Homes for Sale near Lowcountry Acceleration Academy

• 

  

  

  /20

  $258,000

  • 2 Beds
  • 2 Baths
  • 996 Sq Ft

  2345 Tall Sail Dr Unit L, Charleston, SC 29414

  Welcome to 2345 Tall Sail Drive Unit 112! Nestled along the Ashley River, this beautifully updated 2-bedroom, 2-bath condo offers the perfect blend of Lowcountry charm and modern convenience. Located in the highly sought-after Seagate community, this top-floor unit boasts vaulted ceilings, abundant natural light, and serene water views that make every day feel like a retreat.Step inside to

  Christopher Barnette Southern Shores Real Estate Group

  2345 Tall Sail Dr Unit L, Charleston, SC 29414
• 

  

  

  /46

  $465,000

  • 4 Beds
  • 3.5 Baths
  • 2,868 Sq Ft

  5318 Natures Color Ln, North Charleston, SC 29418

  ***Ask about the possibility of receiving 1% reduction in interest rate and free refi.*** Move in Ready! Located in the Indigo Fields community of North Charleston, this former model home offers a spacious layout, abundant features, and a truly convenient location. From the moment you arrive, you'll be impressed by the home's curb appeal, enhanced by a mature, shade-providing tree in the front

  Eileen Obeid Matt O'Neill Real Estate

  5318 Natures Color Ln, North Charleston, SC 29418
• 

  

  

  /28

  $284,000

  • 3 Beds
  • 2.5 Baths
  • 2,344 Sq Ft

  2709 Clarkin Ave, North Charleston, SC 29405

  Spacious 3-bedroom, 2.5-bath home with 2,300 sq ft of living space, located in a well-established neighborhood. Featuring a 7-year-old roof and HVAC system, plus a newer water heater (under 5 years old), this home offers solid mechanicals and great potential. The kitchen and bathrooms were updated approximately 15 years ago and remain functional with room for modern touches. The interior will

  Tony Giglio Top Brokerage LLC

  2709 Clarkin Ave, North Charleston, SC 29405
• 

  

  

  /35

  $325,000

  • 3 Beds
  • 2 Baths
  • 1,270 Sq Ft

  1806 Calvert St, North Charleston, SC 29405

  Welcome to this renovated 3BR/2BA charmer, that has been completely transformed with hard work, craftsmanship, and an eye for both style and function. Behind the scenes, the Seller went all in--adding new floor joists and reframing much of the front exterior and all window openings. You'll find brand new subfloors throughout, plus almost all new windows with new flashing and protective Z-flashing

  Suzy Kopp Keller Williams Charleston Islands

  1806 Calvert St, North Charleston, SC 29405
• 

  

  

  /18

  $320,000

  • 3 Beds
  • 2 Baths
  • 828 Sq Ft

  2651 Poplin Ave, North Charleston, SC 29405

  Charming 3-Bed, 2-Bath turnkey home with Hot Tub & Fenced Backyard!Don't miss this beautifully maintained 3-bedroom, 2-bath home--currently a successful rental--offered fully furnished and move-in ready! Step inside to a stylish, recently renovated ( 2023) home perfect for that buyer looking for something fully move-in ready. The kitchen comes fully equipped, and each bedroom is thoughtfully

  Brad Middleton Realty Solutions Group

  2651 Poplin Ave, North Charleston, SC 29405
• 

  

  /68

  $555,000

  • 3 Beds
  • 2.5 Baths
  • 1,904 Sq Ft

  1008 Hunley Waters Cir, North Charleston, SC 29405

  Welcome to a truly special home nestled along the scenic Noisette Creek in Park Circle's only gated community. This elevated 3-bedroom, 2.5-bathroom residence offers the perfect blend of charm, functionality, and locationn all within a private, creekside setting.Step inside to a bright and airy open floor plan featuring engineered hardwood floors and a seamless flow between the living, dining,

  Eleanor Smythe Maison Real Estate

  1008 Hunley Waters Cir, North Charleston, SC 29405
• 

  

  /28

  $435,000

  • 3 Beds
  • 2.5 Baths
  • 1,932 Sq Ft

  113 Broadmarsh Ct, North Charleston, SC 29418

  Welcome to this beautifully updated 3-bedroom, 2.5-bath home located in the Archdale Community. Tucked away on a quiet cul de sac, this exceptional property has been meticulously updated offering a blend of high-end design and amenities. The first floor boasts an open floor plan with brick fireplace, a chef's kitchen with quartz countertops, custom cabinetry and brand new Bosch 800 Series

  Bert Ogburn The Brennaman Group

  113 Broadmarsh Ct, North Charleston, SC 29418
• 

  

  /29

  $514,100

  • 4 Beds
  • 3 Baths
  • 2,300 Sq Ft

  7304 Kestrel Trail, Hanahan, SC 29410

  Well Maintained and updated. Open floor plan, wood-burning fireplace,built-in shelving. Surround sound, Ethernet, and whole-home HD antenna,Bright kitchen centered around a shiplap peninsula, complete with LED lighting and a nightlight feature. Bathrooms are upgraded with modern fixtures; the hall bath boasts new tile and quartz countertop. Laundry room renovated with custom cabinets, ceramic

  Howard Dobbins EXP Realty LLC

  7304 Kestrel Trail, Hanahan, SC 29410
• 

  

  /10

  $114,900

  • Land
  • 0.3 Acre
  • $383,000 per Acre

  2506 Jonah St, North Charleston, SC 29406

  READY TO BUILD - Approved Plans. This lot is set up to build 2 dwellings with plans already in hand (see documents) The neighborhood has good proximity to shopping and restaurant areas such as Tanger Outlet, Park Circle and the North Charleston Waterfront District. Walking distance .2 miles to the Highland Terrace Community Center. Property already has 2 water connections paid for.

  Jay Satterfield NV Realty Group

  2506 Jonah St, North Charleston, SC 29406
• 

  

  /26

  $305,000

  • 3 Beds
  • 2 Baths
  • 1,790 Sq Ft

  112 Roselle Ave, Goose Creek, SC 29445

  This home has a year round sunroom and an apartment-office-bedroom with a separate entrance for those that may want to have a rental option in a NO HOA neighborhood near Navy Training Command. Plus a 2018 ROOF & 2021 HVAC. For those who enjoy time with grandma, football games with Dad and family dinners, this home is also a great fit! Enjoy and a fenced backyard for cornhole contests and your

  Noreen Cutshall Realty ONE Group Coastal

  112 Roselle Ave, Goose Creek, SC 29445
• 

  

  /3

  $185,000

  • Land
  • 0.18 Acre
  • $1,027,778 per Acre

  0 Taylor St Unit 612213, North Charleston, SC 29406

  Great opportunity to in a convenient North Charleston location. This 0.17-acre lot on Taylor Street is located in the Liberty Park subdivision, just minutes from Park Circle and all of its —restaurants, parks, shops, and more. It's a nice, established area with no HOA. Looking for a solid investment, this property is worth a look. Disclaimer: CMLS has not reviewed and, therefore, does not

  Deron Williams Carolina One Real Estate

  0 Taylor St Unit 612213, North Charleston, SC 29406
• 

  

  /9

  $176,900

  • 3 Beds
  • 2 Baths
  • 1,072 Sq Ft

  2030 Coldspring Dr Unit 707 G, North Charleston, SC 29406

  Newly renovated condo conveniently located in North Charleston, close to I-26 shopping and restaurants. This three bedroom home boast a spacious master bedroom with its own bathroom upstairs and two bedrooms and a bathroom downstairs. This upstairs unit has a screened in porch with a nice view of the pond. This unit in this location will make a great home or rental property. Recently rented for

  Francine Floyd Excellence Realty Group

  2030 Coldspring Dr Unit 707 G, North Charleston, SC 29406
• 

  

  /19

  $370,000

  • 3 Beds
  • 2.5 Baths
  • 1,888 Sq Ft

  8475 Scotts Mill Dr, North Charleston, SC 29420

  This spacious 3-bedroom, 2-bath, 1888 sq. ft. two-story home is thoughtfully designed for comfort and accessibility. Featuring a handicap-equipped layout, the property includes a chair lift on the stairs for enhanced mobility and convenience. The home offers an attached 1-car garage, ensuring easy access and plenty of storage.The bright and functional kitchen comes with sleek stainless steel

  Jeff Cook Jeff Cook Real Estate LPT Realty

  8475 Scotts Mill Dr, North Charleston, SC 29420
• 

  

  /46

  $485,000

  • 3 Beds
  • 2 Baths
  • 1,764 Sq Ft

  2847 Limestone Blvd, Charleston, SC 29414

  GAS PACK HVAC 2025, ROOF 2022, TANKLESS WATER HEATER 2023. Located in beautiful Drayton on the Ashley. Neighborhood has private boat ramp on the Ashley River, pool, play park and pond for fishing. Kitchen remodel in 2012 which includes 42'' Maple Cabinets with pull outs, soft close features, granite counter tops and tile flooring. Stainless steel appliances replaced in 2022. A Sit-Down Bar area

  Deborah Carson Carolina One Real Estate

  2847 Limestone Blvd, Charleston, SC 29414
• 

  

  /14

  $344,750

  • 3 Beds
  • 1 Bath
  • 1,212 Sq Ft

  1112 Yeamans Hall Rd, Hanahan, SC 29410

  Welcome to this charming ranch-style home, perfectly nestled in the heart of Hanahan. Just a short stroll from Hanahan Towne Center and Basinger Kelly Park, you'll enjoy both convenience and community. With easy access to North Charleston and Goose Creek, getting around is a breeze. Inside, you'll find a bright, open layout featuring 3 cozy bedrooms and a spacious bathroom--move-in ready and full

  Valery Neiman Carolina Elite Real Estate

  1112 Yeamans Hall Rd, Hanahan, SC 29410
• 

  

  /36

  $179,000

  • 2 Beds
  • 2 Baths
  • 1,148 Sq Ft

  1001 Waterwood Dr Unit 1301, Goose Creek, SC 29445

  Welcome to this beautifully updated 2-bedroom, 2-bath condo located in the desirable Greenslake Condo community--perfect for anyone seeking low-maintenance living with modern comfort and style.This move-in ready home features a newer HVAC system, water heater, and durable waterproof LVP flooring throughout. The renovated kitchen shines with newer cabinets, quartz countertops, a stylish

  David Friedman Keller Williams Realty Charleston

  1001 Waterwood Dr Unit 1301, Goose Creek, SC 29445
• 

  

  /53

  $999,999

  • 4 Beds
  • 4 Baths
  • 2,670 Sq Ft

  7074 W Constellation Dr, North Charleston, SC 29418

  INVESTOR OPPORTUNITY!! Prime Ashley Riverfront Property that INCLUDES 2 LOTS!!!Don't miss this rare opportunity to own a total of 3.60 acres. The property is subdivided into multiple lots. A major value-add for developers and investors alike. Lot 1, sits a spacious 4-bedroom, 3-bath home that offers endless potential and is ready for your vision. Whether you're looking to renovate, expand, or

  Janea Mccoy Realty ONE Group Coastal

  7074 W Constellation Dr, North Charleston, SC 29418
• 

  

  /32

  $245,000

  • 3 Beds
  • 2 Baths
  • 1,414 Sq Ft

  8483 Yadkin Cir Unit D, Charleston, SC 29406

  This inviting first-floor condo is tucked away in a quiet and centrally-located neighborhood that's close to everything! The roof was replaced in 2022. As you enter, you're greeted by attractive and low-maintenance luxury vinyl plank flooring, smooth ceilings, and a bright open floor plan with a great flow for entertaining and everyday living. The updated kitchen boasts stainless steel

  Clayton Hall Jeff Cook Real Estate LPT Realty

  8483 Yadkin Cir Unit D, Charleston, SC 29406
• 

  

  /44

  $292,000

  • 3 Beds
  • 2 Baths
  • 1,236 Sq Ft

  2215 Suffolk St, North Charleston, SC 29405

  Back on the market and better than ever with Brand New HVAC! Welcome to this beautifully maintained home featuring 3 spacious bedrooms and 2 well appointed full bathrooms, perfectly blending comfort and style all while located just 2 miles from Park Circle and 3 miles from downtown Charleston. Step inside to discover refinished hardwood floors in the main living area, creating a warm and inviting

  John Fitzpatrick Realty ONE Group Coastal

  2215 Suffolk St, North Charleston, SC 29405
• 

  

  /27

  $270,000

  • 3 Beds
  • 1 Bath
  • 1,000 Sq Ft

  2736 Star Dr, Charleston, SC 29406

  Welcome to this beautifully maintained 3-bedroom, 1-bathroom single-family detached home located in the heart of North Charleston. This home boasts timeless hardwood floors and a modern kitchen featuring granite countertops and sleek stainless steel appliances.Step outside to find lush landscaping with vibrant, well-maintained plants surrounding the property, offering a serene and inviting

  Carlos Calderon Better Homes And Gardens Real Estate Palmetto

  2736 Star Dr, Charleston, SC 29406
• 

  

  /6

  $124,900

  • 1 Bed
  • 1 Bath
  • 544 Sq Ft

  6601 Dorchester Rd Unit 5, North Charleston, SC 29418

  First floor unit which currently has excellent tenant through January 2026. Great location, steady income instantly, or you can purchase it as owner occupied. Regime fee has increased to approx $1100 due to external upgrades to the facility. However, increase is through December 2025 only and seller willing to offer credit at closing for the remaining months.

  Adam Spurlock Healthy Realty LLC

  6601 Dorchester Rd Unit 5, North Charleston, SC 29418
• 

  

  /30

  $299,999

  • 3 Beds
  • 2 Baths
  • 1,346 Sq Ft

  2831 Chicopee Dr, North Charleston, SC 29420

  No HOA- Updated Bathrooms, brand new carpeting and kitchen flooring!Welcome to this lovingly maintained 3 bedroom 2 bathroom home nestled in a quiet cul-de-sac -perfect for those seeking both comfort and convenience. The entrance of the home leads you into a spacious living room with vaulted ceilings, wood burning fireplace and wet bar ideal for relaxing or entertaining. The living room flows

  Alesha Meuse The Cassina Group

  2831 Chicopee Dr, North Charleston, SC 29420
• 

  

  /20

  $529,999

  • 3 Beds
  • 2 Baths
  • 1,108 Sq Ft

  1940 Orangeburg St, North Charleston, SC 29405

  Don't miss this stylish, turnkey Park Circle cottage--perfect as a primary home, vacation retreat, or rental investment! Thoughtfully designed by Lola Modern, the home features bold accent walls, eclectic tile, and luxe finishes throughout. The owner's suite includes a spa-like walk-in shower, while the versatile third bedroom makes an ideal home office.Step outside to a private fenced yard with

  Javonna Alexander Better Homes And Gardens Real Estate Palmetto

  1940 Orangeburg St, North Charleston, SC 29405
• 

  

  /34

  $604,000

  • 4 Beds
  • 2.5 Baths
  • 2,304 Sq Ft

  3005 MacBeth Creek Dr, Charleston, SC 29414

  Welcome Home to Southern Charm in Schieveling Plantation!Walk right in, sit right down, and feel completely at home in this beautifully built custom residence located in the highly sought-after Schieveling Plantation of West Ashley. This beautiful home with its hard plank exterior, has been well maintained by its original owner, and stands out with it's 2x6 construction, offering a solid build

  Ayesha Burch Carolina One Real Estate

  3005 MacBeth Creek Dr, Charleston, SC 29414
• 

  

  /32

  $195,000

  • 2 Beds
  • 2 Baths
  • 1,148 Sq Ft

  806 Greenmeadow Dr Unit 406, Goose Creek, SC 29445

  2 bedroom 2 bathroom condo in a great location! Close to the mall, grocery stores, plenty of shopping, and I-26. Also, cut through North Rhett to get closer to Charleston. Owner is motivated and has some furniture that can convey if buyer wants it. Home has some fresh paint, granite counter tops in the bathrooms, some updated lighting, and more.

  Anna Johnson AgentOwned Realty

  806 Greenmeadow Dr Unit 406, Goose Creek, SC 29445
• 

  

  /48

  $619,000

  • 3 Beds
  • 2.5 Baths
  • 1,956 Sq Ft

  5242 E Dolphin St, North Charleston, SC 29405

  Enjoy the timeless elegance of double porches (piazzas) and relax in the beautiful Park Circle neighborhood of Oak Terrace Preserve! This home boasts the rare occurrence of a 2-car garage PLUS a 2+ car parking pad! Inside, you will find an updated kitchen with gorgeous granite countertops, painted cabinets, and a 5-burner natural gas range! Attractive laminate flooring is found throughout the

  Lora Goolsby Carolina One Real Estate

  5242 E Dolphin St, North Charleston, SC 29405
• 

  

  /43

  $849,000

  • 5 Beds
  • 3 Baths
  • 1,804 Sq Ft

  5065 Durant Ave, North Charleston, SC 29405

  Welcome to this beautifully updated 4-bedroom, 2-bathroom home on a corner lot in the heart of vibrant Park Circle. Step inside to discover original hardwood floors that add timeless character, complemented by stylishly renovated bathrooms and an updated kitchen designed for function, flair, and charm. A brand-new HVAC system ensures year-round comfort.What sets this property apart is the fully

  Laurie Thornhill Dunes Properties of Charleston Inc

  5065 Durant Ave, North Charleston, SC 29405
• 

  

  /18

  $271,000

  • 2 Beds
  • 780 Sq Ft

  3111 Matipan Ave, North Charleston, SC 29405

  This updated duplex is situated on a 0.19-acre lot in an established neighborhood offers tremendous potential! It includes two 1-bedroom/1-bathroom units; each 390 sq. ft. in size. Both units have been fully renovated with brand-new mechanical, electrical, and plumbing systems. You'll also find updated flooring, updated kitchens (with new appliances), and updated bathrooms. The two adjacent

  Jeff Cook Jeff Cook Real Estate LPT Realty

  3111 Matipan Ave, North Charleston, SC 29405
• 

  

  /3

  $89,000

  • Land
  • 0.16 Acre
  • $556,250 per Acre

  3109 Matipan Ave, North Charleston, SC 29405

  This 0.16-acre lot is situated in an established neighborhood and offers a variety of opportunities and tremendous potential! It is a cleared, spacious lot formerly housing 3 mobile homes, and now primed for your development vision. It is ready for new construction and is perfect for additional duplexes, townhomes, or multi-family housing. You could even utilize the vacant lot for specialty

  Jeff Cook Jeff Cook Real Estate LPT Realty

  3109 Matipan Ave, North Charleston, SC 29405
• 

  

  /53

  $305,000

  • 3 Beds
  • 2 Baths
  • 1,453 Sq Ft

  8692 Bentwood Dr, North Charleston, SC 29406

  This is a wonderful home in the well established Northwoods Estates Subdivision. The owner had the hardwood floors refinished in 2024. The HVAC/AC unit was replaced in 2020. Roof was replaced in 2010. This home is located near all shopping and restaurant areas. It is 2 minutes to I-26 and Northwoods Mall, 17 minutes to BOEING, Tanger Outlets, the Charleston International Airport, & Joint Base

  Tracy Hatchell RE/MAX Coast & Island

  8692 Bentwood Dr, North Charleston, SC 29406
• 

  

  /3

  $49,000

  • Land
  • 0.1 Acre
  • $490,000 per Acre

  14 Jeff St, North Charleston, SC 29405

  0.1 acre lot in North Charleston, zoned residential.

  Macie Mckenna ChuckTown Homes Powered by Keller Williams

  14 Jeff St, North Charleston, SC 29405
• 

  

  /27

  $204,998

  • 2 Beds
  • 2 Baths
  • 1,148 Sq Ft

  607 Greencastle Dr, Goose Creek, SC 29445

  Move in ready! Fantastic location, you'll love this renovated 2nd floor condo in popular Greenslake Condominiums. This is a great 2 bedroom, 2 bathroom, 2nd floor unit has tile plank floors throughout, some modern finishes and new paint. This condo, has a screened-in porch balcony and a gas fireplace, galley kitchen with granite counters and separate dining area. Each bedroom has its own balcony!

  Chris Henderson Ii Coldwell Banker Realty

  607 Greencastle Dr, Goose Creek, SC 29445
• 

  

  /9

  $399,000

  • 3 Beds
  • 1 Bath
  • 1,038 Sq Ft

  1255 Remount Rd, North Charleston, SC 29406

  This is a perfect opportunity for an investor There are 2 lots associated with the sale of this home. 1 Lot sits on Remount Road and could make a good office space or continue using it as a rental property. It is a 3 bedroom 1 bathroom home. Renter has been in place for a few years and would like to stay if given the option. The second lot backs up to this home and is under 1 tax map ID. Both

  Michael Miller Realty ONE Group Coastal

  1255 Remount Rd, North Charleston, SC 29406
• 

  

  /23

  $187,000

  • 2 Beds
  • 2 Baths
  • 952 Sq Ft

  2172 Palermo Place, Charleston, SC 29406

  Act quickly to secure this beautifully updated condo that lives larger than its square footage, thanks to a bright, open floor plan. Step through the inviting front door and into a modern living space enhanced by fresh vinyl laminate flooring that flows seamlessly throughout the home. The heart of the living area is a stylishly updated wood-burning fireplace, complete with a custom mantel and

  Darryl Robinson Elite Palmetto Real Estate

  2172 Palermo Place, Charleston, SC 29406
• 

  

  /9

  $199,500

  • 2 Beds
  • 1.5 Baths
  • 1,016 Sq Ft

  7713 Suzanne Dr, North Charleston, SC 29418

  Attention Future Home Buyers: I am excited to present a fantastic Home Ownership opportunity: a two-bdrm. one-and-a half- bath home, located on one side of a duplex. This home offers a spacious layout and features newly installed laminate flooring throughout, a new front door, a new sliding door, all new appliances, and it has just been freshly painted, and a brand-new architectural roof has

  Vito Coloneri Carolina Elite Real Estate

  7713 Suzanne Dr, North Charleston, SC 29418
• 

  

  /30

  $549,000

  • 4 Beds
  • 3 Baths
  • 1,728 Sq Ft

  5332 Parkside Dr, North Charleston, SC 29405

  Ample potential and diverse investment opportunities are found in this stunning property! Originally one of the model homes at the inception of Park Circle, this beautifully renovated residence is currently operating as a successful AirBnB, providing immediate revenue potential. However, the possibilities don't stop there - with flexible living arrangements, you could live onsite and rent a

  Denise Piper Handsome Properties, Inc.

  5332 Parkside Dr, North Charleston, SC 29405
• 

  

  /69

  $1,199,000

  • 4 Beds
  • 2.5 Baths
  • 2,891 Sq Ft

  316 Anadale Ct, North Charleston, SC 29418

  COMPLETELY RENOVATED, DEEP WATER with DOCK and BOAT AND JETSKI LIFTS! Nestled on a stunning deep-water lot along the Ashley River, this completely remodeled 4-bedroom, 2.5-bath home offers the perfect blend of modern luxury and serene waterfront living. Situated on over half an acre, this property boasts ample space, including a detached workshop ideal for hobbies or storage, plus a boat lift and

  Jennifer Rogers-kunda Home Grown Real Estate LLC

  316 Anadale Ct, North Charleston, SC 29418
• 

  

  /22

  $147,500

  • 2 Beds
  • 2 Baths
  • 1,148 Sq Ft

  1104 Greenmeadow Dr Unit 1604, Goose Creek, SC 29445

  This 2-bedroom 2 bath condo in Greens Lake is competitively priced and ready for its next owner. Discover a rare opportunity to own a serene ground-floor condo in one of Goose Creek's most conveniently located communities--just minutes from the Base, Charleston Southern University, I-26, and Bushy Park boat landing. Tucked near the community entrance, this end unit offers unmatched ease of

  Denise Rush Exit Realty Lowcountry Group

  1104 Greenmeadow Dr Unit 1604, Goose Creek, SC 29445
• 

  

  /33

  $350,000

  • 3 Beds
  • 1.5 Baths
  • 1,400 Sq Ft

  4029 Karen Dr, North Charleston, SC 29405

  BIG PRICE DROP! If you haven't seen this home, you are missing out!! The seller is willing to negotiate concessions with an acceptable offer! Beautiful hardwood floors in the LR, bedrooms and hallway. Roof replaced in 2019, newer kitchen appliances, and windows were replaced. Ceramic floors in the kitchen and baths. Large dining area adjoins the kitchen and and leads out to the large sunroom.

  Janet Cooper-tanner J & S Real Estate, LLC

  4029 Karen Dr, North Charleston, SC 29405
• 

  

  /3

  $160,000

  • Land
  • 0.2 Acre
  • $800,000 per Acre

  2625 Midland Park Rd, North Charleston, SC 29406

  '' LOT ONLY '' on Hidden Lakes. Vacant Lot on the lake and Midland Park Rd.

  John Craven Coldwell Banker Realty

  2625 Midland Park Rd, North Charleston, SC 29406

Showing Results 321 - 360, Page 9 of 13