1,126

Ohio Homes for Sale with a Balcony

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  • /38

    $524,900

    • 2 Beds
    • 2.5 Baths
    • 1,609 Sq Ft

    943 Weninger Cir, Cincinnati, OH 45203

    Downtown living at it's very finest! Come tour this two-story home located in the St. Ann's Commons section of downtown. It's walking distance to TQL stadium, OTR, dining, and shopping. Make this home your own with a few personal touches. Hardwood floors on the first level, partially finished basement, deck, two car garage, and more! Come see this home today!

    Joshua Grace Huff Realty

    943 Weninger Cir, Cincinnati, OH 45203
  • /25

    $905,900 New Construction

    • 1 Bed
    • 1.5 Baths

    4270 Parkview Dr, Blue Ash, OH 45242

    Enjoy this fabulous 1st Floor end unit residence overlooking Summit Park, nowhere else can you find this! This 1BR + Study offers luxury one-floor living with 2 outdoor patio terraces. 10-foot ceilings, Wolf/SubZero appliances, Quartz counters and all the quality custom features that WP Land offers. Climate Controlled underground parking garage + storage area & elevator. Within steps of walking

    Timothy Mahoney Sibcy Cline, Inc.

    4270 Parkview Dr, Blue Ash, OH 45242
  • /23

    $169,777

    • 2 Beds
    • 1.5 Baths
    • 1,228 Sq Ft

    6895 Carriage Hill Dr Unit E77, Brecksville, OH 44141

    Your own home where you enjoy the lifestyle and amenities offered in Brecksville including the highly rated school system, neighboring Cuyahoga Valley National Park, and convenient access to highways. Living is easy here - let someone else handle all of the yard work and snow removal. Just park comfortably in the garage, drop off your golf clubs in your own secure storage room, come on up, and

    David Rudolph Howard Hanna

    6895 Carriage Hill Dr Unit E77, Brecksville, OH 44141
  • /29

    $149,900

    • 3 Beds
    • 2 Baths
    • 1,360 Sq Ft

    362 Village Pointe Dr, Akron, OH 44313

    Discover a hidden gem in the Wallhaven neighborhood on the west side of Akron! This spacious 3-bedroom, 2-bath condo features soaring vaulted ceilings and a modern, airy feel. The open-concept living space is perfect for relaxing or entertaining, with wooded views that provide a peaceful backdrop. Step out onto the small private balcony, ideal for enjoying your morning coffee. Inside, you'll find

    Amy Brandon Russell Real Estate Services

    362 Village Pointe Dr, Akron, OH 44313
  • /42

    $299,900

    • 3 Beds
    • 3 Baths
    • 2,788 Sq Ft

    113 E Walnut St, Cardington, OH 43315

    This beautifully maintained historic home is waiting for you - timeless character meets modern updates. Enjoy quiet morning or evening relaxation on the inviting wraparound porch before entering a light-filled interior featuring stunning original woodwork and an elegant staircase. The main floor offers an open and functional layout with spacious living and dining areas, an updated kitchen with

    Beth Stauffer Sluss Realty Company

    113 E Walnut St, Cardington, OH 43315
  • /45

    $374,900

    • 4 Beds
    • 2 Baths
    • 2,282 Sq Ft

    3369 Tabor Ridge Rd NE, Mineral City, OH 44656

    Discover this charming English-style Tudor nestled on a beautifully wooded 1-acre lot, just minutes from town. Lovingly maintained, this home offers 4 bedrooms, 2 full baths, a convenient first-floor laundry, and an oversized heated 2-car garage. An inviting open floor plan welcomes you inside, featuring a spacious living room ideal for gatherings and a large, well-appointed kitchen with

    Dawn Leone McInturf Realty

    3369 Tabor Ridge Rd NE, Mineral City, OH 44656
  • /48

    $210,000

    • 2 Beds
    • 4 Baths
    • 1,820 Sq Ft

    1152 Kinneton Unit 1152, Columbus, OH 43228

    PRICED BELOW MARKET!!!! A terrific opportunity to move into Hartford Village! This stunning 3-level townhome has all new carpet, paint and is move-in ready, featuring 1,820 sq ft of luxurious living space. The smart layout includes 2 bedrooms and an impressive 2 full & 2 half bathrooms, providing ultimate convenience for everyone.The main level is perfect for entertaining, flowing into a

    Krysten Criss Keller Williams Greater Cols

    1152 Kinneton Unit 1152, Columbus, OH 43228
  • /44

    $344,500

    • 4 Beds
    • 2 Baths
    • 1,784 Sq Ft

    2264 River Rd, Willoughby Hills, OH 44094

    Fully renovated with a seamless new addition completed in 2025, this 4-bed, 2-bath Willoughby Hills retreat sits on 1.37 acres of open greenspace and woods with a private trail. Inside, sunlight and fresh finishes welcome you: a brand-new kitchen includes stainless steel fridge, stove and microwave appliances. Finishing kitchen off with new shaker cabinets and granite counters. Two beautifully

    Anthony Roncalli HomeSmart Real Estate Momentum LLC

    2264 River Rd, Willoughby Hills, OH 44094
  • /29

    $324,900

    • 2 Beds
    • 1 Bath
    • 1,065 Sq Ft

    1407 Vine St, Cincinnati, OH 45202

    Immaculate. Stunning. Vacant. Short Term Rental Approved. Chic Condo in the Heart of OTR! Spacious rooms, open floor plan and soaring ceilings! Flexible floor plan. Large study-or-dining room-or-tv room-or-creative 2nd bedroom option. Hardwood floors throughout! Chef's kitchen with oversized island and pantry! Private balcony off the primary suite for romantic moments/outdoor enjoyment. Feels

    Julia Packer Wesselkamper Coldwell Banker Realty

    1407 Vine St, Cincinnati, OH 45202
  • /47

    $2,900,000

    • 4 Beds
    • 4 Baths
    • 6,600 Sq Ft

    6003 Nichols Ln, Johnstown, OH 43031

    Stunning custom-built 2-story home on 26.5 acres backing to the beautiful TJ Evans Park and Bike Trail. This impeccable 4 bedroom, 4 bath home offers over 6,600 square feet of luxurious living with fabulous upgrades, high-end finishes, and an open-concept floor plan.The inviting double entry doors lead to an oversized great room with a cozy gas log fireplace and French doors opening to a

    Angelina Fox-Smith Coldwell Banker Realty

    6003 Nichols Ln, Johnstown, OH 43031
  • /19

    $149,900

    • 2 Beds
    • 2 Baths
    • 978 Sq Ft

    2089 Wooster Rd, Rocky River, OH 44116

    Welcome to this 2 bedroom, 2 bathroom suite at the very comfortable Cliff Towers. You will enjoy a private balcony and ample storage. The laundry room and storage is located on the same floor as the unit. Plenty of outdoor parking. Underground parking is available for $35/month. Public transportation is at your door. Go west to Crocker Park or east to Downtown Cleveland!

    Angela Maresh Howard Hanna

    2089 Wooster Rd, Rocky River, OH 44116
  • /66

    $525,000

    • 4 Beds
    • 3 Baths
    • 4,305 Sq Ft

    2332 County Rd E, Edgerton, OH 43517

    Beautiful 3 BR 3 BA located in rural Edgerton on 4.17 acre. Gas Fireplace.Large Primary Bedroom with Primary bath second floor, Gas fireplace in the living room. Shop building 40 x 40. Shed 32 X 14. Finished basement with bedroom, family room, mechanical room with outside stairway. New furnace 2023, New A/C 2023, New Hot Water Heater 2025, New water softener 2019, New Windows 2005 & 2024. Large

    Linda Reitzel Howard Hanna

    2332 County Rd E, Edgerton, OH 43517
  • /41

    $175,000

    • 3 Beds
    • 1.5 Baths
    • 1,292 Sq Ft

    184 Saint Clair Dr, Akron, OH 44307

    Welcome home to this beautifully-remodeled 3-bedroom, 1.5-bath Canal Park condo, just minutes from the heart of downtown Akron! Enjoy peaceful living with all the conveniences of the city right at your doorstep. Step inside and fall in love with the thoughtful layout and stunning modern finishes. The updated kitchen features crisp white cabinetry, new granite countertops, luxury vinyl tile, and

    Dianna Palmeri Howard Hanna

    184 Saint Clair Dr, Akron, OH 44307
  • /41

    $450,000

    • 6 Beds
    • 4.5 Baths
    • 2,401 Sq Ft

    3324 Spokane Ave, Cincinnati, OH 45207

    Beautifull Renovation with ALL NEW: Roof, Plumbing, Electrical, HVAC (Ducts, Furnace and AC), Kitchen Cabinets, Appliances, Bathrooms, Windows, Floors (ceramic & wood), Faucets. Gourgues 3 story single home 6 bedrooms ( 1 in first floor, 3 in second floor and two in the third floor) and 4.5 bathrooms (1 full and 1 half in first floor, 2 full in second floor and 1 full in third floor). Come over

    Oscar Palacio Plum Tree Realty

    3324 Spokane Ave, Cincinnati, OH 45207
  • /39

    $900,000

    2323 Ohio Ave, Cincinnati, OH 45219

    Historical hidden gem!One of the most unique homes in the US.Cincinnati's longest running B&B,The Parker House.Pedretti hand painted ceilings,ornate woodwork&intricate details,this enourmous home stuns on every level.1/2flrs beautifully restored Victorian.Gorgeous original hardwood floors,woodwork,windows,shutters&fireplaces.High ceilings&huge rooms.3/4 flrs are modern& updated,designed by

    Jacqueline Parker Worth Clark Realty

    2323 Ohio Ave, Cincinnati, OH 45219
  • /20

    $119,000

    • 3 Beds
    • 2 Baths
    • 1,720 Sq Ft

    710 Belrock Ave Unit 116, Belpre, OH 45714

    Cute condo with swimming pool and tennis court/basketball court in common area.USDA, VA, Cash and Conventional financing. Don't miss this opportunity for carefree living!

    Darla Batten One Team Realty

    710 Belrock Ave Unit 116, Belpre, OH 45714
  • /3

    $610,000 New Construction

    • 2 Beds
    • 2 Baths
    • 1,270 Sq Ft

    2867 Kobuk Dr Unit 304, Columbus, OH 43228

    2 Beds • 2 Baths • 1,270 Sq. Ft. • Private Balcony/Patio • Attached 2-Car Garage - 2867 Kobuk Drive #304 - A thoughtfully designed open-concept layout with wide-plank flooring and abundant natural light throughoutModern kitchen with flat-panel white cabinetry, quartz-style countertops, and a gas cooktop—ideal for everyday living and entertainingPrimary suite offers a walk-in closet and a

    Aimee Whitlatch Thrive Realty, Ltd.

    2867 Kobuk Dr Unit 304, Columbus, OH 43228
  • /114

    $549,000

    • 5 Beds
    • 3 Baths
    • 2,004 Sq Ft

    216 Patrick Ave, Jackson, OH 45640

    Outstanding design with incomparable beauty, incorporating recent quality updates, with a bright & airy charm. From the fabulous entertainment areas on both levels of the home, to the peaceful natural beauty of the back yard Patio & 3.54 acre rolling property, this expansive residence offers the sophistication & comfort you've been looking for. The home features 3,500 Square Feet of magnificent

    Christine Moore Howard Hanna Real Estate Srvcs

    216 Patrick Ave, Jackson, OH 45640
  • /38

    $480,000

    • 2 Beds
    • 2 Baths
    • 1,445 Sq Ft

    250 Daniel Burnham Square Unit 304, Columbus, OH 43215

    Welcome to urban living at its finest in the heart of the Arena District! This trendy 2-bedroom, 2-bath condo offers unbeatable convenience—just steps from Nationwide Arena, Huntington Park, restaurants, coffee shops, and everything Downtown Columbus has to offer. Recently updated with gorgeous wood-look LVP flooring throughout, stunning quartz countertops, and a sleek glass subway tile

    Amy Clark Cutler Real Estate

    250 Daniel Burnham Square Unit 304, Columbus, OH 43215
  • /34

    $450,000

    • 2 Beds
    • 2 Baths
    • 1,424 Sq Ft

    199 S 5th St Unit 405, Columbus, OH 43215

    Downtown condo living at its best—now available at 199 S 5th St, Columbus, OH 43215.Sleek 2 bed/2 bath mid-rise unit featuring polished concrete floors, tiled baths, and soaring 12'+ ceilings with an industrial vibe. A dramatic great room showcases a floor-to-ceiling glass wall and all-glass French doors opening to a covered balcony with northwest skyline views of Downtown Columbus. The open

    Eric Stansifer Rolls Realty

    199 S 5th St Unit 405, Columbus, OH 43215
  • /22

    $314,900

    • 2 Beds
    • 2 Baths
    • 1,623 Sq Ft

    2625 Cleinview Ave, Cincinnati, OH 45206

    Historic Charm Meets Modern Elegance! Nestled in East Walnut Hills, this two-level condo offers timeless character with soaring ceilings, hardwood floors, exposed brick, and a cozy fireplace. Oversized windows flood the space with natural light, while a private patio and balcony provide peaceful retreats. Practical perks include a dedicated parking lot, low HOA fees with water & heat included,

    Sarah Close Keller Williams Advisors

    2625 Cleinview Ave, Cincinnati, OH 45206
  • /40

    $849,000 New Construction

    • 3 Beds
    • 3.5 Baths
    • 1,976 Sq Ft

    2262 Quarry Trails Dr, Columbus, OH 43228

    3 Beds • 3.5 Baths • 1,976 Sq. Ft. • 2-Car Garage - 2262 Quarry Trails Drive - an end-unit townhome offering elevated design, bright natural light, and expansive rooftop views. With refined finishes, open-concept flow, and thoughtfully curated details across every level, this home combines privacy, sophistication, and connection to the outdoors in the heart of Quarry Trails. First Floor - Bright

    Sean Smothers Thrive Realty, Ltd.

    2262 Quarry Trails Dr, Columbus, OH 43228
  • /30

    $199,900

    • 2,296 Sq Ft

    4518 Barbara Place, Cincinnati, OH 45229

    This Paddock Hills duplex is a value add opportunity with major upside. Each unit offers 2 bedrooms and 1 bath with separate HVAC, gas meters and water heaters. The lower unit has already been partially updated. The remaining needed materials are on site to finish the kitchen and complete the transformation. One unit is vacant and ready for immediate use or renovation while the other operates on

    Gregory Coolidge Keller Williams Advisors

    4518 Barbara Place, Cincinnati, OH 45229
  • /99

    $1,245,000

    • 4 Beds
    • 6 Baths
    • 4,749 Sq Ft

    6463 Werk Rd, Cincinnati, OH 45248

    Absolutely stunning custom built masterpiece by Dennis Ott Builders on 1.15 acres backing to a beautiful private stocked pond with fountain. Rebuild cost on this home would well exceed $2 million today. High end upgrades and finishes at every turn on this mint condition property. Features include 4 bedrooms, 6 bathrooms and approx 4750 sq ft of custom high end finished space with an additional

    Brian Leisgang Keller Williams Advisors

    6463 Werk Rd, Cincinnati, OH 45248
  • /39

    $475,000 New Construction

    • 2 Beds
    • 2 Baths
    • 1,660 Sq Ft

    5177 Highpointe Lakes Dr Unit 9202, Westerville, OH 43081

    2nd floor Unit 202 - HighPointe Residences at Little Turtle offers premiere luxury living amidst the lush setting of the Little Turtle Golf Club. This first floor condo offers open floor plan with 9-foot ceilings and vast oversized windows with magnificent GOLF COURSE views. The Gourmet Kitchen includes upgraded stainless steel appliances, an oversized center island, contemporary cabinetry with

    Rob Riddle New Albany Realty, LTD

    5177 Highpointe Lakes Dr Unit 9202, Westerville, OH 43081
  • /58

    $299,000

    • 2 Beds
    • 2 Baths
    • 1,366 Sq Ft

    2356 Park Ave, Cincinnati, OH 45206

    Sophisticated first-floor living in this elegantly appointed condo in historic Walnut Hills. The Verona, built in 1906, blends stunning Italianate architecture with timeless charm and modern convenience. This beautifully updated home features soaring ceilings, gleaming hardwood floors, and a chef's kitchen with granite counters and stainless steel appliances. The open-concept layout leads to a

    Billy Belshaw Comey & Shepherd

    2356 Park Ave, Cincinnati, OH 45206
  • /42

    $479,900 New Construction

    • 3 Beds
    • 3.5 Baths
    • 2,025 Sq Ft

    2087 Wynn Rd Unit 1, University Heights, OH 44118

    Modern Living in the Heart of The City of Beautiful Homes! Welcome to South Taylor Place, a brand-new community featuring 30 beautifully designed townhomes in a vibrant and established neighborhood. You'll enjoy the simplicity of a low maintenance, energy efficient home while benefiting from massive tax savings for 15 years. Ideally located offering style and convenience, close to parks, cafes,

    Geoffrey Hoffman Howard Hanna

    2087 Wynn Rd Unit 1, University Heights, OH 44118
  • /27

    $174,900

    • 2 Beds
    • 2 Baths
    • 1,260 Sq Ft

    1870 Berrancher Dr Unit 1870, Columbus, OH 43228

    One story condo in immaculate condition. This condo features 2 large suites. Open floor plan with vaulted ceilings. Convenient location within walking distance to grocery, restaurants, entertainment within Georgesville shopping center. There is a balcony that overlooks the green space between buildings with a storage space. This unit includes a 1 car garage. Community includes pool and workout

    Ben Sellers Golden Gate Real Estate

    1870 Berrancher Dr Unit 1870, Columbus, OH 43228
  • /36

    $220,000

    • 3 Beds
    • 2 Baths
    • 1,320 Sq Ft

    614 S Warren Ave, Columbus, OH 43204

    Welcome to 614 S Warren Ave, a thoughtfully updated 3-bedroom, 2-bath home offering a functional and inviting layout. The main floor features an open design, well-suited for both daily living and gatherings. The spacious primary bedroom includes a private balcony, providing a quiet personal retreat. The finished basement, with its own exterior entrance, is equipped with a second full bath, a full

    Ian Thickstun MDC Realty Limited

    614 S Warren Ave, Columbus, OH 43204
  • /33

    $535,000

    • 3 Beds
    • 2.5 Baths
    • 2,600 Sq Ft

    1500 N Market St, Galion, OH 44833

    Must-see, custom, one-of-a-kind 7.4-acre secluded country retreat, surrounded by hundreds of mature black walnut trees. The property features rolling hills, open pasture, and mowed paths for riding, plus adjacent property has ten wooded acres to explore that is inaccessible to others. A refurbished 38' x 45' barn with loft, electric, and water adds charm and utility. This three-story, 2,700 sq.

    Joan Elflein Ohio Broker Direct, LLC

    1500 N Market St, Galion, OH 44833
  • /26

    $575,000

    • 5,832 Sq Ft

    923 Bank St, Cincinnati, OH 45214

    Excellent investment opportunity in the heart of Cincinnati. With 10 parking spaces, and approximately 1500SF per floor, this could easily be a 3-unit building with one 2BR unit per floor. Property being sold As Is-Where Is.

    Gerald Bates Bang Realty, Inc.

    923 Bank St, Cincinnati, OH 45214
  • /38

    $339,900

    • 3 Beds
    • 2 Baths
    • 1,900 Sq Ft

    690 Ames Rd, Malta, OH 43758

    Welcome to 690 Ames Road, Malta—a stunning modern home built in 2020 that offers the perfect blend of style, comfort, and country living. With 3 spacious bedrooms, 2 full baths, and 1,900 sq ft of beautifully designed living space, this home checks all the boxes. Step inside to an open, airy layout featuring charming built-ins, a tray ceiling in the dining room, and abundant closet and storage

    Cinda Erickson Berkshire Hathaway HS Pro Rlty

    690 Ames Rd, Malta, OH 43758
  • /42

    $1,750,000

    • 3 Beds
    • 6 Baths
    • 4,822 Sq Ft

    60 E Spring St Unit 601, Columbus, OH 43215

    Truly 1 of 1. In the seller's words, ''This 5,000 sqft uptown 43215 Penthouse is unique as the elevator opens only to your new home with private code.'' We invite you first to see what could be your private garden via your 2nd private stairway that also takes you to the floor below. Some pictures will begin your private tour first into the huge public area with 80 ft of 10' windows and a

    Shawn Redman Street Sotheby's International

    60 E Spring St Unit 601, Columbus, OH 43215
  • /43

    $799,900

    • 5 Beds
    • 2.5 Baths
    • 4,170 Sq Ft

    2702 McMullen Allen Rd, Newton Falls, OH 44444

    Dream property alert! Hunt, swim and fish on your own private 7.5 acres! Very close to beautiful lakes: Milton, Berlin, West Branch, and Mosquito which offer fishing, boating and swimming. Completely renovated Georgian home which offers a perfect blend of tranquility and modern comfort. Surrounded by trees and your own woods where you can hunt deer and turkey right on your own land. There's a

    Dawn Maloney RE/MAX Above & Beyond

    2702 McMullen Allen Rd, Newton Falls, OH 44444
  • /39

    $1,595,000 New Construction

    • 3 Beds
    • 4 Baths

    3506 Shaw Ave, Cincinnati, OH 45208

    Stunning NEW construction townhome at Parkview Corner of Hyde Park, one block from Hyde Park Square*One of three premium townhomes available, offering carefree luxury living and high-quality craftsmanship at every turn*Eligible for a 15-year LEED Gold tax abatement with substantial property tax savings*Amenities include a practical and versatile open floorplan--great for entertaining--with a

    Bob Dorger Comey & Shepherd

    3506 Shaw Ave, Cincinnati, OH 45208
  • /68

    $410,000

    • 5 Beds
    • 3 Baths
    • 2,740 Sq Ft

    1027 Lorelei Dr, Fayetteville, OH 45118

    Rare find! Updated home with 3 waterfront lots totally over 1.25 acres on the 7 acre lake! Flexible floor plan with approximately 2,740 sq ft - 2 primary suites, 3 additional BRs, study & 3 full baths! Many amazing updates! New electric furnace & heat pump, 2 new windows & new gorgeous electric fireplace, installed in LR, new functioning jetted tub, new garage door & opener, new deck rails,

    Christine Behm Comey & Shepherd

    1027 Lorelei Dr, Fayetteville, OH 45118
  • /25

    $999,900 New Construction

    • 2 Beds
    • 2 Baths

    4270 Parkview Dr, Blue Ash, OH 45242

    Enjoy this fabulous 1st Floor residence overlooking Summit Park, nowhere else can you find this! This 2BR + Study offers luxury one-floor living. 21 x 12 1st Floor Terrace. 10 foot ceilings, Wolf/SubZero Appliances, Quartz counters and all the quality custom features that WP Land offers. 2 parking spaces, Climate Controlled underground parking garage + storage area & elevator. Within steps of

    Timothy Mahoney Sibcy Cline, Inc.

    4270 Parkview Dr, Blue Ash, OH 45242
  • /44

    $807,500

    • 4 Beds
    • 4 Baths
    • 4,029 Sq Ft

    6891 Ballantrae Place, Dublin, OH 43016

    Experience luxury living in this stunning home perfectly positioned on the 14th tee of the Golf Course of Dublin. Situated on one of the largest lots in the Ballantrae community, this house offers both elegance and comfort with thoughtful details throughout. Step inside to find beautiful hardwood floors and a spacious den/flex room on the freshly painted main level. The two-story great room has

    Paige Ludwig CRT, Realtors

    6891 Ballantrae Place, Dublin, OH 43016
  • /16

    $399,500

    • 3 Beds
    • 1.5 Baths
    • 1,248 Sq Ft

    7296 Candlestone Dr, Reynoldsburg, OH 43068

    NOW USED AS AIR B & B. FULLY FURNISHED . FURNITURE CAN BE NEOGOTED . EXCELLENT CONDITION. GREAT CORNER LOT , THE LARGEST IN NEIGHBORHOOD. PICKERING SCHOOLS AND COLUMBUS TAXES. GAS LOG FIREPLACE IN FANTASTIC GREAT ROOM. PERVATE PATIO AND NICE DECK AREA.

    Robert Bickis Abundance Realty LLC.

    7296 Candlestone Dr, Reynoldsburg, OH 43068
  • /40

    $600,000

    • 2 Beds
    • 2.5 Baths

    2121 Alpine Place, Cincinnati, OH 45206

    Luxury meets location- Stunning 1,824 SF 14th-floor condo at St. James, Eden Park. Floor-to-ceiling windows & balcony showcase the Ohio River, Downtown & KY hills. Private elevator, fireplace, Acacia hardwood, Cambrian wood cabinets, Kitchen Aid appliances, granite countertops. Primary suite w/walk-in & spa bath. Building amenities offer a new level of lifestyle that include porte-cochere, 24-hr

    Joseph McNay Pivot Realty Group, LLC

    2121 Alpine Place, Cincinnati, OH 45206

Showing Results 281 - 320, Page 8 of 18

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