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New Albany, IN Homes for Sale under $300,000

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  • /25

    $249,000

    • 3 Beds
    • 2 Baths
    • 1,589 Sq Ft

    1713 Twin Oaks Dr, New Albany, IN 47150

    This 3-4 Bedroom 2 Full Bath home has been updated and is move in ready. Original hardwood floors, updated Kitchen and Bath rooms, New windows throughout, one car detached garage, and a shed for all your lawn equipment. Immediate possession. Sellers are related to the Listing agent. This home also qualifies for the Neighborhood Housing loan program with 100% financing and no PMI.

    Agent Photo

    Madonna Moody

    RE/MAX FIRST

    (812) 561-6169

    1713 Twin Oaks Dr, New Albany, IN 47150
  • /50

    $289,900

    • 3 Beds
    • 1 Bath
    • 1,589 Sq Ft

    1519 Valley View Rd, New Albany, IN 47150

    If you’ve been craving a little peace without giving up convenience, this home delivers exactly that. Tucked quietly off Valley View Road on just under an acre, this charming New Albany classic gives you that “country-at-the-edge-of-town” feeling while still putting you minutes from every amenity on State Street. Lovingly cared for by the same family for nearly 40 years, the home has the kind of

    Agent Photo

    Shawne Mardis

    (812) 415-4922

    1519 Valley View Rd, New Albany, IN 47150
  • /31

    $299,900 Open Sun 2PM - 4PM

    • 3 Beds
    • 1 Bath
    • 1,092 Sq Ft

    4126 Payne Koehler Rd, New Albany, IN 47150

    OPEN HOUSE JANUARY 11TH 2026 FROM 2-4PM!Welcome home to this charming 3-bedroom, 1-bath property situated on just over 2 acres and complete with a barn perfect for storage, or hobbies. Major updates offer peace of mind, including a new roof (August 2025), HVAC system installed 2 years ago, and an updated 200-amp electrical panel. Inside, you'll find fresh paint, a new toilet, and a

    Agent Photo

    Candice Ritchie

    Green Tree Real Estate Services

    (812) 561-5991

    4126 Payne Koehler Rd, New Albany, IN 47150
  • /37

    $297,000

    • 3 Beds
    • 2.5 Baths
    • 2,306 Sq Ft

    612 E Daisy Ln, New Albany, IN 47150

    Located in a well-established New Albany neighborhood, 612 E Daisy Lane presents a rare combination of space, thoughtful updates, and everyday convenience. Offering 2,300 square feet, this 3-bedroom, 3-bath residence features a versatile 1.5-story floor plan with a full basement, allowing for multiple living and entertaining options to suit a variety of needs. The home has benefited from

    Agent Photo

    William Kramer

    JPAR Aspire

    (812) 310-5508

    612 E Daisy Ln, New Albany, IN 47150
  • /15

    $296,900 New Construction

    • 3 Beds
    • 2 Baths
    • 1,291 Sq Ft

    Willow Plan, New Albany, IN 47150

    The Willow is a cozy new floor plan that offers the perfect blend of elegance, comfort, and utility. Enter via the inviting, covered front porch to the spacious great room. This open-concept space flows seamlessly into the kitchen and dining area, creating a welcoming atmosphere for family meals and gathering. The luxurious kitchen includes quartz countertops, a generous island, and stainless

    Builder Photo

    Premier Homes of Southern Indiana

    Builder

    4206 Skylar Way Unit 37769592, New Albany, IN 47150
  • /43

    $289,900 New Construction

    • 3 Beds
    • 2 Baths
    • 1,257 Sq Ft

    Downing Plan at Koehler Woods, New Albany, IN 47150

    Step inside the Downing, a new floorplan in out Koehler Woods Community in new Albany, Indiana. The Downing is a 3 bed, 2 bath ranch style home with over 1200 sq ft of living space. As you enter the home you will step into the foyer and walk down the hall into the spacious open concept kitchen and living room. The kitchen maximizes on efficiency and creates space for additional seating or meal

    D.R. Horton Builder
    3003 Grace Marie Way Unit 36206374, New Albany, IN 47150
  • /25

    $214,900

    • 2 Beds
    • 2 Baths
    • 1,248 Sq Ft

    2119 Reno Ave, New Albany, IN 47150

    Tucked away on a peaceful street, this charming home offers comfort, versatility, and inviting outdoor spaces. The private backyard is a true retreat, featuring a generous deck shaded by mature trees - perfect for relaxing or entertaining. Inside, the main level welcomes you with a spacious living room complete with a built-in corner unit for audio/video equipment and ample shelving, a well-sized

    John Finnegan Weichert Realtors-ABG

    2119 Reno Ave, New Albany, IN 47150
  • /29

    $259,500

    • 3 Beds
    • 2 Baths
    • 1,316 Sq Ft

    1935 Center St, New Albany, IN 47150

    Welcome Home! This Beauty has been completely renovated blending historic charm and modern finishes for a welcoming feel. You enter a covered front porch with old world charm. Inside you will find 3 Bedrooms, 2 full baths. The Kitchen has brick accents, new cabinetry, and granite countertops. The large living room is still easily accessible to the kitchen and dining spaces with soaring ceilings!

    Michelle Schnell-Gammons

    1935 Center St, New Albany, IN 47150
  • /40

    $245,000

    • 3 Beds
    • 2.5 Baths
    • 1,400 Sq Ft

    1314 Ekin Ave, New Albany, IN 47150

    Welcome home to 1314 Ekin Avenue! This adorably updated charmer is ready for its new owner! Remodeled in 2022, this home has it all! Modern updates meet historical character galore! On the first floor, you will find an open concept living room and eat in kitchen with its own half bath for guests! Additionally, the first floor features a HUGE owner's suite complete with a walk-in closet and

    Alison Koopman Lopp Real Estate Brokers

    1314 Ekin Ave, New Albany, IN 47150
  • /59

    $280,000

    • 6 Beds
    • 3.5 Baths
    • 2,107 Sq Ft

    929 Valley View Rd, New Albany, IN 47150

    Great opportunity, with 2 dwelling units on one lot, priced at $140,000 each, what a deal!!! Main house consists of 3 bedrooms and 2 full bathrooms. Amazing renovations throughout the home! All new kitchen cabinets, new granite counter tops, fully stocked stainless steel appliances. Primary Suite located on the back side of the home offers a split floor plan design. There is a huge laundry room,

    Heather Allen Genesis Realty LLC

    929 Valley View Rd, New Albany, IN 47150
  • /36

    $258,400

    • 3 Beds
    • 2 Baths
    • 1,883 Sq Ft

    111 Rossmoore Dr, New Albany, IN 47150

    This home is full of charm and character! The seller has made numerous of updates, including new ceiling fans in every room, a new roof installed in 2025, and a new garage door added in 2021. The kitchen appliances were replaced approximately two years ago. Other updates include a sump pump, a new sink in the basement (2025), a new toilet (2025), and fresh paint on the walls and floor in the

    Michelle Warford RE/MAX Ability Plus

    111 Rossmoore Dr, New Albany, IN 47150
  • /43

    $285,000

    • 3 Beds
    • 2 Baths
    • 1,881 Sq Ft

    1655 Harriett Ct, New Albany, IN 47150

    Welcome Home! They don't make them like this anymore. Full Brick, great yard and on a small cul-de-sac. Cozy up this fall with 3Bedrooms, 2 Full baths and a partially finished basement. You enter a covered porch into a foyer with separate dining room or formal living room. The updated kitchen has lots of cabinet space and enough room for a smaller table and chairs. The adjacent family room has

    Michelle Schnell-Gammons

    1655 Harriett Ct, New Albany, IN 47150
  • /24

    $277,242 New Construction

    • 3 Beds
    • 2 Baths
    • 1,257 Sq Ft

    3016 Grace Marie Way, New Albany, IN 47150

    Step inside 3016 Grace Marie Way, a new home in our Koehler Woods community in New Albany, Indiana. The Downing is a 3 bed, 2 bath ranch style home with over 1200 sq ft of north facing living space. As you enter the home you will step into the foyer and walk down the hall into the spacious open concept kitchen and living room. The kitchen maximizes on efficiency and creates space with beautiful

    D.R. Horton Builder
    3016 Grace Marie Way, New Albany, IN 47150
  • /49

    $235,000

    • 2 Beds
    • 1 Bath
    • 1,391 Sq Ft

    2318 Coyle Dr, New Albany, IN 47150

    Charming, Cozy & Elegant- A True Gem! Welcome to this beautifully maintained all-brick ranch that blends timeless character with modern comfort. Step inside to find real hardwood floors that add warmth and style throughout. The bright, cheerful eat-in kitchen is perfect for casual dining, while the recently updated bathroom features a stylish step-in ceramic shower for a spa-like feel. This home

    Rachel Gish Semonin REALTORS

    2318 Coyle Dr, New Albany, IN 47150
  • /26

    $248,900

    • 3 Beds
    • 2 Baths
    • 1,050 Sq Ft

    1917 Culbertson Ave, New Albany, IN 47150

    Ready for a nicely updated home with a covered front porch, all new flooring, 2 new baths, completely new kitchen with appliances, all new wood trim and doors, lighting, new high efficiency gas furnace & central air, new hot water heater, paint, windows and doors, fenced yard. Quick possession ready to move this one is ready with a part basement and additional storage in crawl space area. A real

    Russ Kruer RE/MAX Ability Plus

    1917 Culbertson Ave, New Albany, IN 47150
  • /2

    $249,900 Open Sun 2PM - 4PM

    • 3 Beds
    • 2.5 Baths
    • 1,439 Sq Ft

    109 Nighthawk Place, New Albany, IN 47150

    Welcome to Greenway Commons — New Albany’s Premier Townhome Community!This stunning new-construction townhome offers the perfect blend of modern design, convenience, and comfort in one of New Albany’s most desirable locations—just minutes from shopping, dining, and entertainment. Step inside this 2-story home featuring 3 bedrooms, 2.5 baths, and an open floor plan designed for today’s

    Stephannie Wilson NextHome Wilson Real Estate

    109 Nighthawk Place, New Albany, IN 47150
  • /27

    $248,500

    • 2 Beds
    • 2 Baths
    • 1,136 Sq Ft

    1525 E Oak St, New Albany, IN 47150

    From the moment you enter this newly renovated 2-bedroom, 2-full-bath, beauty that welcomes you with sparkle and shine. Sunlight pours into the family room, setting the tone for a warm and inviting space that instantly feels like home. One of the true standouts, a primary suite a rare and highly sought-after feature in a 2/2 that adds both comfort and long-term value. Complete with an ensuite

    Gid Miller

    1525 E Oak St, New Albany, IN 47150
  • /3

    $249,900 Open Sun 2PM - 4PM

    • 3 Beds
    • 2.5 Baths
    • 1,580 Sq Ft

    115 Nighthawk Place, New Albany, IN 47150

    Welcome to Greenway Commons — New Albany’s Premier Townhome Community! This stunningnewconstruction townhome offers the perfect blend of modern design, convenience, and comfort in one of New Albany’smost desirable locations—just minutes from shopping, dining, and entertainment. Step inside this 2-story home featuring 3bedrooms, 2.5 baths, and an open floor plan designed for today’s

    Stephannie Wilson NextHome Wilson Real Estate

    115 Nighthawk Place, New Albany, IN 47150
  • /35

    $210,000

    • 3 Beds
    • 2 Baths
    • 1,104 Sq Ft

    917 Valley View Rd, New Albany, IN 47150

    Welcome to 917 Valley View Rd. an updated 3 bed, 2 bath home in one of New Albany's most convenient locations. This 1,100+ sq ft property offers an inviting layout with great natural light, a functional kitchen, and a primary suite with its own full bath. Two additional bedrooms provide flexibility for guests, an office, or a growing family. Just minutes from shopping, dining, parks, and easy

    Tyler Hines Schuler Bauer Real Estate Services ERA Powered (N

    917 Valley View Rd, New Albany, IN 47150
  • /62

    $209,999

    • 3 Beds
    • 2 Baths
    • 1,510 Sq Ft

    1464 South St, New Albany, IN 47150

    Check out this beautifully renovated 3-bedroom, 2-full bath home offering 1,510 sq. ft. of stylish living space! This move-in ready gem features original character with modern updates, including rich wood trim, fireplace, and all the timeless charm you'd expect from a classic home. Enjoy peace of mind with a brand new roof, new flooring throughout, fresh interior paint, and two fully updated

    Andrew Phillips Coldwell Banker Harrell & Asso

    1464 South St, New Albany, IN 47150
  • /42

    $299,900

    • 5 Beds
    • 2 Baths
    • 2,370 Sq Ft

    1918 Charlestown Rd, New Albany, IN 47150

    This adorable Duplex is loaded with charm! The 1st floor unit has 2/3 bedrooms 1 bath and large kitchen, this unit laundry is located in the basement. The 2nd floor unit has 2/3 bedrooms, 1 bath and an open kitchen area and a stackable washer and dryer inside the unit. The basement area is fully accessable. This property has a fully fenced back yard and a detached garage. As a Duplex both

    Michelle Schnell-Gammons

    1918 Charlestown Rd, New Albany, IN 47150
  • /33

    $284,900 New Construction

    • 3 Beds
    • 2 Baths
    • 1,300 Sq Ft

    1749 McDonald Ln, New Albany, IN 47150

    Brand new construction home for a brand new year! Welcome to the Abby! A 1300 sq ft, 3 bedroom, 2 bath, 2 car garage home with a blend of modern style and timeless comfort. Perfectly located near all the amenities of New Albany. Step inside through the covered front porch to your open-concept living room. Continue straight into the kitchen and dining area with its tons of natural lighting. The

    Chris Hogue Lopp Real Estate Brokers

    1749 McDonald Ln, New Albany, IN 47150
  • /44

    $230,000

    • 4 Beds
    • 3 Baths
    • 2,359 Sq Ft

    1919 Center St, New Albany, IN 47150

    Investment opportunity! This historic tri-plex offers endless potential with two 1-bedroom unitsand one 2-bedroom unit. The second floor unit has been recently renovated and is currently tenantfree—ideal for an owner-occupant or to place a new tenant right away. The property boasts timelesscharm with character while providing modern updates where it counts. A unfinished basement

    Reed Martin RE/MAX FIRST-Commercial Group

    1919 Center St, New Albany, IN 47150
  • /21

    $220,000

    • 3 Beds
    • 2.5 Baths
    • 1,380 Sq Ft

    1617 King St, New Albany, IN 47150

    Welcome to 1617 King Street, a stunning, nearly new duplex offering modern design, low-maintenanceliving, and an unbeatable location just steps from the heart of downtown New Albany. This gorgeousproperty features 3 bedrooms and 3 bathrooms, filled with natural light and contemporary finishesthroughout. Situated in a quiet spot but close to shops, dining, parks, jobs

    Mallory Annis RE/MAX FIRST

    1617 King St, New Albany, IN 47150
  • /25

    $224,900

    • 3 Beds
    • 2 Baths
    • 1,444 Sq Ft

    2315 Alta Ave, New Albany, IN 47150

    Welcome to Alta Avenue! From the moment you pull in, the light green siding and peaceful lot set the tone: calm, charming, and very much “you’re home now.” Step inside to a fully renovated interior where the work has already been done and done well. Fresh paint, updated trim, and new flooring flow throughout the living room, creating a clean, cohesive space that feels both polished and

    Hannah Paul RE/MAX FIRST

    2315 Alta Ave, New Albany, IN 47150
  • /44

    $275,000

    • 4 Beds
    • 2 Baths
    • 1,989 Sq Ft

    2307 Sanderson Ave, New Albany, IN 47150

    A welcoming blue front door sets the tone for this inviting New Albany home, offering warmth, personality, and comfortable living spaces throughout. Inside, the living room makes an immediate impression with a thoughtfully designed two-tone palette of red and beige, grounded by luxury vinyl plank flooring in a soft brown with subtle gray undertones. A ceiling fan with rich wood accents adds depth

    Dhananjay Arora 85W Real Estate

    2307 Sanderson Ave, New Albany, IN 47150
  • /38

    $260,000

    • 2 Beds
    • 2 Baths
    • 1,558 Sq Ft

    102 Crown Ct, New Albany, IN 47150

    Don’t Wait...or it may be Too Late! Very Convenient Kingsfield Condominium Location...proximate to I-265 Access, State Street Shopping and Medical and Downtown New Albany. This (2) Bedroom, (2) Bath, 1-Story Home includes a 2 Car Attached Garage, Fireplace and Screened Back Porch. This home offers LOW MAINTENANCE LIVING as ALL EXTERIOR Maintenance is covered by Condominium Associates. This

    David Bauer Schuler Bauer Real Estate Services ERA Powered (N

    102 Crown Ct, New Albany, IN 47150
  • /25

    $244,900

    • 4 Beds
    • 1.5 Baths
    • 1,477 Sq Ft

    1709 Millerwood Dr, New Albany, IN 47150

    Discover easy living on a quiet dead-end street at 1709 Miller Wood Dr. in New Albany. This well-loved home offers approximately 1,280 sq. ft. of finished space, including four bedrooms (one non-conforming), a full bath, and an additional half bath—giving you options for sleep, work, hobbies, or guests. The main level feels welcoming from the moment you step in, with updated lighting, a refreshed

    Erika Stofer Epique Realty

    1709 Millerwood Dr, New Albany, IN 47150
  • /29

    $225,000

    • 3 Beds
    • 2.5 Baths
    • 1,612 Sq Ft

    418 E 13th St, New Albany, IN 47150

    Welcome to this well-maintained 3-bedroom, 2 1/2 bathroom single-family home located in the desirable New Albany area. This property offers a comfortable and functional layout, featuring a spacious living room and a dedicated dining room that can accommodate a variety of uses.The home provides plenty of interior space, and each bedroom offers privacy and flexibility for many lifestyles. Enjoy the

    418 E 13th St, New Albany, IN 47150
  • /49

    $289,000

    • 5 Beds
    • 2 Baths
    • 1,456 Sq Ft

    4105 Stone Place, New Albany, IN 47150

    A Breath of Fresh Air in Sunset Manor! Welcome to 4105 Stone Place — a home that’s been seriously leveled up. With nearly 1,500 square feet of finished space, this 4–5 bedroom, 2 bath beauty delivers that perfect mix of modern comfort & down-to-earth charm. Step inside & you’ll feel it right away: warm LVP flooring underfoot, an open concept living area that flows right into the updated kitchen,

    Chris West RE/MAX FIRST

    4105 Stone Place, New Albany, IN 47150
  • /29

    $214,900

    • 3 Beds
    • 1 Bath
    • 1,184 Sq Ft

    2928 Green Valley Rd, New Albany, IN 47150

    Price adjustment Charming 3-Bedroom Home in Prime New Albany LocationConveniently located just minutes from shopping, dining, and easy access to I-265/I-64, this well-kept New Albany home offers comfort, functionality, and outdoor charm. Featuring 3 bedrooms, 1 full bath, and an unfinished waterproofed basement for extra storage or future expansion.The galley-style kitchen includes open

    Robert Gaines Keller Williams Realty Consultants

    2928 Green Valley Rd, New Albany, IN 47150
  • /37

    $299,900

    • 5 Beds
    • 5 Baths
    • 2,485 Sq Ft

    1809 E Oak St, New Albany, IN 47150

    NEW PRICE – Motivated Seller.Fully renovated property offering a total of 5 bedrooms and 5 full bathrooms, including a zoned Accessory Dwelling Unit (ADU). The main residence features a beautifully updated 3-bedroom, 3-bath layout with over 1,600 sq ft of open-concept living, vaulted ceilings, luxury vinyl plank flooring, a dedicated laundry room, and modern finishes throughout. The renovated

    Dan Wentworth Richard Dean Realty

    1809 E Oak St, New Albany, IN 47150
  • /46

    $257,900

    • 4 Beds
    • 1.5 Baths
    • 2,368 Sq Ft

    511 E Daisy Ln, New Albany, IN 47150

    Welcome to this beautifully maintained Southern Indiana home that perfectly blends comfort, charm, and modern living. From the moment you arrive, you’ll be drawn in by its inviting curb appeal and welcoming front porch — the perfect spot to enjoy a quiet cup of coffee or wave to friendly neighbors. Step inside to discover bright, open living spaces filled with natural light and tasteful updates

    Angela Bauer RE/MAX FIRST

    511 E Daisy Ln, New Albany, IN 47150
  • /32

    $228,000

    • 3 Beds
    • 2 Baths
    • 1,144 Sq Ft

    3926 Carver St, New Albany, IN 47150

    Welcome to this charming ranch-style home nestled in a wonderful New Albany location! Built in 1999, this beautifully maintained 3-bedroom, 2-full-bath home offers an open and spacious floor plan designed for comfortable everyday living. The updated kitchen features a center island, perfect for cooking, gathering, or entertaining guests. All three bedrooms are generously sized. Even better, all

    Kimberly Bandy

    3926 Carver St, New Albany, IN 47150
  • /42

    $270,000

    • 5 Beds
    • 2 Baths
    • 2,160 Sq Ft

    1605 Culbertson Ave, New Albany, IN 47150

    This is a turn key AirBnB duplex that will come fully furnished and ready for the new owners to start making money. Located in downtown New Albany this home has easy access to the interstates and airports. Or, live in one part and rent the other.

    Brian Helsel Brixton Realty

    1605 Culbertson Ave, New Albany, IN 47150
  • /28

    $289,900

    • 3 Beds
    • 2 Baths
    • 1,596 Sq Ft

    4515 Payne Koehler Rd, New Albany, IN 47150

    Just Renovated!! Move in Ready 3 Bedroom/2 bath home located in prime location across the street from Wolf Lake! The renovations include all new luxury vinyl tile in bedrooms, living rooms, kitchen, and hallways! Fresh Exterior and Interior paint! Brand New U shaped kitchen with white cabinets and black granite countertops! New stainless steel appliances! All new interior and exterior doors! New

    Ryan Chanley Home Smart Real Estate Service

    4515 Payne Koehler Rd, New Albany, IN 47150
  • /40

    $299,900 New Construction

    • 4 Beds
    • 2.5 Baths
    • 1,650 Sq Ft

    1651 Summit Ave, New Albany, IN 47150

    BRAND NEW construction under $300k!!!!! 4 bedroom, 2.5 bath home perfectly located off Slate Run Road in a well established neighborhood with no HOA! This home is loaded with upscale features from top to bottom including custom kitchen cabinets, granite countertops, beautiful built in electric fireplace and champagne accents all the way down to luxury vinyl plank flooring throughout every single

    Chris Hogue Lopp Real Estate Brokers

    1651 Summit Ave, New Albany, IN 47150
  • /23

    $220,000

    • 3 Beds
    • 2.5 Baths
    • 1,380 Sq Ft

    1619 King St, New Albany, IN 47150

    Welcome to 1619 King Street, a stunning, nearly new duplex offering modern design, low-maintenanceliving, and an unbeatable location just steps from the heart of downtown New Albany. This gorgeousproperty features 3 bedrooms and 3 bathrooms, filled with natural light and contemporary finishesthroughout. Situated in a quiet spot but close to shops, dining, parks, jobs

    Mallory Annis RE/MAX FIRST

    1619 King St, New Albany, IN 47150
  • /26

    $259,900

    • 2 Beds
    • 2 Baths
    • 1,276 Sq Ft

    2603 Pinehurst Ct, New Albany, IN 47150

    Welcome home to low-maintenance patio home style living in this well maintained 2 bed, 2 bath corner-lot home in Pinehurst! Just minutes from shopping, dining, and downtown New Albany. The wide foyer opens to a bright, open layout with vaulted ceilings, arched doorways, and a great room filled with natural light. The eat-in kitchen includes ceramic tile, a pantry, under-cabinet lighting, a

    Megan Bostock-Christie

    2603 Pinehurst Ct, New Albany, IN 47150
  • /23

    $260,000

    • 4 Beds
    • 1.5 Baths
    • 1,600 Sq Ft

    2221 Mclean Ave, New Albany, IN 47150

    Welcome to this vibrant and inviting home filled with personality, warmth, and charm. The colorful exterior adds a playful, stylish touch that truly sets it apart. Fall in love with natural light that brightens the home throughout. Enjoy the convenience of shops, cafes, parks, and schools just moments away. The location gives easy access to everything you need. The home is within walking distance

    Cherronna Jones-Owens RE/MAX Advantage

    2221 Mclean Ave, New Albany, IN 47150

Showing Results 1 - 40, Page 1 of 2

Home Trends in New Albany, IN

Housing Trends

Median Sale Price
$240,000
Median Single Family Sale Price
$245,000
Median Townhouse Sale Price
$300,000
Median 2 Bedroom Sale Price
$259,000
Median 1 Bedroom Sale Price
$136,500
Average Price Per Sq Ft
$156
Number of Homes for Sale
136
Last 12 months Home Sales
780
Months of Supply
2.10
Median List Price
$249,900
Median Change From 1st List Price
1%
Median Home Sale Price YoY Change
4%
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