Ottawa, IL Homes for Sale under $400,000

• 

  

  /2

  $103,000

  • Land
  • 0 Sq Ft

  806 Fulton St, Ottawa, IL 61350

  Beverly Malooley Malooley Dahm Realty

  806 Fulton St, Ottawa, IL 61350
• 

  

  

  /26

  $259,900

  Pending

  • 4 Beds
  • 3 Baths

  613 Webster St, Ottawa, IL 61350

  HOUSE HACKERS and INVESTORS wanted! Did you know that as a FIRST-TIME HOMEBUYER-or ANY BUYER planning to occupy the property as their primary residence-you can purchase a 2-unit, 3-unit, or even a 4-unit property? By living in one unit and renting out the others, you may be able to use the rental income to help qualify for the mortgage and offset your monthly housing expenses. This strategy,

  Irina Allison Apex Real Estate Brokerage Inc

  613 Webster St, Ottawa, IL 61350
• 

  

  

  /13

  $189,900

  • 3 Beds
  • 1 Bath
  • 1,026 Sq Ft

  320 Desoto St, Ottawa, IL 61350

  Welcome to 320 DeSoto Street in Ottawa! This well maintained 3 bedroom brick ranch offers comfortable single-level living with plenty of space both inside and out. The home features a bright and inviting layout with a spacious enclosed front porch, providing a warm and welcoming space to relax and enjoy natural light throughout the day. Inside, you'll find a solid, functional floor plan with very

  Esmeralda Avila Heritage Select Realty

  320 Desoto St, Ottawa, IL 61350
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  /6

  $114,999

  $15K PRICE DROP Pending

  • 3 Beds
  • 1 Bath
  • 1,055 Sq Ft

  317 Maryland Ave, Ottawa, IL 61350

  Charming and well-maintained home in Ottawa, currently leased through April 2026, making it an excellent turn-key investment. This property offers strong and consistent cash flow with reliable tenants already in place. Ideal for investors seeking a low-maintenance, income-producing asset in a stable rental market.

  Caden Wakim GenStone Realty

  317 Maryland Ave, Ottawa, IL 61350
• 

  

  

  /26

  $194,900

  • 3 Beds
  • 2 Baths
  • 1,495 Sq Ft

  416 Palmor Dr, Ottawa, IL 61350

  Neat and clean with high end luxury vinyl plank flooring, this spacious 3, possibly 4-bedroom, 2 full bath half duplex offers an open floor plan and an attached 1-car garage. The inviting living room features a gas-start fireplace with the mounted TV above fireplace staying. The living room is open to the beautifully remodeled kitchen with abundant new cabinetry, quartz countertops breakfast bar

  Christine Hopps Coldwell Banker Today's

  416 Palmor Dr, Ottawa, IL 61350
• 

  

  /31

  $339,000

  $21K PRICE DROP Pending

  • 4 Beds
  • 3.5 Baths
  • 2,530 Sq Ft

  2602 Cherie Ln, Ottawa, IL 61350

  A spacious, sprawling family home standing on TWO nicely landscaped lots in a wonderful Wallace School neighborhood! Featuring 4 bedrooms and 3.5 bathes. Main floor private bedroom with double closets and access to an additional walk-in closet and hall bath with tiled walk-in shower. The spacious kitchen features a large center island, table eating area with sliding doors leading to the brick

  Debbie Burns Heritage Select Realty

  2602 Cherie Ln, Ottawa, IL 61350
• 

  

  /15

  $139,900

  • 5 Beds
  • 1.5 Baths
  • 2,430 Sq Ft

  900 W Jackson St, Ottawa, IL 61350

  INVESTOR SPECIAL Massive opportunity in Ottawa! Over 2,400 sq. ft. of potential packed into this large corner-lot home. With a main floor bedroom and half bath and 4 more bedrooms and a full bathroom upstairs, this house has all the room you need! There's even a formal dining room and a den off the living room, for extra areas to entertain or to set up a home office. Main floor laundry off the

  Dana Stuedemann Chismarick Realty, LLC

  900 W Jackson St, Ottawa, IL 61350
• 

  

  /17

  $206,000

  Pending

  • 3 Beds
  • 1 Bath
  • 1,044 Sq Ft

  1417 Chippewa Dr, Ottawa, IL 61350

  This well-maintained and exceptionally clean 3-bedroom, 1-bathroom home is located on Ottawa's desirable south side. Step inside to a spacious living room featuring an inviting layout that flows effortlessly into the dining area and kitchen. Large windows throughout fill the home with natural light, highlighted by a charming bay window in the living room. Enjoy the convenience of an attached

  George Shanley Coldwell Banker Real Estate Group

  1417 Chippewa Dr, Ottawa, IL 61350
• 

  

  /21

  $335,000

  $5K PRICE INCREASE

  • 2 Beds
  • 2 Baths
  • 966 Sq Ft

  100 Great Loop Dr, Ottawa, IL 61350

  Discover "The Canopies," a delightful 890 sq ft, 2-bedroom, 2-bathroom cottage being sold fully furnished and offering modern living with rustic charm, located in Heritage Harbor's Navvy Town neighborhood! Step the to the front porch and enjoy expansive views this new marina resort community. On the main level, this cozy home features a living room, kitchen, dinette, full bathroom and bedroom.

  Jacob Valle Heritage Select Realty

  100 Great Loop Dr, Ottawa, IL 61350
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  /28

  $275,000

  • 3 Beds
  • 1.5 Baths
  • 1,196 Sq Ft

  609 9th Ave, Ottawa, IL 61350

  Tucked away on Ottawa's southeast side is this charming 3-bedroom, 1.5-bath ranch on a generous half-acre double lot. A re-location out of state makes this well-loved home available for its next chapter. Situated in one of Ottawa's hidden corners, this home offers the perfect blend of comfort, convenience, and peaceful living. Brimming with vintage charm, this home offers easy one-level living

  Erin Stuedemann Coldwell Banker Real Estate Group

  609 9th Ave, Ottawa, IL 61350
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  /37

  $356,900

  • 4 Beds
  • 2.5 Baths
  • 2,240 Sq Ft

  15 Oaklane Dr, Ottawa, IL 61350

  Welcome home to this beautifully updated 4-bedroom, 2.1-bathroom two-story located in the highly sought-after Wallace School District! From the inviting front porch and excellent curb appeal to the thoughtfully designed interior, this home offers the perfect blend of classic charm and modern convenience. Step inside to a welcoming foyer highlighted by a stunning staircase. The spacious living

  George Shanley Coldwell Banker Real Estate Group

  15 Oaklane Dr, Ottawa, IL 61350
• 

  

  /22

  $174,500

  Pending

  • 3 Beds
  • 2 Baths
  • 1,216 Sq Ft

  1108 W Lafayette St, Ottawa, IL 61350

  Nice westside home with a one car detached garage. The home has 3 bedrooms and 2 baths. One is a full master bath. The living room is really large, plenty of room for any type of furniture! You have a small patio area in back with an average yard to enjoy also. There's a covered front porch and a smaller covered porch now in back added in 2022 approximately. There was a lot of updates in 2019 and

  Alice Green Starved Rock Realty

  1108 W Lafayette St, Ottawa, IL 61350
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  /36

  $356,900

  • 4 Beds
  • 2.5 Baths
  • 1,999 Sq Ft

  11 Oaklane Dr, Ottawa, IL 61350

  Welcome home to this beautifully maintained 4-bedroom, 2.5-bathroom Dutch Colonial home located on a spacious .45-acre lot in the highly desirable Wallace School District. From the moment you step into the grand foyer, you'll appreciate the timeless character, generous room sizes, and inviting layout this home has to offer. A stunning staircase greets you as you enter, setting the tone for the

  George Shanley Coldwell Banker Real Estate Group

  11 Oaklane Dr, Ottawa, IL 61350
• 

  

  /25

  $124,900

  Pending

  • 2 Beds
  • 1 Bath
  • 968 Sq Ft

  424 E Main St, Ottawa, IL 61350

  Nice Starter Home located in Ottawa's Historic "east side". 2 bedroom, 1 bathroom, full basement, first floor laundy, and detached 1 1/2 car garage (garage door opener). New "Central Air Conditioner". New "breaker box", both front and rear doors are new (including new screen doors). Accross the street from Ottawa High School Tennis Courts. Roof and furnace were both new 9 years ago

  James Rice Washington Square, Realtors

  424 E Main St, Ottawa, IL 61350
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  /14

  $285,000

  • Land
  • 0 Sq Ft

  324 Leeward Way, Rutland Township, IL 61350

  WATERFRONT...WATERFRONT...WATERFRONT! Welcome to this PRIME estate lot in Heritage Harbor's resort community, the prestigious Pinnacle Pointe of Ottawa. This vacant waterfront lot isn't just land-it's your chance to make your dreams a reality and design your forever dream home or vacation retreat where paradise awaits! With a private clubhouse, heated pool, fitness room, and a boat slip just

  Tammy Barry Homesmart Realty Group IL

  324 Leeward Way, Rutland Township, IL 61350
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  /13

  $145,000

  • 2 Beds
  • 1 Bath
  • 701 Sq Ft

  1617 Pine St, Ottawa, IL 61350

  Charming and move in ready, this cozy 2 bedroom, 1 bath home offers comfort, functionality, and great value for anyone. The inviting covered front porch creates a warm welcome and provides the perfect spot to relax. Inside you will find practical layout with comfortable living spaces, ideal for first time home buyers, downsizes or investors. Convieniently located within walking distance to

  Phil Makarewicz Keller Williams Innovate

  1617 Pine St, Ottawa, IL 61350
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  /7

  $225,000

  $14K PRICE DROP

  • Land
  • 0 Sq Ft

  23 Great Loop Dr, Ottawa, IL 61350

  Waterfront Lot in Heritage Harbor - Build Your Dream Home! Discover the perfect opportunity to build your custom dream home on this premier waterfront lot located in the sought-after resort community of Heritage Harbor. This is the largest waterfront that remains in Harbor Village. It also has community space and stairs to the east of it providing more space for views and design options. Ideally

  Tammy Barry Homesmart Realty Group IL

  23 Great Loop Dr, Ottawa, IL 61350
• 

  

  /19

  $169,900

  Pending

  • 3 Beds
  • 1 Bath
  • 920 Sq Ft

  1120 Sanger St, Ottawa, IL 61350

  Welcome home to this charming and well-maintained 3-bedroom, 1-bathroom ranch offering comfortable living and numerous updates throughout. The bright, semi-open layout creates a seamless flow between the living room and kitchen, making the space ideal for both everyday living and entertaining. Major exterior improvements provide peace of mind, including new siding and gutters installed in 2024, a

  George Shanley Coldwell Banker Real Estate Group

  1120 Sanger St, Ottawa, IL 61350
• 

  

  /20

  $263,000

  Open Sat 11AM - 12:30PM $7K PRICE DROP

  • 4 Beds
  • 2.5 Baths
  • 1,935 Sq Ft

  1008 Joliet St, La Salle, IL 61301

  Charming 4 bedroom, 2.5 bath brick home in north LaSalle. Kitchen comes with newer appliances, plenty of closet space & some lovely hardwood flooring. Heating and A/C new in 2025 and water heater 2024. There is a full basement with rec room, kitchenette with appliances and full bath. Home is approximately 1935 sq ft. There is also a sunny deck, 1 car & a 2 car garage that has alley access. Plenty

  Bonnie Lester Coldwell Banker Today's

  1008 Joliet St, La Salle, IL 61301
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  /16

  $157,000

  $18K PRICE DROP

  • 2 Beds
  • 1 Bath
  • 1,075 Sq Ft

  1428 W Main St, Ottawa, IL 61350

  Motivated Seller!- Discover this newly updated 2-bedroom, 1-bath corner-lot gem featuring a fresh interior, a brand-new kitchen, upgraded bath, new flooring and carpet, and new windows that brighten every room. With electrical and plumbing improvements already done, this move in ready home also offers an enclosed front porch and a spacious yard perfect for relaxing or entertaining. The basement

  Katherine Trankina Coldwell Banker Realty

  1428 W Main St, Ottawa, IL 61350
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  /30

  $219,999

  $30K PRICE DROP

  • 5 Beds
  • 5 Baths

  608 W Madison St, Ottawa, IL 61350

  Great Investment Opportunity located in beautiful downtown Ottawa! This rental property includes 3 Units. One of them being a beautiful home. This home includes a loft master suite with an abundance of storage, jacuzzi tub, skylights, and a private upper deck located right off the master suite! The lower floor of the home is an open concept floor plan. This home has a paved lower deck, vinyl

  Bethany Coleman-Weger Local Realty Group, Inc.

  608 W Madison St, Ottawa, IL 61350
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  /15

  $329,999

  $9K PRICE DROP

  • 4 Beds
  • 3 Baths
  • 1,862 Sq Ft

  126 Prairie St, Ottawa, IL 61350

  Fully rehabbed and move-in ready, this 4-bedroom home blends modern updates with flexible living. Two additional rooms offer endless possibilities-home office, gym, or creative space. Enjoy three full bathrooms and a beautifully updated kitchen with brand-new appliances and an island perfect for gathering. The finished basement adds even more room to relax or entertain. Recent upgrades include a

  Viviana Lopez Real 1 Realty

  126 Prairie St, Ottawa, IL 61350
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  /4

  $120,900

  • 3 Beds
  • 1 Bath
  • 1,352 Sq Ft

  503 Taylor St, Ottawa, IL 61350

  List Price $120,900 AUCTION Occupied - Great opportunity to own this 1.5-story colonial style home, built in 1896 and featuring covered front porch, 3 bedrooms, and 1 bath. NO ACCESS, OR VIEWINGS of this property. Please DO NOT DISTURB the occupant. "As is" cash only sale with no contingencies or inspections. Buyer will be responsible for obtaining possession of the property upon closing.

  Cheryl Rabin Realhome Services & Solutions, Inc.

  503 Taylor St, Ottawa, IL 61350
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  /18

  $244,900

  $5K PRICE DROP

  • 4 Beds
  • 2 Baths
  • 2,102 Sq Ft

  217 20th Ave, Ottawa, IL 61350

  Welcome to this charming and spacious 4-bedroom, 2-bath all-brick bungalow that's ready to welcome your growing family! Filled with character and endless potential, this home offers plenty of room to spread out and make lasting memories. The functional layout provides comfortable living space, while the bonus room offers flexibility for a playroom, home office, family room, or whatever best fits

  Cara Cameron Crosstown Realtors, Inc.

  217 20th Ave, Ottawa, IL 61350
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  /12

  $275,000

  $25K PRICE INCREASE

  • Land
  • 2.18 Acres
  • $126,147 per Acre

  000 Kain St, Ottawa, IL 61350

  Opportunity awaits! You will find over 2 acres of land for further development, in a great location on Ottawa's North Side. This commercial property is TIF/Enterprise Zoned, and ready to be developed. Located next to an established subdivision, and among shopping, this location has easy access to the interstate, downtown Ottawa, and to get to Starved Rock State Park. Drive by and check it out

  Brittany Ross RE/MAX 1st Choice

  000 Kain St, Ottawa, IL 61350
• 

  

  /17

  $199,500

  Pending

  • 3 Beds
  • 1 Bath
  • 936 Sq Ft

  620 York St, Ottawa, IL 61350

  Elegant ranch-style home offering 3 bedrooms and 1 bathroom, located in the historic district on the east side just two blocks from the Illinois River. This charming home features refinished wood floors throughout and a beautifully remodeled bathroom with stylish finishes and a walk-in shower. The eat-in kitchen includes updated cabinet hardware and unique open shelving above the cabinets-perfect

  Kimberly Hanouw The Chrysalis Group

  620 York St, Ottawa, IL 61350
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  /42

  $240,000

  $10K PRICE DROP

  • 3 Beds
  • 2.5 Baths
  • 1,926 Sq Ft

  627 E Main St, Ottawa, IL 61350

  Welcome home to this charming historic gem in the heart of downtown Ottawa! This spacious 3-bedroom, 2.1-bath home blends timeless character with thoughtful updates throughout. From the moment you step inside, you'll love the soaring ceilings, stunning original woodwork, and abundance of natural light pouring through the oversized windows. The updated kitchen is perfect for gathering and

  Stephanie Clauson Realtopia Real Estate Inc

  627 E Main St, Ottawa, IL 61350
• 

  

  /17

  $369,900

  • 2 Beds
  • 2.5 Baths
  • 1,217 Sq Ft

  2 Pelican Landing, Ottawa, IL 61350

  Located along the Illinois River in the desirable Heritage Harbor community, approximately 90 miles southwest of downtown Chicago, this charming cottage offers the perfect blend of relaxation and convenience. Ideally situated near Starved Rock State Park, Matthiessen State Park, and other area parks, as well as the historic I&M Canal and downtown Ottawa, this home provides exceptional access to

  Esmeralda Avila Heritage Select Realty

  2 Pelican Landing, Ottawa, IL 61350
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  /48

  $245,000

  $30K PRICE DROP

  • 3 Beds
  • 1.5 Baths
  • 2,352 Sq Ft

  2594 E 1069th Rd, Ottawa, IL 61350

  Nestled right in the heart of Starved Rock State Park, this home is perfectly situated for nature lovers. You're just minutes away from Matthiessen State Park, Buffalo Rock Park, and all the amazing trails and overlooks around the Illinois River. Plus, the charming towns of Ottawa and Utica are just a short drive away! This place is perfect for a weekend getaway or a year-round retreat, sitting

  Kimberly Lancaste Weichert REALTORS Signature Professionals

  2594 E 1069th Rd, Ottawa, IL 61350
• 

  

  /14

  $126,000

  Pending

  • 2 Beds
  • 1 Bath
  • 918 Sq Ft

  816 W Madison St, Ottawa, IL 61350

  Cute and cozy two bedroom home in great west side neighborhood. Close to schools, shopping recreation in the heart of Ottawa. The home features many updates including thermal-pane windows, newer flooring, central air unit and some new light and plumbing fixtures. The property includes a full basement and detached one car garage and also boasts a nice patio in the back yard and enclosed porch in

  Adam Finley Illinois Valley Property Management

  816 W Madison St, Ottawa, IL 61350
• 

  

  /11

  $115,000

  • Land
  • 0 Sq Ft

  100 Great Loop Dr #44, Ottawa, IL 61350

  Imagine building your dream home on this exceptional vacant lot in the highly sought-after Heritage Harbor Marina Resort Community. Located in the charming Navy Town pocket neighborhood, this homesite offers scenic harbor views and a prime location within the community, providing the perfect opportunity to create a custom single-family retreat in a vibrant waterfront setting. Enjoy the

  Esmeralda Avila Heritage Select Realty

  100 Great Loop Dr #44, Ottawa, IL 61350
• 

  

  /25

  $200,000

  • 3 Beds
  • 2 Baths
  • 1,864 Sq Ft

  708 E Glover St, Ottawa, IL 61350

  First time on the market for this three bedroom, two bathroom ranch on the south side of Ottawa. Offering comfortable single-level living, this home features an extra large living room with a wood-burning fireplace. Separate dining room. Laundry hook-up on the main floor. Kitchen has table space and comes complete with all appliances included. Primary bedroom includes full bathroom. Situated on a

  Cortney Kaufman Coldwell Banker Real Estate Group

  708 E Glover St, Ottawa, IL 61350
• 

  

  /48

  $289,900

  • 4 Beds
  • 2.5 Baths
  • 2,718 Sq Ft

  508 Pearl St, Ottawa, IL 61350

  Own a piece of Ottawa history with this remarkable 1902 Shingle Style home, ideally located on the city's historic east side. Enjoy close proximity to both the Illinois and Fox Rivers, downtown Ottawa's shops and restaurants, and convenient interstate access for commuters. Rich in architectural character, this home showcases timeless details including hardwood floors, leaded glass windows, pocket

  George Shanley Coldwell Banker Real Estate Group

  508 Pearl St, Ottawa, IL 61350
• 

  

  /21

  $140,000

  Pending

  • 3 Beds
  • 2 Baths
  • 1,546 Sq Ft

  822 W Lafayette St, Ottawa, IL 61350

  Well-maintained three bedroom, two bath on the west side of Ottawa. Hardwood floors under some carpet. Roof on house and garage (2016) Furnace and central air (2018) Whole-house generator (2020) Water heater (2024) 100 amp electrical service. Two car detached garage. Main floor laundry. Kitchen includes refrigerator, oven/range and microwave.

  Cortney Kaufman Coldwell Banker Real Estate Group

  822 W Lafayette St, Ottawa, IL 61350
• 

  

  /26

  $135,000

  Pending

  • 3 Beds
  • 1 Bath
  • 1,077 Sq Ft

  1913 Columbus St, Ottawa, IL 61350

  Welcome home to this adorable 3-bedroom, 1-bath residence that's completely move-in ready! From the moment you arrive, you'll appreciate the charm and warmth this cute home has to offer. Inside, you'll find comfortable living spaces filled with natural light and a functional layout designed for everyday living. Whether you're a first-time homebuyer, looking to downsize, or searching for an

  Sarah Morris Keller Williams Infinity

  1913 Columbus St, Ottawa, IL 61350
• 

  

  /10

  $219,500

  $10K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 2,274 Sq Ft

  316 Guthrie St, Ottawa, IL 61350

  Welcome to this delightful piece of architectural nostalgia nestled in a tranquil neighborhood in south Ottawa! Built in true 1950's mod design with convenience and space saving storage in mind! Many built-ins remain original. The kitchen was recently remodeled and is spot on with a nod to the era's iconic style. Quartz counters and chic cabinetry; All appliances stay! Deep one car garage with

  Ellen Credi Blackhawk Brokerage LLC

  316 Guthrie St, Ottawa, IL 61350
• 

  

  /41

  $325,886

  Pending

  • 3 Beds
  • 2.5 Baths
  • 1,976 Sq Ft

  312 Kain St, Ottawa, IL 61350

  Quality built 3-bedroom, 2.5-baths brick home in nice north Ottawa location in a desireable subdivision, Kain's Deer Timber. Inside the home you'll find beautiful hardwood floors, tons of storage space, a beautiful master bedroom suite, formal dining with access outside to the relaxing, no maintenance deck, a split bedroom floor plan, and a main level laundry room for convenience, plus the warmth

  Alice Green Starved Rock Realty

  312 Kain St, Ottawa, IL 61350
• 

  

  /13

  $225,000

  • Land
  • 14,374 Sq Ft
  • $681,818 per Acre

  1230 Columbus St, Ottawa, IL 61350

  Prime Commercial Corner Lot in Ottawa, Illinois Exceptional commercial lot available at the highly visible corner of Columbus Street and Michigan Street in Ottawa, Illinois. This strategically located property offers outstanding exposure and is just minutes from downtown Ottawa's thriving business, shopping, and restaurant district. Situated in the heart of the "Town of Two Rivers" and along the

  George Shanley Coldwell Banker Real Estate Group

  1230 Columbus St, Ottawa, IL 61350
• 

  

  /24

  $335,000

  $7K PRICE DROP

  • 4 Beds
  • 2 Baths
  • 2,640 Sq Ft

  729 River Edge Cir, Ottawa, IL 61350

  Meticulously maintained 4-bedroom, 2-bath home located on Ottawa's north side. This beautifully appointed home features neutral decor throughout, an open floorplan on the main level, nearly new stainless steel appliances, updated mechanicals, a tankless water heater, and new carpeting in the bedrooms. 3 Bedrooms on the second level, and an english style finished basement offers another bedroom,

  Tammy Barry Homesmart Realty Group IL

  729 River Edge Cir, Ottawa, IL 61350
• 

  

  /5

  $180,000

  • Land
  • 2.59 Acres
  • $69,498 per Acre

  000 24th Ave, Ottawa, IL 61350

  Bring your floor plans and ideas to this 2.59 acres subdivided into 8 lots with approximate dim. of 102x125, zoned R2 for duplex or single family homes. Water, electric and gas all at the road with sewer needed to be ran from Lot 2 to end of road(approx. 70K). No covenants or HOA. Conveniently located min. from downtown Ottawa and Starved Rock State Park.

  Phil Makarewicz Keller Williams Innovate

  000 24th Ave, Ottawa, IL 61350

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