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New Construction Homes for Sale in Kalispell, MT

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  • /12

    $240,000 Lot/Land

    220 Holbrook Dr, Kalispell, MT 59901

    • 1.15 Acres
    • $208,696 per Acre

    LOT 28: Unparalleled views and timeless beauty await on this 1.15 acre premier lot in one of the Flathead Valley's newest communities. Set just minutes east of Kalispell, Holbrook Estates offer the sought after combination of convenience and tranquility, where wide open skies and mountain peaks frame the horizon. Water, electricity and fiber optics to the lot line, it is ready for your custom

    Sandy O'Connell PureWest Real Estate - Lakeside

    220 Holbrook Dr, Kalispell, MT 59901
  • /16

    $449,000 Lot/Land

    5 6th Ave W, Kalispell, MT 59901

    • 0.16 Acre
    • $2,754,601 per Acre

    Prime B-3 zoned commercial lot located in the heart of downtown Kalispell, near the Silo Towers and the Parkline Trail. Situated in one of the city’s fastest-growing mixed-use corridors, this 7,100 sq. ft. lot offers strong frontage and visibility with convenient access for both vehicle and pedestrian traffic. City sewer, water, gas, and power at the pole are available. B-3 zoning allows for a

    Kent Irby eXp Realty - Kalispell

    5 6th Ave W, Kalispell, MT 59901
  • /6

    $330,000 Lot/Land

    122 Majestic Meadow Ln, Kalispell, MT 59901

    • 2.51 Acres
    • $131,422 per Acre

    Discover the perfect balance of Montana beauty and modern convenience at 122 Majestic Meadow Lane. Set against a backdrop of sweeping mountain views, this property offers the peace and privacy of country living while keeping you just minutes from the amenities of Kalispell. With light covenants in place, you’ll enjoy the freedom to create your ideal retreat without sacrificing neighborhood

    Corey Olofson Coldwell Banker Mountain Properties

    122 Majestic Meadow Ln, Kalispell, MT 59901
  • /14

    $273,000 Lot/Land

    Lot 11 Holbrook Estates, Kalispell, MT 59901

    • 1.25 Acres
    • $218,750 per Acre

    Welcome to Holbrook Estates where luxury living, mountain views and the valley floor meet. Easy access to Glacier National Park, Whitefish Mountain Ski Resort and Flathead Lake, making this an ideal location for outdoor enthusiasts. This lot offers room to build a shop or storage building to keep all your toys. Spacious lots with community roads, water, and underground utilities. Minutes from all

    Kristi Bruyer Engel & Völkers Western Frontier - Whitefish

    Lot 11 Holbrook Estates, Kalispell, MT 59901
  • /12

    $232,000 Lot/Land

    236 Holbrook Dr, Kalispell, MT 59901

    • 1.11 Acres
    • $209,009 per Acre

    LOT 30: Views are included with this premier 1.11 acre home site in one of the area's newest and most desirable communities - Holbrook Estates. Perfectly situated just minutes from Kalispell, this lot combines convenience with the quiet charm of country living. With electricity, community water and fiber optics to the lot line, the property is prepared for your custom build. Mountain views,

    Sandy O'Connell PureWest Real Estate - Lakeside

    236 Holbrook Dr, Kalispell, MT 59901
  • /12

    $280,000 Lot/Land

    31 Charlotte Peak Dr, Kalispell, MT 59901

    • 1.5 Acres
    • $186,667 per Acre

    LOT 5: Located in of the Flathead Valley's newest and sought after subdivisions, this 1.5 acre lot is primed for your custom build. Enjoy the sweeping, panoramic views with undergound utilities already in place, including water to the lot line. Lot 5 is perfectly sized to accommodate an additional outbuilding, maybe a shop for the necessary Montana toys? Just minutes from Kalispell, you'll have

    Sandy O'Connell PureWest Real Estate - Lakeside

    31 Charlotte Peak Dr, Kalispell, MT 59901
  • /34

    $275,000 Lot/Land

    197 Jefferson St, Kalispell, MT 59901

    • 2.06 Acres
    • $133,560 per Acre

    Discover your ideal building opportunity in the sought-after Countryside Estates Subdivision. This level 2-acre lot features mountain views, mature trees, and light covenants for flexible planning. Paved roads and available utilities—including gas, cable, phone, electric, and well approval—make development easy. Enjoy quick access to Glacier National Park, Flathead Lake and River, Glacier

    Ashleigh Johnson ADT Realty

    197 Jefferson St, Kalispell, MT 59901
  • /5

    $1,190,000 Lot/Land

    3910 N Ashley Lake Rd, Kalispell, MT 59901

    • 0.46 Acre
    • $2,570,194 per Acre

    Offering 156 feet of Ashley Lake frontage. On one of Montana's most pristine lakes! Enjoy the beautiful mountain views along with the tranquil turquoise waters creating a most peaceful environment for all your recreational fun. Fishing is exceptional year round, while taking in all the boating, paddle boarding, kayaking and serenity that the lake has to offer. With water and sewer available from

    Lisa Kearns Hardesty & Associates

    3910 N Ashley Lake Rd, Kalispell, MT 59901
  • /14

    $336,000 Lot/Land

    342 Scarface Peak Dr, Kalispell, MT 59901

    • 2.28 Acres
    • $147,368 per Acre

    LOT 26: One of the rare and distinguished feature of Holbrook Estates is the ability to create TWO RESIDENCES ON A SINGLE LOT. Whether it's a grand primary home with private guesthouse or thoughtfully designed quarters for caretakers, the possibilities are as versatile as they are valuable. The exclusive enclave offers just 13 estate-sized parcels, ranging from 1.6-2.28 acres. Each lot is fully

    Sandy O'Connell PureWest Real Estate - Lakeside

    342 Scarface Peak Dr, Kalispell, MT 59901
  • /15

    $399,000 Lot/Land

    532 Sweetgrass Ranch Rd, Kalispell, MT 59901

    • 3.07 Acres
    • $129,967 per Acre

    This expansive 3-acre lot is nestled in a highly desirable, upscale neighborhood, offering the perfect canvas for your dream home. With breathtaking 360-degree views of the surrounding majestic mountains, this property presents unrivaled natural beauty in every direction. The panoramic vistas provide a serene, peaceful setting, where you can enjoy both sunrise and sunset from the comfort of your

    Tracy Brink Lake Homes Realty LLC

    532 Sweetgrass Ranch Rd, Kalispell, MT 59901
  • /4

    $199,900 Lot/Land

    114 Lumberjack Place, Kalispell, MT 59901

    • 0.2 Acre
    • $984,729 per Acre

    Great building lot for your new home in desirable West View Estates. This neighborhood has a park, street lights, sidewalks, private yards & beautiful homes all centrally located to all Kalispell has to offer. Shopping, skiing The Fish, youth sports, KMRC & Glacier National Park.

    Melissa Wiley Timber Haven Realty Advisors

    114 Lumberjack Place, Kalispell, MT 59901
  • /13

    $248,000 Lot/Land

    28 S Scarface Peak Ct, Kalispell, MT 59901

    • 1.13 Acres
    • $219,469 per Acre

    LOT 10: This 1.13 acre single family home site is ready for your home! Convenience of location paired with beautiful mountain views with water and utilities in place, a seamless custom build can begin now. Located minutes east of Kalispell, Holbrook Estates is the perfect canvas for creating a lifestyle in the country. The CCR's allow for an accessory building. Bring your toys, your motor coach

    Sandy O'Connell PureWest Real Estate - Lakeside

    28 S Scarface Peak Ct, Kalispell, MT 59901
  • /17

    $299,000 Lot/Land

    804 Kienas Rd, Kalispell, MT 59901

    • 4.61 Acres
    • $64,859 per Acre

    BEAUTIFUL property location! This peaceful 4.61ac property is gently sloped to take in stunning views of the valley, with beautiful Mountain views as a backdrop to the east (Glacier/Flathead/Swan mountain peaks). It is situated less than 7 miles west of town, easily accessible from a mostly paved driveway that leads up to towards the top of the hill. A Fantastic community of neighbors all around,

    Jared English Congress Realty

    804 Kienas Rd, Kalispell, MT 59901
  • /15

    $311,000 Lot/Land

    317 Scarface Peak Dr, Kalispell, MT 59901

    • 2.11 Acres
    • $147,393 per Acre

    One of the rare and distinguished features of Holbrook Estates is the ability to create TWO RESIDENCES ON A SINGLE LOT. Whether it's a grand primary home with a private guesthouse or thoughtfully designed quarters for caretakers, the possibilities are as versatile as they are valuable. This exclusive enclave offers just 13 estate sized parcels, ranging from 1.6 to 2.28 acres. Each lot is fully

    Sandy O'Connell PureWest Real Estate - Lakeside

    317 Scarface Peak Dr, Kalispell, MT 59901
  • /17

    $349,900 Lot/Land

    Nhn Sky Prairie Dr, Kalispell, MT 59901

    • 5.02 Acres
    • $69,701 per Acre

    Taxi directly from your future backyard hangar onto the 5,000-foot MT95 runway with this premier 5.02-acre lot in the private Sky Ranch aviation community. Positioned for immediate fly-in, fly-out access, the site supports building a residence of 1,800+ sq. ft. plus up to three additional structures—allowing for a substantial dedicated hangar to house your aircraft fleet. The land provides

    Andrew Burgi Performance Real Estate, Inc.

    Nhn Sky Prairie Dr, Kalispell, MT 59901
  • /40

    $699,000 Lot/Land

    380 Viano Ln, Kalispell, MT 59901

    • 19.25 Acres
    • $36,312 per Acre

    Rare opportunity to own 19.25 acres in the desirable West Valley area of Kalispell, MT. This usable land offers breathtaking mountain views & endless possibilities — build your dream home or start a mini farm in this quiet & peaceful location. No covenants or HOA, giving you the freedom to create the lifestyle you want. Conveniently located just minutes from town, schools & outdoor recreation.

    Orlin Gravelle Glacier Real Estate of Montana

    380 Viano Ln, Kalispell, MT 59901
  • /8

    $2,500,000 Lot/Land

    650 Capistrano Dr Unit Parcels 1,2,3,4, Kalispell, MT 59901

    • 20 Acres
    • $125,000 per Acre

    Beautiful Spring Creek frontage of 497 feet. This 20 acre parcel has great views of Mountains, is unzoned, and ready for your home. SHORT TERM RENTAL potential. Horse property, Manufactured home property, or as you desire. Very light covenants. A small portion along creek bank is in the flood plain, remainder is in 500 year flood zone.

    Ted Dykstra Keller Williams Realty Northwest Montana

    650 Capistrano Dr Unit Parcels 1,2,3,4, Kalispell, MT 59901
  • /25

    $779,000 Lot/Land

    2397 Lower Valley Rd, Kalispell, MT 59901

    • 7.97 Acres
    • $97,778 per Acre

    This 48' x 72' structure is ready for you to complete your dream home/Shome/Shouse, etc. This unique property is centered in the Flathead Valley in Lower Valley, just a short drive to Whitefish, Kalispell, or Flathead Lake. It sits on 7.96 acres near Church Slough and the Flathead River, with beautiful mountain views. A copy of the DEQ septic approval is available.

    Roderick Leese Western Brokers

    2397 Lower Valley Rd, Kalispell, MT 59901
  • /31

    $1,400,000 Lot/Land

    439 Rivers Edge Loop, Kalispell, MT 59901

    • 1.51 Acres
    • $927,152 per Acre

    FIRST-RATE COMMERCIAL LOT OPPORTUNITY! Offering Lot 14, which is located on arguably the most important and visible retail corridor in Flathead County. Stillwater Bend will be the brand-new commercial center located at the future intersection of Rose Crossing and US Route 93, where the new stoplight is going in. Situated just 10 minutes from both Downtown Kalispell and Whitefish, with access to

    Sean Averill PureWest Real Estate - Whitefish

    439 Rivers Edge Loop, Kalispell, MT 59901
  • /3

    $350,000 Lot/Land

    686 Morning View Dr, Kalispell, MT 59901

    • 5.23 Acres
    • $66,922 per Acre

    No Covenants & No Zoning! Enjoy sunrise views of the Jewel Basin and Blacktail Mountain. Build your dream home or... This parcel has the potential for various uses! DEQ approval and Final Plat is complete. 12 lots with Final Plat for Morning View Subdivision. The lots are all roughly 5 acres. Infrastructure is under a Subdivision Improvement Agreement and will be completed by the developers.

    Travis Steindorf Bannack Real Estate

    686 Morning View Dr, Kalispell, MT 59901
  • /5

    $229,500 Lot/Land

    1330 Quail Ridge Dr, Kalispell, MT 59901

    • 0.73 Acre
    • $313,525 per Acre

    Premier Building Lot in Desirable Creston area East of Kalispell, MT. Create your custom Montana retreat on this exceptional 0.73-acre homes country living and convenience — just minutes from Kalispell and Bigfork, with easy access to Glacier National Park, Whitefish Mountain Resort, Flathead Lake and more. Enjoy breathtaking mountain views and the added privacy of bordering Quail Ridge 9.75 acre

    Teri Bjornrud Montana Brokers, Inc.

    1330 Quail Ridge Dr, Kalispell, MT 59901
  • /18

    $199,000 Lot/Land

    192 River Rd, Kalispell, MT 59901

    • 1.36 Acres
    • $146,324 per Acre

    Discover the freedom to build and live on your own terms at 192 River Rd. This 1.36-acre parcel offers the rare advantage of no covenants and no HOA, giving you true flexibility for your vision - whether that’s a custom home, shop, recreational retreat, or future investment. Enjoy the space, privacy, and possibilities that come with acreage, all while avoiding restrictive rules and monthly fees.

    Trent Cook Beckman's Real Estate

    192 River Rd, Kalispell, MT 59901
  • /10

    $3,079,575 Lot/Land

    1203 Pheasant Hollow Way, Kalispell, MT 59901

    • 136.87 Acres
    • $22,500 per Acre

    This beautiful property offers breathtaking views of the Swan Mountain Range, Big Mountain, and Glacier National Park. Spanning 136.87 acres and featuring 3000 feet of Ashley Creek footage, it’s a rare find near downtown Kalispell. The land is teeming with wildlife, including ducks, geese, and pheasants. It comes with Ashley Creek water rights, enhancing its value and potential for agricultural

    Brittan Ellingson PureWest Real Estate - Whitefish

    1203 Pheasant Hollow Way, Kalispell, MT 59901
  • /18

    $499,000 Lot/Land

    Nhn Hwy 2 W, Kalispell, MT 59901

    • 7.09 Acres
    • $70,381 per Acre

    Unlimited possibilities with this 7.09-acre parcel on Highway 2 W in Kalispell. No covenants and the light scenic corridor zoning offer commercial or residential development opportunities. Property has a well.

    Jerry Reynolds PureWest Real Estate - Kalispell

    Nhn Hwy 2 W, Kalispell, MT 59901
  • /29

    $199,000 Lot/Land

    2470 Emmons Creek Rd, Kalispell, MT 59901

    • 2.63 Acres
    • $75,637 per Acre

    Mountaintop living awaits! This beautiful land offering with off-grid tiny home presents an affordable opportunity for a hunting retreat, recreational base, or year-round getaway. Power is provided by solar array year as well as a generator. The enclosed porch is perfect for storm watching or stargazing. 2.63 acres provide room to roam, as well as sweeping vistas from the Swan Mountain Range to

    Aaron Norton Keller Williams Realty Northwest Montana

    2470 Emmons Creek Rd, Kalispell, MT 59901
  • /15

    $311,000 Lot/Land

    335 Scarface Peak Dr, Kalispell, MT 59901

    • 2.11 Acres
    • $147,393 per Acre

    LOT 25: One of the rare and distinguished features of Holbrook Estates is the ability to create TWO RESIDENCES ON A SINGLE LOT. Whether it's a grand primary home with a private guesthouse or thoughtfully designed quarters for caretakers, the possibilities are as versatile as they are valuable. The exclusive enclave offers just 13 estate sized parcels, ranging from 1.6 to 2.28 acres. Each lot is

    Sandy O'Connell PureWest Real Estate - Lakeside

    335 Scarface Peak Dr, Kalispell, MT 59901
  • /37

    $295,000 Lot/Land

    100/110 Browns Gulch Rd, Kalispell, MT 59901

    • 2.54 Acres
    • $116,142 per Acre

    Rare opportunity to own two adjoining parcels totaling 2.54 acres with beautiful Brown Creek meandering through the property. This peaceful, wooded setting offers mature trees, privacy, and natural beauty. It is already equipped with electricity, and there’s a garage—perfect for storage or future use while you build your home or cabin. Enjoy the soothing sounds of the creek while relaxing after a

    Brenda Miller Montana Brokers, Inc.

    100/110 Browns Gulch Rd, Kalispell, MT 59901
  • /15

    $293,000 Lot/Land

    Lot 4 Holbrook Estates, Kalispell, MT 59901

    • 1.64 Acres
    • $178,659 per Acre

    Welcome to Holbrook Estates where luxury living, mountain views and the valley floor meet. Spacious lot allows for a secondary residence up to 2,000 square feet and a shop/storage building to keep all your toys. Easy access to Glacier National Park, Whitefish Mountain Ski Resort and Flathead Lake, making this an ideal location for outdoor enthusiasts. . Spacious lots with community roads, water,

    Kristi Bruyer Engel & Völkers Western Frontier - Whitefish

    Lot 4 Holbrook Estates, Kalispell, MT 59901
  • /19

    $219,000 Lot/Land

    159 Bison Circle Dr, Kalispell, MT 59901

    • 0.82 Acre
    • $267,073 per Acre

    An exceptional opportunity to build your custom home on this nearly one-acre, build-ready lot in the desirable Buffalo Mountain subdivision. With electricity, community water, and sewer available, the property offers a convenient start for creating your dream residence. Bordered by expansive open space on three sides, this homesite provides the privacy and peaceful feel of acreage living—without

    Amy Deaton Century 21 Deaton and Company Real Estate

    159 Bison Circle Dr, Kalispell, MT 59901
  • /99

    $625,000 Lot/Land

    523 Northern Larch Trail Unit Lot 72, Kalispell, MT 59901

    • 5.01 Acres
    • $124,750 per Acre

    Discover the perfect canvas for your dream home on this beautiful 5 acre lot located in the brand new Larch Pines subdivision in West Valley. With preliminary plat approval and progress towards final approval, this property is poised to become part of an exclusive gated community featuring just seven lots, ensuring privacy and tranquility. Surrounded by beautifully treed landscapes that have been

    Jason Hyndman PureWest Real Estate - Kalispell

    523 Northern Larch Trail Unit Lot 72, Kalispell, MT 59901
  • /16

    $225,000 Lot/Land

    NHN Haywire Gulch, Kalispell, MT 59901

    • 10.43 Acres
    • $21,572 per Acre

    TIME TO BUILD YOUR 406 DREAM !! This 10.43 Acre steep slope parcel has electric in place near the lower building bench, a well maintained shared easement drive along the western boundary (lower portion) and a rougher unimproved road along the eastern boundary (upper portion), no zoning, no covenants, there is also an old logging road through the lot that is passable and makes a nice middle shelf

    Jodie Cross Your 406 Dream Team, LLC

    NHN Haywire Gulch, Kalispell, MT 59901
  • /12

    $599,000 Lot/Land

    470 Rivers Edge Loop, Kalispell, MT 59901

    • 0.75 Acre
    • $798,667 per Acre

    FIRST-RATE COMMERCIAL LOT OPPORTUNITY! Offering Lot 4, which is located on arguably the most important and visible retail corridor in Flathead County. Stillwater Bend will be the brand-new commercial center located at the future intersection of Rose Crossing and US Route 93, where the new stoplight is going in. Situated just 10 minutes from both Downtown Kalispell and Whitefish, with access to

    Sean Averill PureWest Real Estate - Whitefish

    470 Rivers Edge Loop, Kalispell, MT 59901
  • /42

    $179,000 Lot/Land

    324 Kathy Lake Ln, Kalispell, MT 59901

    • 2.02 Acres
    • $88,746 per Acre

    Over 2 treed & secluded acres in Many Lakes with Kathy Lake frontage. This nicely sloped, south-facing lot features excellent terrain for a walk-out basement on a private little knob, allowing sunrises to filter through the trees. The parcel also borders a natural park, an undeveloped green space that adds to the lot’s privacy. Many Lakes is a wooded neighborhood SE of Kalispell and north of

    Matt Smith Keller Williams Realty Northwest Montana

    324 Kathy Lake Ln, Kalispell, MT 59901
  • /2

    $325,000 Lot/Land

    679 Morning View Dr, Kalispell, MT 59901

    • 5.05 Acres
    • $64,356 per Acre

    No Covenants & No Zoning! Enjoy sunrise views of the Jewel Basin and Blacktail Mountain. Build your dream home or... This parcel has the potential for various uses! DEQ approval and Final Plat is complete. 12 lots with Final Plat for Morning View Subdivision. The lots are all roughly 5 acres. Infrastructure is under a Subdivision Improvement Agreement and will be completed by the developers.

    Travis Steindorf Bannack Real Estate

    679 Morning View Dr, Kalispell, MT 59901
  • /3

    $350,000 Lot/Land

    674 Morning View Dr, Kalispell, MT 59901

    • 5.23 Acres
    • $66,922 per Acre

    No Covenants & No Zoning! Enjoy sunrise views of the Jewel Basin and Blacktail Mountain. Build your dream home or... This parcel has the potential for various uses! DEQ approval and Final Plat is complete. 12 lots with Final Plat for Morning View Subdivision. The lots are all roughly 5 acres. Infrastructure is under a Subdivision Improvement Agreement and will be completed by the developers.

    Travis Steindorf Bannack Real Estate

    674 Morning View Dr, Kalispell, MT 59901
  • /6

    $230,000 Lot/Land

    359 Copper Rd, Kalispell, MT 59901

    • 2.32 Acres
    • $99,138 per Acre

    For Sale: Exceptional 2.32-acre buildable lot in Kalispell, Montana, with NO COVENANTS, NO ZONING, NO HOA! Dream big on this stunning piece of bare land with endless potential! Perched atop a hill, this rare parcel boasts breathtaking panoramic views. A level building bench is ready for your Montana dream home, with power on-site and easy access via a gravel road. Surrounded by northwest

    Frank Curry National Parks Realty - Eureka

    359 Copper Rd, Kalispell, MT 59901
  • /2

    $350,000 Lot/Land

    662 Morning View Dr, Kalispell, MT 59901

    • 5.23 Acres
    • $66,922 per Acre

    No Covenants & No Zoning! Enjoy sunrise views of the Jewel Basin and Blacktail Mountain. Build your dream home or... This parcel has the potential for various uses! DEQ approval and Final Plat is complete. 12 lots with Final Plat for Morning View Subdivision. The lots are all roughly 5 acres. Infrastructure is under a Subdivision Improvement Agreement and will be completed by the developers.

    Travis Steindorf Bannack Real Estate

    662 Morning View Dr, Kalispell, MT 59901
  • /14

    $599,000 Lot/Land

    462 Rivers Edge Loop, Kalispell, MT 59901

    • 0.75 Acre
    • $798,667 per Acre

    FIRST-RATE COMMERCIAL LOT OPPORTUNITY! Offering Lot 8, which is located on arguably the most important and visible retail corridor in Flathead County. Stillwater Bend will be the brand-new commercial center located at the future intersection of Rose Crossing and US Route 93, where the new stoplight is going in. Situated just 10 minutes from both Downtown Kalispell and Whitefish, with access to

    Sean Averill PureWest Real Estate - Whitefish

    462 Rivers Edge Loop, Kalispell, MT 59901
  • /9

    $550,000 Lot/Land

    650 Capistrano Dr Unit Parcel 3, Kalispell, MT 59901

    • 5 Acres
    • $110,000 per Acre

    Beautiful Helena Flats area. This 5 acre parcel 3 has great views of Mountains, is unzoned, and ready for your home. SHORT TERM RENTAL potential. Horse property, Manufactured home property, or as you desire. Very light covenants. 3 more 5 acre parcels available or buy all 4 parcels together as a 20 acre parcel at a discount.

    Ted Dykstra Keller Williams Realty Northwest Montana

    650 Capistrano Dr Unit Parcel 3, Kalispell, MT 59901
  • /59

    $2,495,000 Lot/Land

    3943 Lower Valley Rd, Kalispell, MT 59901

    • 50 Acres
    • $49,900 per Acre

    50 Acres on Lower Valley Road w/ 6 Greenhouses & a Yurt! Embrace self-sufficiency & rural tranquility on this expansive property.With 360° mountain views, Flathead Lake to the south & an idyllic level landscape, this is a rare opportunity to own versatile land with outstanding agricultural & recreational potential. Greenhouses are climate controlled, perfect for wholesale, market gardening

    Alisha Koch Glacier Sotheby's International Realty Bigfork

    3943 Lower Valley Rd, Kalispell, MT 59901

Showing Results 81 - 120, Page 3 of 5

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