Ottawa, IL Homes for Sale under $400,000

Experience resort-style living in this exceptional home, an opportunity along the scenic Illinois River, just 90 minutes from Chicago. Perfect as a primary residence, vacation retreat, or investment property, this home offers flexibility, comfort, and income potential with an onsite rental management company. The home can also be purchased fully furnished, making it truly turnkey and ready for

Esmeralda Avila Heritage Select Realty

Your barndominium awaits! Set on 1 acre and surrounded by mature trees, this 4-bedroom, 2-bath home offers the perfect blend of comfort and functionality. Featuring a 900 sq ft attached heated garage with epoxied floors, along with a 900 sq ft heated detached garage, this property is ideal for hobbyists, car enthusiasts, contractors, or anyone in need of serious workspace and storage. Designed

Beth David Baird & Warner

Located along the Illinois River in the desirable Heritage Harbor community, approximately 90 miles southwest of downtown Chicago, this charming cottage offers the perfect blend of relaxation and convenience. Ideally situated near Starved Rock State Park, Matthiessen State Park, and other area parks, as well as the historic I&M Canal and downtown Ottawa, this home provides exceptional access to

Esmeralda Avila Heritage Select Realty

Turnkey, Fully Furnished Cottage in Heritage Harbor, Ideal Second Home or Investment. Welcome to your escape at Heritage Harbor, where resort-style living meets effortless ownership. This beautifully maintained two-story, fully furnished 3-bedroom, 3.5-bath cottage is truly move-in and rental ready, making it an exceptional opportunity for both personal enjoyment and short-term rental income. The

Esmeralda Avila Heritage Select Realty

Enjoy ample space for family or a quiet remote work space for any age . Country living yet close to main roads, shopping and restaurants. The spacious yard and expansive deck, 2 gazebos, large Jungle Gym and a stocked fishing pond that will provide abundant space for social gatherings or family play. The yard also features an additional 2 story yard barn for hobbies and a 4 car garage for

Lloyd Chapman Lloyd Chapman Realty Co.

Bring one...bring all...because this vacation home will fit them all! Situated in the pocket neighborhood of Heron's Landing at Heritage Harbor, this waterfront cottage is just a short walk from the marina, on-site restaurant, riverfront area, kayak rental and much more. You can take in wonderful views of the river or harbor from your front porch, second story deck or one of the two outdoor

Tammy Barry Homesmart Realty Group IL

718 Arch St in Ottawa, IL offers a unique multi-unit investment opportunity with four total units split between two separate buildings, plus a spacious 4-car detached garage. Each building contains two units, providing flexibility for rental income or owner occupancy. The layout allows for multiple income streams and reduced vacancy risk, making it an excellent choice for investors seeking strong

Caden Wakim GenStone Realty

UPDATED BRICK BEAUTY IN THE HEART OF OTTAWA - with major improvements! This spacious 3-bedroom, 2-bath two story offers ~2,300 sq ft of light filled living with high ceilings, a separate dining room, and the convenience of a main level full bath plus main level laundry. The 2025 refresh delivers the big-ticket updates buyers want: brand new ProVia windows, updated 200+ amp electrical service,

Aaron Mallet eXp Realty

This cozy "Poolside Paradise" vacation cottage has been constructed with energy efficient windows, upscale kitchen appliances, 9' ceilings, and open living, dining, and entertaining spaces on the first floor with a half bath and crawlspace for mechanicals. Ample cabinet and storage space await you in the kitchen, with large closets in the upstairs bedrooms with vaulted ceilings. The 2nd floor

Leah Inman Erickson Coldwell Banker Commercial Real Estate Group

A spacious, sprawling family home standing on TWO nicely landscaped lots in a wonderful Wallace School neighborhood! Featuring 4 bedrooms and 3.5 bathes. Main floor private bedroom with double closets and access to an additional walk-in closet and hall bath with tiled walk-in shower. The spacious kitchen features a large center island, table eating area with sliding doors leading to the brick

Debbie Burns Heritage Select Realty

Discover "The Canopies," a delightful 890 sq ft, 2-bedroom, 2-bathroom cottage being sold fully furnished and offering modern living with rustic charm, located in Heritage Harbor's Navvy Town neighborhood! Step the to the front porch and enjoy expansive views this new marina resort community. On the main level, this cozy home features a living room, kitchen, dinette, full bathroom and bedroom.

Jacob Valle Heritage Select Realty

Duplex built in 2023, fully occupied, cash flow under market rents currently at $1300 per unit. Each unit equipped with 925sf, 2 bed, 1 bath, open kitchen/living room concept and everything near new condition. Tenant pays water & electric. Located min from downtown Ottawa and Starved Rock State Park. Another 2 units available next door for same price with additional lots also available for

Phil Makarewicz Keller Williams Innovate

This stately English Tudor offers 3 bedrooms and 2.1 bathrooms, seamlessly blending timeless character with thoughtfully curated modern updates. Set on a private .66-acre lot, the home makes a striking first impression with its circular drive, mature landscaping, and warm glow of gas lanterns. An inviting 11x20 screened porch provides a serene, fully private retreat overlooking a wooded ravine,

George Shanley Coldwell Banker Real Estate Group

Fully rehabbed and move-in ready, this 4-bedroom home blends modern updates with flexible living. Two additional rooms offer endless possibilities-home office, gym, or creative space. Enjoy three full bathrooms and a beautifully updated kitchen with brand-new appliances and an island perfect for gathering. The finished basement adds even more room to relax or entertain. Recent upgrades include a

Viviana Lopez Real 1 Realty

Quality built 3-bedroom, 2.5-baths brick home in nice north Ottawa location in a desireable subdivision, Kain's Deer Timber. Inside the home you'll find beautiful hardwood floors, tons of storage space, a beautiful master bedroom suite, formal dining with access outside to the relaxing, no maintenance deck, a split bedroom floor plan, and a main level laundry room for convenience, plus the warmth

Alice Green Starved Rock Realty

ATTENTION INVESTORS! Zoned multi-family this 4 unit with potential for 5th is currently producing 8.7 cap rate with lots of room for improvement whether long term tenants or airbnb. Located in the historic district of Ottawa IL and walking distance of downtown which offers much variety of restaurants and shopping. Many recent improvments including newly renovated unit, new roof, gutters, soffit,

Phil Makarewicz Keller Williams Innovate

Discover exceptional value in this stunning new 4-bedroom, 2.5-bath home offering over 2,300 square feet of beautifully finished living space in the heart of Ottawa, Illinois, just minutes from I 80. With cathedral ceilings, gleaming hardwood floors, and an open-concept layout, this home is both stylish and functional. The main level features two bedrooms with a potential in-law arrangement,

Erin Stuedemann Coldwell Banker Real Estate Group

Buyers, check out this 4-bedroom, 2-bath, completely remodeled in 2021! Newly completed in the home is the beautiful tile backsplash in the kitchen and freshly painted stairway, with a carpeted runner to give that custom feel to the entryway. The bi-level design provides excellent separation of space, with two bedrooms on the upper level and two bedrooms on the lower level, and comfortable family

Tammy Barry Homesmart Realty Group IL