Amy Berry
The Agency Northwest Florida Beaches
(850) 716-1264
98 Total Sales
1 in Bluewater Bay
$487,000 Price
86 Marina Cove Dr Niceville, FL 32578
Bluewater Bay NeighborhoodEstimated Value: $330,048
2
Beds
2.5
Baths
1,538
Sq Ft
$215/Sq Ft
Est. Value
Highlights
- Marina
- Fishing
- Vaulted Ceiling
- Bluewater Elementary School Rated A-
- Primary Bedroom Suite
- Wine Refrigerator
About This Home
As of June 2026Welcome to 86 Marina Cove, a beautifully renovated end unit home in the heart of Bluewater Bay. This move-in ready property features an open concept main floor with vaulted ceilings and abundant natural light, new flooring throughout, quartz countertops, a new 2024 HVAC, and up-to-date HWH. The primary suite is privately located on the top floor with a spacious ensuite bath and walk-in closet. An extended single-car garage provides extra storage, and the back deck is perfect for relaxing or entertaining. The location truly sets this home apart, just minutes from the full-service marina, boat ramp, and local favorite LJ Schooners, with optional Bluewater Bay amenities including a pool, golf, tennis, and pickleball. Enjoy low maintenance living while embracing the coastal lifestyle in one of Niceville's most sought after communities.
Last Agent to Sell the Property
The Locals Group
Christies International Real Estate Emerald Coast Listed on: 01/22/2026
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Townhouse Details
Home Type
- Townhome
Year Built
- Built in 1982
Lot Details
- Property fronts a county road
- Street terminates at a dead end
Parking
- Attached Garage
Home Design
- Frame Construction
- Slate Roof
- Stucco
Interior Spaces
- 1,538 Sq Ft Home
- 2-Story Property
- Vaulted Ceiling
- Fireplace
- Living Room
- Dining Room
- Exterior Washer Dryer Hookup
Kitchen
- Electric Oven or Range
- Induction Cooktop
- Microwave
- Dishwasher
- Wine Refrigerator
Bedrooms and Bathrooms
- 2 Bedrooms
- Primary Bedroom Suite
- Dual Vanity Sinks in Primary Bathroom
- Primary Bathroom includes a Walk-In Shower
Outdoor Features
- Balcony
Schools
- Bluewater Elementary School
- Ruckel Middle School
- Niceville High School
Utilities
- Central Air
- Tankless Water Heater
- Cable TV Available
Listing and Financial Details
- Short Term Rentals Allowed
- Assessor Parcel Number 16-1S-22-3072-0000-0650
Community Details
Overview
- Property has a Home Owners Association
- Association fees include accounting, ground keeping, management, master
- Marina Cove Village Ph 1 Subdivision
Recreation
- Marina
- Community Playground
- Fishing
Pet Policy
- Pets Allowed
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jan 22, 2026
Closed on
Jun 18, 2026
Sold by
Welch Zachary and Welch Mayra L
Bought by
Seller's Agent
The Locals Group
Christies International Real Estate Emerald Coast
Buyer's Agent
Mary Ann Troiano
Destin Luxury Real Estate and Rental
List Price
$350,000
Sold Price
$335,000
Premium/Discount to List
-$15,000
-4.29%
Views
95
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$4,952
Avg. Annual Appreciation
-5.78%
Original Mortgage
$268,000
Outstanding Balance
$267,502
Interest Rate
6.37%
Mortgage Type
New Conventional
Estimated Equity
$62,546
Purchase Details
Listed on
Sep 19, 2022
Closed on
Apr 12, 2023
Sold by
Cotton Donna C
Bought by
Welch Zachary S and Welch Mayra L
Seller's Agent
John Sallman
Salt & Light Realty
Buyer's Agent
Candice Batt
Keller Williams Realty Nville
List Price
$324,950
Sold Price
$295,000
Premium/Discount to List
-$29,950
-9.22%
Views
101
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.08%
Original Mortgage
$304,735
Interest Rate
6.65%
Mortgage Type
VA
Purchase Details
Listed on
Sep 19, 2022
Closed on
Mar 22, 2023
Sold by
Cotton Kenneth Wayne
Bought by
Cotton Donna C
Seller's Agent
John Sallman
Salt & Light Realty
Buyer's Agent
Candice Batt
Keller Williams Realty Nville
List Price
$324,950
Sold Price
$295,000
Premium/Discount to List
-$29,950
-9.22%
Views
101
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$304,735
Interest Rate
6.65%
Mortgage Type
VA
Purchase Details
Listed on
Mar 20, 2017
Closed on
May 31, 2017
Sold by
Ochoa Nancy C
Bought by
Cotton Donna C
Seller's Agent
Cathy Alley
Berkshire Hathaway Home Services PenFed Realty
Buyer's Agent
Deborah Chihak
Coldwell Banker Realty
List Price
$173,500
Sold Price
$173,500
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.46%
Original Mortgage
$177,230
Interest Rate
3.97%
Mortgage Type
VA
Purchase Details
Closed on
Jun 22, 2012
Sold by
Ehlers Eric T and Ehlers Suzanne
Bought by
Ochoa Nancy C
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$127,200
Interest Rate
3.83%
Mortgage Type
New Conventional
Purchase Details
Closed on
Feb 17, 2003
Sold by
Newberry Carl R and Newberry Marianne
Bought by
Ehlers Eric T and Ehlers Suzanne
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Bluewater Bay, FL
-
Amy Berry
-
Gary Bowman
Gary Bowman
Responds QuicklyThe Agency Northwest Florida Beaches
(850) 812-5652
92 Total Sales
1 in Bluewater Bay
$4,400,000 Price
-
Ruben Garcia
Ruben Garcia
Fathom Realty FL LLC
(509) 461-6546
9 Total Sales
3 in Bluewater Bay
$320K - $449K Price Range
-
Yeska Sand
Yeska Sand
Ruckel Properties Inc
(850) 735-7746
73 Total Sales
3 in Bluewater Bay
$194K - $545K Price Range
-
Truman Alex
Truman Alex
Levin Rinke Realty
(850) 306-4931
22 Total Sales
2 in Bluewater Bay
$595,000 Price Range
-
Stephanie Richardson
Stephanie Richardson
EXP Realty LLC
(850) 749-3791
12 Total Sales
1 in Bluewater Bay
$475,000 Price
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $335,000 | Vintage Title & Escrow | ||
| Welch Zachary S | $295,000 | Old South Land Title | |
| Cotton Donna C | $100 | Old South Land Title | |
| Cotton Donna C | $173,500 | Old South Land Title Co | |
| Ochoa Nancy C | $159,000 | Rels Title | |
| Ehlers Eric T | $114,000 | First Natl Land Title Co Inc |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $268,000 | ||
| Previous Owner | Welch Zachary S | $304,735 | |
| Previous Owner | Cotton Donna C | $206,600 | |
| Previous Owner | Cotton Donna C | $177,230 | |
| Previous Owner | Ochoa Nancy C | $127,200 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 06/18/2026 06/18/26 | Sold | $335,000 | -2.9% | $218 / Sq Ft | |
| 05/18/2026 05/18/26 | Pending | -- | -- | -- | |
| 03/27/2026 03/27/26 | Price Changed | $345,000 | -1.4% | $224 / Sq Ft | |
| 01/22/2026 01/22/26 | For Sale | $350,000 | +18.6% | $228 / Sq Ft | |
| 07/23/2023 07/23/23 | Off Market | $295,000 | -- | -- | |
| 04/14/2023 04/14/23 | Sold | $295,000 | -4.8% | $192 / Sq Ft | View Prior Sale |
| 03/02/2023 03/02/23 | Pending | -- | -- | -- | |
| 01/05/2023 01/05/23 | Price Changed | $310,000 | -3.1% | $202 / Sq Ft | |
| 10/24/2022 10/24/22 | Price Changed | $319,950 | -1.5% | $208 / Sq Ft | |
| 09/19/2022 09/19/22 | For Sale | $324,950 | 0.0% | $211 / Sq Ft | |
| 08/08/2022 08/08/22 | Pending | -- | -- | -- | |
| 07/16/2022 07/16/22 | For Sale | $324,950 | +87.3% | $211 / Sq Ft | |
| 05/31/2017 05/31/17 | Sold | $173,500 | 0.0% | $113 / Sq Ft | View Prior Sale |
| 04/12/2017 04/12/17 | Pending | -- | -- | -- | |
| 03/20/2017 03/20/17 | For Sale | $173,500 | -- | $113 / Sq Ft |
Source: Emerald Coast Association of REALTORS®
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $3,210 | $264,997 | $55,550 | $209,447 |
| 2024 | $1,801 | $278,070 | $55,550 | $222,520 |
| 2023 | $1,801 | $182,581 | $0 | $0 |
| 2022 | $1,750 | $177,263 | $0 | $0 |
| 2021 | $1,742 | $172,100 | $0 | $0 |
| 2020 | $1,732 | $169,724 | $0 | $0 |
| 2019 | $1,704 | $165,908 | $55,000 | $110,908 |
| 2018 | $1,761 | $168,850 | $0 | $0 |
| 2017 | $2,303 | $172,698 | $0 | $0 |
| 2016 | $2,058 | $152,933 | $0 | $0 |
| 2015 | $2,061 | $149,110 | $0 | $0 |
| 2014 | $2,055 | $146,872 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
T
Seller's Agent in 2026
The Locals Group
Christies International Real Estate Emerald Coast
-
Mary Ann Troiano
Buyer's Agent in 2026
Mary Ann Troiano
Destin Luxury Real Estate and Rental
(850) 865-6111
2 in this area
30 Total Sales
-
John Sallman
JS
Seller's Agent in 2023
John Sallman
Salt & Light Realty
(850) 714-7837
3 in this area
27 Total Sales
-
CB
Buyer's Agent in 2023
Candice Batt
Keller Williams Realty Nville
-
E
Buyer's Agent in 2023
ecn.rets.e25547
ecn.rets.RETS_OFFICE
-
Cathy Alley
Seller's Agent in 2017
Cathy Alley
Berkshire Hathaway Home Services PenFed Realty
(850) 585-2303
19 in this area
137 Total Sales
Map
Source: Emerald Coast Association of REALTORS®
MLS Number: 993421
APN: 16-1S-22-3072-0000-0650
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
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