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Palm Beach County FL Homes under $100,000

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  • /33

    $74,900

    • 2 Beds
    • 2 Baths
    • 1,248 Sq Ft

    4178 Royal Manor Blvd Unit 15, Boynton Beach, FL 33436

    This 1248 square foot manufactured home in Sea Meadow is a cozy and charming property perfect for a small family or retired couple. The home features 2 bedrooms and 2 bathrooms, providing ample space and privacy for residents. The interior boasts a spacious living room with a fireplace, a fully equipped kitchen with modern appliances, and a dining area perfect for entertaining guests. The home

    Chaeric Wilson Sea Meadow

    4178 Royal Manor Blvd Unit 15, Boynton Beach, FL 33436
  • /27

    $89,000

    • 1 Bed
    • 1.5 Baths
    • 684 Sq Ft

    53 Northampton C, West Palm Beach, FL 33417

    Exceptionally maintained condo with magnificent view of the lake, this one is an eye pleaser and squeaky clean! Decorators touch but can be unfurnished if desired. This building is well funded and has done all the required maintenance needed to get a great insurance rate keeping the fees low so you can enjoy all this resort style community has to offer.

    Melissa Iaria Jordyn Taylor Properties, LLC

    53 Northampton C, West Palm Beach, FL 33417
  • /14

    $81,000

    • 1 Bed
    • 1 Bath
    • 570 Sq Ft

    399 Sheffield Q, West Palm Beach, FL 33417

    Petrina Penio Real Estate Center of West Palm Beach

    399 Sheffield Q, West Palm Beach, FL 33417
  • /40

    $74,900

    • 1 Bed
    • 1 Bath
    • 702 Sq Ft

    150 Easthampton G Unit 150, West Palm Beach, FL 33417

    GORGEOUS TURN KEY UNIT IN A SOUGHT AFTER LOCATION. TASTEFULLY DECORATED AND UPDATED & NEW FRONT DOOR. FURNITURE NEG. TILE THROUGH OUT THE UNIT. SPACIOUS CLOSET WITH A LARGE WALKIN PANTRY. BUILDING FINANCIAL SOUND NEWLY PAINTED WITH RESTORATION WORK. *BONUS PARKING STEPS FROM UNIT WITH PAVERS LEADING TO BACK DOOR ENTRANCE. COMMUNITY HAS A PLETHORA OF AMENITIES, 1200 SEAT THEATER, NUMEROUS POOLS,

    Sherri Waterman RE/MAX Prestige Realty/WPB

    150 Easthampton G Unit 150, West Palm Beach, FL 33417
  • /2

    $24,000

    • Land
    • 1 Acre
    • $24,000 per Acre

    348 S US Highway 1 Unit 57, Jupiter, FL 33477

    SEASONAL RENTAL. Don't miss your chance to rent out boat slip 57. Available ASAP. Up to a 48' boat including a dockmaster in the heart of Jupiter.

    MICHAEL DEPHILLIPS Majestic Realty Company Florida

    348 S US Highway 1 Unit 57, Jupiter, FL 33477
  • /21

    $80,000

    • 1 Bed
    • 1 Bath
    • 660 Sq Ft

    3300 Springdale Blvd Unit 208, Palm Springs, FL 33461

    MOTIVATED SELLER! This peaceful unit is located in 55+ community, with a view on courtyard and mini golf area. Public Library, bus station, small shopping plaza, gas station, lake and more - are all on the walking distance. Community has an active clubhouse with pool, gazebo, sauna, exercise area, game and billiard room. Miniature golf and shuffle are most popular activities with residents. Come

    Borjana Pejic Paradise Real Estate Intl

    3300 Springdale Blvd Unit 208, Palm Springs, FL 33461
  • /11

    $86,500

    • 1 Bed
    • 1 Bath
    • 570 Sq Ft

    119 Salisbury E Unit E, West Palm Beach, FL 33417

    Very nice and well-maintained unit in Century Village West Palm Beach, a 55+ Community.1 bedroom with lots of space and natural light.Covered balcony.1 assigned parking spot.Currently rented at $1100/month.Century Village offers amazing amenities: theatre, clubhouse, bus service, pools, fitness center, and many more.

    Giorgio Picinelli SOBE International Realty

    119 Salisbury E Unit E, West Palm Beach, FL 33417
  • /20

    $74,900

    • 2 Beds
    • 2 Baths
    • 768 Sq Ft

    4450 Lady Beverlee Ct N Unit 184, Boynton Beach, FL 33436

    This charming 768 square foot manufactured home built in 1977 by Miller offers cozy living in the Sea Meadow community of Boynton Beach, FL. With 2 bedrooms and 2 bathrooms, the home features an en suite bathroom for added convenience. The kitchen comes equipped with stainless steel appliances, including a dishwasher and microwave, perfect for those who love to cook. The home also boasts a

    Chaeric Wilson Sea Meadow

    4450 Lady Beverlee Ct N Unit 184, Boynton Beach, FL 33436
  • /23

    $84,999

    • 1 Bed
    • 1.5 Baths
    • 720 Sq Ft

    131 Monaco C Unit 1310, Delray Beach, FL 33446

    Location Location ! Don't miss the opportunity to live it this Resort Community Style - Walking distance from the Monaco Club House - Partially furnished 1 bedroom 1.5 bathroom all tiled - It has beens renovated a couple of years and in excellent condition - AC 6 years old and Water tank 1 year

    Christine Ubeda Signature International RE

    131 Monaco C Unit 1310, Delray Beach, FL 33446
  • /6

    $75,000

    • 1 Bed
    • 1.5 Baths
    • 720 Sq Ft

    631 Brittany N, Delray Beach, FL 33446

    Great opportunity to purchase this first floor condo unit near to Monaco Clubhouse, tennis courts, Bistro Restaurant, and much more.

    Claudia Gentile White Horse Realty Group Inc

    631 Brittany N, Delray Beach, FL 33446
  • /19

    $55,000

    • 2 Beds
    • 2 Baths
    • 1,200 Sq Ft

    6250 Guava Ln, Atlantis, FL 33462

    SPACIOUS 2 BEDROOMS, 2 BATHS AND ENCLOSED FLORIDA ROOM WITH SEPARATE ENTRANCE. RECENT UPDATES INCLUDE NEW FLOORING, NEW WATER HEATER, AC ONLY 3 YEARS, NEW SHOWER WALLS, NEW TOILETS AND ROOF JUST REFINISHED. MARALAGO CAY IS A QUIET 55+ COMMUNITY IN LANTANA, A LUXURY MOBILE HOME PARK THAT OFFER TWO POOLS, GYM AND AND YOU ARE ALLOWED TO PARK YOUR BOAT. THE LOCATION IS CLOSED TO MAJOR AIRPORTS,

    Elida Brandao Greener Globe Realty Group

    6250 Guava Ln, Atlantis, FL 33462
  • /6

    $95,000

    • 1 Bed
    • 1.5 Baths
    • 684 Sq Ft

    206 Sheffield I, West Palm Beach, FL 33417

    Open space, wood floors, freshly painted,bathroom vanity and toilet less than 1 year old, parking right in front of unit.This unit has a rental restriction for 2 years.

    Hernan Golod Golod Group LLC

    206 Sheffield I, West Palm Beach, FL 33417
  • /12

    $63,500

    • 1 Bed
    • 1 Bath
    • 744 Sq Ft

    2812 Garden Dr S Unit 206, Lake Worth, FL 33461

    All the amenities to enjoy an active adult lifestyle within a 55 plus community. Close to the Palm Beaches vibrant lifestyle, restaurants, theaters and Florida's beautiful beaches. Palm Beach International Airport is within minutes' drive.

    Mark Steinman Brown Harris Stevens of PB

    2812 Garden Dr S Unit 206, Lake Worth, FL 33461
  • /21

    $98,900

    • 1 Bed
    • 1.5 Baths
    • 764 Sq Ft

    300 Village Green Cir S Unit 2060, Palm Springs, FL 33461

    Completely remodeled unit! Step into this beautifully renovated second-floor condo and experience modern comfort at its best. This 1-bedroom, 1-bathroom condo has been completely updated from top to bottom and features brand-new flooring along with updated appliances. The private balcony offers a serene garden view, perfect for relaxing outdoors. Located in a highly desirable 55+ community just

    Carlos Sarmiento The Corcoran Group

    300 Village Green Cir S Unit 2060, Palm Springs, FL 33461
  • /24

    $95,000

    • 1 Bed
    • 1 Bath
    • 611 Sq Ft

    2966 Ashley Dr E Unit B, West Palm Beach, FL 33415

    Up dated one bedroom one bath unit in pet friendly Ashley section of Cresthaven. New tankless water heater, Granite counter tops and new cabinets in the kitchen with and extra built in, Steps away from the clubhouse and pool area and close to downtown and beaches. Annual income must be$40k and credit score of 700 of higher required by association. All furniture is included.

    Karen Massinello Massinello Realty LLC

    2966 Ashley Dr E Unit B, West Palm Beach, FL 33415
  • /23

    $97,500

    • 1 Bed
    • 1.5 Baths
    • 894 Sq Ft

    2534 Garden Dr S Unit 207, Lake Worth, FL 33461

    This spacious condo welcomes you with sunny southern exposure. New energy-efficient A/C in 2024, updated kitchen, plenty of cabinet and closet space. Sliding impact doors on the home-wide screened patio and impact windows on the front. Identical tile floors throughout, Accent light in the kitchen. The sparsely but smartly furnished, leisurely interior leaves you room to tailor the home to look

    Satu Barish Atlantic Florida Properties Inc

    2534 Garden Dr S Unit 207, Lake Worth, FL 33461
  • /16

    $64,500

    • 1 Bed
    • 1.5 Baths
    • 702 Sq Ft

    434 Southampton B, West Palm Beach, FL 33417

    Bright & Cheerful with New Water Views In 55+ Century Village! Well Priced Penthouse 1/1.5 With Central AC and New Water Views From The Over Sized Lanai! In Lovely Updated Premium Wood Laminate Flooring Flows Throughout. Nicely Maintained Kitchen With Updated White Appliances. Spacious Bedroom Suite With Full Ensuite Bath, Wall of Closets, and Access to the Enclosed Lanai. Over Sized Enclosed

    Aaron Rose RE/MAX Direct

    434 Southampton B, West Palm Beach, FL 33417
  • /36

    $95,900

    • 2 Beds
    • 2 Baths
    • 1,080 Sq Ft

    2682 Garden Dr S Unit 103, Lake Worth, FL 33461

    SOLD AS IS. Beautiful and well taken care of Lake Clark Gardens Condominium complex. This complex requires at least one of the owners is the age of 55, and a minimum age to reside in the condominium is 15. Great Corner unit on bottom floor, with access to back yard like common area from your screened in porch. It feels like a single family home without the worries of doing lawn maintenance...it

    Jose Sotillo Pavon Realty Group, LLC

    2682 Garden Dr S Unit 103, Lake Worth, FL 33461
  • /6

    $95,000

    • Land
    • 0.24 Acre
    • $395,833 per Acre

    0 Rardin Ave, Pahokee, FL 33476

    Build your future on this 0.24-acre vacant residential lot in Pahokee, FL 33476. Offering a spacious homesite in a quiet and established community, this property provides ample room for a custom home, outdoor living, or future expansion. Located near local schools, parks, and the natural beauty of Lake Okeechobee, the setting combines small-town charm with everyday convenience. Whether you're an

    Samih Sadiq KELLY RIGHT REAL ESTATE

    0 Rardin Ave, Pahokee, FL 33476
  • /11

    $97,000

    • 1 Bed
    • 1.5 Baths
    • 775 Sq Ft

    725 Lori Dr Unit 306, Palm Springs, FL 33461

    Reduced to sell. Motivated Seller - Bring Your Best Offer!Move-in ready and beautifully remodeled in 2024, this updated condo is perfect for active adults seeking comfort, convenience, and value. Recent upgrades include a brand-new A/C system and vents, modern kitchen with new cabinetry and appliances, updated bathroom vanities, and fresh plumbing throughout. Hurricane-impact windows with

    Shirley Badillo United Realty Group, Inc

    725 Lori Dr Unit 306, Palm Springs, FL 33461
  • /60

    $79,900

    • 1 Bed
    • 1.5 Baths
    • 646 Sq Ft

    116 Canterbury E Unit 1160, West Palm Beach, FL 33417

    THIS IS TRULY A MUST SEE IN PERSON IN ORDER TO CAPTURE THE INCREDIBLE UNIQUE SPLIT CONVERTED 2 BEDROOM FLOW UNLIKE NO OTHER WITH MAJOR SPACE SAVERS THROUGHOUT UNIT. TURNKEY, PARTIALLY FURNISHED, COMMUNITY HAS A PLETHORA OF AMENITIES. LUXURY LIVING LOCATED IN THE HEART OF PALM BEACH COUNTY. PROXIMITY TO DOWNTOWN, PBI, BEACHES, SHOPPING, RESTAURANTS AND MORE. AGAIN, MUST SEE IN PERSON!!

    Sherri Waterman RE/MAX Prestige Realty/WPB

    116 Canterbury E Unit 1160, West Palm Beach, FL 33417
  • /36

    $99,000

    • 2 Beds
    • 2 Baths
    • 880 Sq Ft

    160 Tuscany C Unit 1600, Delray Beach, FL 33446

    WALK IN TUBPARTIAL IMPACT GLASS WINDOWSEnjoy the comfort & style of this move-in ready, first-floor unit located in the desirable Kings Point active adult community. Your favorite space might be the screened terrace, a sunny spot with plenty of room for additional seating. You'll love the amenities of Kings Point including two 18-hole golf courses designed by Robert Trent Jones, Sr.; swim and

    Paul Saperstein EXP Realty LLC

    160 Tuscany C Unit 1600, Delray Beach, FL 33446
  • /29

    $89,000

    • 3 Beds
    • 2 Baths
    • 1,500 Sq Ft

    827 Sunglow St Unit 827, Boynton Beach, FL 33436

    This three bedroom/two bath home has a split floor plan. Tile floors throughout with the living room having laminate. The living room is large that can become a living dinning area. There is a enclosed lanai with a separate entrance in the front of the home. The lanai floor and driveway have recently done with a OX coating. There is a double car port no more moving one car to get the other out.

    Patrick Crocetta Hometown America, a Manufactured Home Dealer

    827 Sunglow St Unit 827, Boynton Beach, FL 33436
  • /17

    $80,000

    • 1 Bed
    • 1 Bath
    • 570 Sq Ft

    228 Northampton L, West Palm Beach, FL 33417

    Welcome to your own little piece of paradise! Century Village West Palm Beach is a 55+ community with endless amenities to enjoy the South Florida lifestyle. This 1st floor 1 bedroom, ceramic tile through out the entire unit and boast newly updated bathroom with step in shower, glass door, safety handle, new vanity, mirror and toilet. The condo offers a bright open floor plan with an enclosed

    Isaac Mendez CENTURY 21 Tenace Realty

    228 Northampton L, West Palm Beach, FL 33417
  • /20

    $32,000

    • 2 Beds
    • 2 Baths
    • 1,056 Sq Ft

    6339 S Ash Ln Unit 571, Atlantis, FL 33462

    Right now, you could own a 1972 model 2 bed/2 bath, 1056.00 sq. ft. home in Maralago Cay, a well-maintained, professionally managed manufactured home community. With flexible financing options, you could pay less to own your own home than you are to rent an apartment! Call today and speak with one of our representatives to schedule a viewing. This one won't be on the market long!

    Bertha Rodriguez Maralago Cay

    6339 S Ash Ln Unit 571, Atlantis, FL 33462
  • /14

    $87,500

    • 1 Bed
    • 1.5 Baths
    • 735 Sq Ft

    398 Mansfield J Unit 398 J, Boca Raton, FL 33434

    2 ND floor Retire in the sunshine, where every day feels like a vacation! A special condo to live in or as a second home. Recently painted with newer appliances in kitchen. STALL shower has been installed in the main on suite bathroom. Newer carpeting with ceiling fans. Internet, cable, water included in the maintence. Adult actives include galore. Steps to bus, pool and parking

    Robert SOLOMON Century Village Real Estate,

    398 Mansfield J Unit 398 J, Boca Raton, FL 33434
  • /63

    $19,000

    • 2 Beds
    • 2 Baths

    4102 74th Rd N Unit Lot 431, West Palm Beach, FL 33404

    Double-Wide Comfort at a Single-Wide Price! Motivated seller! Welcome to your dream home in this vibrant 55+ gated community, just 3 miles from the ocean! This spacious double-wide home offers the comfort and space you want at an unbeatable value. Enjoy community activities, security, and a welcoming neighborhood perfect for an active and social lifestyle. Features You'll Love: 2 Bedrooms / 2

    Robin Bundy

    4102 74th Rd N Unit Lot 431, West Palm Beach, FL 33404
  • /11

    $85,000

    • 1 Bed
    • 1.5 Baths
    • 660 Sq Ft

    12004 Poinciana Blvd Unit 108, Royal Palm Beach, FL 33411

    GREAT FIRST FLOOR END UNIT. NO UNITS ABOVE. BOASTING 1 LARGE BEDROOM WITH ENCLOSED PATIO. BRIGHT OPEN LIVING SPACE. LARGE WALK IN CLOSET IN OWNERS SUITE. COMMUNITY FEATURES; CLUBHOUSE, POOL, SIDEWALKS ETC. SHORT WALK TO COMMONS 60 ACRE PARK. CLOSE TO TWO MAJOR HOSPITALS, PALMS WEST & WELLINGTON REGIONAL. SHOPPING & DINING JUST MINS AWAY. NOTE: PROPERTY IS BEING SOLD AS IS. GREAT OPPORTUNITY !!!

    Ian Latchmansingh On Call Realty Inc

    12004 Poinciana Blvd Unit 108, Royal Palm Beach, FL 33411
  • /17

    $97,500

    • 2 Beds
    • 2 Baths
    • 1,232 Sq Ft

    927 Sun Acres Ln Unit 927, Boynton Beach, FL 33436

    This home has been totally renovated. From the sub flooring up. It is spacious and is totally open concept. It has a 3 year old roof, and AC, new kitchen and baths with tile showers also 3 years old. Along with the appliances. Also there is new landscaping and you are steps away from the heated salt generated swimming pool and jacuzzi along with all the five star amenities only a Hometown

    Patrick Crocetta Hometown America, a Manufactured Home Dealer

    927 Sun Acres Ln Unit 927, Boynton Beach, FL 33436
  • /12

    $40,000

    • 2 Beds
    • 2 Baths
    • 1,064 Sq Ft

    743 Sunny South Ave Unit 743, Boynton Beach, FL 33436

    This home has been renovated in 2019 and now has a open concept lay out. It is a 2/2 with all updated appliances stainless sink and the A/C is brand new. It sits at the end of the community boosting serenity. All beautiful flooring has been added along with bathroom vanities and commodes. This home is sold with nice furniture and all decorations. The large screened in room in the front of the

    Patrick Crocetta Hometown America, a Manufactured Home Dealer

    743 Sunny South Ave Unit 743, Boynton Beach, FL 33436
  • /13

    $32,500

    • 2 Beds
    • 1.5 Baths

    6250 Ficus Ln, Atlantis, FL 33462

    Discover your future home in the highly desirable 55+ community of Maralago Cay! This charming and well-cared-for 2-bedroom, 1.5-bathroom home is nestled in a secure gated neighborhood offering a lifestyle of comfort and convenience. Residents enjoy access to resort-style amenities such as a clubhouse, two sparkling pools, tennis courts, a fitness center, game room, and so much more. Inside,

    Jennifer Maasdorp Integrity Mobile Homes

    6250 Ficus Ln, Atlantis, FL 33462
  • /22

    $55,800

    • 1 Bed
    • 1 Bath
    • 806 Sq Ft

    506 Davis Rd Unit 66, Palm Springs, FL 33461

    Adult 55+ community. Larger master bedroom with walk in closet. Upgraded bathroom, plus a den that could be used as a second bedroom. Tile floor throughout the whole unit. Tankless/ water heater, new A/C 2025, new roof 2025. Enjoy two pools (one heated), gym, pool tables, bowling, bocce ball, shuffleboard, minigolf, picnic area, auditorium, and courtesy bus for shopping. Basic cable and water

    Frank Perdomo Atlantic Florida Properties Inc

    506 Davis Rd Unit 66, Palm Springs, FL 33461
  • /25

    $42,000

    • 2 Beds
    • 2 Baths
    • 1,200 Sq Ft

    6308 S Ash Ln, Lake Worth, FL 33462

    Just Listed !!! Beautiful 2 bedroom 2 bath home with an open floor plan. Updated thru out , spacious bedrooms, attached carport and storage . Located in a gated community with a Clubhouse, 2 pools, Tennis, Fitness, Game room , Boat & RV Storage and more !

    Maggie Langan RE/MAX Prestige Realty

    6308 S Ash Ln, Lake Worth, FL 33462
  • /9

    $78,950

    • 1 Bed
    • 1 Bath
    • 600 Sq Ft

    108 Lake Dora Dr Unit 1080, West Palm Beach, FL 33411

    This corner one bedroom one bath is located right next door to the clubhouse entrance with the screened porch over looking the parking lot. Its like having the pool and gym and facilities in your back yard. There is a stackable washer and dryer in the unit.

    Karen Massinello Massinello Realty LLC

    108 Lake Dora Dr Unit 1080, West Palm Beach, FL 33411
  • /23

    $95,000

    • 1 Bed
    • 1.5 Baths
    • 702 Sq Ft

    403 Windsor R, West Palm Beach, FL 33417

    PRICE REDUCED TO SELL!!Come & see this Beautiful Gem!Beautifully renovated and move-in ready ground floor unit situated in Century village known for its resort-style social living. This unit is surrounded with amazing garden views with an open concept living area, gorgeous updated kitchen and gleaming large format tile throughout. As property owner at Century Village you will be able to enjoy

    Mayelin Mejia Partnership Realty Inc.

    403 Windsor R, West Palm Beach, FL 33417
  • /81

    $54,000

    • 2 Beds
    • 2 Baths
    • 1,420 Sq Ft

    4035 69th Place N Unit 849, Riviera Beach, FL 33404

    Step into the charm of this adorable vintage-style cottage-a hidden gem nestled in a quiet cul-de-sac within the highly sought-after 55+ community. This cozy retreat offers the perfect blend of comfort and charm, with new flooring throughout, a spacious enclosed lanai for extra living space, plus an additional screened porch ideal for morning coffee or evening breezes. Inside, every corner

    Robin Bundy

    4035 69th Place N Unit 849, Riviera Beach, FL 33404
  • /25

    $69,000

    • 2 Beds
    • 2 Baths
    • 883 Sq Ft

    712 Monaco O Unit 7120, Delray Beach, FL 33446

    Great 2 Bed / 2 Bath Condo Located in the Kings Point Golf and Country Club for 55+. This Property is Located on the Second Floor and Features Wood and Tile Floors, an Updated Kitchen, Updated Bathrooms, A Screened-in Balcony and So Much More! Community Features a Theatre, Cafe, Gym, Tennis Court, Shuffleboard, Golf, 6 Pool and So Much More! Location Also Offers Easy Access to All Major Roadways,

    Attila Yildiz Coldwell Banker Realty

    712 Monaco O Unit 7120, Delray Beach, FL 33446
  • /40

    $89,500

    • 2 Beds
    • 2 Baths
    • 880 Sq Ft

    152 Tuscany C Unit C, Delray Beach, FL 33446

    Welcome home to this charming first-floor corner 2-bedroom, 2-bath condo in the heart of Delray Beach's vibrant Kings Point community! Step inside and enjoy the light-filled open living space that radiates warmth and comfort.The first-floor location makes everyday living a breeze -- no stairs, no fuss! Plus, your reserved parking space is just steps from your door for the ultimate in

    Alan Siegel KW Innovations

    152 Tuscany C Unit C, Delray Beach, FL 33446
  • /16

    $54,990

    • 2 Beds
    • 1 Bath
    • 798 Sq Ft

    39 Palm Dr, Lake Worth Beach, FL 33461

    Come and enjoy this great opportunity!! This beautifully totally renovated home features new flooring throughout, modern kitchen, updated bathroom, new ceiling spotlights, impact windows and front door. The property includes two parking spaces, front area perfect for relaxing or entertaining have your morning coffee, and a designated BBQ spaceon the back. The additional open area can easily be

    Rosibel Castro Ventura PA Trueway Realty LLC

    39 Palm Dr, Lake Worth Beach, FL 33461
  • /9

    $65,000

    • 1 Bed
    • 1 Bath
    • 570 Sq Ft

    42 Sheffield B Unit B, West Palm Beach, FL 33417

    55 Plus Senior Community,No Renting fix-it up and live there ,Close to Fitness Center and main Clubhouse. Water/ Canal View

    Sebastian Golod Avanti Way Realty LLC

    42 Sheffield B Unit B, West Palm Beach, FL 33417

Showing Results 561 - 600, Page 15 of 17

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