New Albany Township, IN Homes for Sale

• 

  

  

  /23

  $110,000

  $10K PRICE DROP

  • 2 Beds
  • 1 Bath
  • 1,102 Sq Ft

  1924 Portland Ave, Louisville, KY 40203

  Josh Lindley TCB Property Management

  1924 Portland Ave, Louisville, KY 40203
• 

  

  

  /18

  $110,000

  • 2 Beds
  • 1 Bath
  • 1,136 Sq Ft

  1332 Olive St, Louisville, KY 40211

  Welcome home to 1332 Olive Street in the heart of Louisville! This charming 2-bedroom, 1-bath home offers comfortable living with a large, well-appointed kitchen, perfect for cooking and entertaining. You'll love the spacious bedrooms, providing plenty of room to relax and unwind. Conveniently located near shopping, dining, and local amenities, this property is ideal for homeowners or investors

  Cortnie Rarden United Real Estate Louisville

  1332 Olive St, Louisville, KY 40211
• 

  

  

  /11

  $68,889

  $16K PRICE DROP

  • 2 Beds
  • 1 Bath
  • 1,038 Sq Ft

  2703 Hale Ave, Louisville, KY 40211

  Great opportunity! Plenty of room in this home with spacious rooms! Ceramic tile flooring! Covered front porch! Located close to the new development including the Norton West Hospital! The seller would be willing to do a package sale with 3819 Northwestern Parkway. Call today for more details and a private showing! Sold As Is.

  John Koerner Property Advancement Realty

  2703 Hale Ave, Louisville, KY 40211
• 

  

  

  /29

  $235,000

  • 4 Beds
  • 2 Baths
  • 1,282 Sq Ft

  3102 Beacon Dr, New Albany, IN 47150

  Updated, move-in ready, and in a location that's hard to beat! This 4-bedroom, 2-bath home features a spacious layout with a private primary suite tucked away at the back of the home, offering its own full bath and a quiet retreat. Outside, you'll love the fenced backyard and attached garage, giving you plenty of room to relax, play, or entertain. Conveniently located near shopping, restaurants,

  Meredith Law Schuler Bauer Real Estate Services ERA Powered (N

  3102 Beacon Dr, New Albany, IN 47150
• 

  

  

  /50

  $244,900

  New Construction $4K PRICE DROP

  • 3 Beds
  • 2.5 Baths
  • 1,580 Sq Ft

  115 Nighthawk Place, New Albany, IN 47150

  *BUILDER WILL PROVIDE UP TO $10,000 TO USE YOUR WAY—APPLY IT TOWARD CLOSING COSTS, AN INTEREST RATE BUY-DOWN, OR A PURCHASE PRICE REDUCTION.* Welcome to Greenway Commons — New Albany’s Premier Townhome Community! This stunningnewconstruction townhome offers the perfect blend of modern design, convenience, and comfort in one of New Albany’smost desirable locations—just minutes from

  Stephannie Wilson NextHome Wilson Real Estate

  115 Nighthawk Place, New Albany, IN 47150
• 

  

  /4

  $59,000

  $9K PRICE INCREASE

  • Land
  • 5,967 Sq Ft
  • $430,657 per Acre

  655 W 7th St, New Albany, IN 47150

  Build your future home in fast-growing New Albany! This flat residential lot offers an excellent opportunity for builders, homeowners, investors looking to take advantage of a convenient and developing neighborhood. Public sewer and water are available, making the building process even easier. It is situated near downtown New Albany, you’ll enjoy quick access to shopping, restaurants, schools,

  Claudia Fritzinger Starlight Real Estate

  655 W 7th St, New Albany, IN 47150
• 

  

  /6

  $167,500

  • 3 Beds
  • 1.5 Baths
  • 1,008 Sq Ft

  1735 W Ormsby Ave, Louisville, KY 40210

  **Professional Photos to follow. Welcome to this charming remodeled 3 bedroom, 1.5 bath home perfectly blending charm, comfort, & modern updates. From moment you arrive, you'll love the inviting curb appeal & covered front porch, ideal for relaxing mornings, evening unwinding, or gathering with friends. Inside has been thoughtfully updated with new flooring, replacement windows, & a refreshed

  Tammy Ramsey EXP REALTY

  1735 W Ormsby Ave, Louisville, KY 40210
• 

  

  /51

  $279,900

  • 3 Beds
  • 1.5 Baths
  • 2,264 Sq Ft

  3612 Saint Joseph Rd, New Albany, IN 47150

  Welcome home to this beautifully updated traditional two story home offering the perfect blend of classic charm and modern comfort. Step inside to discover a refreshed interior featuring a versatile floor plan with two spacious living areas, providing flexible spaces for gathering, relaxing, or working from home. The remodeled kitchen serves as the heart of the home and features updated

  Alyssa Rodger White Picket Real Estate

  3612 Saint Joseph Rd, New Albany, IN 47150
• 

  

  /47

  $229,000

  • 3 Beds
  • 2 Baths
  • 1,407 Sq Ft

  61 Wolfe Trace Ct, New Albany, IN 47150

  Welcome to 61 Wolfe Trace Court in New Albany, Indiana, a beautifully maintained home offering the perfect blend of comfort, functionality, and modern living. Nestled in a desirable neighborhood, this property features NEW carpet throughout, a NEW roof, a thoughtfully designed floor plan with spacious living areas, abundant natural light, and stylish finishes throughout. The inviting living room

  Jocrisse Uwimana eXp Realty, LLC

  61 Wolfe Trace Ct, New Albany, IN 47150
• 

  

  /54

  $450,000

  $10K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 2,284 Sq Ft

  1705 Crestview Dr, New Albany, IN 47150

  Beautiful brick ranch nestled in the desirable Silver Hills/Crestview area, sitting on a spacious .41 acre lot. The backyard is level & ideal for outdoor enjoyment, featuring a privacy fence on 3 sides. Relax on the covered front porch or open back deck--perfect spaces to take in the outdoors. Inside, the inviting Living Room showcases gorgeous hardwood floors, a cozy fireplace, U a large picture

  Rachel Gish Semonin REALTORS

  1705 Crestview Dr, New Albany, IN 47150
• 

  

  /66

  $189,000

  • 4 Beds
  • 2 Baths
  • 1,800 Sq Ft

  626 S 40th St, Louisville, KY 40211

  Welcome to this Fabulous Gigantic Home!!! This house welcomes you immediately with a Warm Front Porch. When you enter the home you are greeted with a Grand Foyer which will set the stage for the rest of the home. The Living Room has High Ceilings, Big Window, New Flooring, Fixtures and Paint (all of which is throughout the entire home). The Kitchen has so much Charm and is completely remodeled.

  Robin Greschel RE/MAX Results

  626 S 40th St, Louisville, KY 40211
• 

  

  /4

  $79,999

  • 2 Beds
  • 1 Bath
  • 1,008 Sq Ft

  3802 W Muhammad Ali Blvd, Louisville, KY 40212

  Cash-Flowing Investment Opportunity! Start earning from day one with this tenant-occupied property generating $1,000 per month in rental income. Recent upgrades include a new roof and new flooring throughout, adding value and peace of mind for investors. Whether you're a seasoned investor looking to expand your portfolio or searching for your next income-producing property, this opportunity

  Jai'Rus Bibb Re/Max Five Star Properties

  3802 W Muhammad Ali Blvd, Louisville, KY 40212
• 

  

  /23

  $234,900

  $10K PRICE DROP

  • 2 Beds
  • 10 Baths
  • 2,370 Sq Ft

  922 S 43rd St, Louisville, KY 40211

  The building consists of 2 units, both newly remodeled, each unit has 3 bedrooms and 1 bathroom. The basement has separate hookups for washer dryer for each unit. . The kitchen cabinets are 3 years old in downstairs apartment. Both units are ready tenants! Current rent value per unit for this zip code is 1400.00 The following are the updates to the building that have been completed over the past

  Winona Ridgway Ridgway Real Estate Group

  922 S 43rd St, Louisville, KY 40211
• 

  

  /99

  $275,000

  • 3 Beds
  • 2 Baths
  • 1,653 Sq Ft

  1515 Walnut St, New Albany, IN 47150

  This is a 3-bedroom, 2-bath, 1653-sq. ft. (Assessor’s Record) brick-exterior dwelling, built approx. 2000 and located at 1515 Walnut St., New Albany, IN 47150. 21x17 living room has wall-to-wall carpet & 2 ceiling fans. 19.5x12 primary bedroom has wall-to-wall carpet, ceiling fan, 10.5x4 walk-in closet, and attached full bath. 2 other bedrooms have linoleum tile flooring & measure 14.5x12 (w/

  Billy Hagan Brixton Realty

  1515 Walnut St, New Albany, IN 47150
• 

  

  /23

  $159,900

  $5K PRICE DROP

  • 2 Beds
  • 1 Bath
  • 752 Sq Ft

  2406 Fairmont Ave, New Albany, IN 47150

  Price adjustment Charming and cozy, this 2-bedroom, 1-bath home offers comfortable living in a convenient New Albany location within the Floyd County School District. The eat-in kitchen provides a functional space for everyday meals, while the layout keeps things simple and efficient. Recent updates include a new furnace and roof is 2-3 years old adding peace of mind for the next owner. Outside,

  Robert Gaines Keller Williams Realty Consultants

  2406 Fairmont Ave, New Albany, IN 47150
• 

  

  /38

  $276,000

  New Construction Open Sun 2PM - 4PM

  • 3 Beds
  • 2.5 Baths
  • 1,503 Sq Ft

  133 E Rock Ln, Clarksville, IN 47129

  Welcome to the ARTISAN. This home is a part of Millennium Builders brand new Development SOUTH VALLEY. You don’t want to miss out on this unique opportunity, conveniently located in the heart of downtown Clarksville! This 2 story, 3 bed, 2 1/2 bath, detail oriented floor plan has tons to offer. The Modern style home features an open floor plan, 9 ft ceilings, custom cabinets and trim detail along

  Victoria Johns Green Tree Real Estate Services

  133 E Rock Ln, Clarksville, IN 47129
• 

  /2

  $89,999

  • 3 Beds
  • 1 Bath
  • 1,113 Sq Ft

  1716 Gallagher St, Louisville, KY 40210

  Investor special with strong upside potential! This spacious 3-bedroom, 1-bath home offers generous living space, including a large living room, sizable kitchen, comfortable bedrooms, ample storage, and a nice backyard. Previously tenant-occupied since 2019, this property is ready for its next chapter. With some TLC and vision, this home could be transformed into a great rental or profitable

  Keisha Taylor The Collective Realty Co.

  1716 Gallagher St, Louisville, KY 40210
• 

  

  /31

  $175,000

  $5K PRICE INCREASE

  • 3 Beds
  • 1 Bath
  • 925 Sq Ft

  3506 Colmar Dr, Louisville, KY 40211

  Buyers financing fell through so second chance for you to own this beautiful affordable home! Welcome home to this beautifully remodeled 3-bedroom, 1-bath gem that's move-in ready and waiting for its new owner! From the moment you walk in, you'll love the fresh updates and modern touches throughout. This home offers a bright and inviting layout, updated finishes, and a warm feel that makes it

  Diamond Alexander Diamond Key REALTORS

  3506 Colmar Dr, Louisville, KY 40211
• 

  

  /79

  $879,500

  • 4 Beds
  • 3.5 Baths
  • 3,709 Sq Ft

  3257 Lands End, New Albany, IN 47150

  25 + Acres. One Skyline. Zero Compromises. Some views are features. This one is a reason to move. Perched atop 25 wooded acres in Floyd County, this modern contemporary is privately accessed by a dedicated drive and positioned to deliver panoramic views of the Louisville skyline from nearly every room in the house ,including the soaking tub. The great room announces itself immediately: a wall of

  Brad Curry simpler.realestate

  3257 Lands End, New Albany, IN 47150
• 

  /2

  $395,000

  • Land
  • 1.36 Acres
  • $290,655 per Acre

  7213 Highway 311 Unit 4, Sellersburg, IN 47172

  Vacant commercial lot #4 located at the corner of Hwy 311 & Westmount Dr. in Sellersburg, a fast growing area. 1.359 acres zoned B-1. Highly visible location with high traffic count located 1/3 mile south of SR 60 & Hwy 311 intersection. Additional connecting lot # 3 available, 1.353 acres at $495,000 - MLS 202506901

  David Bauer Schuler Bauer Real Estate Services ERA Powered (N

  7213 Highway 311 Unit 4, Sellersburg, IN 47172
• 

  

  /95

  $899,900

  • 4 Beds
  • 4.5 Baths
  • 5,359 Sq Ft

  6000 English Ct, Floyds Knobs, IN 47119

  EXCEPTIONAL CUSTOM-BUILT ESTATE HOME in highly desirable English Stables, perfectly situated on 1.27 beautifully landscaped acres. Offering over 5,400 FINISHED SQ FT, 4 bds, 4.5 baths, this residence showcases outstanding craftsmanship, timeless design & quality throughout. Recent improvements include a BRAND-NEW ROOF, FRESH INTERIOR PAINT & NEW CARPETING in the hearth room & finished lower

  Linda LaPilusa Schuler Bauer Real Estate Services ERA Powered (N

  6000 English Ct, Floyds Knobs, IN 47119
• 

  

  /28

  $104,900

  • 2 Beds
  • 1 Bath
  • 960 Sq Ft

  2620 Rowan St, Louisville, KY 40212

  Welcome to this cozy and well-maintained 2-bedroom home, offering comfort, convenience, and charm! Built in 1987 and located in the up-and-coming Portland area, this single-level home with no interior or exterior steps provides easy, functional living and convenient access to Interstate 64, the Norton Sports Complex, downtown Louisville, and a variety of local shopping and dining options. Inside,

  Sandra Case-Rodgers Schuler Bauer Real Estate Services ERA Powered

  2620 Rowan St, Louisville, KY 40212
• 

  

  /37

  $250,000

  • 3 Beds
  • 2.5 Baths
  • 1,556 Sq Ft

  611 Knob Hill Ave, New Albany, IN 47150

  Welcome home to this attractive all-brick 3-bedroom, 2.5-bath townhome offering a spacious and functional floor plan. The main level features a large open concept living room and kitchen, perfect for everyday living and entertaining, along with a convenient half bath. Upstairs, you'll find three generously sized bedrooms, including the owner's suite with beautiful sunset views, a private ensuite

  Chris Creagh RE/MAX FIRST

  611 Knob Hill Ave, New Albany, IN 47150
• 

  

  /32

  $149,900

  $5K PRICE DROP

  • 4 Beds
  • 1.5 Baths
  • 1,542 Sq Ft

  2324 Magazine St, Louisville, KY 40211

  This turnkey 4 bedroom, 1.5 bath home offers both immediate comfort and long term potential with its R6 zoning. Recent updates give the interior a fresh feel, including new drywall in select areas, updated paint, and new flooring throughout. The kitchen has been improved with new cabinets, countertops, and a modern sink, and both bathrooms feature contemporary upgrades. With its spacious layout,

  Breina Whelan Real Estate Go To

  2324 Magazine St, Louisville, KY 40211
• 

  

  /15

  $185,000

  • 3 Beds
  • 2 Baths
  • 1,840 Sq Ft

  1347 S 28th St, Louisville, KY 40211

  Pride of ownership shines throughout this well maintained home. The neighborhood has been improved with a mixture of recently renovated homes and a few new constructions added. The modern finishes make this a great home with space to grow. Upon entering the living room, the natural light filters through giving you a welcoming atmosphere. The kitchen is equipped with a black refrigerator and range

  Deborah Love Martin PML Real Estate Group LLC

  1347 S 28th St, Louisville, KY 40211
• 

  

  /7

  $110,000

  $15K PRICE DROP

  • Land
  • 32,670 Sq Ft
  • $146,667 per Acre

  1601 W Oak St, Louisville, KY 40210

  Attention Investors/Developers!! Approximately 3/4 ACRES of ground ZONED R7 and C2. Great development opportunity! The property, which is also located in the CITY'S OPPORTUNITY ZONE, is conducive to a variety of uses including retail, office, single family and multi-family housing. With close proximity to Downtown Louisville, Norton Health Care Sports and Learning Center, Norton West Louisville

  Deon Reese Polo Real Estate Group LLC

  1601 W Oak St, Louisville, KY 40210
• 

  

  /10

  $59,000

  • 3 Beds
  • 2 Baths

  204 Black Pine Blvd, New Albany, IN 47150

  Manufactured Home, 3 Bedrooms, 2 Full Baths, Extra Cabinets, Stove, Refrigerator, Dishwasher Microwave remain with the home, Fireplace with electric blower, Large Open Rooms, Motivated Seller make us an offer.

  Tamara Pierce

  204 Black Pine Blvd, New Albany, IN 47150
• 

  

  /13

  $261,500

  $13K PRICE DROP

  • 2 Beds
  • 2 Baths
  • 1,557 Sq Ft

  8424 Villa Cir, Sellersburg, IN 47172

  Price Improvement on this Low Maintenance, Patio Home In Sellersburg. This well-maintained home is in The Villas of Hunter Station. Conveniently located off Hwy 60, and only 2 miles from I65. All brick, one level, 2 bedroom 2 full bath home has wide-open floor plan with large breakfast bar and separate laundry room. Coat closet, walk-in closets, pantry closet, are just a few areas for great

  Angela Bauer RE/MAX FIRST

  8424 Villa Cir, Sellersburg, IN 47172
• 

  

  /51

  $349,900

  • 3 Beds
  • 3 Baths
  • 2,295 Sq Ft

  925 Captain Frank Rd, New Albany, IN 47150

  Character and Charm abound! Home feels like stepping back in time but w/modern updates! Nestled, nearly one-acre wooded lot, privacy, mature trees to the rear, this property offers the perfect blend of tranquility, convenience—just 2 minutes from State St. shopping, dining, & everyday amenities. Outdoor living is at its finest w/ a professionally opened in-ground concrete pool, expansive

  Dayna Ashely Schuler Bauer Real Estate Services ERA Powered (N

  925 Captain Frank Rd, New Albany, IN 47150
• 

  

  /39

  $180,000

  • 2 Beds
  • 1 Bath
  • 1,184 Sq Ft

  1817 E Oak St, New Albany, IN 47150

  Charming cottage style home in the heart of New Albany offers the perfect blend of historic character and modern updates! This 2 bedroom home features 1,180+ sq ft with an inviting layout, high ceilings and tons of old-world charm. The spacious kitchen showcases some original cabinetry extending all the way to the ceiling, granite countertops, custom tile backsplash, island with breakfast bar,

  Chris West RE/MAX FIRST

  1817 E Oak St, New Albany, IN 47150
• 

  

  /27

  $110,000

  • 2 Beds
  • 1 Bath
  • 959 Sq Ft

  2200 Saint Louis Ave, Louisville, KY 40210

  Investors don't miss the opportunity to add this Home to your portfolio. This two bedroom 1 bath Home is currectly rented to a reliable tenat. The tenant needs a 48 hour notice to show. Current lease is up September 1, 2026

  Vonda Woodmore The Breland Group

  2200 Saint Louis Ave, Louisville, KY 40210
• 

  

  /81

  $925,000

  $40K PRICE DROP

  • 3 Beds
  • 3.5 Baths
  • 2,797 Sq Ft

  2755 Ashley Morgan Dr, New Albany, IN 47150

  PLAY WHERE YOU LIVE! Tucked away on 8.83 +/- pristine wooded acres, two miles from Sherman Minton bridge, Angel Hill as it is affectionately known is a one-owner sanctuary surrounded by nature, yet close to everything. 1.5-story red cedar & creekstone home offers 2,797 square feet of thoughtfully designed living space w 3 bedrooms & 3.5 baths. The open floor plan effortlessly connects the

  Sheila Bliss Schuler Bauer Real Estate Services ERA Powered (N

  2755 Ashley Morgan Dr, New Albany, IN 47150
• 

  

  /4

  $73,495

  • 3 Beds
  • 1 Bath
  • 1,090 Sq Ft

  2240 Grand Ave, Louisville, KY 40210

  Awesome shotgun style home. Currently leased for $895/mo on a Section 8 lease ending in December 2026. Showings must be requested 72 hours in advance Monday-Friday so we have time to post a 48 hour notice for the tenant.

  Jon Schenkenfelder Broadway Management Group

  2240 Grand Ave, Louisville, KY 40210
• 

  

  /24

  $210,000

  • 2 Beds
  • 1.5 Baths
  • 1,486 Sq Ft

  2419 Shelby St, New Albany, IN 47150

  Built in 1989 and set on a low-traffic Shelby Street lot with alley access, this 2-bedroom, 1.5-bath home delivers more living space than most New Albany alternatives in this price range. The layout is open and light-filled, with laminate flooring and crown molding running through the main level and a large picture window anchoring the living room. The kitchen flows easily into the living area,

  Stacie Thompson simpler.realestate

  2419 Shelby St, New Albany, IN 47150
• 

  

  /96

  $1,050,000

  • 4 Beds
  • 7.5 Baths
  • 8,439 Sq Ft

  200 Plum Lake Ct, Sellersburg, IN 47172

  Elegant custom-built estate perfectly positioned on a rare double lot with beautiful lake views in the highly sought-after Sellersburg community of Plum Lake Subdivision! Arguably one of the most impressive homes in Southern Indiana, this extraordinary residence showcases exceptional craftsmanship and timeless design with extensive millwork, rich wood paneling, crown molding, arched doorways,

  Troy Stiller Schuler Bauer Real Estate Services ERA Powered (N

  200 Plum Lake Ct, Sellersburg, IN 47172
• 

  

  /36

  $230,000

  $10K PRICE DROP

  • 4 Beds
  • 1 Bath
  • 1,372 Sq Ft

  1911 Tennyson Dr, Clarksville, IN 47129

  Welcome home to this beautifully maintained 4-bedroom, 1-bath residence nestled in a quiet, established neighborhood. Offering a spacious layout, this home features a large living room perfect for relaxing or entertaining. The updated kitchen is equipped with quartz countertops and stainless steel appliances, modern finishes, and ample space for meal preparation and gathering. This home offers a

  Shelby Fryrear Schuler Bauer Real Estate Services ERA Powered (N

  1911 Tennyson Dr, Clarksville, IN 47129
• 

  

  /33

  $460,000

  • 3 Beds
  • 2.5 Baths
  • 2,308 Sq Ft

  3920 Sarah Ln, New Albany, IN 47150

  Welcome to 3920 Sarah Lane in New Albany, where patio home living gets a serious upgrade. This BEAUTIFUL home offers over 2,300 square feet of meticulously kept space in a highly coveted subdivision with a gated entry because sometimes it's nice when your neighborhood has a little VIP energy. Inside, you'll find a comfortable, well-designed layout with stylish finishes, including granite

  Jordan Rajchel Schuler Bauer Real Estate Services ERA Powered (N

  3920 Sarah Ln, New Albany, IN 47150
• 

  

  /27

  $326,840

  New Construction

  • 4 Beds
  • 2.5 Baths
  • 1,953 Sq Ft

  3030 Grace Marie Way, New Albany, IN 47150

  Plant your roots at 3030 Grace Marie Way in New Albany, Indiana, an amazing new home in the exquisite Koehler Woods community. Featuring our Pine floor plan, this thoughtfully designed 1,953-square-foot home has 4 bedrooms, 2.5 bathrooms, a fully drywalled 2-car attached garage, and offers the perfect blend of comfort and functionality. The exterior showcases durable boothbay blue Hardie board

  D.R. Horton Builder

  3030 Grace Marie Way, New Albany, IN 47150
• 

  

  /42

  $179,000

  $6K PRICE DROP

  • 3 Beds
  • 3 Baths
  • 1,872 Sq Ft

  2112 E Market St, New Albany, IN 47150

  Seller providing $10K towards upgrades, closing cost, or buyers choice. INVESTOR OPPORTUNITY in Downtown New Albany! Conveniently located near shopping, restaurants, and quick interstate access, this versatile property offers multiple possibilities. Currently configured as a duplex featuring:Main Level Unit - 2 Bedrooms / 2 Bathrooms- Upper Level Unit - 1 Bedroom / 1 Bathroom Whether

  Zach Howard Schuler Bauer Real Estate Services ERA Powered (N

  2112 E Market St, New Albany, IN 47150
• 

  

  /39

  $149,900

  $10K PRICE DROP

  • 3 Beds
  • 1.5 Baths
  • 1,457 Sq Ft

  1110 State St, New Albany, IN 47150

  4 bedroom (1 non-conforming), 1.5 bath home in the heart of New Albany! This functional property offers over 1,400 sq ft including a bright living room, separate dining area, and convenient first-floor laundry. Enjoy outdoor living with a covered front porch plus a detached garage with rear entry. Located close to shopping, dining, and downtown amenities; this home offers both comfort and

  Jay McRae RE/MAX FIRST

  1110 State St, New Albany, IN 47150

Showing Results 281 - 320, Page 8 of 17