New Orleans, LA Homes for Sale under $300,000

• 

  

  

  /5

  $25,000

  • Land
  • 0 Sq Ft

  4688 Charlene Dr, New Orleans, LA 70127

  Perfect opportunity to build your dream home. Ask me about our New Construction floor plans and financing.

  

  Troy Lee

  Keller Williams Realty New Orleans

  4688 Charlene Dr, New Orleans, LA 70127
• 

  

  

  /7

  $24,000

  $1K PRICE DROP

  • Land
  • 5,732 Sq Ft
  • $182,371 per Acre

  7643 Briarwood Dr, New Orleans, LA 70128

  Only about a half mile from the planned redevelopment of Lincoln Beach. Convenient to WalMart, Home Depot and 1-10. Buyer to do due diligence regarding zoning and building restrictions. While all information is deemed reliable and not guaranteed, and measurements are approximate and not guaranteed, prospective buyers are encouraged to verify details through city zoning and planning.

  

  Andre Cardinale

  eXp Realty, LLC

  7643 Briarwood Dr, New Orleans, LA 70128
• 

  

  

  /12

  $154,500

  $30K PRICE DROP

  • 5 Beds
  • 2 Baths
  • 1,200 Sq Ft

  1226 28 Monroe St, New Orleans, LA 70118

  THE OWNER SAID SELL IT AND REDUCED THE SALES PRICE ALMOST 30K. HE HAS OTHER PROJECTS TO COMPLETE.THIS ONE MUST GO!!! Discover the perfect investment or owner-occupant opportunity at 1226-28 Monroe St., ideally located just 2 minutes off the vibrant Oak Street shopping and dining district. This property offers unparalleled convenience with restaurants, banks, and daily necessities all within 5

  

  Frank Williams

  eXp Realty, LLC

  1226 28 Monroe St, New Orleans, LA 70118
• 

  

  

  /16

  $249,000

  $6K PRICE DROP

  • 1,445 Sq Ft

  3727 Roneagle Way, New Orleans, LA 70122

  Fully renovated and reimagined, this classic shotgun-style home has been transformed into a versatile double featuring a 2 bed / 1 bath and 1 bed / 1 bath layout. The flexible floor plan offers multiple use options, with separate living spaces that allow for a variety of occupancy arrangements. Conveniently located just minutes from downtown New Orleans, the home combines historic character with

  

  Scott Poe

  LPT Realty, LLC.

  3727 Roneagle Way, New Orleans, LA 70122
• 

  

  

  /14

  $127,500

  $18K PRICE DROP

  • 2 Beds
  • 1 Bath
  • 1,040 Sq Ft

  2135 Delery St, New Orleans, LA 70117

  Welcome home to this all-brick, move-in-ready gem! Inside, you'll find no carpet--just easy-care floors--and central heat and air for year-round comfort. Step out to a fully fenced yard. Plus, there's a finished 12x12 building--well suited for a man cave, she shed, or hobby space. Don't miss this ready-to-enjoy property!

  

  RUSTY YATES

  United Real Estate Partners

  2135 Delery St, New Orleans, LA 70117
• 

  

  /5

  $50,000

  • Land
  • 3,920 Sq Ft
  • $555,556 per Acre

  1428 Japonica St, New Orleans, LA 70117

  Vacant lot in the Upper Ninth Ward awaiting your bid. Build your home or an income producing property; deep and wide enough to configure space for off-street parking.

  

  Stephanie Morris

  MS Realty, LLC

  1428 Japonica St, New Orleans, LA 70117
• 

  /2

  $20,000

  • Land
  • 2,178 Sq Ft
  • $400,000 per Acre

  2637 Peace Ct, New Orleans, LA 70117

  Development Opportunity in the St. Roch Neighborhood This vacant lot, zoned HU-RD2, presents an excellent opportunity for builders, investors, or future homeowners seeking to develop in a centrally located and fast-growing area of New Orleans. The flexible zoning supports a range of possibilities, from a single-family residence to a multi-unit project. Positioned in Flood Zone X and within an

  

  Doris Lumpkin

  Real Broker, LLC

  2637 Peace Ct, New Orleans, LA 70117
• 

  

  /13

  $250,000

  $15K PRICE DROP

  • 4 Beds
  • 2 Baths
  • 2,000 Sq Ft

  2117 19 Laharpe St, New Orleans, LA 70119

  Charming duplex for sale on Laharpe Street in New Orleans, LA. This classic shotgun-style property features beautiful hardwood floors throughout and a spacious layout full of historic character. Enjoy the oversized backyard—for entertaining, gardening, or potential expansion. Conveniently located with local restaurants, parks, and all the culture and charm New Orleans has to offer. Great

  

  Troy Lee

  Keller Williams Realty New Orleans

  2117 19 Laharpe St, New Orleans, LA 70119
• 

  

  /11

  $151,000

  $10K PRICE DROP

  • 4 Beds
  • 1 Bath
  • 1,316 Sq Ft

  4818 Lancelot Dr, New Orleans, LA 70127

  Expand your rental portfolio (tenant in place at $1500/month) OR make this charming 4bd/1bth home your own! *THIS HOME QUALIFIES FOR UP TO 100% FINANCING WITH NO PMI, AND UP TO $6000 IN GRANT FUNDS ASSITANCE through preferred lender program for owner-occupants* Large living room opens to formal dining and galley style kitchen complete with solid wood cabinets and ceramic tile countertops.

  

  ASHLEY CALLAHAN

  1 Percent Lists Gulf South

  4818 Lancelot Dr, New Orleans, LA 70127
• 

  

  /11

  $220,000

  • 1,686 Sq Ft

  2119 Robin St, New Orleans, LA 70122

  Now Available--This well-appointed Gentilly double offers comfortable, practical living in a convenient location and presents a flexible opportunity for both owner-occupants and investors. Call it home while the other unit helps offset your mortgage--or add it to your real estate investment portfolio. The property features two separate units--upstairs and downstairs--each with 2 independent

  

  Stephanie Morris

  MS Realty, LLC

  2119 Robin St, New Orleans, LA 70122
• 

  

  /15

  $174,000

  $5K PRICE DROP

  • 1 Bed
  • 1 Bath
  • 551 Sq Ft

  1323 Dauphine St Unit 3, New Orleans, LA 70116

  WHY RENT WHEN YOU CAN OWN THIS AMAZING CONDO! Located on the corner of Dauphine & Esplanade Ave at the edge of the FQ, close to Miss River, French Market & music at Frenchmen St. Rare opportunity to own your piece of the French Quarter. This well maintained condo is move in ready. Fully furnished waiting for your personal touch. 1 bedroom, 1 bath, plantation shutters, Kitchen with granite counter

  

  Carl Calamia

  Homesmart Realty South

  1323 Dauphine St Unit 3, New Orleans, LA 70116
• 

  

  /12

  $299,000

  • 5 Beds
  • 4 Baths
  • 2,360 Sq Ft

  7935 37 Read Blvd, New Orleans, LA 70127

  Built in 2023, this raised double in New Orleans East offers the perfect blend of modern living and smart investing. Each spacious unit features no carpet, granite countertops, and well-designed private bedrooms for comfort and functionality. Enjoy added convenience with separate driveways and private porches for each unit, giving both sides a true sense of independence.Whether you’re an

  

  Nicole Pellerin

  The Pellerin Group NOLA LLC

  7935 37 Read Blvd, New Orleans, LA 70127
• 

  

  /6

  $67,500

  • Land
  • 3,397 Sq Ft
  • $865,385 per Acre

  1313 Senate St, New Orleans, LA 70122

  Build your next home or investment property on this prime, utility ready, vacant lot in the heart of Gentilly. Measuring approximately 30' x 113', this spacious lot is centrally located with easy access to everything in New Orleans and the metro area. It is just minutes from City Park and the lake front. Easy access to shopping and dining. Set within an established residential neighborhood, 1313

  

  Doris Lumpkin

  Real Broker, LLC

  1313 Senate St, New Orleans, LA 70122
• 

  

  /7

  $85,000

  • Land
  • 0 Sq Ft

  3138-40 Marais St, New Orleans, LA 70117

  Cleared 31 x 118 lot ready for you to build! Zoned HU-RD2. Easily access uptown, downtown, CBD, French Quarter & I-10. Permitted uses shall accommodate a single-family or multi-family, Zoned HU-RD2.

  

  Joshua Walther

  Witry Collective, L.L.C.

  3138-40 Marais St, New Orleans, LA 70117
• 

  

  /11

  $150,000

  $10K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,144 Sq Ft

  4727 Lurline St, New Orleans, LA 70127

  Fantastic opportunity to expand your rental portfolio (tenant in place at $1500/month) OR make this charming home your own! *THIS HOME QUALIFIES FOR UP TO 100% FINANCING WITH NO PMI, AND UP TO $6000 IN GRANT FUNDS ASSITANCE through preferred lender program for owner-ocupants* This spacious NOLA Cottage is perfect for investors looking to expand their portfolios OR first-time buyers/downsizers.

  

  ASHLEY CALLAHAN

  1 Percent Lists Gulf South

  4727 Lurline St, New Orleans, LA 70127
• 

  

  /16

  $269,500

  $5K PRICE DROP

  • 1 Bed
  • 1 Bath
  • 657 Sq Ft

  760 Magazine St Unit 210, New Orleans, LA 70130

  Ideal 1 bedroom condo WITH on site parking at the corner of Julia and Magazine Streets. Unit has great light in the living and bedroom, with a magnolia tree shaded view of the cityscape. Very quiet. Center of the Warehouse District across the street from award winning Restaurant Peche. Oak wood floors, large windows, crema marfil marble bathroom, fully equipped kitchen w. stone counters. In Unit

  

  Shaun Talbot

  Talbot Realty Group

  760 Magazine St Unit 210, New Orleans, LA 70130
• 

  

  /16

  $160,000

  • 3 Beds
  • 2.5 Baths
  • 1,342 Sq Ft

  3521 Kent Dr, New Orleans, LA 70131

  3 bedrooms 1.5 baths. Kitchen opens up to the breakfast room and living room. Large yard. Tile floors throughout (2024). Roof 5 years old. Owner offering $10,000 in concessions to the buyer

  

  Lynn Dufrechou

  KELLER WILLIAMS REALTY 455-0100

  3521 Kent Dr, New Orleans, LA 70131
• 

  

  /11

  $220,000

  • 4 Beds
  • 2 Baths
  • 1,686 Sq Ft

  2119 21 Robin St, New Orleans, LA 70122

  Now Available--This well-appointed Gentilly double offers comfortable, practical living in a convenient location and presents a flexible opportunity for both owner-occupants and investors. Call it home while the other unit helps offset your mortgage—or add it to your real estate investment portfolio. The property features two separate units—upstairs and downstairs—each with 2 independent bedrooms

  

  Stephanie Morris

  MS Realty, LLC

  2119 21 Robin St, New Orleans, LA 70122
• 

  

  /12

  $175,000

  • 3 Beds
  • 2 Baths
  • 2,200 Sq Ft

  4409 Eastern St, New Orleans, LA 70122

  Investor Special in Gentilly! This two-story double offers a fantastic opportunity for renovation, value-add, or redevelopment. Located in an X Flood Zone, the property features two separate driveways, a detached rear shed, and a layout with strong income-producing potential.The property is in distressed condition and will require repairs and updates, making it ideal for investors,

  

  Jiarra Rayford

  Rayford Realty NOLA LLC

  4409 Eastern St, New Orleans, LA 70122
• 

  /2

  $15,000

  $4K PRICE DROP

  • Land
  • 2,178 Sq Ft
  • $300,000 per Acre

  1906 Forstall St, New Orleans, LA 70117

  Residential lot in flood zone X. Zoned HU-RD2. Excellent opportunity for you to build your new construction home, an owner occupied double, or an investment property. There are a lot of new construction homes being built in this neighborhood! Invest while it is still affordable! No sign on lot.

  

  DOMINIQUE DENNOUN

  Homesmart Realty South

  1906 Forstall St, New Orleans, LA 70117
• 

  

  /11

  $199,900

  • 3 Beds
  • 2 Baths
  • 1,350 Sq Ft

  4520 Perlita St, New Orleans, LA 70122

  Don't miss this 3 bedroom, 2 bathroom home in the Gentilly Paris Oaks subdivision. Vaulted living room ceiling. 3 closets in the primary bedroom. The serene yard is the highlight of this property. It has a covered patio with low maintenance artificial turf. Detached 2 car garage accessed from the common driveway. Storage shed in the yard.

  

  Alorea Gilyot

  Compass Historic (LATT09)

  4520 Perlita St, New Orleans, LA 70122
• 

  

  /20

  $225,000

  • 3 Beds
  • 2 Baths
  • 1,616 Sq Ft

  2418 New York St, New Orleans, LA 70122

  Tucked away on a quiet street in the desirable Seabrook neighborhood, this charming and thoughtfully updated cottage offers a warm, inviting place to call home. Light and bright throughout, the home features fresh flooring, updated light fixtures, and a versatile layout designed for both comfort and everyday living. The heart of the home is the beautifully updated kitchen, complete with abundant

  

  Stacie Carubba

  Crescent Sotheby's International

  2418 New York St, New Orleans, LA 70122
• 

  /2

  $7,000

  • Land
  • 3,301 Sq Ft
  • $92,348 per Acre

  52309 Parkway Dr, New Orleans, LA 70126

  Rare opportunity to acquire a Heavy Industrial portfolio offering close proximity, assemblage potential, and flexible acquisition options.This offering includes four (4) lots located on Parkway Street, situated one street over from Midlothan Street and forming part of a broader contiguous industrial land portfolio. The layout lends itself to future assemblage, phased development, or long-term

  

  STEPHANIE WOODSIDE

  Keller Williams Realty New Orleans

  52309 Parkway Dr, New Orleans, LA 70126
• 

  /2

  $60,000

  • Land
  • 0 Sq Ft

  1720 Touro St, New Orleans, LA 70116

  Prime opportunity to build in the heart of New Orleans. This vacant lot at 1720 Touro Street offers a blank canvas for your next residential project. Located in the historic 70116 zip code, the property provides convenient access to neighborhood amenities, local dining, shopping, and major thoroughfares. Whether you are a builder, investor, or future homeowner, this lot presents the potential to

  

  Brittny McKay

  Brittny McKay Real Estate

  1720 Touro St, New Orleans, LA 70116
• 

  

  /10

  $155,000

  $10K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,404 Sq Ft

  4855 Cerise Ave, New Orleans, LA 70127

  Space abounds in this 3bd/2bth, all brick New Orleans Charmer. Large foyer entrance opens to formal dining and large living room. Kitchen offers solid wood cabinets, tile counters, and stainless appliances. Generous bedrooms with deep closets throughout. Primary suite has single vanity and custom tiled, walk-in shower. Guest bathroom offers single vanity and custom tiled tub/shower combo. Easy to

  

  ASHLEY CALLAHAN

  1 Percent Lists Gulf South

  4855 Cerise Ave, New Orleans, LA 70127
• 

  /2

  $19,000

  • Land
  • 3,449 Sq Ft
  • $239,899 per Acre

  1811 Flood St, New Orleans, LA 70117

  Well maintained residential lot in flood zone X. Zoned HU-RD2. Excellent opportunity for you to build your new construction home, an owner occupied double, or an investment property. A lot of new construction homes are being built in the neighborhood! Invest now while it is still affordable!No sign on lot.

  

  DOMINIQUE DENNOUN

  Homesmart Realty South

  1811 Flood St, New Orleans, LA 70117
• 

  

  /35

  $217,000

  • 2 Beds
  • 2 Baths
  • 1,102 Sq Ft

  4957 59 Western St, New Orleans, LA 70122

  NESTLED IN A QUIET TREE-LINED NEIGHBORHOOD, THIS CHARMING DOUBLE OFFERS A UNIQUE OPPORTUNITY FOR BOTH HOMEOWNER AND INVESTORS. EACH UNIT FEATURES A SPACIOUS ONE-BEDROOM, ONE BATH LAYOUT WITH BRIGHT, INVITING LIVING AREAS DESIGNED FOR COMFORT AND FUNCTIONALITY. INSIDE, YOU WILL FIND BEAUTIFUL FLOORS, ABUNDANT NATURAL LIGHT, AND A WARN, COZY ATMOSPHERE THAT MAKES EACH SPACE FEEL LIKE HOME. THE

  

  CHERRIE AMBROSE

  Greater Horizon Realty

  4957 59 Western St, New Orleans, LA 70122
• 

  

  /15

  $299,900

  • 3 Beds
  • 2 Baths
  • 1,850 Sq Ft

  627 Gordon St, New Orleans, LA 70117

  Stunning Holy Cross Home features 3 beds & 2 baths. Soaring tray ceilings in the living, dining & primary bedroom. Master Bath area has tub plus separate walk-in shower. Stunning oversized his + hers closets. Large Laundry area Custom tile in both baths. Gorgeous kitchen boasts an island stainless steel appliances silver cabinets and granite countertops. Private driveway with off street parking

  

  BRENT DRUDE

  Coldwell Banker TEC HAMMOND

  627 Gordon St, New Orleans, LA 70117
• 

  

  /12

  $299,000

  • 2,360 Sq Ft

  7935 Read Blvd, New Orleans, LA 70127

  Built in 2023, this raised double in New Orleans East offers the perfect blend of modern living and smart investing. Each spacious unit features no carpet, granite countertops, and well-designed private bedrooms for comfort and functionality. Enjoy added convenience with separate driveways and private porches for each unit, giving both sides a true sense of independence. Whether you're an

  

  Nicole Pellerin

  The Pellerin Group NOLA LLC

  7935 Read Blvd, New Orleans, LA 70127
• 

  

  /10

  $2,500

  • 15,000 Sq Ft

  8001 Downman Rd Unit A, New Orleans, LA 70126

  Use for Barbershop/ Beauty Shop can rent out total area or lease booth space. Contact agent for more details 504-388-6437

  

  Noah Thomas

  KELLER WILLIAMS REALTY 455-0100

  8001 Downman Rd Unit A, New Orleans, LA 70126
• 

  /2

  $125,000

  $25K PRICE DROP

  • Land
  • 4,791 Sq Ft
  • $1,136,364 per Acre

  1615 - 1617 Urquhart St, New Orleans, LA 70116

  Single lot; can be purchased with single lot 1619-21 Urquhart MLS#2492948, also two shotgun doubles 1623-25 Urquhart MLS#2492918 and 1627-29 Urquhart MLS#2492923 All four parcels can be sold as a package!!!! Possible Commercial walking distance to French Quarter

  

  Rhonda Lacoste

  United Real Estate Partners LLC

  1615 - 1617 Urquhart St, New Orleans, LA 70116
• 

  

  /12

  $139,900

  • 4 Beds
  • 2 Baths
  • 1,372 Sq Ft

  1925 Casa Calvo St, New Orleans, LA 70114

  Welcome to 1925 Casa Calvo St - a beautifully renovated townhouse in the heart of Algiers! This spacious 4-bedroom, 2-bath home offers 1,372 sq ft of comfortable living space with recent updates throughout. Step inside to find a newly renovated kitchen featuring shaker-style cabinets, granite countertops, and stainless steel appliances--perfect for any home chef. The functional layout includes

  

  Trey Miley

  1 Percent Lists Legacy

  1925 Casa Calvo St, New Orleans, LA 70114
• 

  

  /5

  $50,000

  • Land
  • 7,200 Sq Ft
  • $302,480 per Acre

  3063 Behrman Hwy, New Orleans, LA 70114

  With lots of new homes in the area, this land is cleared and ready for you to build your dream home! Conveniently located in a popular area, with access to General De Gaulle Dr, Terry Parkway, Highway 90 and the Crescent City Connection. The lot next door is also available, making a total of 120' frontage on Behrman Highway that could be yours! Blueprints for a home may be negotiated as a part of

  

  LINDSEY WALKER

  Snap Realty

  3063 Behrman Hwy, New Orleans, LA 70114
• 

  

  /15

  $239,900

  $40K PRICE DROP

  • 4 Beds
  • 2 Baths
  • 1,890 Sq Ft

  918 20 Montegut St, New Orleans, LA 70117

  Historic 1850's shotgun double, priced for restoration and full of New Orleans charm. This 2-unit property offers 2 bedrooms and 1 bath per side with tall ceilings, decorative mantels, transoms, and the classic shotgun layout that allows for flexible living and dining spaces. Each unit includes an eat-in style kitchen with cabinet storage and gas range, plus an interior laundry area with

  

  Trey Miley

  1 Percent Lists Legacy

  918 20 Montegut St, New Orleans, LA 70117
• 

  /2

  $25,000

  • Land
  • 0 Sq Ft

  5018 Hauck Dr, New Orleans, LA 70127

  Build Your Dream Home on Hauck Drive! Stop searching for the perfect house and build it instead! This 60' x 90' (5,400 sq. ft.) cleared lot at 5018 Hauck Drive is a rare find in an established New Orleans East neighborhood. Unlike the city's typical narrow lots, the generous 60-foot width allows for versatile floor plans, a spacious side-loading driveway, or a large backyard oasis. Key Features:

  

  Frank Williams

  eXp Realty, LLC

  5018 Hauck Dr, New Orleans, LA 70127
• 

  

  /13

  $124,000

  $10K PRICE DROP

  • 1 Bed
  • 1.5 Baths
  • 1,013 Sq Ft

  2800 Steamship Cir Unit 3 B, New Orleans, LA 70123

  This spacious 1 bedroom, 1.5 bath third floor condo offers an open floor plan with high ceilings, a wood burning fireplace and extra storage in living room, laundry in unit, large primary bedroom with huge walk-in closet, as well as an inviting balcony that overlooks a community pool with outdoor seating, a bathroom & additional laundry room. Originally a 2 bedroom unit that could be reverted.

  

  Rhonda Lacoste

  United Real Estate Partners LLC

  2800 Steamship Cir Unit 3 B, New Orleans, LA 70123
• 

  

  /12

  $189,500

  $10K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,500 Sq Ft

  1528 Virginia Marie St, New Orleans, LA 70122

  Spacious all brick 3bd/2bth home in Paris Oaks - Bayou Vista! This Gentilly charmer is just 4 Mins to City Park and 6 Mins to JazzFest and the Fairgrounds! Home features an expansive living room with vaulted ceilings and corner wood burning fireplace, cozy kitchen with large dining room. Spacious primary bedroom features a semi-open layout with a convenient vanity area in the bedroom and a

  

  ASHLEY CALLAHAN

  1 Percent Lists Gulf South

  1528 Virginia Marie St, New Orleans, LA 70122
• 

  

  /14

  $215,000

  • 4 Beds
  • 2 Baths
  • 1,440 Sq Ft

  3120 22 Law St, New Orleans, LA 70117

  INVESTOR OPPORTUNITY OR OWNER OCCUPANT IN THE UPPER 9TH WARD! THIS RAISED DOUBLE OFFERS 2 UNITS, EACH FEATURING 2 BEDROOMS AND 1 BATH ,MAKING IT GREAT FOR GENERATING RENTAL INCOME OR LIVING IN 1 UNIT WHILE THE OTHER HELPS OFFSET YOUR MORTGAGE. EACH UNIT HAS AN OPEN CONCEPT LIVING AREA, CREATING A COMFORTABLE FLOW FOR EVERYDAY LIVING AND ENTERTAINING. BEDROOMS ARE PRIVATELY SITUATED AND YOU'LL

  

  Nicole Pellerin

  The Pellerin Group NOLA LLC

  3120 22 Law St, New Orleans, LA 70117
• 

  

  /11

  $1,400

  • 12 Beds
  • 8 Baths
  • 1,500 Sq Ft

  8001 Downman Rd, New Orleans, LA 70126

  Multifamily apartments available for lease in New Orleans East. Conveniently located on a bus route, this property offers easy access to public transportation, making it a practical choice for residents traveling to work, school, shopping, medical appointments, and other daily destinations. This apartment community provides a great opportunity for tenants seeking a convenient New Orleans East

  

  Noah Thomas

  KELLER WILLIAMS REALTY 455-0100

  8001 Downman Rd, New Orleans, LA 70126
• 

  /2

  $7,000

  • Land
  • 3,301 Sq Ft
  • $92,348 per Acre

  52406 Midlothan St, New Orleans, LA 70126

  Rare opportunity to acquire a Heavy Industrial portfolio offering close proximity, assemblage potential, and flexible acquisition options.This offering includes eight (8) lots located on Midlothan Street, which backs directly onto Elaine Street, creating a contiguous industrial footprint well-suited for phased development, expansion, or long-term industrial use.The Midlothan Street lots

  

  STEPHANIE WOODSIDE

  Keller Williams Realty New Orleans

  52406 Midlothan St, New Orleans, LA 70126

Showing Results 81 - 120, Page 3 of 14