Okaloosa County FL Homes under $400,000

/31
$339,900
- 3 Beds
- 2.5 Baths
- 1,670 Sq Ft
439 Sandy Ridge Cir, Mary Esther, FL 32569

Located just minutes from the front gate of Hurlburt Air Force Base. Nestled on a quiet road with very limited traffic, this property offers both privacy and convenience. The extended driveway provides ample parking space—perfect for RVs, boats, or trailers. The attached garage (not pictured) features an epoxy-coated floor, extensive metal wall storage, and its own mini-split system for heating

Casey Tetman Equity & Trust Realty Inc

439 Sandy Ridge Cir, Mary Esther, FL 32569
/36
$349,800
- 4 Beds
- 2 Baths
- 2,562 Sq Ft
2108 Hagood Loop, Crestview, FL 32536

Priced below market value!! Motivated sellers..new roof before closing. Welcome to this breathtaking split-floor-plan, with large bedrooms, plus a flex room! From the moment you step inside, you're greeted by stunning 18-inch diagonally set tiles and elegant rich hand-scraped wood flooring. Retreat to the owners suite which features ensuite bathroom with dual vanities, an oversized walk-in

Kimberly Nilles ERA American Real Estate

2108 Hagood Loop, Crestview, FL 32536
/27
$345,000
- 3 Beds
- 2 Baths
- 1,836 Sq Ft
406 Holmes Blvd NW, Fort Walton Beach, FL 32548

Charming 3BR/2BA Corner Lot Home - Fort Walton Beach!Beautifully maintained and ideally located near schools, downtown, beaches, Eglin & Hurlburt! This open-concept home features a spacious kitchen with a granite island and self-closing cabinets, a cozy den with a fireplace, and wood-look tile throughout the main living areas. Enjoy a large screened porch, a privacy-fenced yard with a shed, and

Linda Pascual Lokation

406 Holmes Blvd NW, Fort Walton Beach, FL 32548
/24
$310,000
- 3 Beds
- 2 Baths
- 1,392 Sq Ft
400 Brown Place, Crestview, FL 32539

Welcome to this delightful home, nestled in the peaceful community of Shoal Wood Estates. With a spacious yard, a cozy Florida room, this property offers a perfect blend of comfort and functionality. Whether you're enjoying the outdoors, relaxing in the charming she-shed, or getting creative in the workshop, this home strikes the ideal balance between relaxation and productivity. Designed for the

Zarina Ellis Ellis Realty LLC

400 Brown Place, Crestview, FL 32539
/24
$319,000
- 3 Beds
- 2.5 Baths
- 2,090 Sq Ft
664 Brunson St, Crestview, FL 32536

This charming home offers 3 bedrooms, plus an additional versatile space perfect for an office, playroom, or craft area! The thoughtfully designed split-bedroom layout provides privacy and comfort for everyone. The Jack & Jill bathroom connects two of the bedrooms, while a convenient half bathroom is available for guests. You'll love the 2 dining areas, ideal for family meals or entertaining.

Zarina Ellis Ellis Realty LLC

664 Brunson St, Crestview, FL 32536
/23
$395,000
- Land
- 35 Acres
- $11,416 per Acre
000 Ponderosa Ln, Crestview, FL 32539

New Price!! Beautiful 34.6 acres with over 1,500 feet along Laird Mill Creek. >>Possible Seller financing - only 10% down!! >Possible Seller financing!!<< This land is waiting to be your new homestead or weekend getaway . . . . Don't let it get away!

Greg Smith Seahorse Realty Inc

000 Ponderosa Ln, Crestview, FL 32539
/13
$333,000
- 3 Beds
- 2 Baths
- 1,954 Sq Ft
947 Holbrook Cir, Fort Walton Beach, FL 32547

Beautiful 3BR/2BA Home with Private Courtyard in Donlabrook Gardens!Welcome to this well-maintained single-story home offering 1,954 sq. ft. of comfortable living space in the highly desirable Donlabrook Gardens neighborhood. This 3-bedroom, 2-bathroom residence features a spacious 2-car garage and thoughtful upgrades throughout.Highlights include:â€¢ Walk-in tub in the master bathroomâ€¢

Sean McSheehy World Impact Real Estate

947 Holbrook Cir, Fort Walton Beach, FL 32547
/45
$329,000
- 2 Beds
- 2 Baths
- 970 Sq Ft
4207 Indian Bayou Trail Unit 2204, Destin, FL 32541

Looking for a beautiful condo where the association fees actually cover (almost) everything-even electricity? This is the perfect unit for you! SELLER FINANCING AVAILABLE. 25% DOWN, 7.5% INTEREST, 30 YR AMORTIZATION WITH BALLOON IN 5 YRS This spacious and beautifully maintained 2-bedroom, 2-bathroom condo offers the perfect blend of comfort and convenience. Enjoy resort-style living with

Karen McCauley Realty ONE Group Emerald Coast

4207 Indian Bayou Trail Unit 2204, Destin, FL 32541
/56
$359,990
- 4 Beds
- 2 Baths
- 1,552 Sq Ft
609 Merioneth Dr NE, Fort Walton Beach, FL 32547

Welcome home to this beautiful, brick single-story 4 bedroom/2 bath located in the sought-after Kenwood neighborhood. Fenced back yard, mature trees & mid-century charm create a great place to call home. The formal living room is large and there is a second sitting area near the dining room & kitchen. There are sliders from the dining room and the master bedroom that open to a 25 x 8 Sunroom with

G Kaye Towner Keller Williams Realty FWB

609 Merioneth Dr NE, Fort Walton Beach, FL 32547
/19
$399,999
- 4 Beds
- 2 Baths
- 2,068 Sq Ft
1607 Sutton Place, Fort Walton Beach, FL 32547

THE HOME YOU'VE BEEN WAITING FOR in a great neighborhood that checks all the boxes! Four bedroom two bath, open concept, split floor plan complete with office space, dining area, kitchen and living room with a wood-burning fireplace. Roof is 2016, Windows 2014, and the home has Fabric Hurricane shutters Updated LVP flooring is throughout the main area, and carpet in the bedrooms. The master bath

Shelby Burns Coldwell Banker Realty

1607 Sutton Place, Fort Walton Beach, FL 32547
/40
$325,000
- 3 Beds
- 2 Baths
- 1,215 Sq Ft
412 Detroit Ave, Valparaiso, FL 32580

Well-maintained and move-in ready, this thoughtfully updated home offers a seamless blend of comfort and modern design. The open-concept layout features a desirable split floor plan that maximizes space and privacy, enhanced by crown molding, recessed lighting, and brand new carpet in bedrooms (April 2025). Centrally located with convenient access to Eglin AFB, Hurlburt Field, and Duke

Phoenix Catao The Lisa Snuggs Real Estate Group

412 Detroit Ave, Valparaiso, FL 32580
/65
$399,000
- 2 Beds
- 2 Baths
- 950 Sq Ft
775 Gulf Shore Dr Unit 7201, Destin, FL 32541

Fantastic location just steps from the beach, hot tubs and heated pool! Sandpiper Cove offers 1,100 feet of private Gulf frontage with seasonal beach service available. This gated community features 5 swimming pools (2 heated), 3 hot tubs, 6 tennis courts lined for pickleball, a 9-hole par-3 golf course, canal dock, owners-only marina, and boat launch. Enjoy leisurely walks around the beautifully

Lars Rygaard World Impact Real Estate

775 Gulf Shore Dr Unit 7201, Destin, FL 32541
/23
$389,000
- 1 Bed
- 2 Baths
- 970 Sq Ft
4203 Indian Bayou Trail Unit 1906, Destin, FL 32541

This unit has views of the Gulf as well as our spectacular sunrises from the ninth floor in the East building. Resort includes a large lagoon pool with waterfall, children's pool, playground and splash pool, lighted tennis and basketball courts, fitness center, and covered protected parking. Also available is a conference center, office center, and reception desk. The Palms of Destin offers

The Ketchersid Team The Ketchersid Group LLC

4203 Indian Bayou Trail Unit 1906, Destin, FL 32541
/4
$385,000
- 4 Beds
- 2 Baths
- 1,827 Sq Ft
6620 Spyglass Hill Rd, Laurel Hill, FL 32567

Brick construction in the wonderful Heritage Plantation neighborhood. This community has underground utilities in a beautiful, natural setting with large homesites and a community pool. This is the Cali plan which offers an open floor plan, great for entertaining. This home features 4 bed, 2 bath, dining area, covered patio open to a large fenced yard, and a 2 car garage. This home has solar

Ralph Harvey ListWithFreedom.com

6620 Spyglass Hill Rd, Laurel Hill, FL 32567
/37
$339,000
- 3 Beds
- 2 Baths
- 1,710 Sq Ft
2377 Lake Silver Rd, Crestview, FL 32536

PENDING WITH KICK-OUT CLAUSE 1971 Dodge Charger Included with Full Price OfferCharming 3BR/2BA Country Home on 1 Acre - 3 garage workshop, Covered Porch & No HOA!Enjoy peaceful country living on a spacious 1-acre lot with this beautifully maintained 3-bedroom, 2-bath home that combines comfort, space, and functionality. Relax or entertain on the covered back porch with extended deck,

ADRIANA FOSTER Coldwell Banker Realty

2377 Lake Silver Rd, Crestview, FL 32536
/28
$399,000
- 2 Beds
- 2 Baths
- 1,035 Sq Ft
909 Santa Rosa Blvd Unit 241, Fort Walton Beach, FL 32548

VA APPROVED!!! Welcome to El Matador, a gated beachfront community on beautiful Okaloosa Island. This fully furnished 2-bedroom, 2-bathroom condo offers stunning Gulf views, resort-style amenities, and direct access to 500 feet of pristine white-sand beach.Step inside to a bright, open layout featuring a modern kitchen with granite countertops, a breakfast bar, and a brand-new dishwasher. The

Jennifer Carty JC Coastal Real Estate

909 Santa Rosa Blvd Unit 241, Fort Walton Beach, FL 32548
/39
$379,000
- 2 Beds
- 2 Baths
- 1,150 Sq Ft
4207 Indian Bayou Trail Unit 2316, Destin, FL 32541

SIMPLE STATEMENT OF STYLE! Gorgeous third floor, OVERSIZED 2 bedroom, 2 bath Palms unit with new NEW HVAC! This exquisite unit features custom kitchen cabinets, upgraded granite counter-tops, all top of the line appliances & beautiful tile grey throughout! Amenities include an expansive lagoon heated pool, spas, a children's pool, restaurant and lounge with covered outdoor seating, conference

Howard Dolgoff Emerald Coast Properties Inc

4207 Indian Bayou Trail Unit 2316, Destin, FL 32541
/37
$375,000
- 3 Beds
- 2.5 Baths
- 1,631 Sq Ft
428 Bridgewater Ct, Mary Esther, FL 32569

Charming 3-bedroom, 2.5-bath home in Bridgewater Subdivision, conveniently, proximate to Hurlburt Field (4.5 miles) and Eglin AFB (15 miles). Highlights include:- Spacious floor plan with vaulted ceilings and natural light- Cozy fireplace- Beautifully updated kitchen- Convenient half bath downstairs- Large primary bedroom and bathroom with double vanities upstairs- Spacious, fenced backyard with

Jonathan Clark Coldwell Banker Realty

428 Bridgewater Ct, Mary Esther, FL 32569
/55
$329,900
- 3 Beds
- 2 Baths
- 1,616 Sq Ft
6100 Buck Ward Rd, Baker, FL 32531

Kick Out Clause in place. Motivated seller! Well maintained all brick home situated on .67 of an acre lot! New roof and new air conditioner in 2023, new water heater in 2022 all with transferable warranties. 16x35 workshop with power and water; additional lean-to storage with hurricane tiedowns. Large chain link fenced in backyard. Additional space beyond fenced in yard for camper or boat or

SHERRY BURNS ERA American Real Estate

6100 Buck Ward Rd, Baker, FL 32531
/73
$339,000
- 2 Beds
- 2 Baths
- 1,269 Sq Ft
5 Laguna St Unit 203, Fort Walton Beach, FL 32548

PRICE REDUCED $10K AND $5K TOWARDS CLOSING COST OR ANYWAY MONEY!!!!Waterfront Living with Unbeatable Bay Views!Wake up to breathtaking sunrise views over Cinco Bayou from this beautifully updated 2-bedroom, 2-bath condo—visible from the living room, primary suite, and expansive balcony! Soaring 10-foot ceilings, crown molding, and an open-concept layout create a spacious, inviting

Kyle Stone LPT Realty

5 Laguna St Unit 203, Fort Walton Beach, FL 32548
/26
$374,900
- 3 Beds
- 3 Baths
- 2,766 Sq Ft
340 Woodland Ave, Mary Esther, FL 32569

'Recently renovated' 4 bedroom, 3 bathroom home featuring a private mother-in-law suite, perfect for extended family or guests. Enjoy low energy costs thanks to solar panels, and relax in the bright and inviting sunroom. The property also includes a detached storage building, offering plenty of space for tools or hobbies. Located just minutes from the beach and Hurlburt Field, this home offers

Edwina Bludworth Ocean Reef Realty Inc

340 Woodland Ave, Mary Esther, FL 32569
/39
$382,000
- 4 Beds
- 2.5 Baths
- 2,317 Sq Ft
4434 Mirada Way, Crestview, FL 32539

Welcome home!This Cambridge plan features split bedroom plan and has 4 bedrooms and 2 1/2 baths, located just South of I-10. As you enter the front door, you will see a ''mud area'' to your left and a half bath and laundry room to your right. Straight ahead you enter a spacious living room with french doors that take you to the heated/cooled sunroom. To the right of the living room is the

Yuliya Grabko Realty ONE Group Emerald Coast

4434 Mirada Way, Crestview, FL 32539
/58
$395,000
- 4 Beds
- 3 Baths
- 2,619 Sq Ft
5848 Calumet Ct, Crestview, FL 32536

With an acceptable offer, seller will replace the A/C unit and water heater.Located in Silver Oaks Phase 1, this spacious 4-bedroom, 3-bath home offers a large screened-in porch and a private, shaded backyard—ideal for outdoor living and entertaining. The fenced yard includes a sprinkler system and an additional yard building for extra storage or workspace. You'll also enjoy access to the

Janet Johnson ERA American Real Estate

5848 Calumet Ct, Crestview, FL 32536
/36
$360,000
- 3 Beds
- 2 Baths
- 1,669 Sq Ft
360 Bryn Mawr Blvd, Mary Esther, FL 32569

***All permits and inspections have been finalized and closed through the city and county*** This fully updated home features a brand-new roof, AC, and hot water heater, along with updated copper wiring and brand-new plumbing (drains and supply lines). Inside, you'll find fresh interior and exterior paint, new LVP flooring throughout, fully renovated bathrooms, and a stunning modern kitchen with

Amanda Hagy LPT Realty LLC

360 Bryn Mawr Blvd, Mary Esther, FL 32569
/27
$309,000
- 3 Beds
- 2 Baths
- 1,989 Sq Ft
109 Eagle Dr, Crestview, FL 32536

Charming Crestview Home! Features include a mix of carpet, tile, and hardwood floors. The kitchen is updated with recently painted lower cabinets and Formica countertops. Appliances include a stove and microwave (approx. 2+ years). Enjoy an attached garage, back patio, and a 6ft white vinyl fence. The bathroom is dated. Includes HVAC (approx. 8+ years) and electric updates are in progress. No

Scott Fader Joseph Walter Realty LLC

109 Eagle Dr, Crestview, FL 32536
/29
$370,000
- 5 Beds
- 2 Baths
- 2,883 Sq Ft
706 Mary Ave, Fort Walton Beach, FL 32547

Must-see corner lot in the heart of Fort Walton Beach!Welcome to this spacious 5-bedroom, 2-bath home nestled on a generous 0.25-acre lot at the corner of Mary Avenue and Woodrow Street. This property has so much potential, home offers a flexible layout perfect for families, multi-generational living, or investment opportunities. Inside, you'll find two separate living areas, a formal dining

Green Beret Group Keller Williams Realty FWB

706 Mary Ave, Fort Walton Beach, FL 32547
/52
$379,000
- 1 Bed
- 1 Bath
- 800 Sq Ft
151 Calhoun Ave Unit 301, Destin, FL 32541

What a fantastic opportunity to own a beautifully renovated 1-bed Bay view condo in the highly sought-after Valencia! Rarely do these end units become available.Enjoy your private, waterfront balcony overlooking the bay, the sparkling community pool, and breathtaking sunsets. From dolphin and boat watching to relaxing with a morning coffee, this is the ideal coastal escape. Whether you're

Mark Hiller EXP Realty LLC

151 Calhoun Ave Unit 301, Destin, FL 32541
/28
$348,000
- 1 Bed
- 1 Bath
- 616 Sq Ft
500 Gulf Shore Dr Unit 118A, Destin, FL 32541

Welcome to your beachside retreat at Jetty East! This beautifully updated 1st-floor, 1BR/1BA condo is just steps from the sugar-white sands of the Emerald Coast. Enjoy granite countertops, luxury vinyl plank flooring, smooth ceilings, stainless steel appliances, and stylish fixtures throughout. Skip the elevator--easy beach access makes this a guest favorite! Jetty East offers 900 ft. of private

Tina Kirschling COLDWELL BANKER REALTY

500 Gulf Shore Dr Unit 118A, Destin, FL 32541
/37
$329,000
- 2 Beds
- 2 Baths
- 970 Sq Ft
4203 Indian Bayou Trail Unit 1306, Destin, FL 32541

Welcome to your slice of paradise at The Palms of Destin! This beautifully maintained 2-bedroom, 2-bath unit offers a spacious open floor plan, and turnkey convenience, perfect as a vacation home, investment property, or full-time residence. Enjoy world-class amenities including a lagoon-style pool, fitness center, tennis courts, on-site dining, and a seasonal beach shuttle. Located in the East

Bashan Thomas Bastion Realty LLC

4203 Indian Bayou Trail Unit 1306, Destin, FL 32541
/30
$359,900 Open Tue 4PM - 6PM
- 3 Beds
- 2 Baths
- 1,508 Sq Ft
49 Circle Dr, Fort Walton Beach, FL 32547

Stop the Search — Your Dream Home Near Base is Here! Seller will pay towards Buyers closing cost to make this the perfect budget-friendly move in. This gem is perfectly located just minutes from Eglin AFB and Hurlburt Field, making daily commute a breeze. Whether you're moving in or relocating across town, this home checks every box.Step into the bright, open living space where hard floors

Tiffany Spence Spence Properties

49 Circle Dr, Fort Walton Beach, FL 32547
/58
$365,000
- 3 Beds
- 2 Baths
- 1,716 Sq Ft
3062 Highland Ave, Crestview, FL 32539

Calling all investors! This fantastic property offers opportunity for investment or development. Situated on 6.29 acres of land zoned MBL HM SUB, this property has incredible potential. 3 Bedroom, 2 Bath Mobile Home with a brand new roof installed May 2025!Large workshop located on the property, providing storage space or possibility to house space for various projects.A shed is included,

Karey Campbell Campbell & Company Realty Inc

3062 Highland Ave, Crestview, FL 32539
/27
$300,000
- 3 Beds
- 2 Baths
- 1,188 Sq Ft
634 Lloyd St, Fort Walton Beach, FL 32547

Move-in ready! Every corner of this beautifully updated, single-level home shines with style and quality. Major upgrades include a new roof (2021), AC (2021), and hot water heater (2021)—providing peace of mind for years to come. Both full bathrooms have been beautifully renovated with granite-topped vanities, updated flooring, new toilets, and bathtub/shower combinations. The home also includes

Landon Sipes Bastion Realty LLC

634 Lloyd St, Fort Walton Beach, FL 32547
/48
$364,000
- 1 Bed
- 1 Bath
- 629 Sq Ft
775 Gulf Shore Dr Unit 1033, Destin, FL 32541

Charming, cozy and canal front!! This is your chance to snatch up one of the best kept condos in Destin! Being located in the heart of Destin, you can walk, golf cart or bike ride to Target, local restaurants and coffee spots! Like to boat? Perfect! Temporary rental slips available through the HOA allows you to dock right outside the unit!Makes for a day on the boat easy when you can load all

Timothy Lenth Keller Williams Realty Destin

775 Gulf Shore Dr Unit 1033, Destin, FL 32541
/35
$325,000
- 2 Beds
- 2 Baths
- 1,220 Sq Ft
711 Powell Dr, Niceville, FL 32578

Beautiful Single Family Home where Comfort Meets Character - A Home That Has It All! Step into style, charm, and total peace of mind with this beautifully kept gem! Featuring PAID off solar panels, brand-new windows, updated insulation, and a brand new fence for privacy , this home is move-in ready and made for living. Enjoy the seamless flow of the open-concept layout, highlighted by a

Olivia Catanese Coldwell Banker Realty

711 Powell Dr, Niceville, FL 32578
/37
$359,900
- 3 Beds
- 2.5 Baths
- 1,560 Sq Ft
387 Twin Lakes Ln, Destin, FL 32541

Located in the heart of Destin and minutes away from beautiful white sandy beaches, this charming 3 bedroom + 2 1/2 bathroom townhome features fresh neutral paint throughout, beautiful luxury vinyl flooring, 9 ft ceilings and large covered back patio. The spacious floorplan offers a downstairs open living room and dining area, kitchen with pantry and wood cabinets, half bathroom and a one car

Landon Sipes Bastion Realty LLC

387 Twin Lakes Ln, Destin, FL 32541
/36
$385,000
- 2 Beds
- 2 Baths
- 970 Sq Ft
4207 Indian Bayou Trail Unit 2804, Destin, FL 32541

(-$40k adjustment from original list price!) Welcome to your beautifully renovated coastal retreat in The Palms of Destin — ideally located in the heart of Destin, Florida! This 2-bedroom, 2-bathroom condo spans 970 square feet and offers a thoughtfully designed, fully updated space ideal for full-time living or the ultimate vacation getaway. Nearly every inch has been updated, including fresh

Eric Hanson Coldwell Banker Realty

4207 Indian Bayou Trail Unit 2804, Destin, FL 32541
/15
$377,000
- 2 Beds
- 2 Baths
- 1,487 Sq Ft
810 Fairway Lakes Dr, Niceville, FL 32578

One of the best little communities in Bluewater Bay. Fresh paint throughout, new carpet in the bedrooms. This home is ready for its new owners. Split bedroom plan with an additional space for an office, craft room, playroom or whatever you would like. Master has plenty of room, bath has separate shower and soaking tub. Enjoy the quite views of the pond from your sunroom.

Elisabeth Gillogly Century 21 AllPoints Realty

810 Fairway Lakes Dr, Niceville, FL 32578
/20
$359,000
- 4 Beds
- 2 Baths
- 1,468 Sq Ft
226 Bradley Dr NE, Fort Walton Beach, FL 32547

Welcome to 226 NE Bradley Dr, a beautifully renovated coastal retreat in the heart of Fort Walton Beach, Florida. Built in 1950 and thoughtfully updated, this home blends classic charm with modern upgrades—great for those seeking comfort, character, and convenience. Just a 3-minute access to a serene bay beach, this property is ideally located for enjoying the best of Florida's Emerald Coast.

Jonathan Minerick homecoin.com

226 Bradley Dr NE, Fort Walton Beach, FL 32547
/42
$350,000
- 1 Bed
- 1 Bath
- 629 Sq Ft
775 Gulf Shore Dr Unit 1037, Destin, FL 32541

lThis newly remodeled unit on the 9th hole of Sandpiper comes FULLY FURNISHED just push the button and you will be up and running on the rental circuit. Sandpiper is a vacationers dream with the 9 hole golf, 5 pools, 6 tennis courts, pickle ball, bocci ball, shuffleboard the infamous Louisiana Lagniappe Restaurant on location.1100 feet of gorgeous white sand and perfect emerald green water ,

Deborah Klinger Magnolia Waters Realty & Investments Llc

775 Gulf Shore Dr Unit 1037, Destin, FL 32541
/39
$315,900
- 3 Beds
- 2 Baths
- 1,292 Sq Ft
60 10th Ave Unit A, Shalimar, FL 32579

Adorable, well-maintained home in Shalimar, FL with 3 bedrooms, 2 bathrooms, and 1292 square feet plus a Florida room. Seller to replace roof with 30 year dimensional shingles with acceptable offer! This home is located within minutes to the bases, white sandy beaches, and restaurants! A new Rehem HVAC was installed in 2023! The hot water heater was replaced in 2023! The refrigerator was

Wendy Thomas Keller Williams Realty FWB

60 10th Ave Unit A, Shalimar, FL 32579

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