Ottumwa, IA Homes under $100,000

Spacious and AFFORDABLE! This 3-bedroom home offers approx. 1,120 SQFT on the main level, plus a full unfinished basement - ideal for future expansion or added living space. With a bit of TLC, this property could become a comfortable primary residence OR investment property! Upgrades include newer central A/C, roof, and windows. Don't miss out! Get access today.

Jenny Ochoa Palmas Real Estate LLC

Smaller house = bigger adventures! Fresh updates, lower bills, and a cozy vibe make this home a smart move. New paint, floors, kitchen, and bath, plus in-home laundry, a detached garage, and a large fenced yard for pets or play. Ready to move in and start living lighter!

Heather Jorgensen RE/MAX Pride-Ottumwa

Great bonus space options in this 3+ bedroom! Main floor features a large bedroom, full bath, spacious living room, eat-in kitchen and main floor laundry. Second floor has two bedrooms, 3-seasons room off one of the bedrooms (your plants will love you!) and bonus flex space at top of stairs -- great for a playroom, office or additional sleeping quarters. Fresh paint throughout main floor, new

Melanie Mapes Century 21 Signature

Welcome to 434 S Ward—a charming and well-maintained two-bedroom home located just north of Mary Street. With over 1,000 square feet of living space, this home offers comfort, character, and thoughtful updates throughout. The current owner has made major improvements, including a new HVAC system in 2018, a one-car garage added in 2019, and all-new neutral laminate flooring installed in 2024. The

Jim Clingman Bridge City Realty

Step into timeless charm with this spacious 3-bedroom, 2-bath home offering 2,240 square feet of living space—and the potential for a fourth bedroom! From the moment you walk in, you’ll be captivated by the beautiful original hardwood floors and rich woodwork that showcase the craftsmanship of a bygone era. The home features large rooms and a functional layout that provides the perfect foundation

Kayla Miller Bogle Realty LLC

Great opportunity to own a move-in ready 3-bedroom home at an excellent price. Located in a nice neighborhood, this home features new flooring, fresh paint, and other upgrades. The open living and dining area is perfect for meals or entertaining. Outside, enjoy the cozy covered front porch and a detached oversized one-car garage. Contact an agent to see this one—you won’t want to miss it!

Heather Jorgensen RE/MAX Pride-Ottumwa

Why rent when you can own? This charming 2-bedroom, 1-bath home offers affordable living with bills that are less than what you'd pay in rent. The house is spotless and ready for you to move in immediately. Enjoy a big yard without the hassle—a neighbor will mow it for only $30. Situated on the outskirts of town, this home is a must-see. Contact a realtor to take a look.

Kevin Veatch Bridge City Realty

Located within walking distance to Ottumwa High School and Wilson Elementary school. Take a look at this 2 bedroom, 1 1/2 bath home. You will find original hardwood floors throughout the main level that consists of living room, bedrooms, and one half bath. The lower level has an additional living space, kitchen, full bath, laundry area with an extra lavatory, extra storage space and a sun room.

Christina Nell-Hatfield Bridge City Realty

This charming 2-bedroom, 1-bath home offers big opportunities! Featuring newer siding and a recently updated roof, this property also includes an attached one-car garage for added convenience. Whether you’re looking for a starter home or an investment opportunity, this home is full of potential.

Sarah Johnson Bridge City Realty

Opportunity awaits! This Ottumwa home is available with the adjacent lot. Featuring a recently replaced water heater and convenient carport. While the furnace needs updating, envision the possibilities. Property includes an outbuilding for storage. Ideal for those seeking a project with potential.

Jeffrey Hagel Jeff Hagel Real Estate

Cozy bungalow style 2-bedroom home with a fenced in yard. Detached 2-car garage offers lots of storage area. Walkin shower put in 5 years ago. Heating system and flooring was put in in 2018. There is a full useable basement with a sump pump. Take a look today.

Melanie Cowan RE/MAX Pride Oskaloosa

Excellent investment opportunity in Ottumwa! This move-in ready 3BR/1BA home sits on an oversized 1.06-acre lot and features a fully updated bathroom, original hardwood floors, new roof, and new water heater. The expansive yard offers great potential for added amenities or future expansion. The inviting patio offers a perfect spot to unwind and enjoy the outdoors. Located near schools and

Kayla McConnell RE/MAX Pride-Ottumwa

This quaint 2-bedroom, 2-bath home offers great potential for investors. The main floor features two bedrooms, a bathroom, and a non-conforming bedroom at the front that could be used as an office or additional space. The basement includes another bathroom and ample space for storage. While the home needs cosmetic updates, it’s a solid investment. The furnace and A/C unit were replaced in 2017

Kayla Miller Bogle Realty LLC

Affordable living in this century-old two-bedroom charmer with lots of natural character throughout. The home features wood floors in the living room and formal dining room, there's an eat-in kitchen, and the bathroom has been modified to include a roll-in shower and main floor laundry hook-ups. You'll enjoy relaxing on the screened porch. The property comes with a partially chain-link fenced

Jim Clingman Bridge City Realty