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Montezuma, IA Homes for Sale with No HOA Fee

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  • /26

    $205,000

    • 3 Beds
    • 3 Baths
    • 1,216 Sq Ft

    406 S 4th St, Montezuma, IA 50171

    This stunning three-bedroom ranch is located in the heart of Montezuma, just a short walk from the town square, library, and Bonham Trail. The home was extensively renovated less than a decade ago and remains in pristine condition. The main floor features a bright and airy living space with large windows, seamlessly connected to the dining area and kitchen. The kitchen includes ample cabinetry,

    Agent Photo

    Andy Erselius

    AE Realty, Inc

    (641) 627-6886

    406 S 4th St, Montezuma, IA 50171
  • /48

    $399,900

    • 4 Beds
    • 3 Baths
    • 2,772 Sq Ft

    120 Lakeview Dr, Montezuma, IA 50171

    This spacious 3,000 sq ft ranch-style residence offers fantastic views of Lake Ponderosa, a 400-acre private lake in central Iowa, conveniently located between the Des Moines Metro area and Iowa City. Positioned on four adjoining lots totaling nearly three-quarters of an acre, the property provides multiple opportunities to enjoy lake living—whether on the water, at the over 100-foot access area,

    Agent Photo

    Andy Erselius

    AE Realty, Inc

    (641) 232-3468

    120 Lakeview Dr, Montezuma, IA 50171
  • /32

    $199,000

    • 3 Beds
    • 2 Baths
    • 1,152 Sq Ft

    203 E Ogden St, Montezuma, IA 50171

    Well-kept ranch home on private, double lot with open floor plan and oversized two car garage for sale in Montezuma, Iowa. Step inside you’ll immediately notice the large airy feel of the living room, dining and kitchen. The kitchen provides plenty of cabinet space with pantry including roll out drawers, appliances included and opens to the main living area. Just off the dining area is a deck

    Agent Photo

    Andy Erselius

    AE Realty, Inc

    (641) 635-6295

    203 E Ogden St, Montezuma, IA 50171
  • /25

    $375,000

    • 2 Beds
    • 2.5 Baths
    • 1,464 Sq Ft

    112 Sunrise Ln, Montezuma, IA 50171

    Discover the potential of lake living in the desirable Lake Ponderosa neighborhood just outside Montezuma! Situated on over half an acre and just a stone's throw from the water, this property offers space, flexibility, and incredible value for anyone looking to enjoy the lake lifestyle. The open-concept main level creates an inviting layout perfect for everyday living and entertaining. Currently

    Agent Photo

    Chris Kew

    RE/MAX Precision

    (641) 321-6644

    112 Sunrise Ln, Montezuma, IA 50171
  • /22

    $209,000

    • 3 Beds
    • 2 Baths
    • 1,329 Sq Ft

    201 N 9th St, Montezuma, IA 50171

    Fantastic, renovated ranch home in established neighborhood in Montezuma, Iowa. This home has seen a ton of updates from 2022 to 2025 - it's definitely a must see. The gorgeous exterior includes newer siding and windows with a great, level yard as a bonus. Once inside you'll notice the huge, open living room with newer flooring and trim throughout. A set of French doors leads out to the covered

    Agent Photo

    Andy Erselius

    AE Realty, Inc

    (641) 932-6279

    201 N 9th St, Montezuma, IA 50171
  • /26

    $145,000

    • 3 Beds
    • 1 Bath
    • 1,162 Sq Ft

    208 N 4th St, Montezuma, IA 50171

    This beautiful home from the early 1990s is just two blocks from Montezuma square and a short walk to the school. It has retained much of its original character, including hardwood floors, impressive woodwork, colonnades dividing the living and dining rooms, large windows, a decorative front entry door with beveled glass, a covered porch, and a sunroom. Recent improvements include a new roof,

    Agent Photo

    Andy Erselius

    AE Realty, Inc

    (641) 646-8904

    208 N 4th St, Montezuma, IA 50171
  • /35

    $219,900

    • 3 Beds
    • 1.5 Baths
    • 2,033 Sq Ft

    106 E Jefferson St, Montezuma, IA 50171

    Classic early 1900s foursquare home with gorgeous original features with nice blend of updates make this a great home for any family. A large, open-air covered porch and beveled glass door welcome you before stepping into a beautiful foyer with original wood staircase and spandrel. The hardwood floors in foyer, living, family and (formal) dining rooms are in spectacular condition as well as the

    Agent Photo

    Andy Erselius

    AE Realty, Inc

    (641) 406-6433

    106 E Jefferson St, Montezuma, IA 50171
  • /32

    $350,000

    • Land
    • 3.99 Acres
    • $87,719 per Acre

    1010 Highway 63, Montezuma, IA 50171

    ACREAGE ALERT! Spacious ranch home with semi-open floor plan has much to offer! Located on 4 acres along a hard surface road you’re sure to be impressed by this home’s gorgeous curb appeal. Walk inside the home and the first thing you’ll notice are the timeless hardwood floors. A large living room is a great spot to enjoy time with family and friends. This leads into a den area before the kitchen

    Agent Photo

    Andy Erselius

    AE Realty, Inc

    (641) 647-6059

    1010 Highway 63, Montezuma, IA 50171
  • /32

    $199,000

    • 2,798 Sq Ft

    415 E Main St, Montezuma, IA 50171

    Looking for an investment property that cash flows almost immediately? Look no further. Located just a block from the Montezuma square this triplex is fully occupied. Monthly rent is currently $2,250 (Main level - 1 BR $650, 1 BR $700, Upper level - 3 BR $900). Tenants pay for their own utilities. The owner pays for mowing and snow removal. Parts of all three units have been updated within last

    Agent Photo

    Andy Erselius

    AE Realty, Inc

    (641) 647-6050

    415 E Main St, Montezuma, IA 50171
  • /35

    $1,085,000

    • 4 Beds
    • 3 Baths
    • 2,462 Sq Ft

    314 Hillcrest Ridge, Montezuma, IA 50171

    314 Hillcrest Ridge offers a 4 bed, 3 bath home with a walk out lower level with a family room. This custom built home has lovely interiors with a covered front deck on the main channel of East lake. This economical house offers Geo Thermal heating. Enjoy room to breathe with the adjacent lakefront lot giving you over 130 ft. of lake frontage. In addition to the 2 stall attached garage, enjoy the

    Connie Durr Patriot Realty

    314 Hillcrest Ridge, Montezuma, IA 50171
  • /12

    $398,000

    • 5 Beds
    • 3 Baths
    • 1,408 Sq Ft

    104 Ivy Dr, Montezuma, IA 50171

    A spacious Lake Ponderosa home designed with so much space makes it perfect for multiple families, a large household, or hosting friends. Built in 2006 and offering 2816 finished square feet within this home has it all with 5 bedrooms, 3 bathrooms, and an over 1200 square foot garage ideal for storing all your lake toys. The nearly quarter acre lot features ample parking, a side deck off the

    Christina Behun Realty ONE Group Impact

    104 Ivy Dr, Montezuma, IA 50171
  • /35

    $609,900

    • 3 Beds
    • 2 Baths
    • 998 Sq Ft

    207 Cottage Ln, Montezuma, IA 50171

    Lakefront Living at Its Finest – Beautifully Updated Ponderosa Ranch Home! Experience the best of lake life in this stunning lakefront ranch home on the shores of Lake Ponderosa. Featuring over 1,800 sq ft of finished living space, this 3-bedroom, 2-bath home offers the perfect blend of comfort, charm, and modern updates—including brand-new vinyl siding on both the home and the detached garage

    Patrice Noble RE/MAX Concepts

    207 Cottage Ln, Montezuma, IA 50171
  • /24

    $378,000

    • 3 Beds
    • 2 Baths
    • 1,430 Sq Ft

    204 Eastside Ln, Montezuma, IA 50171

    Jump into lake life at an affordable price! This lakefront mobile home at Lake Ponderosa features 3 bedrooms, 2 bathrooms, and an open feel with the kitchen and living room to enjoy family. Then there is a bright, roomy four-season space that’s perfect for hanging out rain or shine that leads out to a screened in area and large deck. The flat lot makes outdoor fun easy, and the dock, lift, and

    Christina Behun Realty ONE Group Impact

    204 Eastside Ln, Montezuma, IA 50171
  • /6

    $148,500

    • 2,400 Sq Ft

    4854 103rd St, Montezuma, IA 50171

    NEW STEEL POLE BUILDING!!! Approximately 1 mile from Lake Ponderosa! 2400 sq ft, 40’ wide by 60' long and 16’ tall. Ridge peak vented roof, gutters & snow guards, 2’ overhang on the roof perimeter. (Solid Soffit on gables with vented on the eaves). House wrap under all steel. 4’ high Wanes-coat on 3 sides, 4’ high Coffee Genstone on front gable end. 3’ insulated solid 6-panel door, 1-18’wide x

    Jessie Talbert McNaul Real Estate Inc

    4854 103rd St, Montezuma, IA 50171
  • /34

    $1,600,000

    • 4 Beds
    • 2.5 Baths
    • 2,176 Sq Ft

    134 Hillcrest Ridge, Montezuma, IA 50171

    Enjoy incredible waterfront living on Lake Ponderosa with 150 feet of lake frontage and stunning views from nearly every angle of this beautifully maintained home. The main living space features soaring vaulted ceilings, exposed wood beams, and a dramatic wall of windows that perfectly frame the lake. Natural light fills the open concept living, dining, and kitchen areas, creating a great space

    Cara Kelly RE/MAX Precision

    134 Hillcrest Ridge, Montezuma, IA 50171
  • /20

    $479,000

    • 4 Beds
    • 2 Baths
    • 2,240 Sq Ft

    110 Cottage Ln, Montezuma, IA 50171

    110 Cottage Lane Lake Ponderosa offered for sale. This 4 bed, 2 bath ranch with a walkout finished lower level offers updated interiors, large yard, right off the paved road, steps to the lake and your boat lift, large detached garage and more. This is a must see home! Call to view.

    Connie Durr Patriot Realty

    110 Cottage Ln, Montezuma, IA 50171
  • /43

    $839,000

    • 6 Beds
    • 6 Baths
    • 6,000 Sq Ft

    109 Cedar Rd, Montezuma, IA 50171

    This stunning new renovation at 109 Cedar Road Lake Ponderosa is a sight to see. 6000 sq. ft. of finished living space, 6 bedrooms plus an additional 6 bed bunk/media room, 6 bathrooms, 4 full, 2 1/2 baths. Expansive decking and patio areas, the man cave will amaze you in the lower level walkout, new everything. 20ft. of space at the lake with a floating dock and a 5000 lb. boat lift. This Lake

    Connie Durr Patriot Realty

    109 Cedar Rd, Montezuma, IA 50171
  • /60

    $1,585,000

    • 4 Beds
    • 3 Baths
    • 3,652 Sq Ft

    135 Crabtree Rd, Montezuma, IA 50171

    135 Crabstree Road Lake Ponderosa offered for sale. This lakefront custom home offers many amenities. The main floor offers 2 beds, 2 baths and a study/non conforming 3rd bedroom, a sun room, living room, open kitchen with a dining area, beautiful solid cherry floors, a cooks dream pantry, custom cabinetry and woodwork. The main floor has sweeping views of the West lake from most every room with

    Connie Durr Patriot Realty

    135 Crabtree Rd, Montezuma, IA 50171
  • /27

    $598,000

    • 2 Beds
    • 1.5 Baths
    • 2,256 Sq Ft

    199 Cottage Ln, Montezuma, IA 50171

    Experience lakefront living at Lake Ponderosa, where stunning water views can be enjoyed year-round from the spacious light-filled four-season room. With an oversized lakefront deck elevates your outdoor lifestyle and is perfect for serene mornings on the lakefront deck, unforgettable gatherings, and effortless days spent fishing, lounging, or entertaining by the water. The private lift is

    Christina Behun Realty ONE Group Impact

    199 Cottage Ln, Montezuma, IA 50171
  • /6

    $138,000

    • Land
    • 0.17 Acre
    • $811,765 per Acre

    380 Timber Ridge, Montezuma, IA 50171

    Lake living at Lake Ponderosa is wonderfully diverse, offering something for everyone. One of the biggest advantages of this private lake community is that most residents enjoy direct lakefront access and with this campsite you get 12 feet of lake access, making it easy to hop onto your boat and enjoy a full summer. This site is fully equipped and ready to host up to four campers, with electric,

    Christina Behun Realty ONE Group Impact

    380 Timber Ridge, Montezuma, IA 50171
  • /41

    $1,350,000

    • 5 Beds
    • 4 Baths
    • 1,800 Sq Ft

    212 Eastside Ln, Montezuma, IA 50171

    Stunning Lake Ponderosa Property with Two Homes and 130’ of Waterfront Welcome to 212 Eastside Lane, Lake Ponderosa, Montezuma, IA—a truly exceptional lakefront property offering two separate homes in a desirable cove location, just minutes from a hard-surface road. With 130 feet of waterfront, a gradually sloping lot leading to a flat lakeside area, sandy beach, and a new seawall, this property

    Karen McNaul McNaul Real Estate Inc

    212 Eastside Ln, Montezuma, IA 50171
  • /32

    $439,000

    • 5 Beds
    • 2 Baths
    • 3,200 Sq Ft

    506 E Liberty St, Montezuma, IA 50171

    506 Liberty offered for sale in Montezuma. In addition the extra lot 504 Liberty is included in this offering. This nearly new constructed home offers so many amenities. Built in 2022, 3200 sq. ft. finished living space, beautiful interiors and exterior finishes, 5 bedrooms, 2 full baths, laundry room, concrete drive, quality was a focus on this home build. Safety was also a must with a passive

    Connie Durr Patriot Realty

    506 E Liberty St, Montezuma, IA 50171
  • /35

    $540,000

    • 2 Beds
    • 2.5 Baths
    • 1,120 Sq Ft

    101 Vista Dr, Montezuma, IA 50171

    Searching for your forever lake home? This charming ranch might be the one. Featuring 2 bedrooms, 2.5 baths, and an attached garage, it offers a cozy, open layout perfect for relaxing or entertaining. The basement is a blank canvas—complete with a full bath and ready for additional bedrooms or flex space to fit your needs. Tucked on a quiet street in a peaceful cove, yet close to all the lake

    Christina Behun Realty ONE Group Impact

    101 Vista Dr, Montezuma, IA 50171
  • /32

    $549,000

    • 4 Beds
    • 3 Baths
    • 1,456 Sq Ft

    299 Center Point Dr, Montezuma, IA 50171

    Experience Panoramic lake front views with second tier pricing. This 4 bedroom, 2 bath home is situated on over 2 lots directly across from an access lot where you have a 20 foot lake access, 2 dock slips both with a Shore Station boat lift (1electric) on a shared dock, and stunning views of the lake. Attached to the home is a 2-tiered deck over-looking a large yard with perennial gardens,

    Jessie Talbert McNaul Real Estate Inc

    299 Center Point Dr, Montezuma, IA 50171
  • /32

    $299,900

    • 3 Beds
    • 2 Baths
    • 1,456 Sq Ft

    105 S 10th St, Montezuma, IA 50171

    Welcome to this inviting 3 bedroom, two bath ranch home that blends comfort and throughout. The galley style kitchen offers plenty of workspace, a convenient pantry and newer stainless steel appliances making meal prep a breeze. A formal dining room sits just off the kitchen, perfect for family dinners or entertaining. The spacious living room provides a warm and welcoming atmosphere, while

    Kent Winburn EXIT Realty & Associates

    105 S 10th St, Montezuma, IA 50171
  • /49

    $329,000

    • 5 Beds
    • 2 Baths
    • 2,016 Sq Ft

    317 Terrace Lane Dr, Montezuma, IA 50171

    Spacious Ranch on 3.5 Scenic Acres in MontezumaEnjoy the perfect blend of comfort, space, and nature with this beautifully maintained ranch home situated on 3.5 sprawling acres in the heart of Montezuma, Iowa. With over 2,000 square feet of finished living space, this home offers an open-concept layout designed for both everyday living and entertaining.The main level features three

    Patricia O'Connell Realty87

    317 Terrace Lane Dr, Montezuma, IA 50171
  • /37

    $255,000

    • 3 Beds
    • 3 Baths
    • 1,759 Sq Ft

    304 W Main St, Montezuma, IA 50171

    Spacious. Welcoming. Updated. Three simple words that can not be argued about what this awesome property has to offer. Enter the home from the 3 stall attached garage, you are welcomed into the large kitchen boasting a spacious sit down island and ample cupboard space along with plenty of pantry storage. The kitchen flows nicely to a good sized deck, a sunroom with great views of the nice back

    Adam Snook Bryan Realty Inc

    304 W Main St, Montezuma, IA 50171
  • /17

    $570,000

    • 3 Beds
    • 2 Baths
    • 1,282 Sq Ft

    255 Eastside Ln, Montezuma, IA 50171

    PRICE IMPROVEMENT!!! Log Cabin living at Lake Ponderosa. This home is situated on almost a full acre of ground that offers a secluded feel with 20 feet of lake access and two boat hoists just across the road. This log home is beautifully crafted with exposed beams in the main living area and an open kitchen and dining area. The heated, detached garage is large enough for two vehicles and to store

    Joel Kercheval K-F-G Agency, Inc

    255 Eastside Ln, Montezuma, IA 50171
  • /18

    $900,000

    • 3 Beds
    • 2 Baths
    • 1,176 Sq Ft

    226 & 228 Center Point Dr, Montezuma, IA 50171

    226 and 228 Center Point offers 122.45 feet of lake front on the main lake. The wooded lot features a total of 2352 square feet of living area. 1176 on the main floor and 1176 in the lower walk out level. The open floor plan of 2 bedrooms, 3⁄4 bath, laundry, kitchen, dining room and living room on the main level. The walk out lower-level features 1 bedroom, 3⁄4 bath, family room and storage

    Karen McNaul McNaul Real Estate Inc

    226 & 228 Center Point Dr, Montezuma, IA 50171
  • /16

    $429,000

    • 2 Beds
    • 1 Bath
    • 888 Sq Ft

    147 Hillcrest Ridge, Montezuma, IA 50171

    147 Hillcrest Ridge offered for sale. This one level ranch home offers 2 beds, 1 bath, new mini split system to heat and cool, new metal roof, all new paint job throughout interior. The front slab is poured with frost footings to accommodate a new addition or sunroom. This home has a beautiful large yard and a fantastic access with a new dock and boat lift. This is a turn key property. Call for a

    Connie Durr Patriot Realty

    147 Hillcrest Ridge, Montezuma, IA 50171
  • /16

    $275,000

    • 3 Beds
    • 2 Baths
    • 1,080 Sq Ft

    212 Cottage Ln, Montezuma, IA 50171

    NEW LISTING! 212 Cottage Lane Lake Ponderosa. This lakeview home is the perfect pathway to lake life. 3 bedrooms, 2 baths, just across from the lake with your insulated, heated man cave/garage all ready for you. Access and boat lift across the road with the home. $275,000

    Connie Durr Patriot Realty

    212 Cottage Ln, Montezuma, IA 50171
  • /22

    $489,000

    • 2 Beds
    • 1 Bath
    • 862 Sq Ft

    144 Center Point Dr, Montezuma, IA 50171

    144 Center Point Drive offered for sale at Lake Ponderosa. Lots of updates to this adorable lake front home. This is a perfect lake home getaway with the open floor plan making it feel so spacious, 2 bedrooms, 1 bath, beamed ceiling, ample parking, new furnace and central air, all spray foamed under belly in storage area, new lovely fire pit and gazebo at the lake, boat lifts and nice newer dock,

    Connie Durr Patriot Realty

    144 Center Point Dr, Montezuma, IA 50171
  • /32

    $750,000

    • 3 Beds
    • 2 Baths
    • 2,384 Sq Ft

    103 S Shore Dr, Montezuma, IA 50171

    103 Southshore Drive offered for sale. This lakefront home offers a huge 208 ft. of lakefront shoreline with a large sand beach and retaining wall lakeside. A unique amenity with this home is the 1 1/2 acre of ground that comes with the property. Imagine being able to build your shop/storage building on your own attached ground without buying a back lot with extra fees attached. A very

    Connie Durr Patriot Realty

    103 S Shore Dr, Montezuma, IA 50171
  • /2

    $148,000

    • Land

    0 Center Point Dr, Montezuma, IA 50171

    This flat lot at Lake Ponderosa offers excellent build or campground potential, featuring beautiful lake views and convenient access just across the road. It’s ready for you to bring your vision to life—build your dream getaway or full-time home here. Come take a look today!

    Christina Behun Realty ONE Group Impact

    0 Center Point Dr, Montezuma, IA 50171
  • /2

    $35,000

    • Land
    • 0.5 Acre
    • $70,000 per Acre

    1449 Iowa 85, Montezuma, IA 50171

    Recently Surveyed, bare lot just about 1/2 mile East of Montezuma on Highway 85. Looking to get out of town, but don't want to get too far away, this if for you. City water has been ran to the property, electricity is at the site as well. Buyer will be responsible for any septic system needs.

    Adam Snook Bryan Realty Inc

    1449 Iowa 85, Montezuma, IA 50171
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