Homes for Sale in 32404

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  /36

  $339,900 New Construction

  • 4 Beds
  • 2.5 Baths
  • 1,960 Sq Ft

  4861 Rosemary St, Callaway, FL 32404

  Welcome to 4861 Rosemary Street, a new home floor plan at Titus Park in Panama City, Florida. The Aisle is our only two-story floor plan available currently at Titus Park, featuring a spacious open kitchen and living room design on the bottom floor, and a thoughtfully laid out upstairs that feels large and cozy. The Aisle floor plan is a spacious 4-bedroom, 2.5 bathroom, with 1,960 square feet

  D.R. Horton Builder

  4861 Rosemary St, Callaway, FL 32404
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  /35

  $279,900 New Construction

  • 4 Beds
  • 2 Baths
  • 1,458 Sq Ft

  6943 William Pitsenbarger Rd, Panama City, FL 32404

  Welcome to 6943 William Pitsenbarger Road, a new home floor plan at Liberty in Panama City, Florida. The Freeport is a one-story home with a double garage designed with space for the family in mind and affordability. On the outside of your home, you will see durable vinyl siding, a spacious two-car garage with an opener and a fully sodded yard to the property lines. This home comes equipped with

  D.R. Horton Builder

  6943 William Pitsenbarger Rd, Panama City, FL 32404
• 

  

  

  /35

  $279,900 New Construction

  • 4 Beds
  • 2 Baths
  • 1,458 Sq Ft

  6935 William Pitsenbarger Rd, Panama City, FL 32404

  Welcome to 6935 William Pitsenbarger Road, a new home floor plan at Liberty in Panama City, Florida. The Freeport is a one-story home with a double garage designed with space for the family in mind and affordability. On the outside of your home, you will see durable vinyl siding, a spacious two-car garage with an opener and a fully sodded yard to the property lines. This home comes equipped with

  D.R. Horton Builder

  6935 William Pitsenbarger Rd, Panama City, FL 32404
• 

  $329,900 New Construction

  • 3 Beds
  • 2 Baths
  • 1,580 Sq Ft

  6950 William Pitsenbarger Rd, Panama City, FL 32404

  Welcome to 6950 William Pitsenbarger Road, a new home located at Liberty in Panama City, Florida. The Walker is thoughtfully designed 3-bedroom, 2-bathroom, one-story home with 1,580 square feet of modern living. On the outside of your home, you will see durable vinyl siding, a spacious two-car garage with an opener and a fully sodded yard to the property lines. This home comes equipped with

  D.R. Horton Builder

  6950 William Pitsenbarger Rd, Panama City, FL 32404
• 

  $329,900 New Construction

  • 3 Beds
  • 2 Baths
  • 1,580 Sq Ft

  6958 William Pitsenbarger Rd, Panama City, FL 32404

  Welcome to 6981 William Pitsenbarger Road, a new home located at Liberty in Panama City, Florida. The Walker is thoughtfully designed 3-bedroom, 2-bathroom, one-story home with 1,580 square feet of modern living. On the outside of your home, you will see durable vinyl siding, a spacious two-car garage with an opener and a fully sodded yard to the property lines. This home comes equipped with

  D.R. Horton Builder

  6958 William Pitsenbarger Rd, Panama City, FL 32404
• 

  

  /22

  $175,000

  • 3 Beds
  • 2 Baths
  • 1,320 Sq Ft

  6307 Boat Race Rd, Panama City, FL 32404

  Positioned in a convenient Callaway location close to Tyndall Air Force Base, shopping, dining, schools, and multiple boat launches, this property offers a great opportunity for buyers looking for flexibility or future investment potential. The home sits on a spacious lot with room for outdoor use, gardening, parking, or future improvements. Inside, the layout includes a comfortable living area,

  Brandy Stewart Salty Marlin Realty LLC

  6307 Boat Race Rd, Panama City, FL 32404
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  /2

  $1,500,000

  • Land
  • 3.25 Acres
  • $461,538 per Acre

  5835 N Highway 231, Panama City, FL 32404

  3.25 ACRE SUPER SITE AT HIGHWAY 231 AND STAR AVENUE WITH 194 FEET ON HIGHWAY 231. THE SITE HAS BEEN CLEARED AND FILLED, READY FOR DEVELOPMENT! A median cut and traffic light provide direct access to this HIGH TRAFFIC-HIGH VISIBILITY SITE from Highway 231 and Star Avenue. The traffic count on Highway 231 is 28,000 (FDOT - 2019) and 9,000 on Star Avenue (FDOT - 2019). Also providing traffic to the

  Jim Everitt Counts Real Estate Group

  5835 N Highway 231, Panama City, FL 32404
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  /7

  $57,500

  • Land
  • 0.6 Acre
  • $95,833 per Acre

  1023 Reel Easy Dr, Panama City, FL 32404

  Amazing Waterfront homesite in the desirable Laird Bayou. Breathtaking views from nearly every direction. Enjoy wonderful breezes off East Bay. At over .60 of an acre there is plenty of room to build your Dream Home. Laird Bayou is a gated waterfront community with beautiful custom homes. Ribbon curbed streets and underground utilities. Amenities include a Pool, Boat Launch with Day Dock and RV &

  Donald West Northwest Florida Realty, LLC

  1023 Reel Easy Dr, Panama City, FL 32404
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  /4

  $69,900

  • Land
  • 0.31 Acre
  • $225,484 per Acre

  921 Tidewater Ln, Panama City, FL 32404

  A stunning waterfront lot in the desirable Laird Point! This is a non-dockable lot per the Hoa but take right off on kayaks and paddle boards for fishing and adventure. Beautiful views from this lot, build two story and capture views from the freshwater lake in Laird Point as well. Laird Point is a gated, waterfront community featuring beautiful homes and water views at every turn. Ribbon curbed

  Jeremy Dawson Northwest Florida Realty, LLC

  921 Tidewater Ln, Panama City, FL 32404
• 

  

  /31

  $279,000

  • 4 Beds
  • 2 Baths
  • 1,885 Sq Ft

  721 J Dr, Panama City, FL 32404

  Nestled in a quiet non HOA neighborhood just minutes from Tyndall Air Force Base, shopping, schools, and dining, this property is ideal for first-time buyers, or anyone looking for a peaceful place to call home in a growing area of Panama City. This charming home offers the perfect combination of comfort, functionality, and location. This 4 Bedroom 2 Bathroom home features a LARGE bonus room that

  Angela Hale ERA Neubauer Real Estate, Inc

  721 J Dr, Panama City, FL 32404
• 

  

  /41

  $249,850 New Construction

  • 3 Beds
  • 2.5 Baths
  • 1,554 Sq Ft

  5872 Tyndall Place, Panama City, FL 32404

  NEW construction opportunity awaits in this classy 3 bedroom, 2 1⁄2 bath townhome with its own one car garage. Features include ColorPlus Hardiboard siding, 9' ceilings, quartz countertops, tray ceilings, and fans in the living and primary bedroom. With clean lines and attention to detail, the Towne is sure to impress. You'll enjoy all Panama City has to offer with its white, sandy beaches,

  Lori Logue VCFL Realty LLC

  5872 Tyndall Place, Panama City, FL 32404
• 

  

  /14

  $304,970 New Construction

  • 3 Beds
  • 2 Baths
  • 1,891 Sq Ft

  3917 Lombard St Unit 60, Panama City, FL 32404

  The Joplin floorplan offers a total 3 bedrooms and 2 baths with an office (or flex space)!, large walk-in closet in Owner's Suite and large dining nook at a very spacious 1891 square feet. Features in the home include (but are not limited to) 2 car garage, beautiful open kitchen with huge pantry, upgraded quartz countertops, white shaker style cabinets, and stainless steel appliances. Owner's

  Lisa Strickland Lennar Realty Inc

  3917 Lombard St Unit 60, Panama City, FL 32404
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  /71

  $329,900

  • 4 Beds
  • 2 Baths
  • 1,867 Sq Ft

  6425 Slabinski Ln, Panama City, FL 32404

  SELLER OFFERING $10,000 TOWARD BUYER CLOSING COSTS, AND/OR MORTGAGE RATE BUY-DOWN. PLUS PREFERRED LENDER INCENTIVES. CONTACT LISTING AGENT FOR DETAILS. Tucked along a peaceful conservation backdrop with no rear neighbors, this 2023-built brick home offers a rare combination of privacy, modern comfort, and everyday convenience. Natural light fills the open layout, where the kitchen, dining, and

  Brad Amerson LLC Compass Florida, LLC

  6425 Slabinski Ln, Panama City, FL 32404
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  /8

  $125,000

  • Land
  • 0.23 Acre
  • $543,478 per Acre

  6415 W Smith Rd, Panama City, FL 32409

  Canal-front property in Southport, located less than three minutes from North Bay. This is an excellent opportunity to build your dream home and enjoy the convenience of having your boat docked directly behind your residence. Don't miss this exceptional lot.

  Team Don and Bubba EXP Realty LLC

  6415 W Smith Rd, Panama City, FL 32409
• 

  

  /16

  $177,500

  • 3 Beds
  • 2 Baths
  • 1,092 Sq Ft

  122 Kacy Ln, Callaway, FL 32404

  Charming and well-maintained, this home offers a bright, open layout with a comfortable living area and a functional kitchen that flows easily throughout the space. Situated on a low-maintenance lot in a quiet Callaway neighborhood, the property sits just minutes from shopping, schools, dining, and Tyndall AFB.

  Don Janovyak Emerald Coast Realty Group

  122 Kacy Ln, Callaway, FL 32404
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  /40

  $265,000

  • 3 Beds
  • 2 Baths
  • 1,216 Sq Ft

  5917 Wallace Rd, Panama City, FL 32404

  This 3 bedrooms 2 bathrooms home is conveniently located to schools, shopping and Tyndall AFB. Home features freshly paint, new stainless-steel appliances and LVP flooring. Outside you can enjoy a large back yard with privacy fence and storage building. Property is being sold AS IS. Buyer to verify all pertinent information.

  Natalia Sevciuc Stars Realty

  5917 Wallace Rd, Panama City, FL 32404
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  /38

  $350,000

  • 4 Beds
  • 2 Baths
  • 1,787 Sq Ft

  4016 Silver Spur Rd, Panama City, FL 32404

  POPULAR SUBDIVISION AND FLOOR PLAN......This immaculate single-story 4-bedroom, 2-bath home offers modern comfort, a thoughtful layout, and a prime location near the Air Force Base. Built just three years ago, this move-in-ready property blends style, functionality, and convenience—perfect for families or anyone seeking a well-designed home in a desirable neighborhood. Property

  

  Sassy French

  Keller Williams Success Realty

  (448) 233-5225

  4016 Silver Spur Rd, Panama City, FL 32404
• 

  

  /12

  $579,900

  • Land
  • 1.06 Acres
  • $547,075 per Acre

  6213 E Highway 98 Bus, Panama City, FL 32404

  Waterfront Commercial property. Over 110' of Hwy 98 frontage in Parker. One older building and a small separate service building is currently on the site. Partially paved parking area. MU-2 zoning allows for multiple housing up to 25 units/acre, restaurants and a multitude of uses. Parker is growing fast this is an excellent chance to get high-density property for a bargain price. Ask about the

  

  Ron Friesen

  Beach Sunsets Inc

  (850) 612-8496

  6213 E Highway 98 Bus, Panama City, FL 32404
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  /16

  $48,000

  Lot 62 Park Way St, Panama City, FL 32404

  Welcome to Sandy Creek Airpark! A gated residential airpark community that features a 3,200 ft. paved runway, with lights and a beacon for night operations. The large cleared lots are big enough to build your custom dream home with a private hangar. This runway lot features direct taxiway access to the runway. The very low HOA dues maintain the common areas(runway, roads, taxiways and easements).

  Bruce Mackay ERA Neubauer Real Estate Inc

  Lot 62 Park Way St, Panama City, FL 32404
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  /26

  $499,900

  • 5 Beds
  • 3 Baths
  • 3,021 Sq Ft

  105 N Shoreview Dr, Panama City, FL 32404

  BEAUTIFUL HOME WITH BAYOU VIEWS in The Villages of Mill Bayou directly behind North Bay Haven School! This spacious and inviting residence offers 5 bedrooms plus an office, 3 full baths, and over 3,000 sq. ft. of well-designed living space. The interior features an open, split-bedroom floor plan with high ceilings, abundant natural light, and both formal and casual dining areas. The kitchen is a

  Kelli Garrett CENTURY 21 Commander Realty

  105 N Shoreview Dr, Panama City, FL 32404
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  /8

  $278,400 New Construction

  • 4 Beds
  • 2 Baths
  • 1,602 Sq Ft

  7084 Traditions Dr, Panama City, FL 32404

  This well-designed layout offers a perfect balance of functionality and contemporary aesthetics, creating a space that suits your modern lifestyle. Step inside and be greeted by a spacious living area that serves as the central hub of the home. The open concept design seamlessly connects the living room, dining area, and kitchen, allowing for easy flow and interaction. The kitchen is thoughtfully

  Kimberly Suppa Adams Homes Realty, Inc.

  7084 Traditions Dr, Panama City, FL 32404
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  /7

  $263,900 New Construction

  • 3 Beds
  • 2 Baths
  • 1,317 Sq Ft

  7072 Traditions Dr, Panama City, FL 32404

  Embrace the COZY charm and functionality creating a space that perfectly suits your lifestyle and offers a warm and welcoming ambiance. This thoughtfully designed layout offers a comfortable and functional space that is sure to impress. Step inside and be greeted by a spacious living area that provides a cozy and inviting atmosphere for relaxation and entertainment. The open-concept design

  Kimberly Suppa Adams Homes Realty, Inc.

  7072 Traditions Dr, Panama City, FL 32404
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  /8

  $272,400 New Construction

  • 3 Beds
  • 2 Baths
  • 1,434 Sq Ft

  7080 Traditions Dr, Panama City, FL 32404

  Smart Space. Stylish Living. 1434 Sq feet never Looked So Big! A perfect combination of comfort and functionality, creating a space that feels like home from the moment you step inside. Step into the spacious living area, which serves as the central gathering space, providing ample room for relaxation and entertainment. The open-concept design seamlessly connects the living room, dining area, and

  Kimberly Suppa Adams Homes Realty, Inc.

  7080 Traditions Dr, Panama City, FL 32404
• 

  

  /8

  $278,400 New Construction

  • 4 Beds
  • 2 Baths
  • 1,602 Sq Ft

  7068 Traditions Dr, Panama City, FL 32404

  This well-designed layout offers a perfect balance of functionality and contemporary aesthetics, creating a space that suits your modern lifestyle. Step inside and be greeted by a spacious living area that serves as the central hub of the home. The open concept design seamlessly connects the living room, dining area, and kitchen, allowing for easy flow and interaction. The kitchen is thoughtfully

  Kimberly Suppa Adams Homes Realty, Inc.

  7068 Traditions Dr, Panama City, FL 32404
• 

  

  /9

  $400,640 New Construction

  • 5 Beds
  • 3.5 Baths
  • 2,525 Sq Ft

  5137 Salvation St St, Panama City, FL 32404

  This home is under construction. Pics are of a like plan. Welcome to the grandeur and elegance of the 2525 floor plan, a stunning two-story home that exemplifies luxurious living. With 5 bedrooms and 3 and a half baths, this residence offers an abundance of space for you and your family to thrive. As you step inside, you'll be greeted by a magnificent two-story foyer that sets the stage for the

  Kimberly Suppa Adams Homes Realty, Inc.

  5137 Salvation St St, Panama City, FL 32404
• 

  

  /10

  $329,900 New Construction

  • 3 Beds
  • 2 Baths
  • 1,530 Sq Ft

  5133 Salvation St, Panama City, FL 32404

  This inviting design combines the timeless allure of a cottage-style home with modern functionality, creating a space that feels cozy and welcoming. Step inside and be greeted by a warm and open living area that serves as the heart of the home. The open concept design seamlessly connects the living room, dining area, and kitchen, creating a versatile and inviting atmosphere for gatherings with

  Kimberly Suppa Adams Homes Realty, Inc.

  5133 Salvation St, Panama City, FL 32404
• 

  

  /54

  $215,000

  • 5 Beds
  • 3 Baths
  • 2,016 Sq Ft

  8355 Angie Cir, Panama City, FL 32404

  Spacious and well-maintained, this 5-bedroom, 3-bath home offers room for everyone with a thoughtful layout that includes a separate living room, family room, and dining room—perfect for comfortable everyday living and entertaining.The large front covered porch provides a welcoming entrance, with half of the porch fully screened in and a ramp for easy accessibility. The home sits on a fully

  Gabe Bacot Keller Williams Success Realty

  8355 Angie Cir, Panama City, FL 32404
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  /36

  $240,000

  • 3 Beds
  • 2 Baths
  • 1,272 Sq Ft

  7333 Claudia's Way, Panama City, FL 32404

  This beautifully updated move-in-ready 3-bedroom, 2-bath home offers major updates for peace of mind. The roof was replaced in 2019, vinyl siding and fencing added in 2019, the water heater and dishwasher were updated in 2018, and the HVAC system was replaced in 2021. Inside, the home features newly installed vinyl plank flooring in 2025 and a kitchen enhanced with granite countertops, creating a

  Jessica Henrichsen Real Broker LLC

  7333 Claudia's Way, Panama City, FL 32404
• 

  

  /61

  $269,900

  • 3 Beds
  • 2 Baths
  • 1,272 Sq Ft

  6951 William Pitsenbarger Rd, Panama City, FL 32404

  Welcome to the Aldridge, a new home floor plan at Liberty in Panama City, Florida. The Aldridge is one of our one-story floorplans featured in our Liberty community in Panama City, Florida. Featuring a front primary bedroom, 2 car garage, and open living room and kitchen, it is a cozy home designed for the first-time home buyer. As you enter this 3 bedroom, 2 bath home, you will see 1,293 square

  Mark Miles DR Horton Realty of Emerald Coast, LLC

  6951 William Pitsenbarger Rd, Panama City, FL 32404
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  /63

  $589,900

  • 3 Beds
  • 3 Baths
  • 2,147 Sq Ft

  4738 Cherokee Heights Rd, Panama City, FL 32404

  NEW PRICE! Great Opportunity! If you've ever dreamed of having space and privacy without giving up the convenience of town, this rare two plus-acre property in Cherokee Heights is the perfect find. It's just ten minutes from dining and shopping and about thirty minutes to the beach, offering the peace, space, and freedom of country living right where the action is. You'll love the bonus of seven

  

  Kerry Jackson

  LPT Realty LLC

  (448) 233-2956

  4738 Cherokee Heights Rd, Panama City, FL 32404
• 

  

  /61

  $269,900

  • 3 Beds
  • 2 Baths
  • 1,272 Sq Ft

  7098 Merlyn Dethlefsen Rd, Panama City, FL 32404

  Welcome to the Aldridge, a new home floor plan at Liberty in Panama City, Florida. The Aldridge is one of our one-story floorplans featured in our Liberty community in Panama City, Florida. Featuring a front primary bedroom, 2 car garage, and open living room and kitchen, it is a cozy home designed for the first-time home buyer. As you enter this 3 bedroom, 2 bath home, you will see 1,293 square

  Mark Miles DR Horton Realty of Emerald Coast, LLC

  7098 Merlyn Dethlefsen Rd, Panama City, FL 32404
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  /43

  $380,000

  • 4 Beds
  • 2 Baths
  • 1,724 Sq Ft

  3819 Basal St, Panama City, FL 32404

  This near new 4-bedroom brick house in College Station won't last! It's a beautiful home built in 2021 and is located on a corner lot, featuring a quarter-acre of green space beside the home. With 4 bedrooms, 2 bathrooms, a split floor plan, and partial furnishings this is the ideal home. Bedrooms feature like-new carpet; luxury vinyl plank covers the rest. The kitchen includes barely used high

  Teresa Banda 30A Local Real Estate

  3819 Basal St, Panama City, FL 32404
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  /7

  $414,000 New Construction

  • 3 Beds
  • 2.5 Baths
  • 1,793 Sq Ft

  513 William Way, Callaway, FL 32404

  Welcome to 513 William Way, a beautiful waterfront home in the peaceful and quiet neighborhood of Shadow Bay. This brand-new construction has beach access by boat to the Gulf of Mexico. As you step inside, you'll immediately notice the incredible attention to detail, with high ceilings and thoughtfully designed finishes that create a warm, inviting space. The open layout allows for plenty of

  Steven Koleno Beycome of Florida LLC

  513 William Way, Callaway, FL 32404
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  /26

  $374,000 New Construction

  • 3 Beds
  • 2.5 Baths
  • 1,706 Sq Ft

  420 Lacosta Ave, Panama City, FL 32404

  Welcome to 420 Lacosta Ave, a beautiful waterfront home in the peaceful and quiet neighborhood of Shadow Bay. This brand-new construction has beach access by boat to the Gulf of Mexico. As you step inside, you'll immediately notice the incredible attention to detail, with high ceilings and thoughtfully designed finishes that create a warm, inviting space. The open layout allows for plenty of

  Steven Koleno Beycome of Florida LLC

  420 Lacosta Ave, Panama City, FL 32404
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  /20

  $279,000

  • 3 Beds
  • 2 Baths
  • 1,535 Sq Ft

  7539 Kelsey Dr, Panama City, FL 32404

  Looking for a great place to call home as a first time homebuyer or ready to downsize? Look no further than this gem in Shadow Bay. With the convenience of close proximity to Tyndall AFB, shopping and restaurants Shadow Bay is tough to beat for convenience and affordability. There is no HOA. With sidewalks throughout the neighborhood, it is a great place for safely walking the dog or going on a

  Andrea Owens Dalton Wade Inc

  7539 Kelsey Dr, Panama City, FL 32404
• 

  

  /66

  $199,000

  • 3 Beds
  • 2 Baths
  • 1,152 Sq Ft

  7924 Brandon Rd, Panama City, FL 32404

  Welcome to a fantastic opportunity to own a well-maintained single-wide home in a sought-after location on almost 5 Acres. Discover modern living in this beautifully laid out single-wide home. This home is ideal for those seeking a quiet neighborhood with easy access to everything you need. Step into a bright, airy, open concept living space where natural light floods the main areas, creating a

  Paul LaCourse Anchor Realty Florida

  7924 Brandon Rd, Panama City, FL 32404
• 

  

  /31

  $299,000

  • 3 Beds
  • 2 Baths
  • 1,344 Sq Ft

  7013 Lisa Ln, Panama City, FL 32404

  *Buyer's Financing fell through- now it's your turn!!***NEARLY 5 ACRES IN THE MIDDLE OF TOWN!!**Welcome to 7013 Lisa Ln (House address says 256 N Fox), a beautiful and move-in ready home nestled in the heart of Callaway, Florida. Flood Zone X!! Woo hoo!! This charming property combines comfort, style, and convenience—making it the perfect choice whether you're a first-time homebuyer,

  Misty Curtis Anchor Realty Florida

  7013 Lisa Ln, Panama City, FL 32404
• 

  

  /39

  $669,000 New Construction

  • 4 Beds
  • 4.5 Baths
  • 2,438 Sq Ft

  285 Hugh Thomas Dr, Panama City, FL 32404

  *Construction Complete* 1% lender credit with preferred lender to buy down rate or prepaids and closing costs! Discover your dream home located on Callaway Bayou just miles from the charm of Historic St. Andrews and downtown Panama City known for its quaint shops, dining & entertainment. This beautifully crafted NEW construction waterfront property, offering the perfect blend of modern living and

  Abbott Martin Group EXP Realty LLC

  285 Hugh Thomas Dr, Panama City, FL 32404
• 

  

  /42

  $349,900 New Construction

  • 5 Beds
  • 3 Baths
  • 2,043 Sq Ft

  6961 William Pitsenbarger Rd, Panama City, FL 32404

  Welcome to the Creekside, a new home floor plan at Liberty in Panama City, Florida. The Creekside is a thoughtfully designed one-story home with a large open floor plan. This 5 bedroom, 3 bath home has 2,043 square feet of spacious, comfortable living. Inside the Creekside you will see 9' ceilings throughout, engineered vinyl plank flooring in the main areas of the home, and soft carpet in the

  Mark Miles DR Horton Realty of Emerald Coast, LLC

  6961 William Pitsenbarger Rd, Panama City, FL 32404
• 

  

  /23

  $279,900

  • 3 Beds
  • 2 Baths
  • 1,532 Sq Ft

  4934 Donalson Rd, Panama City, FL 32404

  Charming 3 Bedroom Home in lovely Donalson Point - Parker, FLWelcome to this nicely updated 3-bedroom, 2-bath single-family home located in the desirable Donalson Point neighborhood of Parker. Freshly painted with brand-new LVP flooring throughout, this home offers a clean, modern feel from the moment you step inside.Situated on a large residential lot, the property provides plenty of

  Rosalind Smothers Carroll Realty Prop Mgt Inc

  4934 Donalson Rd, Panama City, FL 32404

Showing Results 81 - 120, Page 3 of 16