1,079

Homes for Sale near Shiloh Sda Church School

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  • /3

    $45,000

    • Land
    • 0.25 Acre
    • $180,000 per Acre

    00 SW 26th Ct Unit Lot 7, Ocala, FL 34471

    5 ADJOINING RESIDENTIAL LOTS WITH PUBLIC WATER! Incredible Opportunity to purchase One or More of Five Adjoining Residential Lots, Each Listed Individually. Located in Marion Oaks Unit 3, one of the fastest-growing areas in Florida. Public Water available with Standard Connection. Surrounded by new construction homes in a thriving neighborhood with NO HOA. Conveniently located just 20 minutes

    Nina Sandoval OCALA REALTY WORLD LLC

    00 SW 26th Ct Unit Lot 7, Ocala, FL 34471
  • /3

    $45,000

    • Land
    • 0.33 Acre
    • $136,364 per Acre

    00 SW 26th Ct Unit Lot 6, Ocala, FL 34471

    5 ADJOINING RESIDENTIAL LOTS WITH PUBLIC WATER! Incredible Opportunity to purchase One or More of Five Adjoining Residential Lots, Each Listed Individually. This 0.33 Corner Lot is located in Marion Oaks Unit 3, one of the fastest-growing areas in Florida. Public Water available with Standard Connection. Surrounded by new construction homes in a thriving neighborhood with NO HOA. Conveniently

    Nina Sandoval OCALA REALTY WORLD LLC

    00 SW 26th Ct Unit Lot 6, Ocala, FL 34471
  • /42

    $268,000

    • 4 Beds
    • 2 Baths
    • 1,998 Sq Ft

    1401 NW 63rd Place, Ocala, FL 34475

    NEW Roof • NEW A/C • NEW Water Heater • Nearly 2,000 Sq FtWelcome to 1401 NW 63rd, a spacious 4-bedroom, 2-bath home in Ocala Highland Estates, sitting on a large cleared lot with no HOA and updates where it matters mostThis well-kept home features an open, split-bedroom layout, ideal for families or guests. The kitchen is original but in great condition, offering plenty of space to cook and

    Jose Antonio Luna Duprey G FIRST REALTY LLC

    1401 NW 63rd Place, Ocala, FL 34475
  • /30

    $135,000

    • 2 Beds
    • 2 Baths
    • 1,148 Sq Ft

    2837 NE 3rd St Unit 103, Ocala, FL 34470

    Excellent condo for sale in a peaceful and quiet community with convenient access to downtown Ocala! Whether you're looking for your new place to call home, or an investment opportunity this 2 bedroom 2 bathroom is for you. Boasting over 1,100 SqFt with no carpet, and an enclosed porch gives you with ample space for relaxing/entertaining. This gem is close to shopping, restaurants, and even

    Taylor Loyd GAILEY ENTERPRISES REAL ESTATE

    2837 NE 3rd St Unit 103, Ocala, FL 34470
  • /36

    $438,820

    • 1 Bed
    • 2 Baths
    • 1,186 Sq Ft

    302 SE Broadway St Unit 330, Ocala, FL 34471

    Welcome to 302 Broadway Unit #330. Beautiful combination of modern and industrial styles, along with ideal location just off the Downtown Square. This unit has a hidden Murphy Bed perfect for the buyer looking for an extra bed, but doesn't need the extra space. Just 20 minutes from the World Equestrian Center, walking distance to local shops and restaurants! Open living area with well designed

    Kyle Teaf MCBRIDE LAND & DEV CO

    302 SE Broadway St Unit 330, Ocala, FL 34471
  • /2

    $60,000

    • Land
    • 0.37 Acre
    • $162,162 per Acre

    TBD NW 3rd St, Ocala, FL 34482

    This cleared double lot is perfect for Builders and Investors. This oversized lot is large enough for Two single family home. This lot is zoned for duplex and is large enough for one duplex. A triplex may be allowed, but must be verified with City Zoning.

    Andrea Samuel HOMERUN REALTY

    TBD NW 3rd St, Ocala, FL 34482
  • /33

    $69,000

    • 2 Beds
    • 2 Baths
    • 960 Sq Ft

    2226 NW 47th Cir, Ocala, FL 34482

    Take the Virtual Tour!!! Experience the epitome of elegance in this stunning 2 bedroom home, where stainless steel appliances, a wall-mounted hood, and a glass-top range shine alongside custom kitchen counter tops and textured walls. Luxury laminate flooring flows throughout the living room, where a warm LED fireplace TV stand invite relaxation. Two beautiful white leather chairs create a

    Leona Drugalis KEN JONES LLC, Mobile Home Sales

    2226 NW 47th Cir, Ocala, FL 34482
  • /11

    $495,000

    • Land
    • 0.35 Acre
    • $1,414,286 per Acre

    942 E Silver Springs Blvd, Ocala, FL 34470

    Hard corner on busy Hwy 40/Silver Springs Blvd. Just half a mile east of the historic downtown square and surrounded by QSR's like Checkers, Taco Bell, Zaxby's, Long John Silvers, and Pizza Hut. Numerous retail shops, professional offices, and strip centers are along this section of Hwy 40. Water, sewer, and electric to site (all utilities through the city of Ocala). Current structure will be

    Bartow McDonald SVN MCDONALD & COMPANY

    942 E Silver Springs Blvd, Ocala, FL 34470
  • /24

    $84,900

    • 2 Beds
    • 2 Baths
    • 912 Sq Ft

    3151 NW 44th Ave Unit Lot 135, Ocala, FL 34482

    Take the Virtual Tour on this 2001 2 bedroom 2 bathroom and a 1 car garage Palm Harbor built, recent updates include stucco skirting, plumbing, hot water tank, New faucets, toilets. Lanai includes a portable A/C unit for your comfort. Very well maintained home, located in 55+ Gated Community of Sweetwater Oaks in Ocala Florida. Lot rent of $781 includes Water/Sewer/Trash, a Clubhouse and Pool.

    Leona Drugalis KEN JONES LLC, Mobile Home Sales

    3151 NW 44th Ave Unit Lot 135, Ocala, FL 34482
  • /100

    $1,175,000

    • 6 Beds
    • 4.5 Baths
    • 4,087 Sq Ft

    1718 SW 27th St, Ocala, FL 34471

    Perched atop the highest hill, on a cul-de-sac street in a prestigious neighborhood, this breathtaking French Manor-style estate is a masterpiece of elegance, sophistication, and impeccable craftsmanship. Only 15 minutes to World Equestrian Center. Boasting six lavish bedrooms, four and a half bathrooms, plus an office with a gorgeous view of the enchanting courtyard oasis, this home offers an

    Courtney Moody NEXTHOME PROFESSIONAL REALTY

    1718 SW 27th St, Ocala, FL 34471
  • /13

    $159,900

    • 2 Beds
    • 1 Bath
    • 940 Sq Ft

    3021 SE 5th Terrace Unit A, Ocala, FL 34471

    Recently updated Two bedroom One bath condominium centrally located in Ocala Florida. Open floorplan with Living, Dinging and passthrough kitchen area. Living room opens out onto small walled in patio. Excellent value for easy living or as an investment rental property.

    Lance Schenker BILL RODGERS REALTY

    3021 SE 5th Terrace Unit A, Ocala, FL 34471
  • /3

    $50,000

    • Land
    • 0.50 Acre
    • $100,000 per Acre

    0 SW 41st Ave Unit MFROM699018, Ocala, FL 34474

    Build Your Dream Home on this 1/2 acre Premium Corner Lot!! Marion Oaks offers an array of amenities including parks and playgrounds, a post office, a shopping center, and a community center with a 450 seat auditorium and meeting rooms—everything you need just moments away. The Cross Florida Greenway borders the northern edge allowing access to hundreds of miles of hiking, biking and horseback

    Stephen Sturgill HOMERUN REALTY

    0 SW 41st Ave Unit MFROM699018, Ocala, FL 34474
  • /54

    $300,000

    • 3 Beds
    • 2 Baths
    • 1,714 Sq Ft

    5752 SW 40th Place, Ocala, FL 34474

    Turn-key 3 Bedroom, 2 Bath Gem in a Highly Sought-After Family Community!Welcome to your move-in ready home nestled in a vibrant neighborhood with everything your family needs! Enjoy spacious living in the open-concept family room featuring triple sliding doors that lead to a screened lanai—perfect for morning coffee or dining alfresco while overlooking open green space for secluded,

    Jenny Conley NEXT GENERATION REALTY OF MARION COUNTY LLC

    5752 SW 40th Place, Ocala, FL 34474
  • /9

    $21,000

    • Land
    • 0.20 Acre
    • $105,000 per Acre

    0 NW 52nd Ave Unit MFROM698887, Ocala, FL 34482

    Discover a unique opportunity to own a versatile piece of land in the heart of Ocala County! Located within the scenic and rapidly growing region of Central Florida, this parcel offers an ideal setting for residential development, agricultural use, or long-term investment. Spanning over 8,000 sqr ft, the property offers a blank canvas for a variety of visions — from building a custom home or

    Noah Grodko LOKATION

    0 NW 52nd Ave Unit MFROM698887, Ocala, FL 34482
  • /46

    $139,900

    • 3 Beds
    • 2 Baths
    • 1,144 Sq Ft

    3920 SW 30th St Unit Lot A15, Ocala, FL 34474

    Step Inside Your Dream Home Enter this elegant 3-bedroom, 2-bathroom masterpiece, where modern style seamlessly blends with comfort. Designed with your dreams and lifestyle in mind, every detail exudes sophistication and charm. Indulge in the master bedroom's luxurious double sink vanity and beautifully tiled shower, creating a perfect retreat for relaxation and unwinding after a long day.

    Murray Smith SUNBELT HOME SALES INC

    3920 SW 30th St Unit Lot A15, Ocala, FL 34474
  • /12

    $25,000

    • Land
    • 0.23 Acre
    • $108,696 per Acre

    0 SW 30 Place Unit MFROM698732, Ocala, FL 34482

    Great lot with mature oaks in a quickly developing area of Ocala. 1/4 acre ready for your country home to be built.

    Daniel Henry H & H REALTY AND ASSOCIATES

    0 SW 30 Place Unit MFROM698732, Ocala, FL 34482
  • /16

    $221,000

    • 3 Beds
    • 2 Baths
    • 1,152 Sq Ft

    2020 NW 24th Rd, Ocala, FL 34475

    *LOCATION!!, ROOF 2023, 3 Bedrooms and 2 Bath, newer HVAC unit, ready to move in, recently painted, Nice big backyard with private fences and quiet street in town. This property is a must see.

    Geronimo Mata Guevara LA ROSA REALTY KISSIMMEE

    2020 NW 24th Rd, Ocala, FL 34475
  • /31

    $29,999

    • 2 Beds
    • 2 Baths

    3150 NE 36th Ave Unit Lot 310, Ocala, FL 34479

    **Charming 2-Bedroom, 2 Full Bath Home in a Very Active 55+ Community ** This cozy home features a thoughtfully designed layout, offering both comfort and practicality for an easygoing lifestyle, with waterproof vinyl plank flooring that flows throughout, relax with peace of mind. Hvac & roof also in good condiiton. This home provides plenty of privacy and convenience. The walk-through kitchen

    Arika Johnson PLATINUM HOMES AND LAND REALTY

    3150 NE 36th Ave Unit Lot 310, Ocala, FL 34479
  • /55

    $279,900

    • 3 Beds
    • 2 Baths
    • 1,441 Sq Ft

    5003 NW 32nd St, Ocala, FL 34482

    Welcome to Quail Meadow – Affordable 55+ Living Near Everything Ocala Has to Offer!Located in the highly sought-after 55+ community of Quail Meadow, this well-maintained Shamrock model home, built by Triple Crown Homes in 2003, offers comfortable living, convenience, and a vibrant active lifestyle. With low annual HOA fees of just $440, residents enjoy access to a clubhouse with a pool,

    Amy Jo Lord HOMES TO RANCHES REALTY INC

    5003 NW 32nd St, Ocala, FL 34482
  • /36

    $239,900

    • 3 Beds
    • 1.5 Baths
    • 1,092 Sq Ft

    2690 NE 42nd Place, Ocala, FL 34479

    Explore this charming residence situated in a quiet neighborhood, featuring a well-maintained inground pool. The fenced backyard offers ample space for relaxation and entertaining. Inside, you’ll find a cozy living area with a large picture window, creating an inviting atmosphere for making memories. Don’t miss the opportunity to make this house your own. Recent updates include a roof from 2016,

    Lissette Herrera RED CASTLE REALTY FL

    2690 NE 42nd Place, Ocala, FL 34479
  • /49

    $289,900

    • 2 Beds
    • 2 Baths
    • 1,454 Sq Ft

    3935 NW 46th Terrace, Ocala, FL 34482

    Motivated seller! This beautifully furnished Shea built Rome model is in an all-ages area of Ocala Preserve! Located on a cul-de-sac street,this charming home boasts an open floor plan, two large split-plan bedrooms, and two full baths. The primary bedroom includes a large walk-in closet and en suite bath. Both bathrooms have granite countertops! The laundry room is equipped with a washer and

    Philomena Marino ROBERTS REAL ESTATE INC

    3935 NW 46th Terrace, Ocala, FL 34482
  • /2

    $35,000

    • Land
    • 0.66 Acre
    • $53,030 per Acre

    0 NW 19th Ave Unit MFROM698596, Ocala, FL 34475

    UNIQUE INVESTMENT OPPORTUNITY - within the City of Ocala! This is your time to build your MULTIFAMILY UNITS in one of the nation's fastest growing cities! R3 zoning allows for higher density. Public utilities are available and City of Ocala Credits are available through the Planning, Housing & Development department for qualified builders that meet the City Of Ocala Housing Incentives criteria.

    Tommy Adair ROBERTS REAL ESTATE INC

    0 NW 19th Ave Unit MFROM698596, Ocala, FL 34475
  • /47

    $400,000

    • 4 Beds
    • 3 Baths
    • 2,518 Sq Ft

    400 SW 35th St, Ocala, FL 34471

    Discover this beautifully maintained 4-bedroom, 3-bathroom home, perfectly situated on a 1.27-acre corner lot in the desirable Sherwood Hill Estates. Freshly painted in the main living areas, this home offers an inviting and elegant atmosphere with VAULTED CEILINGS, SKYLIGHTS, and a striking STONE FIREPLACE. Featuring TWO PRIMARY SUITES, each with its own full bathroom, this home is ideal for

    Crystal Burbage REALTY EXECUTIVES IN THE VILLAGES

    400 SW 35th St, Ocala, FL 34471
  • /17

    $129,900

    • 3 Beds
    • 3 Baths
    • 1,318 Sq Ft

    2850 NW 18th St, De Soto, FL 34475

    Very Motivated Seller! This charming fixer-upper is packed with potential and ready for your personal touch! Conveniently located near shopping and parks, with no HOA or land leases, this property gives you the freedom to make it your own. It features a brand-new 3-ton AC unit and freshly installed ductwork (2023), ensuring you'll stay comfortable year-round.Enjoy your morning coffee near the

    Brandt King COLDWELL REALTY SOLD GUARANTEE

    2850 NW 18th St, De Soto, FL 34475
  • /3

    $43,900

    • Land
    • 0.50 Acre
    • $87,800 per Acre

    4446 SE 17th Ave, Ocala, FL 34480

    Create your dream home on this serene half-acre lot, nestled in the charming Southeast Ocala neighborhood of Roosevelt Village, within a highly desirable school district. Just a short drive to downtown Ocala, local hospitals, shopping centers, and entertainment, this location offers both tranquility and convenience.

    Andrea Ehmann SELLSTATE NEXT GENERATION REAL

    4446 SE 17th Ave, Ocala, FL 34480
  • /55

    $399,000

    • 3 Beds
    • 2 Baths
    • 1,671 Sq Ft

    308 NE 12th Ave, Ocala, FL 34470

    Charming 1940s Home in the Heart of OcalaBeautifully remodeled 1940s home blending classic charm with modern comfort. Just two blocks from Tuscawilla and close to downtown Ocala.Restored with 2024 electrical, 2024 plumbing, 2024 HVAC, and 2024 roof. Original hardwood floors, windows, and doors preserve its character. Bright living room, vintage-style dining area, and completely

    Lina Piedrahita Professional Realty of Ocala

    308 NE 12th Ave, Ocala, FL 34470
  • /55

    $375,000

    • 4 Beds
    • 2.5 Baths
    • 2,410 Sq Ft

    4853 SW 53rd Rd, Ocala, FL 34474

    Beautiful 4 bedroom, 2 1/2 bathroom, 2 car garage home built in 2007 in Meadows at Heathbrook! A gated community in the highly sought out corridor of SW Ocala. Close to shopping, restaurants, medical, and I75. Home boast soaring ceilings, formal dining, split bedroom plan with master suite on the first floor, generous master bath offering separate shower, soaking tub, and oversized walk in

    Jas Ruiz Soto BLACKHORSE REAL ESTATE LLC

    4853 SW 53rd Rd, Ocala, FL 34474
  • /2

    $595,000

    • Land
    • 2.90 Acres
    • $205,172 per Acre

    6301 SE Maricamp Rd, Ocala, FL 34471

    Commercial land is ideal for any retail, fast food, or service use on a busy highway near a high rooftop count residential area.

    Lance Schenker BILL RODGERS REALTY

    6301 SE Maricamp Rd, Ocala, FL 34471
  • /3

    $595,000

    • Land
    • 4.94 Acres
    • $120,445 per Acre

    0 NW 12th St Unit MFROM698386, Ocala, FL 34482

    LAST REMAINING LOT IN THE GREAT EQUESTRIAN COMMUNITY APPROX 5 ACRES CLEARED READY FOR YOUR BUILDER.located BETWEEN HWY 40 & HWY 27,CLOSE TO HITS ANS OBS. PERFECT FOR THE HORSE LOVER TO BUILD YOUR DREAM HOME,COMMUNITY HAS RIDING TRAILS OUTSTANDING PLOT OF LAND IN A GREAT COMMUNITY AND AREA

    Ed Dombrowski RE/MAX FOXFIRE - SUMMERFIELD

    0 NW 12th St Unit MFROM698386, Ocala, FL 34482
  • /5

    $42,000

    • Land
    • 0.29 Acre
    • $144,828 per Acre

    00 SE 19th Ave, Ocala, FL 34480

    00 SE 19TH AVE, OCALA, FL 34480. This is a lot in a historic village (ROOSEVELT VILLAGE) that is quiet and close to shopping, schools and 1/2 mile to Ocala business district. Beautiful oaks and palm trees. Ready to build - site prepared for your dream home. Perimeter fenced with gated entry. This is the last buildable lot in this subdivision! Nobody can build across the street or on the right

    Wellington Gouveia REALNET FLORIDA REAL ESTATE

    00 SE 19th Ave, Ocala, FL 34480
  • /98

    $570,000

    • 4 Beds
    • 2 Baths
    • 1,988 Sq Ft

    6020 NW 2nd Ave, Ocala, FL 34475

    Discover this exceptional farm property situated on 5.46 acres, conveniently located less than three miles from town. This home has 4 bedrooms and two bathrooms with a two-car carport as well as a RV carport. Recently remodeled. Enjoy the benefits of a new roof and a refreshing pool. This farm is equipped with two round pens, a three-stall block barn with room for feed, tack, and storage has

    Shree West KELLER WILLIAMS CORNERSTONE RE

    6020 NW 2nd Ave, Ocala, FL 34475
  • /18

    $25,900

    • 2 Beds
    • 2 Baths
    • 1,008 Sq Ft

    3150 NE 36th Ave Unit 210, Ocala, FL 34479

    This Inviting and Cozy Home has two bedrooms, two bathrooms located in The Villas at Spanish Oaks. A quiet 55+ pet friendly community located in northeast Ocala, Florida, homes here are on lot leased land where you own the home but not the land. Paying a monthly rent of $917 includes lawn maintenance, water/sewer, trash pickup and allows you and your guest the use of community amenities.

    Stephanie Goldsmith Renee's Resales

    3150 NE 36th Ave Unit 210, Ocala, FL 34479
  • /38

    $445,000

    • 4 Beds
    • 3 Baths
    • 2,893 Sq Ft

    1505 SE 27th Terrace, Ocala, FL 34471

    Welcome to a charming retreat filled with character and warmth, available for the first time in 44 years! This delightful 4-bedroom, 3-bathroom home is nestled on a generous lot just under half an acre. Step inside to discover the timeless elegance of hardwood floors that flow seamlessly throughout the main living areas and primary bedroom, complemented by cozy carpeting in three of the bedrooms.

    Clayton Wagner COMPASS FLORIDA LLC

    1505 SE 27th Terrace, Ocala, FL 34471
  • /16

    $62,900

    • 3 Beds
    • 2 Baths
    • 1,056 Sq Ft

    3150 NE 36th Ave Unit 187, Ocala, FL 34479

    BRING OFFERS!!! Incredible transformation! Highly Motivated Seller! Financing & Insurance quotes available upon request. This home has been completed renovation to new! Many high end finishes like, tankless water heater, Electrolux seam washer and steam dryer, new hurricane rated windows, lit shower towers, comes with refrigerator, stove, dishwasher, and microwave LOT RENT IS 941$ ( water,

    Arika Johnson PLATINUM HOMES AND LAND REALTY

    3150 NE 36th Ave Unit 187, Ocala, FL 34479
  • /23

    $98,900

    • 3 Beds
    • 2 Baths
    • 1,176 Sq Ft

    3150 NE 36th Ave Unit 229, Ocala, FL 34479

    Seeing is Believing!!! Financing & Insurance quotes available upon request.This beautifully updated 1100+ sq ft home has been completely transformed with top-to-bottom renovations, offering modern comfort, and lasting quality and has a wonderful Florida beach vibe. The roof is in great condition and the HVAC system has been rebuilt to ensure efficiency. New energy-efficient hurricane rated

    Arika Johnson PLATINUM HOMES AND LAND REALTY

    3150 NE 36th Ave Unit 229, Ocala, FL 34479
  • /26

    $349,900

    • 4 Beds
    • 2 Baths
    • 2,326 Sq Ft

    4201 SE 31st Place, Ocala, FL 34480

    Welcome to this stunning 4-bedroom, 2-bathroom home, located in one of the Magnolia neighborhoods and nestled within a gated community. This move-in-ready home boasts a thoughtful split floor plan, offering privacy and convenience for the entire family. You'll love the added bonus of a dedicated office space, perfect for working from home or a quiet study area. The home also includes a convenient

    San Juana Castro PEPINE REALTY

    4201 SE 31st Place, Ocala, FL 34480
  • /3

    $350,000

    • Land
    • 1.50 Acres
    • $233,333 per Acre

    0 Tbd Ne 36 Ave, Ocala, FL 34474

    This listing is comprised of 3 lots parcel Id #s 1492-010-004, 1492-010-005 and 1492-010-006 For a total 1.5 Acres.This area is mixed use Residential and Commercial, currently Zoned B-2.

    Rahmat Barkat EXIT ELITE REALTY

    0 Tbd Ne 36 Ave, Ocala, FL 34474
  • /25

    $539,999

    • 4 Beds
    • 3 Baths
    • 2,475 Sq Ft

    1712 NE 40th Ave, Ocala, FL 34470

    Welcome home to a spacious and well-maintained 4-bedroom, 3-bathroom home nestled on 0.82 acres in a quiet, well-established neighborhood. This 2,475 sq. ft. home offers the perfect blend of comfort and functionality, with plenty of space both inside and out. Step inside to find brand-new luxury vinyl plank (LVP) flooring installed in 2025, providing a stylish and durable touch throughout the

    Holly Schmidt Magnolia Homes and Land LLC

    1712 NE 40th Ave, Ocala, FL 34470
  • /34

    $373,990

    • 4 Beds
    • 3.5 Baths
    • 2,510 Sq Ft

    5781 SW 39th St, Ocala, FL 34474

    Beautiful two-story home with modern upgrades in a great community! This well-kept 4 bedroom, 3.5 bath home includes an extra room for added space. Built in 2007 with solid block construction, it features high ceilings, French doors, and bright, spacious rooms. The kitchen boasts modern appliances and a cozy breakfast nook. The primary suite offers his and her closets, large windows, and a

    Salesperson Non Member Non-MLS Member

    5781 SW 39th St, Ocala, FL 34474
  • /3

    $69,900

    • Land
    • 0.15 Acre
    • $466,000 per Acre

    0 SE 19th Ct, Ocala, FL 34480

    ALL INFORMATION DEEMED RELIABLE BUT NOT GUARANTEED. LOT INFORMATION TAKEN FROM MCPA WEBSITE. BUYER AND AGENT ARE RESPONSIBLE FOR RESPONSIBLE FOR THEIR OWN DUE DILIGENCE TO DETERMINE SUITABILITY.

    Sheryl Hill SELLSTATE NEXT GENERATION REAL

    0 SE 19th Ct, Ocala, FL 34480

Showing Results 441 - 480, Page 12 of 18

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