Panama City Beach, FL Homes for Sale with No HOA Fee

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  /40

  $299,000

  • 2 Beds
  • 1 Bath
  • 566 Sq Ft

  468 N Marlin Dr, Panama City Beach, FL 32408

  This adorable 2 bedroom,1 bath home is located next to beautiful St. Andrews park and steps away from Venture Out's new pavilion and fishing dock, the swimming pool, nature pond, basketball court, playground and more. It has been remodeled with stainless appliances, shaker cabinets, new paint and flooring, led lighting, tankless water heater and more. The AC has blue coil technology to protect

  Andrea Green Sims Resort Realty, Inc

  468 N Marlin Dr, Panama City Beach, FL 32408
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  /56

  $278,900

  • 2 Beds
  • 1.5 Baths
  • 972 Sq Ft

  113 Cindy Ln, Panama City Beach, FL 32407

  New Roof. New Water Heater. Heated Pool Right Out Front. And the Beach Across the Street. Welcome to 113 Cindy Lane -- where the upgrades are done and the lifestyle is turnkey. This 2BR/1.5BA end-unit in Gulf Highlands checks all the smart-buyer boxes: Brand NEW Roof (2025) Brand NEW Water Heater (2025) Updated Fire Safety System (2025) Remodeled heated pool directly in front of the unit (one of

  Beach Billy Seeberger Think Real Estate

  113 Cindy Ln, Panama City Beach, FL 32407
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  /50

  $468,000

  • 2 Beds
  • 2 Baths
  • 1,146 Sq Ft

  14415 Front Beach Rd Unit 1505, Panama City Beach, FL 32413

  Offered for sale is Ocean Reef Unit 1505 -- a fully furnished 2-bedroom, 2-bath Gulf-front condominium with an expansive 10x28 private balcony and breathtaking views of the Emerald Coast. From the moment you step inside, you're welcomed by stunning Gulf views visible from the entry, kitchen, dining, and living areas. The open-concept floor plan is designed for both comfort and entertaining,

  John Smith Distinctive Beach Real Estate

  14415 Front Beach Rd Unit 1505, Panama City Beach, FL 32413
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  /47

  $280,000

  • 1 Bed
  • 2 Baths
  • 1,047 Sq Ft

  9860 S Thomas Dr Unit 614, Panama City Beach, FL 32408

  Looking For a Condo at the Beach? Same floor as Parking deck Pool, easy walk over the catwalk to the pool and Parking. This Spacious Residence Offers 1BR 2BA + Bunk Room & Can Easily Accommodate 6 People. Being Sold Rental Ready. Laketown Wharf Resort Is in the Heart of All the Fun & Excitement in Panama City Beach Just Steps Away from The World's Most Beautiful White-Sand Beaches, Shopping,

  Mike Rylee Beach Time Realty, Inc

  9860 S Thomas Dr Unit 614, Panama City Beach, FL 32408
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  /51

  $825,000 Open Fri 11AM - 1PM

  • 3 Beds
  • 3.5 Baths
  • 1,368 Sq Ft

  16328 Front Beach Rd Unit 4, Panama City Beach, FL 32413

  Welcome to the enchanting world of coastal living at 16328 Front Beach Rd, Unit 4, nestled in the vibrant Summer Towne Cottages community! This charming beach house is not just a home; it's a lifestyle waiting to be lived. With 3 spacious bedrooms and 4 beautifully designed bathrooms, this residence offers a perfect blend of comfort and style set against the backdrop of the pristine Gulf coast.

  Hali Binkley QUORA REALTY

  16328 Front Beach Rd Unit 4, Panama City Beach, FL 32413
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  /91

  $825,000

  • 4 Beds
  • 3.5 Baths
  • 2,317 Sq Ft

  223 Wiregrass Ln, Panama City Beach, FL 32407

  Discover 223 Wiregrass Lane in Ocean Mist, a secluded, gated beach community with just 24 craftsman-style homes, sidewalks for strolls, and underground utilities adding a special touch. This home sits at the end of a tranquil cul-de-sac beside the community pool, offering both privacy and easy access to the Gulf, only half a mile away.This custom-built home features 4 bedrooms and 3.5

  Laina Dillman Lifes A Beach Real Estate, LLC

  223 Wiregrass Ln, Panama City Beach, FL 32407
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  /24

  $339,900

  • 3 Beds
  • 2 Baths
  • 1,232 Sq Ft

  135 E Sonata Cir, Panama City Beach, FL 32413

  Back on the market due to no fault of the seller. REDUCED FOR QUICK SALE - SEE IT NOW! Fabulous 3-Bedroom, 2-Bathroom Beach House with Beach Access This is a wonderful opportunity that won't last long on the market! This beautifully updated 3-bedroom, 2-bathroom beach house offers an unbeatable location with direct access to the beach. Enjoy the ultimate coastal lifestyle. Inside, the home

  Tony Viejo AMERICAN REALTY of Bay Co, Inc

  135 E Sonata Cir, Panama City Beach, FL 32413
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  /9

  $825,000

  • Land
  • 0.41 Acre
  • $2,012,195 per Acre

  325 Oleander Dr, Panama City Beach, FL 32413

  Opportunities like this are few and far between on the west end of Panama City Beach. This oversized parcel offers a rare chance to own and build in a PRIME location just an 8-minute walk to the beach, while also being conveniently located only 10 minutes to Pier Park and Topgolf, and 10 minutes to 30A. Situated in unincorporated Bay County, this property offers added flexibility with NO HOA and

  Millie Mcclung Counts Real Estate Group Inc

  325 Oleander Dr, Panama City Beach, FL 32413
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  /24

  $650,000

  • 2 Beds
  • 2 Baths
  • 1,310 Sq Ft

  8715 Surf Dr Unit 2002B, Panama City, FL 32408

  Enjoy elevated coastal living from this 20th-floor Gulf-front residence at Gulf Crest Condominiums, offering breathtaking panoramic views of emerald waters and sugar-white sands. From the oversized beachfront balcony, dolphins and stingrays are frequently spotted gliding through the surf--an unforgettable daily bonus that truly sets this unit apart. This bright, coastal-style 2-bedroom, 2-bath

  Courtney Harris Superior Of Florida, LLC.

  8715 Surf Dr Unit 2002B, Panama City, FL 32408
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  /55

  $899,000

  • 3 Beds
  • 2 Baths
  • 1,290 Sq Ft

  602 Tarpon St, Panama City Beach, FL 32413

  Welcome to BID-A-WEE, this beautiful maintained 3 bedroom/ 2-bathroom home is tucked inside the highly sought-after Bid-A-Wee community. A short walk to 5 private gated entrances with code access only for owners of Bid a Wee to the beautiful white sands. Minutes to shopping, restaurants, and more. With a Master Bedroom and Double vanities in the master Bathroom also sits two secondary bedrooms,

  Mike Rylee Beach Time Realty, Inc

  602 Tarpon St, Panama City Beach, FL 32413
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  /30

  $850,000

  • 2 Beds
  • 2 Baths
  • 1,242 Sq Ft

  180 Belaire Dr, Panama City Beach, FL 32413

  MOVE IN READY or TEAR DOWN. All front windows have Gulf water views! This Short Term Rental Beach House located in the highly desirable West End of Santa Monica Beach neighborhood, just a few steps from private beach access. This is a DOUBLE LOT, house can be a tear down. Great investment property as comparable lots recently have sold at $650k. (If desired seller will tear down house with

  Kelly McGrath Realty One Group Emerald Coast

  180 Belaire Dr, Panama City Beach, FL 32413
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  /23

  $340,000

  • 2 Beds
  • 2 Baths
  • 1,286 Sq Ft

  1640 Vecuna Cir, Panama City Beach, FL 32407

  Seize the opportunity to own a piece of paradise with this great location...close to beach, Navy base and Tyndall, Pier Park or 30A. This move in ready 2/2 with 2 car garage will not disappoint.Spacious living room with open concept, split floor plan with both bath updated. Also huge screened in back porch ready for a hot tub for you to relax in. And if that isn't enough this property features

  Debby Hove Beachy Beach Real Estate

  1640 Vecuna Cir, Panama City Beach, FL 32407
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  /46

  $494,000

  • 1 Bed
  • 2 Baths
  • 841 Sq Ft

  15817 Front Beach Rd Unit 803, Panama City Beach, FL 32413

  Turnkey gulf-front 1BR+Bunks/2BA in Calypso with a documented rental history exceeding $50K in both 2024 and 2025, plus reservations already on the books for 2026. This layout remains one of the most requested one-bedroom configurations in the building, comfortably sleeping six with built-in bunks while maintaining a functional, open living space. Guests consistently rate it 10/10 ''Excellent''

  Craig Duran Berkshire Hathaway HomeServices Beach Properties of Florida

  15817 Front Beach Rd Unit 803, Panama City Beach, FL 32413
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  /20

  $700,000

  • 4 Beds
  • 4 Baths
  • 1,716 Sq Ft

  13809 Bay Ave, Panama City Beach, FL 32413

  Own a true piece of American history just steps from the sugar-white sands in the highly sought-after Bid-A-Wee Beach community of Panama City Beach. Originally constructed during the Cold War era as barracks housing for military personnel, this remarkable property blends historic character with modern-day investment potential--offering a story as special as the location itself. Situated on a

  Wendi Ligas Keller Williams Success Realty

  13809 Bay Ave, Panama City Beach, FL 32413
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  /36

  $199,900

  • 2 Beds
  • 2.5 Baths
  • 1,404 Sq Ft

  8204 Annabellas Ln, Panama City Beach, FL 32407

  Experience the best of Panama City Beach coastal living in this meticulously maintained 2-bedroom, 2.5-bathroom townhome. Perfectly positioned for military relocation, this property is located just 10 minutes from Naval Support Activity (NSA) Panama City, making it a top choice for service members and DOD contractors looking for a short commute. Key Features & Modern ComfortsDual Primary

  Taylor White Gillman Group Realty

  8204 Annabellas Ln, Panama City Beach, FL 32407
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  /12

  $349,000

  • Land
  • 5.05 Acres
  • $69,109 per Acre

  0 No Street Address Unit 785479, Panama City Beach, FL 32413

  5.05 acres of Florida Forever Program land in the Lake Powell/Inlet Beach/Phillip's Inlet area. As per Bay County, Florida Planning and Zoning Comprehensive Planning documents, each acre can accommodate up to 15 units for a total of over 75 units as per Chapter 7 of the currently approved Florida Land Use and Zoning Map (FLUM). Property adjacent to WaterSound Origin's Love III golf course and

  Barbara Schott The Premier Property Group

  0 No Street Address Unit 785479, Panama City Beach, FL 32413
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  /37

  $148,000

  • 1 Bath
  • 330 Sq Ft

  14401 Front Beach Rd Unit 403, Panama City Beach, FL 32413

  If you are searching for the perfect blend of investment potential and coastal lifestyle, look no further. Situated less than a mile from Pier Park, you are just minutes away from some of the best shopping, dining, and entertainment the area has to offer -- and a short drive puts you at 30A, St. Andrews, and downtown Panama City as well. The numbers speak for themselves -- $27,000 in rental

  Tyler Smith Legacy Premier Agency

  14401 Front Beach Rd Unit 403, Panama City Beach, FL 32413
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  /84

  $629,000

  • 4 Beds
  • 3 Baths
  • 2,517 Sq Ft

  316 Johnson Bayou Dr, Panama City Beach, FL 32407

  Enjoy protected conservation views with no rear neighbors from this beautifully maintained David Weekley-built home in Breakfast Point -- one of Panama City Beach's most established and sought-after primary-residence communities. David Weekley homes are known locally for thoughtful floor plans and quality construction, and this layout offers a smart split-bedroom design that balances openness

  Craig Duran Berkshire Hathaway HomeServices Beach Properties of Florida

  316 Johnson Bayou Dr, Panama City Beach, FL 32407
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  /18

  $150,000

  • Land
  • 0.22 Acre
  • $681,818 per Acre

  621 Malaga Place, Panama City Beach, FL 32413

  Step into coastal opportunity with this prime .22 of an acre lot at 621 Malaga Place—a tranquil street in Sand Dollar Estates. Just blocks from the Gulf and beach access, this parcel offers endless potential: build your dream beach home, vacation rental, or custom retreat in a no‑HOA neighborhood. The lot features an easy circular street and ample space for outdoor living, a pool, or RV

  John Moran Keller Williams Realty Destin

  621 Malaga Place, Panama City Beach, FL 32413
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  /51

  $485,000

  • 3 Beds
  • 2 Baths
  • 1,924 Sq Ft

  109 Blue Sage Rd, Panama City Beach, FL 32413

  Experience low-maintenance coastal living in this 3BR/2BA home in Whisper Dunes, located just a half-mile from dedicated beach access. Whisper Dunes remains one of the West End's most desirable primary-residence communities, known for its pet-friendly atmosphere, consistent upkeep, and HOA-covered lawn care that simplifies everyday living. Designed with both durability and comfort in mind, this

  Craig Duran Berkshire Hathaway HomeServices Beach Properties of Florida

  109 Blue Sage Rd, Panama City Beach, FL 32413

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