Panama City Beach, FL Homes for Sale with No HOA Fee

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  /61

  $349,000

  • 3 Beds
  • 2 Baths
  • 1,701 Sq Ft

  301 Greenwood Dr, Panama City Beach, FL 32407

  Discover your dream home in Woodlawn Community, one of Bay County's most desirable neighborhoods. This updated 3-bedroom, 2-bath home with a 2-car garage and fenced backyard offers the perfect blend of comfort and convenience.Enjoy views of the bay right from your front yard of this all-brick exterior home, making it a must-see for any family longing to live on beautiful Panama City Beach. The

  Tammy Snow RC Real Estate Group

  301 Greenwood Dr, Panama City Beach, FL 32407
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  /41

  $889,000

  • 3 Beds
  • 2 Baths
  • 1,162 Sq Ft

  20614 Front Beach Rd, Panama City Beach, FL 32413

  Adorable Cottage Directly on Front Beach Rd-across the street from the beach at Beach Access # 83. No HOA! 3 bedrooms with a bonus room & 2 full baths. Excellent rental with a deep lot, room for expansion, pool or carriage house. The cheerful coastal decor compliments the vintage touches throughout. Updates have been styled to preserve the original character of the Florida Beach Cottage.

  Lisa Sample Re/Max By The Sea

  20614 Front Beach Rd, Panama City Beach, FL 32413
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  /50

  $390,000

  • 3 Beds
  • 2 Baths
  • 1,493 Sq Ft

  128 N Vestavia St, Panama City Beach, FL 32413

  OPEN TO ALL OFFERS - Fully Furnished Beachside Beauty!Pack your bags--your dream beach home is move-in ready!Welcome to 128 Vestavia St N, Panama City Beach, located on the highly sought-after West End.This pristine 3 bed, 2 bath home has everything you need and more:Fully furnished with all new furniture & stainless steel appliancesGorgeous real wood cabinets and recessed lighting throughoutCozy

  Brandie Allon Coastal Palms Real Estate

  128 N Vestavia St, Panama City Beach, FL 32413
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  /39

  $324,000

  • 3 Beds
  • 2 Baths
  • 1,216 Sq Ft

  329 Hibiscus Dr, Panama City Beach, FL 32413

  Step into your dream home with our easy SELLER FINANCING! We're excited to offer you a friendly approval process, so you can say goodbye to the hassle of banks! With just 30% down and a low 7% interest rate, plus a three-year balloon payment option, homeownership has never been more accessible. Don't miss out on this fantastic opportunity--let's make your home dreams come true together! Here is

  Ahmed Ismail Sand Seeker Realty LLC

  329 Hibiscus Dr, Panama City Beach, FL 32413
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  /67

  $765,000

  • 2 Beds
  • 2 Baths
  • 988 Sq Ft

  21312 Hilltop Ave, Panama City Beach, FL 32413

  Well built home in an excellent location. Convenient access to the beach. Deeded Beach to preserve the natural environment. Golfcart friendly neighborhood, In the quiet west end of Panama City Beach. No HOA's, short term rentals allowed. Minutes from 30a and Pier Park. Top quality materials used in all recent updates. Some upgrades done in the last three years, Roof, septic tank replaced, doors

  Doug Addeo Regional Trust Corporation

  21312 Hilltop Ave, Panama City Beach, FL 32413
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  /39

  $1,075,000

  • 4 Beds
  • 3.5 Baths
  • 1,778 Sq Ft

  314 Tanaga St, Panama City Beach, FL 32413

  Welcome to 314 Tanaga Street, a stunning new construction (2023) home that perfectly blends luxury, comfort and investment potential.Located on a quiet cul-de-sac on the West End of Panama City Beach this property offers an incredible opportunity as a primary residence or a high-income short-term rental.4 bd w/add. flex room, 3.5 bth, 1,778 sq. ft., 2 car w/EC.10-ft ceilings, 8 ft door, HE light

  Shawn Prouse Berkshire Hathaway HomeServices Beach Properties of Florida

  314 Tanaga St, Panama City Beach, FL 32413
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  /38

  $389,000

  • 3 Beds
  • 2 Baths
  • 1,040 Sq Ft

  327 Hibiscus Dr, Panama City Beach, FL 32413

  Step into your dream home with our easy SELLER FINANCING! We're excited to offer you a friendly approval process, so you can say goodbye to the hassle of banks! With just 30% down and a low 7% interest rate, plus a three-year balloon payment option, homeownership has never been more accessible. Don't miss out on this fantastic opportunity--let's make your home dreams come true together! This home

  Ahmed Ismail Sand Seeker Realty LLC

  327 Hibiscus Dr, Panama City Beach, FL 32413
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  /42

  $499,000

  • 3 Beds
  • 2.5 Baths
  • 1,939 Sq Ft

  315 Fairway Blvd, Panama City Beach, FL 32407

  Colony Club is a prestigious golf Community! Experience modern elegance in this meticulously remodeled home, where every detail has been thoughtfully upgraded for comfort and efficiency. From new flooring and insulation to stylishly renovated bathrooms and a contemporary kitchen with brand-new appliances, this home offers a fresh, like-new feel.Key updates include a newer roof (4-5 years old), an

  Mike Herring Keller Williams Realty Emerald

  315 Fairway Blvd, Panama City Beach, FL 32407
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  /17

  $407,000

  • 3 Beds
  • 2 Baths
  • 1,330 Sq Ft

  103 Monte Palo St, Panama City Beach, FL 32413

  Fresh exterior paint! Discover coastal living at its finest with this charming 3-bedroom, 2-bathroom home in the coveted Open Sands neighborhood of Panama City Beach. Boasting 1,330 square feet of thoughtfully designed space, this residence offers both comfort and convenience. Located just a short stroll from the pristine Gulf beaches, you can indulge in sun-soaked days and breathtaking sunsets

  Scott Moon Century 21 BE3

  103 Monte Palo St, Panama City Beach, FL 32413
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  /43

  $274,900

  • 2 Beds
  • 2 Baths
  • 924 Sq Ft

  325 Hibiscus Dr, Panama City Beach, FL 32413

  Step into your dream home with our easy SELLER FINANCING! We're excited to offer you a friendly approval process, so you can say goodbye to the hassle of banks! With just 30% down and a low 7% interest rate, plus a three-year balloon payment option, homeownership has never been more accessible. Don't miss out on this fantastic opportunity--let's make your home dreams come true together!Here is

  Ahmed Ismail Sand Seeker Realty LLC

  325 Hibiscus Dr, Panama City Beach, FL 32413
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  /81

  $2,100,000

  • 6 Beds
  • 5.5 Baths
  • 3,510 Sq Ft

  22005 Belgrade Ave, Panama City Beach, FL 32413

  Luxury Oasis - A Rental Powerhouse Earning Over $100K!This exquisite coastal retreat is the epitome of elegance and high-end rental income, generating over six figures annually. Just steps from the pristine shoreline, this stunning beachside sanctuary blends sophistication with breathtaking Gulf views.Indulge in resort-style living with your own private pool, multiple spacious living areas, and

  Beth Jones Blue Swell Realty

  22005 Belgrade Ave, Panama City Beach, FL 32413
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  /5

  $299,000

  • Land
  • 0.07 Acre
  • $4,271,429 per Acre

  0000 Mceachern St, Panama City Beach, FL 32413

  This lot is just steps from the Gulf of America and has the possibility of a home to be built to have gulf views from the second floor. Sewer is available at the intersection of McEachern and 2nd St, just 175 feet to the east of the property.

  Cory Herrman Counts Real Estate Group Inc

  0000 Mceachern St, Panama City Beach, FL 32413
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  /45

  $634,999

  • 3 Beds
  • 2 Baths
  • 1,633 Sq Ft

  5423 Hilltop Ave, Panama City Beach, FL 32408

  Offering Owner Financing, furniture included!!! Step into your dream home! This exquisite 3-bedroom, 2-bathroom residence offers 1,633 sq. ft. of luxurious living space, complete with the option to add a sparkling 10x20 pool. Designed for modern living, the home boasts soaring 9-foot ceilings, elegant 8-foot doors, and energy-efficient, impact-resistant windows for style and peace of mind. The

  Matt Buttner List Now Realty,LLC

  5423 Hilltop Ave, Panama City Beach, FL 32408
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  /108

  $6,980,000

  • 9 Beds
  • 11 Baths
  • 7,461 Sq Ft

  22015 Front Beach Rd, Panama City Beach, FL 32413

  $425,000 IN RENTAL INCOME ON THE BOOKS FOR 2025! Showcasing 55 feet of beach frontage, this stunning coastal paradise was meticulously designed to host an unmatched beach experience. 'Sea Castle' is one of the highest-earning vacation rental properties in Florida, having generated $425,000 in rental income YTD FOR 2025. This beachfront home accommodates up to 36 guests. A quick seven minute drive

  The Dixon Team 30A Homes Sales

  22015 Front Beach Rd, Panama City Beach, FL 32413
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  /50

  $3,875,000

  • 6 Beds
  • 8 Baths
  • 3,329 Sq Ft

  17491 Front Beach Rd, Panama City Beach, FL 32413

  This exquisite Gulf-front home with 50 feet of beach frontage on the West end of Panama City Beach is designed to the highest standards, offering unparalleled luxury. With 6 bedrooms, 6 full baths, and 2 half baths, this stunning property serves as the ultimate family retreat or an exceptional investment opportunity, with rental projections exceeding $250K.The home boasts a 16' x 8'

  McCraney Group Christies International Real Estate Emerald Coast

  17491 Front Beach Rd, Panama City Beach, FL 32413
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  /18

  $222,000

  • Land
  • 0.13 Acre
  • $1,707,692 per Acre

  342 Palm Dr, Panama City Beach, FL 32413

  Welcome to Laguna Beach--one of the most desirable areas on the highly sought-after West End of Panama City Beach! This cleared 50x110 vacant lot is ready for your vision with water and electricity already on site. Whether you're planning to build your dream home or looking for a prime investment opportunity, this lot has it all.Zoned R-2 with Bay County, short-term rentals are allowed, making it

  Beth Mulvey Beach House Sales and Development

  342 Palm Dr, Panama City Beach, FL 32413
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  /51

  $389,900

  • 3 Beds
  • 2 Baths
  • 1,136 Sq Ft

  616 Lake Powell Dr, Panama City Beach, FL 32413

  Charming 3BR/2BA Beach Cottage in West End Panama City Beach - No HOA & Prime Location Near 30A! This beautifully updated three-bedroom, two-bathroom beach cottage in the highly sought-after West End of Panama City Beach offers the perfect blend of coastal charm, modern upgrades, and prime location. Situated between Rosemary Beach and Pier Park, this home is just minutes from the scenic 30A

  Rachel Warrell EXP Realty LLC

  616 Lake Powell Dr, Panama City Beach, FL 32413
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  /18

  $269,000

  • 1 Bed
  • 1 Bath
  • 541 Sq Ft

  15100 Front Beach Rd Unit 909, Panama City Beach, FL 32413

  Stunning Studio at 15100 Front Beach Road, Origins Seahaven, Unit 909 Imagine waking up to breathtaking views of the Gulf every day in this beautiful studio located at Origins Seahaven, Unit 909. This gem offers a perfect blend of comfort and prime location, with a balcony that overlooks the west end of Panama City Beach. Enjoy the convenience of being near shopping, Pier Park, and entertainment

  Karen Smith Beachy Beach Real Estate

  15100 Front Beach Rd Unit 909, Panama City Beach, FL 32413
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  /4

  $180,000

  • Land
  • 0.33 Acre
  • $545,455 per Acre

  2105 Anne Ave, Panama City Beach, FL 32408

  A Fantastic Opportunity for an R2 Residential parcel in the heart of Panama City Beach. South of Front Beach Rd offering great proximity to the Beach, famed local restaurants and attractions. City water and electric is on the street. You can put in a septic system, although city sewer isn't too far and may be a possibility. The R2 zoning will allow multi-family such as duplexes and there could be

  Donald West Northwest Florida Realty, LLC

  2105 Anne Ave, Panama City Beach, FL 32408
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  /4

  $180,000

  • Land
  • 0.33 Acre
  • $545,455 per Acre

  0 Anne Ave, Panama City Beach, FL 32407

  A Fantastic Opportunity for an R2 Residential parcel in the heart of Panama City Beach. South of Front Beach Rd offering great proximity to the Beach, famed local restaurants and attractions. City water and electric is on the street. You can put in a septic system, although city sewer isn't too far and may be a possibility. The R2 zoning will allow multi-family such as duplexes and there could be

  Donald West Northwest Florida Realty, LLC

  0 Anne Ave, Panama City Beach, FL 32407
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  /4

  $180,000

  • Land
  • 0.34 Acre
  • $529,412 per Acre

  2117 Anne Ave, Panama City Beach, FL 32408

  A Fantastic Opportunity for an R2 Residential parcel in the heart of Panama City Beach. South of Front Beach Rd offering great proximity to the Beach, famed local restaurants and attractions. City water and electric on the street. You can put in a septic system, although city sewer isn't too far and may be a possibility. The R2 zoning will allow multi-family such as duplexes and there could be

  Donald West Northwest Florida Realty, LLC

  2117 Anne Ave, Panama City Beach, FL 32408
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  /79

  $975,000

  • 6 Beds
  • 4 Baths
  • 2,465 Sq Ft

  129 Malaga Place, Panama City Beach, FL 32413

  LESS THAN A BLOCK TO THE DEDICATED BEACH!!! Whether you're an investor or just looking for your perfect coastal retreat, this is the beachy dream you've been waiting for!Live in one, rent the other -- or double the income potential with both units! (Rental projections in documents.) Catch glimpses of the shimmering gulf from the porch and feel the sea breeze in your hair. So close to the

  Kay Blanchard Beachy Beach Real Estate

  129 Malaga Place, Panama City Beach, FL 32413
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  /2

  $599,000

  • Land
  • 1.58 Acres
  • $379,114 per Acre

  1738 Lost Cove Ln, Panama City Beach, FL 32413

  Welcome to Wild Heron! This is your opportunity to own OVER 1.5 acres right on the highly desired Sharks Tooth golf course, designed by Greg Norman and ranked Top 5 in Florida. This nascent lakefront community captures the very essence of Florida's verdant greenery with natural preserves, nature trails and rich foliage. Wild Heron also features a wealth of amenities, from the aforementioned golf

  Cyndi Wilkinson Rosemary Beach Realty LLC

  1738 Lost Cove Ln, Panama City Beach, FL 32413
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  /5

  $249,999

  • Land
  • 0.11 Acre
  • $2,272,718 per Acre

  13902 Pelican St, Panama City Beach, FL 32413

  Don't miss out on this competitively priced, cleared lot in the heart of historical Bid-A-Wee Beach. This large sized vacant lot is perfectly suited to build your dream beach home just a few steps away from the white sandy beaches of Bid-A-Wee!

  Matthew Thomas Beach Time Realty, Inc

  13902 Pelican St, Panama City Beach, FL 32413
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  /18

  $340,000

  • 1 Bed
  • 1 Bath
  • 609 Sq Ft

  9850 S Thomas Dr Unit 1104, Panama City Beach, FL 32408

  **GULF FRONT INVESTMENT ALERT!!!!!! Sunbird Condominium - Panama City Beach, FL** Welcome to your dream investment opportunity at the GULF FRONT Sunbird Condominium! This stunning 1-bedroom, 1-full bath condo in the desirable East Tower offers a perfect blend of modern comforts and beachside living. **Property Highlights:** - **Custom Cabinetry**: Enjoy the beauty and functionality of custom

  Deborah French Keller Williams Success Realty

  9850 S Thomas Dr Unit 1104, Panama City Beach, FL 32408
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  /47

  $2,795,000

  • 7 Beds
  • 9 Baths
  • 4,515 Sq Ft

  8320 Surf Dr, Panama City Beach, FL 32408

  New Construction, this 7 bedroom, 7 bath with a rec room is designed to be a rental machine and sleeps 24. just footsteps away from the Gulf. This Beach house is designed to maximize your rental income with plenty of break out areas for your guest and a pool and outdoor cooking area as well. The house is fully furnished and already on rental with Ben's Beach Homes.

  Bill Thomas Beach Time Realty Inc

  8320 Surf Dr, Panama City Beach, FL 32408
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  /12

  $275,000

  • Land
  • 0.17 Acre
  • $1,617,647 per Acre

  606 Lisbon Ave, Panama City Beach, FL 32407

  Amazing lot where you can see the Gulf. Build your dream home. Flat dry .17 acres soo close to the Gulf. No HOA! Sewer available. This is an amazing opportunity to build your dream house in the non HOA, non short-term rental community. There are only a few remaining vacant lots. Motivated seller!

  Lisa Tanjuatco Corcoran Reverie SRB

  606 Lisbon Ave, Panama City Beach, FL 32407
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  /10

  $260,000

  • Land
  • 0.17 Acre
  • $1,529,412 per Acre

  604 Lisbon Ave, Panama City Beach, FL 32413

  You can see the Gulf of Mexico from this lot. Flat dry .165 acres soo close to the Gulf. No HOA! Sewer available. This is an amazing opportunity to build your dream house in the non HOA, non short-term rental community. There are only a few remaining vacant lots left - Motivated seller!

  Lisa Tanjuatco Corcoran Reverie SRB

  604 Lisbon Ave, Panama City Beach, FL 32413
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  /37

  $355,900

  • 2 Beds
  • 2 Baths
  • 1,009 Sq Ft

  602 Lisbon Ave, Panama City Beach, FL 32413

  Motivated Seller!!Fantastic Beach Bungalow in El Centro Beach subdivision. Just a short walk to beautiful Panama City Beach. This home is in a great location with NO HOA! The home is on septic however sewer is available. This beach bungalow offers 2 bedrooms and 2 bathrooms, large open bonus room, kitchen and dining area. This home was built in 1958 with poured concrete and re-bar, it has

  Lisa Tanjuatco Corcoran Reverie SRB

  602 Lisbon Ave, Panama City Beach, FL 32413
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  /20

  $435,000

  • Land
  • 0.11 Acre
  • $3,954,545 per Acre

  113 Riviera Dr, Panama City Beach, FL 32413

  HUGE PRICE DROP on Beachside Lot!!!!Looking to build your dream home or investment property across from the BEACH? This is your chance! -Prime Vacant Lot - Directly Across from the Ocean-Drastically Reduced Price!-Seller is extremely motivated and ready to make a deal--must sell ASAP!This is one of the BEST opportunities to own a slice of paradise at a fraction of the price. Whether you're

  Ramone Silvera Salty Marlin Realty LLC

  113 Riviera Dr, Panama City Beach, FL 32413
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  /16

  $1,295,000

  • Land
  • 0.14 Acre
  • $9,250,000 per Acre

  14,000 Front Beach Rd, Grande Pointe, FL 32413

  A RARE Opportunity to own a CORNER Lot with unobstructed Gulf Views in the heart of PCB. Welcome to 14,000 Front Beach Road. Nothing is more iconic and nostalgic than Bid-A-Wee Beach and Front Beach Road. Own a part of this history in a rare vacant lot on which to build the beach house of your dreams. Perfect for a primary, secondary, or investment property. Rental Income in this location is

  Brian Clowdus Counts Real Estate Group Inc

  14,000 Front Beach Rd, Grande Pointe, FL 32413
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  /58

  $899,000

  • 5 Beds
  • 3 Baths
  • 2,691 Sq Ft

  1039 Bay Cir, Panama City Beach, FL 32407

  ***PLEASE READ THESE REMARKS IN THEIR ENTIRETY*** Nearly impossible to find a waterfront home of this caliber for the current asking price!! This absolutely STUNNING 5 bedroom(with a 3rd story loft that could be used as an office) 3 bathroom 3 story bay front home is guaranteed to leave you breathless...and the lot next door is also for sale!! The location of this home is BY FAR the best on the

  Mario Gobel RE/MAX Freedom

  1039 Bay Cir, Panama City Beach, FL 32407
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  /63

  $1,755,000

  • 7 Beds
  • 5.5 Baths
  • 3,310 Sq Ft

  13310 Front Beach Rd, P C Beach, FL 32407

  Experience luxurious coastal living in this newly constructed duplex, each unit boasting 7 bedrooms and 5.5 baths. The first floor features a recreation room with an efficiency kitchen, 2 bedrooms, and 2 full bathrooms, perfect for entertaining or hosting guests. Outside under the covered patio is a summer kitchen, private backyard features inground saltwater pool.The second floor offers an open

  Ramil Zartdinov Local Insight Realty

  13310 Front Beach Rd, P C Beach, FL 32407
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  /66

  $2,030,000

  • 7 Beds
  • 5.5 Baths
  • 3,310 Sq Ft

  13308 Front Beach Rd, Panama City Beach, FL 32407

  Experience luxurious coastal living in this newly constructed duplex, each unit boasting 7 bedrooms and 5.5 baths. The first floor features a recreation room with an efficiency kitchen, 2 bedrooms, and 2 full bathrooms, perfect for entertaining or hosting guests. Outside under the covered patio is a summer kitchen, private backyard features inground saltwater pool.The second floor offers an open

  Ramil Zartdinov Local Insight Realty

  13308 Front Beach Rd, Panama City Beach, FL 32407
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  /54

  $5,470,000

  • 9 Beds
  • 9 Baths
  • 5,215 Sq Ft

  20407 Front Beach Rd, Panama City Beach, FL 32413

  $444,625 ACTUAL 2024 RENTAL NUMBER. $344K ALREADY ON THE BOOKS FOR 2025. This gulf front beauty is sure to please with 9 Bedrooms and 9 1/2 baths. Each bedroom has it's own bath. The lower level features a TV lounge area, game room and kitchen, all opening to a spacious balcony and private pool overlooking the gulf. The second level welcomes you with a large living space, kitchen/dining area and

  Debbie Grist Sand Dunes Real Estate LLC

  20407 Front Beach Rd, Panama City Beach, FL 32413
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  /39

  $1,150,000

  • 4 Beds
  • 4 Baths
  • 2,540 Sq Ft

  21518 Front Beach Rd, Panama City Beach, FL 32413

  Experience the breathtaking Gulf views of the sunrise while sipping your morning coffee on the spacious Master suite balcony. Enjoy evening sunset beach walks just across the street! This luxurious beach home offers all the comforts of living right on the beach.It boasts four bedrooms and four bathrooms, each with custom plantation shutters. The guest quarters provide separate living space,

  Brandie Allon Coastal Palms Real Estate

  21518 Front Beach Rd, Panama City Beach, FL 32413
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  /13

  $415,000

  • 3 Beds
  • 2 Baths
  • 1,722 Sq Ft

  919 Pelican Place, Panama City Beach, FL 32407

  Centrally located in a small and quaint subdivision in Panama City Beach just a short drive to shopping, dining, and the Emerald Beaches! This spacious 3 bedroom 2 bathroom home also includes a Bonus Room that could be used as an additional bedroom, office, home gym or play room. Step out back to your private oasis featuring an inground pool and screened in lanai. With just a little TLC, this can

  Savannah Hamilton Paradise Properties of NW Florida

  919 Pelican Place, Panama City Beach, FL 32407
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  /45

  $335,000

  • 2 Beds
  • 2 Baths
  • 1,169 Sq Ft

  106 Park Place, Panama City Beach, FL 32413

  Charming One-Level Townhouse in Prime Location!** NEW ROOF IN 2023....LOW HOA'S Welcome home to this beautifully maintained 2-bedroom, 2-bathroom townhouse, perfectly designed for effortless living. Located just steps away from one of the neighborhood's sparkling pools, this home combines comfort and convenience in a vibrant established community. As you step inside, you'll be greeted by an

  Deborah French Keller Williams Success Realty

  106 Park Place, Panama City Beach, FL 32413
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  /45

  $825,000

  • 2 Beds
  • 2 Baths
  • 978 Sq Ft

  105 Granger Ln, Panama City Beach, FL 32413

  Welcome to your dream Laguna Beach cottage. This cottage is located only 1 block from the sugar white sands of the Gulf. This Florida Beach Cottage, with 2 bedroom, 2 bathrooms and a bunk room, is the perfect beach get away. A great place to make family memories. For investors, this cottage is set up for rentals. When this home was bought in April, 2010, it was totally gutted and rebuilt. Make

  Martha Gray Counts Real Estate Group Inc

  105 Granger Ln, Panama City Beach, FL 32413
• 

  

  /51

  $375,000

  • 3 Beds
  • 2 Baths
  • 2,012 Sq Ft

  306 Carolyn Ave, Panama City Beach, FL 32407

  Charming Ranch-Style Home on a Corner Lot in Woodlawn Neighborhood!Welcome to this beautifully maintained 3-bedroom, 2-bathroom home with a bonus office space in the highly sought-after Woodlawn neighborhood of Panama City Beach! Situated on a spacious corner lot, this home offers both comfort and convenience, with no HOA restrictions.Step inside to find an inviting open kitchen featuring a

  Nikki Segraves ERA American Real Estate

  306 Carolyn Ave, Panama City Beach, FL 32407

Showing Results 241 - 280, Page 7 of 13