Okaloosa County FL Homes for Sale with No HOA Fee

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  /4

  $65,000

  • Land
  • 1.41 Acres
  • $46,099 per Acre

  5372 Keyser Mill Rd, Baker, FL 32531

  Only 200 ft to Hwy 4 in Baker, this lot has power pole, a pump shaft, and a septic tank (that are not warranted). Irregular lot is partially cleared as it was one homesteaded but now it is an empty lot waiting for you to build or just retain as an investment. Additional land available (1.98 acre adjacent).

  Ruth V. Salazar Spence Properties

  5372 Keyser Mill Rd, Baker, FL 32531
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  /2

  $70,000

  • Land
  • 2 Acres
  • $35,000 per Acre

  0000 Keyser Mill Rd, Baker, FL 32531

  Great location in Baker; this 1.98 acre lot is partially cleared as it used to be farmland to the lot next door. Flood zone X. This could be a Builder's delight, a great retreat, or your investment! Close to Hwy 90 (2 mi) and this lot is easily accessible from Hwy 4. Power available from next lot. Adjacent lot also available for sale.

  Ruth V. Salazar Spence Properties

  0000 Keyser Mill Rd, Baker, FL 32531
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  /50

  $399,700

  • 3 Beds
  • 2 Baths
  • 1,294 Sq Ft

  387 Canterbury Cir NW, Fort Walton Beach, FL 32548

  Better than new! Total TRANSFORMATIONThis 3BR/2BA Fort Walton Beach home has been professionally renovated from the studs up with exceptional attention to detail. Completed in late 2024-2025, this home features full structural updates, hurricane-rated impact windows and doors, modern board-and-batten Hardie siding, and new attic insulation.Inside, enjoy a fully remodeled kitchen

  Matt Beyazaslan World Impact Real Estate

  387 Canterbury Cir NW, Fort Walton Beach, FL 32548
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  /45

  $489,000

  • 4 Beds
  • 2.5 Baths
  • 2,532 Sq Ft

  1202 Beachview Dr NE, Fort Walton Beach, FL 32547

  Set on a rare and spacious .62-acre dbl. lot,1202 Beachview Drive offers plenty of room to breathe, grow, and create your ideal coastal retreat. This 4-bedroom, 3-bath home features original solid oak floors, generously sized bedrooms, a remodeled primary bath, and a 360 sq ft enclosed Florida room— perfect as a home office, playroom, or extra living space. The expansive backyard is a true

  Richard A Deckert Lokation

  1202 Beachview Dr NE, Fort Walton Beach, FL 32547
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  /19

  $339,900

  • 3 Beds
  • 1.5 Baths
  • 1,673 Sq Ft

  702 Whippoorwill Ln, Destin, FL 32541

  Welcome to this charming two-story home located in the vibrant city of Destin, FL. This property boasts three spacious bedrooms and 1.5 bathrooms, providing ample space for comfortable living. The kitchen is equipped with practical laminate countertops and washer/dryer hook-ups, offering convenience for your everyday needs. The exterior of the house is adorned with sturdy brick siding and a metal

  Jennifer Larrabee Palm Island Realty

  702 Whippoorwill Ln, Destin, FL 32541
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  /88

  $345,000

  • 3 Beds
  • 2.5 Baths
  • 1,658 Sq Ft

  6043 Dairy Rd, Baker, FL 32531

  Peace, Privacy & a Pool—Yes, Please! Tucked nearly 200 feet off the road on 2.5 acres in beautiful Baker, this updated 3-bedroom, 2.5-bathroom home is the kind of place that makes you exhale the second you pull in. With 1,600 square feet of charm and comfort—and room to roam—it's the perfect mix of peaceful country living and practical upgrades. Let's talk updates: granite countertops, newer

  Erik Hansen KELLER WILLIAMS REALTY GULF COAST

  6043 Dairy Rd, Baker, FL 32531
• 

  

  /22

  $337,000

  • 4 Beds
  • 2 Baths
  • 1,621 Sq Ft

  14 2nd Ave, Fort Walton Beach, FL 32547

  This beautifully updated 4-bedroom, 2-bathroom home is fully furnished and ready for you to move in or start generating income immediately. Whether you're seeking a comfortable residence or a hassle-free, income-producing investment, this turnkey gem offers the best of both worlds!With its move-in ready condition and fully furnished setup, this property is ideal for homeowners and

  Ralph Harvey ListWithFreedom.com

  14 2nd Ave, Fort Walton Beach, FL 32547
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  /21

  $234,900

  • 1 Bed
  • 1 Bath
  • 325 Sq Ft

  214 Miracle Strip Pkwy SW Unit B412, Fort Walton Beach, FL 32548

  Welcome to Unit 412 at Pirate's Bay!This beautifully renovated, top-floor condo comes exquisitely fully furnished and ready to enjoy. With elevator access, you'll appreciate the stunning views overlooking the sparkling blue pool and the Intracoastal Waterway.Included with the unit is a 28-foot boat slip with power and water--perfect for your own use or to generate extra rental income.The HOA fees

  Taryn Sanford COLDWELL BANKER REALTY

  214 Miracle Strip Pkwy SW Unit B412, Fort Walton Beach, FL 32548
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  /35

  $244,000

  • 3 Beds
  • 2 Baths
  • 1,200 Sq Ft

  3375 Mclain Dr, Crestview, FL 32539

  Welcome to this charming, thoughtfully remodeled ranch-style home featuring 3 bedrooms and 2 bath. Located in a fantastic neighborhood on a large lot, this property offers plenty of outdoor space and includes a 7'x8' shed on a slab. This home boasts New Roof, New Cabinets, New Countertops, New Appliances, New Windows, New Doors throughout, and New LVP flooring throughout there's no carpet here!

  Sheila Baxley Sage Counsel Realty LLC

  3375 Mclain Dr, Crestview, FL 32539
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  /25

  $224,900

  • 4 Beds
  • 2 Baths
  • 1,560 Sq Ft

  3195 Pinewoods Dr, Crestview, FL 32539

  .Brand New 2025 Manufactured Home. This home has a GORGEOUS Kitchen, Stainless Steel Range Hood, Refrigerator and Dishwasher, Island with Breakfast Bar. Huge Laundry Room and Pantry, Walk in Shower, Walk in Closets, Accents Walls. Fantastic split floor plan with Master Bedroom on one side, and 3 additional bedrooms on the other end of the home. All of the following included for FREE: Free LVP

  Catherine Pittman The Property Group 850 Inc

  3195 Pinewoods Dr, Crestview, FL 32539
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  /34

  $369,900

  • 4 Beds
  • 2 Baths
  • 2,254 Sq Ft

  2246 Titanium Dr, Crestview, FL 32536

  Wow! You've found your dream home! This spacious and stylish all-brick property boasts four bedrooms, two bathrooms, and an open floor plan with dramatic high vaulted ceilings. The kitchen is bright and well-appointed, with plenty of cupboard space. And the best part? It has a new roof and AC updates for affordable insurance! You can relax in the nicely planned entryway garden court, or enjoy the

  Dino Sinopoli Coldwell Banker Realty

  2246 Titanium Dr, Crestview, FL 32536
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  /36

  $437,500

  • 5 Beds
  • 3 Baths
  • 2,188 Sq Ft

  336 Hollywood Blvd SE, Fort Walton Beach, FL 32548

  Completely Renovated & Move-In Ready! County deemed effective year is 2010. This stunning 5 bed/3 bath home has been fully renovated from top to bottom, featuring updating electrical wiring, new insulation, drywall, plumbing, roof, HVAC, flooring, windows, and more. Every inch of this home has been thoughtfully upgraded. Enjoy a brand-new kitchen with sleek cabinetry and stainless steel

  VINNIE MIGLIORINO EXP Realty LLC

  336 Hollywood Blvd SE, Fort Walton Beach, FL 32548
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  /25

  $329,900

  • 4 Beds
  • 3 Baths
  • 2,409 Sq Ft

  6353 Havenmist Ln, Crestview, FL 32536

  A master bedroom with TWO BATHROOMS? This home has it!!!! One boasts a jetted tub and the other with a shower.... both with their own closets! To go along with the 4 bedrooms, there is a separate office. The open concept kitchen/living room make it great for entertaining. The backyard has an enclosed porch along with a beautiful white vinyl fence. The home also has a sprinkler system.

  The Tessa Savoy Team Coldwell Banker Realty

  6353 Havenmist Ln, Crestview, FL 32536
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  /37

  $320,000

  • 4 Beds
  • 2.5 Baths
  • 2,186 Sq Ft

  392 E Pine St, Mary Esther, FL 32569

  Over 1/3 acre with a pond just 6 miles west of Hurlburt Field! Assumable loan under 3%. This 4-bedroom, 2.5-bath, 2,186 sq ft home is tucked into a quiet residential neighborhood and offers space, privacy, and flexibility and don't forget, a brand new AC system. The large lot includes a powered outbuilding once used as a studio, plus room for a boat or RV trailer. Split floor plan features a

  Lars Rygaard World Impact Real Estate

  392 E Pine St, Mary Esther, FL 32569
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  /39

  $509,750

  • 4 Beds
  • 2 Baths
  • 2,042 Sq Ft

  289 Okaloosa Ave, Valparaiso, FL 32580

  There is a 72-hour first right of refusal contract in place on this home. VA assumable - beautifully maintained 4-bd, 2-bath home built in 2021, located just minutes from Eglin AFB. Featuring a thoughtfully designed split floor plan, which offers both privacy and functionality, perfect for families or those who love to entertain. Stylish LVP flooring throughout this bright and open layout. The

  Kelli Van Pelt Eagle Bay Real Estate

  289 Okaloosa Ave, Valparaiso, FL 32580
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  /34

  $429,000

  • 4 Beds
  • 2 Baths
  • 1,877 Sq Ft

  500 22nd St, Niceville, FL 32578

  Welcome to 500 22nd St in the heart of Niceville—this beautifully remodeled 4-bedroom, 2-bathroom home offers 1,877 sq ft of thoughtfully designed living space and updates throughout. Fully renovated in 2023, you'll appreciate the modern finishes paired with timeless charm.Step into an open-concept layout featuring crown molding, luxury vinyl plank flooring, and a bright, airy kitchen

  Victoria Aaron Elite Realty FL

  500 22nd St, Niceville, FL 32578
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  /2

  $85,000

  • Land
  • 2.15 Acres
  • $39,535 per Acre

  00 Curlew St, Crestview, FL 32539

  2.15 Acres in Magnolia Blossom - Build Your Dream Home in Crestview! Discover the perfect blend of privacy and potential with this wooded lot located in the peaceful Magnolia Blossom Subdivision of Crestview, This spacious parcel offers a serene setting surrounded by nature, yet remains conveniently close to town amenities. This residential-zoned property is ideal for building your custom home

  Tina Maples ERA American Real Estate

  00 Curlew St, Crestview, FL 32539
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  /50

  $1,200,000

  • 3 Beds
  • 3.5 Baths
  • 2,234 Sq Ft

  75 Sunfish St, Destin, FL 32541

  Tucked away on a quiet cul-de-sac one block from the beach, beneath a canopy of mature oaks & magnolias, this desirable beach house is in pristine condition. Built in 1994, it has only had two owners, fastidiously maintained and never rented. DEEDED BEACH ACCESS shared by a small number of houses, gives owners access to a stunning beach with front row water views and chair/umbrella rentals.

  Ryan Perret Lewis & Co Real Estate

  75 Sunfish St, Destin, FL 32541
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  /24

  $650,000

  • 4 Beds
  • 3 Baths
  • 2,624 Sq Ft

  701 Planet Dr, Destin, FL 32541

  Rare find off Bayou Drive, large corner lot with Over 2600 SF, 4 bedroom 3 Bath Roof installed 2011, High impact windows Installed in 2016 AC 2017,Water Heater 2018. Plenty of room in the backyard for a pool and outdoor kitchen. Home has Vinyl flooring thru out except for the bedrooms which are carpeted. Home has recessed lighting and five ceiling fans and wood burning fire place.

  Brad Shoults Pointe South

  701 Planet Dr, Destin, FL 32541
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  /33

  $257,000

  • 3 Beds
  • 2 Baths
  • 1,457 Sq Ft

  4476 Goldfinch Way, Crestview, FL 32539

  A wonderful starter home or investment is ready and waiting for its new owners. Situated on a large lot on a paved road is a comfortable and accommodating 3 bedroom, 2 bath home. No HOA! The home features a large kitchen with a breakfast bar and an eat-in dining area, all open to the great room. A split plan thoughtfully adds privacy and a place to get away. The master bath has double

  Jan Pollen Coldwell Banker Realty

  4476 Goldfinch Way, Crestview, FL 32539
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  /30

  $419,900

  • 3 Beds
  • 2.5 Baths
  • 1,699 Sq Ft

  527 Maple Ave, Niceville, FL 32578

  $5000 'anywhere money' to buyer! Use toward rate buy down and/or closing costs! MOTIVATED SELLER! Welcome to this beautifully designed two-story home featuring 3 large bedrooms and 2.5 baths. The main level offers a comfortable and open layout perfect for everyday living and entertaining. Enjoy a seamless flow between the living room, dining area, and modern kitchen, with a convenient half bath

  Kelly Shephard Ruckel Properties Inc

  527 Maple Ave, Niceville, FL 32578
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  /46

  $335,000

  • 4 Beds
  • 2 Baths
  • 1,969 Sq Ft

  158 Dixie St, Crestview, FL 32536

  SELLERS VERY MOTIVATED!! SELLERS ARE OFFERING $5,000 CREDIT TO THE BUYERS AT CLOSING!!!!Take a step into this wonderful 4 bed/2 bath, two story home built in 2016 to see all it has to offer!! Located in central Crestview, everything is just minutes away! This home has SOLAR PANELS that were installed in 2022, the sellers will PAY OFF the balance at closing so the new buyers get to enjoy the

  James White Lokation

  158 Dixie St, Crestview, FL 32536
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  /25

  $89,900

  • 1 Bed
  • 1 Bath
  • 384 Sq Ft

  330 Dove Run Rd, Holt, FL 32564

  Charming Country Living Near the Yellow River!Looking for the perfect blend of peace, privacy, and outdoor adventure? This charming mobile home sits on a spacious 1.1-acre rural lot, just 1 mile from the Guest Lake Park boat ramp on the scenic Yellow River—ideal for fishing, boating, kayaking, and enjoying nature.Whether you're searching for a starter home, a place to downsize, or an

  William Mitchell RE/MAX Agency One

  330 Dove Run Rd, Holt, FL 32564
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  /28

  $230,000

  • 2 Beds
  • 1.5 Baths
  • 900 Sq Ft

  223 Indian Oaks Dr, Destin, FL 32541

  FHA appraised at $245,000 with no required repairs! Centrally located Destin townhome less than 3 miles to the beach, 1 mile to the new Publix, and 15 miles to Eglin AFB and Hurlburt Field. This 2 bedroom, 1.5 bathroom duplex features vaulted ceilings, a wood-burning fireplace with brick accent, lots of natural light, and an open layout. Tiled floors in the kitchen, dining, bathrooms, and guest

  James Blanton Scenic Real Estate

  223 Indian Oaks Dr, Destin, FL 32541
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  /46

  $155,000

  • 3 Beds
  • 1 Bath
  • 840 Sq Ft

  862 Highway C 180, Baker, FL 32531

  *Under Contract / 3 Day Kick out clause / Accepting offers & back up offers! New water heater!Roof replaced at closing or sooner already in motion!Copies of inspections available, appraised at asking.Price reduction!! Fully furnished!! Cozy 3/1 oasis seller used as a getaway retreat surrounded by lush trees and nature sitting on almost 3 acres! There's a live

  Danielle King Sage Counsel Realty LLC

  862 Highway C 180, Baker, FL 32531
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  /72

  $345,000

  • 3 Beds
  • 2.5 Baths
  • 2,000 Sq Ft

  62 North St, Mary Esther, FL 32569

  LOCATION! LOCATION! LOCATION! Very nice home approximately 1 mile from Hurlburt Main Gate and a couple miles from Downtown Fort Walton Beach. Roof is 3 years old. Interior needs updating. Covered and enclosed back porch ideal for relaxing.Parquet and tile flooring in most of the living area.

  Billy Chapman COLDWELL BANKER REALTY

  62 North St, Mary Esther, FL 32569
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  /39

  $310,000

  • 3 Beds
  • 2 Baths
  • 1,395 Sq Ft

  119 Palmetto Ave, Mary Esther, FL 32569

  ROOF 2021! VA Assumable Loan at 3.125%! Welcome home to this charming 3-bedroom, 2-bathroom home offering 1,395 square feet of well-planned living space. Located just minutes from Hurlburt Field, this Mary Esther gem sits on a spacious lot with a large fenced yard, a new gate, and a storage shed—perfect for outdoor living, pets, or extra storage. Inside, vaulted ceilings greet you in the main

  Michelle Martin EXP Realty LLC

  119 Palmetto Ave, Mary Esther, FL 32569
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  /56

  $491,500

  • 3 Beds
  • 2 Baths
  • 2,023 Sq Ft

  10 Lake Lorraine Cir, Shalimar, FL 32579

  HOT New Price: $491,500 ....AND $5,000 ANYWAY MONEY for the buyer!!! Welcome to Lake Lorraine Estates—just 5 minutes from Eglin AFB, 15 minutes to Hurlburt Field and the stunning white-sand beaches of the Emerald Coast! This beautiful home offers the perfect blend of comfort and convenience.The family rooms cozy gas fireplace is convenient to the updated kitchen with granite countertops.

  Melinda Vazquez Coldwell Banker Realty

  10 Lake Lorraine Cir, Shalimar, FL 32579
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  /37

  $479,500

  • 4 Beds
  • 3 Baths
  • 1,699 Sq Ft

  605 3rd St, Destin, FL 32541

  Welcome to this newly built 2022 single-family home offering the perfect blend of modern style, functional design, and unbeatable location. Home is above Base Flood Elevation — elevation cert & docs available. May qualify for VA/conventional financing. Featuring 4 bedrooms, 3 full baths, and nearly 1,700 square feet of heated living space, all thoughtfully arranged on a single level, this home is

  Caroline Wasson Berkshire Hathaway HomeServices

  605 3rd St, Destin, FL 32541
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  /42

  $264,800

  • 3 Beds
  • 2 Baths
  • 1,400 Sq Ft

  905 Hiawatha St, Holt, FL 32564

  Seller offer 2/1 buy down, rate starting at 4.25 details in agent notes or call agent Charming Country Cottage Tucked away on 2.35 peaceful acres, this 3-bedroom, 2-bath cottage offers the perfect mix of privacy and convenience in the hidden gem of Holt, Inside you'll find a warm, welcoming layout with a separate dining area, breakfast bar, and a patio that spans the full length of the

  Towana Henry Re/Max Horizons Realty

  905 Hiawatha St, Holt, FL 32564
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  /4

  $29,900

  • Land
  • 0.23 Acre
  • $130,000 per Acre

  Parcel C Ridge Dr, Crestview, FL 32536

  Lot located in central Crestview, suitable for building. Positioned off the main roadways with access to I-10, HWY 85, and HWY 90. The area includes commercial zones with shopping and grocery stores.

  Your House Team RE/MAX Agency One

  Parcel C Ridge Dr, Crestview, FL 32536
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  /36

  $494,000

  • 4 Beds
  • 2.5 Baths
  • 1,888 Sq Ft

  195 Marcia Dr, Mary Esther, FL 32569

  SELLER PAYS TITLE, INSPECTION (ACE), AND HOME WARRANTY. Can you say gorgeous?! This home will drop your jaw at every turn! Absolutely ALL NEW EVERYTHING! Check out the list of upgrades making this home feel like brand new construction. Mid century modern meets luxury in this stunning home featuring 4 bedrooms and 2.5 baths providing ample room to thrive. The master bedroom is huge and filled with

  Mallory Tidwell Gulfside Haven LLC

  195 Marcia Dr, Mary Esther, FL 32569
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  /26

  $395,900

  • 3 Beds
  • 2 Baths
  • 1,991 Sq Ft

  510 Vermont Ave, Fort Walton Beach, FL 32547

  Spacious Opportunity in a Prime Fort Walton Beach Location! Welcome to 510 Vermont Avenue—a 3-bedroom, 2-bath home offering just under 2,000 square feet of flexible living space in the heart of Fort Walton Beach. Whether you're a first-time buyer, investor, or someone ready to add your personal touch, this property has great potential and a location that's hard to beat. The home features a

  Jessica Mackrael Coldwell Banker Realty

  510 Vermont Ave, Fort Walton Beach, FL 32547
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  /33

  $300,000

  • 3 Beds
  • 2 Baths
  • 1,265 Sq Ft

  1000 Quail Hollow Dr, Mary Esther, FL 32569

  Welcome Home! This 3-bedroom, 2-bathroom property is located in an established neighborhood just minutes from Hurlburt Field, local shopping, dining, and the beautiful white-sand beaches of the Emerald Coast.Recent upgrades include a new roof (2020), new HVAC system (2023), new garage door (2023), and fresh interior paint throughout. The home features a functional layout with defined

  Barbie Sneed Coldwell Banker Realty

  1000 Quail Hollow Dr, Mary Esther, FL 32569
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  /36

  $299,000

  • 4 Beds
  • 2 Baths
  • 1,209 Sq Ft

  451 Stonehenge Dr, Mary Esther, FL 32569

  Welcome Home! This 4 bedroom 2 bath in the heart of Mary Esther has been fully renovated and is ready to go! Brand new roof, ac, water heater, windows, full house rewire. New paint and trim throughout, new LVP flooring, new kitchen and bathrooms. Access the home from both Hollywood Blvd and Mary Esther Cutoff. Right in the middle of town. Close to everything, both bases, including beaches only 15

  Scott Sapp Lokation

  451 Stonehenge Dr, Mary Esther, FL 32569
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  /24

  $550,000

  • 4 Beds
  • 2 Baths
  • 1,519 Sq Ft

  6251 Highway 4 W, Baker, FL 32531

  Escape to your dream countryside retreat with this custom-built white farmhouse, perfectly nestled on 12.5 scenic acres that backs up to Blackwater State Forest and then the river but the home is not in a floodzone. This stunning home blends timeless charm with modern amenities, featuring: expansive porches, open concept living room , dining and kitchen. Outside, enjoy rolling pastures, mature

  Chelsey Brackin ERA American Real Estate

  6251 Highway 4 W, Baker, FL 32531
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  /35

  $605,000

  • 6 Beds
  • 5 Baths
  • 4,464 Sq Ft

  106 Star Dr Unit A,B, & C, Fort Walton Beach, FL 32547

  No HOA or flood insurance! Calling investors and homebuyers. This 3/2, 2/2, 1/1 triplex on a large lot is perfect for savvy investors or first-time buyers. No showings without pre-approval. Triplex will not qualify for VA.

  Deshawne Peak EXP Realty LLC

  106 Star Dr Unit A,B, & C, Fort Walton Beach, FL 32547
• 

  

  /36

  $297,000

  • 3 Beds
  • 2 Baths
  • 2,187 Sq Ft

  3174 Earl Kennedy Rd, Crestview, FL 32539

  UNIQUE GEM OF A PROPERTY!! 'Discover a truly unique property that offers endless possibilities to create your perfect living space. This spacious home features an open floor plan with flexible extra spaces, providing the freedom to design a home that fits your needs. While currently a 3-bedroom residence, it could easily be converted into a 4-bedroom.The home is situated on a beautiful 1-acre

  Patrick Riffle RE/MAX Agency One

  3174 Earl Kennedy Rd, Crestview, FL 32539
• 

  

  /35

  $439,000

  • 3 Beds
  • 1 Bath
  • 1,648 Sq Ft

  706 Whippoorwill Ln, Destin, FL 32541

  Beautifully updated home conveniently located in the heart of Destin. Walking distance to popular restaurants, bars, shopping, schools, churches. and Destin Harbor walk. Open floor plan beautiful floors thought-out, private back yard perfect for entertaining complete with a custom work shop. Extra wide driveway perfect for parking a boat and several cars or what ever your needs are. The

  Kym Trest Roberts Brothers Realty, Inc.

  706 Whippoorwill Ln, Destin, FL 32541
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  /44

  $580,500

  • 4 Beds
  • 2.5 Baths
  • 2,079 Sq Ft

  1000 Christy Dr, Niceville, FL 32578

  New Construction 4 Bedrooms - 2.5 Baths , Loft & Walk-In Pantry with Bayou Glimpses Near Lions Park! Welcome home to this beautiful new construction home that blends modern comfort with timeless charm. Boasting 4 spacious bedrooms, 2.5 bathrooms, and a thoughtfully designed layout, this home is ideally located just steps from Lions Park, featuring a public boat launch, open green space, and

  Jolene Anderson NextHome Cornerstone Realty

  1000 Christy Dr, Niceville, FL 32578

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