38574

  Build your dream home in the highly sought-after Cumberland Cove community! Tucked away on a quiet cul-de-sac, this beautiful 1.9-acre wooded lot offers the perfect blend of privacy, natural beauty, and convenience. With some level areas ideal for building, you'll have the flexibility to design a home that takes full advantage of the peaceful surroundings. Mature trees create a serene setting

  Jennifer Harvey The Real Estate Collective - Cookeville

  34 Point Place Unit Lot 34, Monterey, TN 38574
• 

  

  

  /6

  $59,900

  • Land
  • 4.2 Acres
  • $14,262 per Acre

  0 W Laurel Way Unit RTC3283776, Monterey, TN 38574

  Situated along paved Laurel Way in the desirable Cumberland Cove community, this 4.2 acre parcel offers paved road frontage with natural gas, electricity, and city water available at the road, while a septic system will be required. Located within an established HOA community with a community center and neighborhood events, the property provides a welcoming atmosphere without being in a gated

  Daniel Demers Sell Your Home Services, LLC

  0 W Laurel Way Unit RTC3283776, Monterey, TN 38574
• 

  

  

  /45

  $422,000

  $8K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,568 Sq Ft

  45 Point Place, Monterey, TN 38574

  Welcome to 45 Point Place, where quality craftsmanship meets peaceful mountain living in the highly sought-after Cumberland Cove community. Nestled on 4.4 private, wooded acres, this beautifully updated 3-bedroom, 2-bath home offers 1,568 square feet of thoughtfully designed living space and the peace of mind that comes with a complete renovation. Completely gutted and remodeled in 2017, this

  Jennifer Harvey The Real Estate Collective - Cookeville

  45 Point Place, Monterey, TN 38574
• 

  

  /33

  $389,000

  • 3 Beds
  • 2 Baths
  • 1,822 Sq Ft

  88 Scenic Place, Monterey, TN 38574

  **Private Cumberland Cove Retreat on 2.05 Acres | Generac Generator | High-Speed Internet | RV Parking** Tucked away at the end of a quiet cul-de-sac in the desirable Cumberland Cove community, this well-maintained 3BR/2BA home offers the perfect blend of privacy, comfort, and convenience. Situated on 2.05 wooded acres between Crossville and Cookeville, you'll enjoy a peaceful natural setting

  Donna Baisley Baisley Hometown Realty, LLC

  88 Scenic Place, Monterey, TN 38574
• 

  

  /9

  $25,000

  $3K PRICE DROP

  • Land
  • 1.9 Acres
  • $13,158 per Acre

  1.9ac Point Place, Monterey, TN 38574

  Build your dream home in the highly sought-after Cumberland Cove community! Tucked away on a quiet cul-de-sac, this beautiful 1.9-acre wooded lot offers the perfect blend of privacy, natural beauty, and convenience. With some level areas ideal for building, you'll have the flexibility to design a home that takes full advantage of the peaceful surroundings. Mature trees create a serene setting

  Jennifer Harvey The Real Estate Collective

  1.9ac Point Place, Monterey, TN 38574
• 

  

  /42

  $397,000

  $10K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,568 Sq Ft

  45 Point Place, Monterey, TN 38574

  ***4.4 acres & an option for an additional 1.9 acres***Welcome to 45 Point Place, where quality craftsmanship meets peaceful mountain living in the highly sought-after Cumberland Cove community. Nestled on 4.4 private, wooded acres, this beautifully updated 3-bedroom, 2-bath home offers 1,568 square feet of thoughtfully designed living space and the peace of mind that comes with a complete

  Jennifer Harvey The Real Estate Collective - Cookeville

  45 Point Place, Monterey, TN 38574
• 

  

  /32

  $365,000

  $35K PRICE DROP

  • 2 Beds
  • 1 Bath
  • 900 Sq Ft

  4066 Cumberland Lakes Dr, Monterey, TN 38574

  Come surround yourself with the serene sounds of nature and enjoy the privacy on this beautiful, lightly restricted 10.38 acre property. Nestled among the trees, this 2019 two bedroom, one bath home offers the perfect blend of modern comfort and cozy cottage charm. With 900 square feet of thoughtfully designed living space, the home features durable LVP flooring and vaulted ceilings that create

  Catlin Johnson Isham-Jones Realty

  4066 Cumberland Lakes Dr, Monterey, TN 38574
• 

  

  /41

  $549,000

  • 3 Beds
  • 3 Baths
  • 3,410 Sq Ft

  36 Point Place, Monterey, TN 38574

  Escape the hustle and bustle of daily life and indulge in your own little piece of paradise. Tucked away on a serene street with minimal neighbors, this location promises peace and tranquility. Immerse yourself in the breathtaking beauty of nature and the enchanting views of lush woodlands. This delightful ranch-style home features 3 bedrooms located on the main floor, 2 full bathrooms, a

  Beth Collins LPT Realty, LLC

  36 Point Place, Monterey, TN 38574
• 

  

  /5

  $55,000

  $5K PRICE DROP

  • Land
  • 4.3 Acres
  • $12,791 per Acre

  0 Belmont Cir Unit 1347840, Monterey, TN 38574

  Discover the perfect opportunity to build your dream home on this beautiful 4.3-acre lot in Monterey, TN. Nestled in a peaceful natural setting, this property offers plenty of space, privacy, and the chance to create a retreat surrounded by the beauty of Tennessee's landscape. Enjoy the tranquility of country living while still being conveniently located near Monterey's local amenities. Whether

  Shiane Eubanks eXp Realty, LLC

  0 Belmont Cir Unit 1347840, Monterey, TN 38574
• 

  

  /7

  $289,000

  $11K PRICE DROP

  • Land
  • 18 Acres
  • $16,056 per Acre

  16147 Highway 70n, Monterey, TN 38574

  ENDLESS OPPORTUNITY ON 18 *UNRESTRICTED* PRIVATE ACRES WITH A BEAUTIFUL POND. This versatile property offers exceptional potential for a private homestead or multiple development paths. The owner is willing to divide the tract into two separate parcels, providing added flexibility for buyers. A rare chance to secure usable acreage with privacy, natural beauty, and room to create your

  Doreen Sherrill Crye-Leike Brown Realty

  16147 Highway 70n, Monterey, TN 38574
• 

  

  /6

  $26,999

  • Land
  • 2 Acres
  • $13,500 per Acre

  Lot 8 Anne Rd, Monterey, TN 38574

  Welcome to peaceful Cumberland Lakes! This beautiful wooded lot offers a great possible building opportunity with a serene country setting within a private, well-maintained community. Enjoy access to two private lakes with boat ramps for electric-powered boats, kayaks, and canoes, along with parks, picnic areas, and a community clubhouse. There are restrictions to help preserve the quality of the

  David Eldridge The Real Estate Collective

  Lot 8 Anne Rd, Monterey, TN 38574
• 

  

  /6

  $26,999

  • Land
  • 2 Acres
  • $13,500 per Acre

  0 Anne Rd Unit 1347108, Monterey, TN 38574

  Welcome to peaceful Cumberland Lakes! This beautiful wooded lot offers a great possible building opportunity with a serene country setting within a private, well-maintained community. Enjoy access to two private lakes with boat ramps for electric-powered boats, kayaks, and canoes, along with parks, picnic areas, and a community clubhouse. There are restrictions to help preserve the quality of the

  David Eldridge The Real Estate Collective

  0 Anne Rd Unit 1347108, Monterey, TN 38574
• 

  

  /6

  $26,999

  • Land
  • 2 Acres
  • $13,500 per Acre

  0 Anne Rd Unit 8, Monterey, TN 38574

  Welcome to peaceful Cumberland Lakes! This beautiful wooded lot offers a great possible building opportunity with a serene country setting within a private, well-maintained community. Enjoy access to two private lakes with boat ramps for electric-powered boats, kayaks, and canoes, along with parks, picnic areas, and a community clubhouse. There are restrictions to help preserve the quality of the

  David Eldridge The Real Estate Collective - Cookeville

  0 Anne Rd Unit 8, Monterey, TN 38574
• 

  

  /48

  $325,000

  • 5 Beds
  • 3 Baths
  • 2,627 Sq Ft

  106 W Crawford Ave, Monterey, TN 38574

  Welcome to 106 W Crawford, a unique real estate opportunity nestled inside the Monterey city limits. This gorgeous property features a custom, Honest Abe-built log home paired with a completely separate income-producing apartment on a spacious corner lot. The main residence offers 1,852 sq. ft. of warm, inviting living space, including a cozy living room anchored by a gas stone fireplace, a

  Amanda Wiegand-Selby Highlands Elite Real Estate LLC

  106 W Crawford Ave, Monterey, TN 38574
• 

  

  /16

  $245,900

  $9K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,344 Sq Ft

  211 Walton Ln, Monterey, TN 38574

  PRICE IMPROVEMENT -- MOTIVATED SELLER!Don't let this charming home get away! This spacious 3 bedroom, 2 bath home sits on a beautiful corner lot just outside Monterey and offers plenty of room both inside and out.Inside, you'll find a large family room, oversized dining area, functional kitchen with gas range, and a dedicated washer/dryer area. Step outside to the screened porch,

  Pamela Bridges Third Tennessee Realty and Associates LLC

  211 Walton Ln, Monterey, TN 38574
• 

  

  /72

  $749,000

  • 5 Beds
  • 4.5 Baths
  • 4,396 Sq Ft

  700 Falls Rd, Monterey, TN 38574

  Seller has an accepted contract with a 72 hour right of first refusal contingency -- Custom-built home on 8.8 wooded acres in Cumberland Cove offering privacy, space, and versatility. This 5-bedroom, 4.5-bath home features 4,396 sq ft with hardwood floors, solid wood doors, granite countertops, stainless appliances, and a floor-to-ceiling gas fireplace. Two main-level primary suites plus a formal

  Chena Morris The Real Estate Collective - Cookeville

  700 Falls Rd, Monterey, TN 38574
• 

  

  /11

  $409,500

  • Land
  • 117 Acres
  • $3,500 per Acre

  0 Coal Ln Unit Tract 1, Monterey, TN 38574

  This 117 +/- acre property offers an exceptional combination of recreation and future homesite opportunities in the mountains of Fentress County, Tennessee. The property features abundant water resources, including Bear Branch, which forms the northern boundary. Extensive interior trails provide easy access throughout the property, making it well-suited for hunting, hiking, ATV riding, and

  Matt Carr National Land Realty

  0 Coal Ln Unit Tract 1, Monterey, TN 38574
• 

  

  /11

  $412,750

  • Land
  • 127 Acres
  • $3,250 per Acre

  0 Coal Ln Unit Tract 3, Monterey, TN 38574

  This 127 +/- acre property offers an exceptional combination of recreation and future homesite opportunities in the mountains of Fentress County, Tennessee. The property features abundant water resources, including Bear Branch, which forms the northern boundary. Extensive interior trails provide easy access throughout the property, making it well-suited for hunting, hiking, ATV riding, and

  Matt Carr National Land Realty

  0 Coal Ln Unit Tract 3, Monterey, TN 38574
• 

  

  /11

  $552,500

  • Land
  • 170 Acres
  • $3,250 per Acre

  0 Coal Ln Unit Tract 4, Monterey, TN 38574

  This 170 +/- acre property offers an exceptional combination of recreation and future homesite opportunities in the mountains of Fentress County, Tennessee. The property features abundant water resources, including Bear Branch, which forms the northern boundary. Extensive interior trails provide easy access throughout the property, making it well-suited for hunting, hiking, ATV riding, and

  Matt Carr National Land Realty

  0 Coal Ln Unit Tract 4, Monterey, TN 38574
• 

  

  /11

  $770,000

  • Land
  • 220 Acres
  • $3,500 per Acre

  0 Coal Ln Unit Tract 2, Monterey, TN 38574

  This 220 +/- acre property offers an exceptional combination of recreation and future homesite opportunities in the mountains of Fentress County, Tennessee. The property features abundant water resources, including Bear Branch, which forms the northern boundary. Extensive interior trails provide easy access throughout the property, making it well-suited for hunting, hiking, ATV riding, and

  Matt Carr National Land Realty

  0 Coal Ln Unit Tract 2, Monterey, TN 38574
• 

  

  /11

  $801,900

  • Land
  • 297 Acres
  • $2,700 per Acre

  0 Coal Ln Unit Tract C, Monterey, TN 38574

  This 297 +/- acre property offers an exceptional combination of recreation and future homesite opportunities in the mountains of Fentress County, Tennessee. The property features abundant water resources, including Bear Branch, which forms the northern boundary. Extensive interior trails provide easy access throughout the property, making it well-suited for hunting, hiking, ATV riding, and

  Matt Carr National Land Realty

  0 Coal Ln Unit Tract C, Monterey, TN 38574
• 

  

  /11

  $994,150

  • Land
  • 337 Acres
  • $2,950 per Acre

  0 Coal Ln Unit Tract B, Monterey, TN 38574

  This 337 +/- acre property offers an exceptional combination of recreation and future homesite opportunities in the mountains of Fentress County, Tennessee. The property features abundant water resources, including Bear Branch, which forms the northern boundary. Extensive interior trails provide easy access throughout the property, making it well-suited for hunting, hiking, ATV riding, and

  Matt Carr National Land Realty

  0 Coal Ln Unit Tract B, Monterey, TN 38574
• 

  

  /22

  $1,749,840

  • Land
  • 635 Acres
  • $2,756 per Acre

  0 Coal Ln Unit Tract A, Monterey, TN 38574

  This 635 +/- acre property offers an exceptional combination of recreation, long-term investment potential, and future homesite opportunities in the mountains of Fentress County, Tennessee. With approximately three-quarters of a mile of frontage along the East Fork Obey River, the property features abundant water resources, including Bear Branch, which forms the northern boundary before flowing

  Matt Carr National Land Realty

  0 Coal Ln Unit Tract A, Monterey, TN 38574
• 

  

  /10

  $112,900 $7K PRICE DROP

  • Land
  • 5.02 Acres
  • $22,490 per Acre

  833 Little Hurricane Ln, Monterey, TN 38574

  Discover the perfect balance of open space and natural privacy on this beautiful 5.02-acre tract in a well-maintained subdivision. Centrally located between Nashville and Knoxville, this property offers a peaceful rural escape with easy access to two of Tennessee's major cities. Partially cleared acreage gives you an immediate head start on building. Mature trees frame the property borders,

  

  Shauna Jekabsons

  Atlas Real Estate

  833 Little Hurricane Ln, Monterey, TN 38574
• 

  

  /17

  $25,500

  $4K PRICE DROP

  • Land
  • 2.03 Acres
  • $12,562 per Acre

  0 T Rd Unit 1338412, Monterey, TN 38574

  2.7 ACRES OF PURE BEAUTY, THIS LAND IS RAW LAND AND READY FOR YOUR CUSTOM BUILD. THIS PARCEL HAS GORGEOUS VIEWS AND IS LOCATED IN CUMBERLAND COVE. Close enough to town and the interstate. Enjoy golfing, picnic area and activities at the Cove. Nestled out in the country in Cumberland County. It is a private oasis. Call today for your viewing!!!!

  Debbie Walters Wallace

  0 T Rd Unit 1338412, Monterey, TN 38574
• 

  

  /28

  $780,000

  $145K PRICE DROP

  • 3 Beds
  • 2.5 Baths
  • 2,334 Sq Ft

  751 White Oak Rd, Monterey, TN 38574

  CAN YOU SAY WOW!!!! A must see property in CUMBERLAND COVE in Cumberland County means low property taxes($1,618) per year)) * This property is a Diamond in the Forrest * Masterfully designed for maximum use of space * Come into the home through the lead crystal front door into the foyer that opens up to the beautiful family room with floor to ceiling dual fuel fireplace & tray ceiling* Then you

  Karen Diehl Mountains to Meadows to Lakes Realty, LLC

  751 White Oak Rd, Monterey, TN 38574
• 

  

  /8

  $47,000

  $11K PRICE DROP

  • Land
  • 2.6 Acres
  • $18,077 per Acre

  2.6AC High Rock Loop, Monterey, TN 38574

  Escape to your own private slice of the Cumberland Plateau with this stunning 2.6-acre wooded lot located in the charming town of Monterey, Tennessee. Nestled in a highly desirable area, this property offers the absolute perfect balance of peaceful country living and city convenience, sitting right between the growing hubs of Cookeville and Crossville. Blanketed in beautiful mature trees, the

  Ashleigh Simmons Keller Williams Realty Cookeville

  2.6AC High Rock Loop, Monterey, TN 38574
• 

  

  /8

  $47,000

  $11K PRICE DROP

  • Land
  • 2.6 Acres
  • $18,077 per Acre

  0 High Rock Loop, Monterey, TN 38574

  Escape to your own private slice of the Cumberland Plateau with this stunning 2.6-acre wooded lot located in the charming town of Monterey, Tennessee. Nestled in a highly desirable area, this property offers the absolute perfect balance of peaceful country living and city convenience, sitting right between the growing hubs of Cookeville and Crossville. Blanketed in beautiful mature trees, the

  David Huffaker The Huffaker Group, LLC

  0 High Rock Loop, Monterey, TN 38574
• 

  

  /7

  $47,000

  $11K PRICE DROP

  • Land
  • 2.6 Acres
  • $18,077 per Acre

  2.6 High Rock Loop, Monterey, TN 38574

  Escape to your own private retreat on the Cumberland Plateau with this beautiful 2.6-acre wooded lot in charming Monterey, Tennessee. Located in a highly desirable area between Cookeville and Crossville, this property offers the perfect blend of peaceful country living and convenient access to shopping, dining, and everyday amenities. Mature trees provide a scenic backdrop and the ideal setting

  David Huffaker The Huffaker Group, LLC

  2.6 High Rock Loop, Monterey, TN 38574
• 

  

  /20

  $309,995

  $19K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,378 Sq Ft

  205 W Minnie Ave, Monterey, TN 38574

  Welcome to this beautiful new construction offering 1378 square feet of thoughtfully designed living space in the heart of Monterey, Tennessee. Featuring 3 bedroom and 2 full bathrooms, this modern residence combines comfort, functionally, and quality craftsmanship. Step inside to an open-concept floor plan with a spacious living area that flows seamlessly into the kitchen and dining, creating

  Charity Norrod Highlands Elite Real Estate LLC

  205 W Minnie Ave, Monterey, TN 38574
• 

  

  /8

  $375,000

  • Land
  • 8.63 Acres
  • $43,453 per Acre

  1323 Bee Rock Rd, Monterey, TN 38574

  PRIME UNRESTRICTED COMMERCIAL/RESIDENTAL LAND JUST OFF I-40---IDEAL FOR HIGH-DEMAND DEVELOPMENT. This versatile property offers exceptional potential for MULTI-UNIT HOUSING / RV PARK / STORAGE FACILITIES and MIXED-USE COMMERCIAL PROJECTS. A 3-BEDROOM SEPTIC SYSTEM is already installed, reducing upfront development costs. The property also includes a POND and barn adding aesthetic and functional

  Doreen Sherrill Crye-Leike Brown Realty

  1323 Bee Rock Rd, Monterey, TN 38574
• 

  

  /23

  $254,950

  • 3 Beds
  • 1.5 Baths
  • 1,430 Sq Ft

  206 Volunteer Way, Monterey, TN 38574

  Affordable 3BR / 2BA ranch Style Home ! Offering 1,430 Sq Ft of living space. Recent updates include fresh paint, new counter tops, and flooring. Features a spacious family room and a small, easy to maintain lot with room for your kids or pets. Ready for immediate possession. Should qualify for any type loan.

  Sarah Davis American Way Real Estate

  206 Volunteer Way, Monterey, TN 38574
• 

  

  /9

  $319,900

  • 2 Beds
  • 1 Bath
  • 729 Sq Ft

  229 Craig Rd, Monterey, TN 38574

  Imagine a place where tranquility meets functionality, nestled within the embrace of nature—a home that's more than just a residence, it’s an experience waiting to be discovered. Welcome to your private sanctuary, set on approximately 8.52 acres of picturesque land. This nature lover's paradise offers expansive green spaces and breathtaking views, providing a serene retreat from daily life.

  Tammy Price Tri-Star Real Estate & Auction Co, Inc.

  229 Craig Rd, Monterey, TN 38574
• 

  

  /21

  $16,500

  • Land
  • 1.1 Acres
  • $15,000 per Acre

  0 Dr Unit 1344495, Monterey, TN 38574

  !! Owner Financing Available - Flexible Terms Offered by Seller - Beautiful 1.10 acre lot near the lake in Cumberland Lakes !! Discover 1.10 acres in the desirable Cumberland Lakes community near Monterey, TN. This beautiful property offers a peaceful setting surrounded by mature trees and abundant wildlife, making it ideal for a future homesite, weekend retreat, or long-term investment. Located

  Jonathan Minerick Homecoin.com

  0 Dr Unit 1344495, Monterey, TN 38574
• 

  

  /5

  $270,000

  $15K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,288 Sq Ft

  204 E Peter Ave, Monterey, TN 38574

  Brand new construction in Monterey city limits. Stylish, quality home with everything you would expect. Open floor plan with vaulted ceiling, granite, white cabinets and stainless steel appliances.

  Chad Crouch Highlands Elite Real Estate LLC

  204 E Peter Ave, Monterey, TN 38574
• 

  

  /40

  $550,000

  $10K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 2,138 Sq Ft

  16588 Highway 70 N, Monterey, TN 38574

  UNRESTRICTED PROPERTY / NO HOAThis is a remarkable chance to acquire a farm-ready homestead in Middle Tennessee. Conveniently situated between Cookeville and Crossville, the property is close to shopping, dining, and healthcare facilities. The ranch-style home features three bedrooms, two bathrooms, and offers 2,138 square feet of comfortable living space. Spread across 10.53 acres, this

  Beth Collins LPT Realty, LLC

  16588 Highway 70 N, Monterey, TN 38574
• 

  /2

  $270,000

  $15K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,288 Sq Ft

  218 E Peter Ave, Monterey, TN 38574

  Brand new construction in Monterey city limits. Stylish, quality home with everything you would expect. Open floor plan with vaulted ceiling, granite, white cabinets and stainless steel appliances.

  Chad Crouch Highlands Elite Real Estate LLC

  218 E Peter Ave, Monterey, TN 38574
• 

  

  /17

  $99,000

  $20K PRICE DROP

  • Land
  • 29,185 Sq Ft
  • $147,761 per Acre

  0 Emerald Place Unit 6, Monterey, TN 38574

  Cumberland Lakes is a private community and only owners have access to the lakes and parks where you can launch your boat until you build a dock. Light Restrictions are in place. 1600 Sq Ft. Minimum. Two private lakes in community for fishing and boating with two boat ramps. Fiber Optic Internet Service is now available. Though you're in the middle of this peaceful country setting you are close

  0 Emerald Place Unit 6, Monterey, TN 38574

Showing Results 81 - 120, Page 3 of 7