Saint Andrews Homes for Sale

/67
$515,000
- 2 Beds
- 2.5 Baths
- 1,496 Sq Ft
3001 W 10th St Unit 202, Panama City, FL 32401

Harbour Village at Historic St. Andrews is an upscale bayfront condominium community, offering luxurious waterfront living in the heart of the vibrant Historic St. Andrews neighborhood. Completed in 2006, this eight-story, 116-unit mid-rise building overlooks the tranquil waters of St. Andrews Bay, blending modern elegance with the area's rich nautical heritage—once a 19th-century fishing village

Mark Oberg Berkshire Hathaway HomeServices Beach Properties of Florida

3001 W 10th St Unit 202, Panama City, FL 32401
Explore Saint Andrews
/5
$1,190,000
- 1,837 Sq Ft
3533 U S 98, Panama City, FL 32401

Completely revitalized and effectively new as of 2021, this 14-unit multifamily property offers an exceptional turnkey investment opportunity. Each studio unit is approximately 280 square feet and has been fully updated as of 2021 with brand-new electrical wiring, sewer and water lines, windows and doors, drywall, trusses, and roof. With full occupancy and consistent rental income, this asset

Michael Werner

Keller Williams Success Realty

(448) 333-2040

3533 U S 98, Panama City, FL 32401
/44
$310,000
- 3 Beds
- 1 Bath
- 945 Sq Ft
1701 Deer Ave, Panama City, FL 32401

Welcome to this beautifully renovated 3-bedroom home on a spacious corner lot in the heart of Historic St. Andrews! Perfectly located within walking distance to the Bay, St. Andrews Marina, Shrimp Boat, Captain's Table, Uncle Ernie's, restaurants, shopping, and entertainment. This home blends historic charm with modern updates. Inside, you'll find freshly painted walls (2023), updated flooring,

Kelly McGrath Realty One Group Emerald Coast

1701 Deer Ave, Panama City, FL 32401
/24
$234,900
- 2 Beds
- 2 Baths
- 1,056 Sq Ft
1709 Cincinnati Ave, Panama City, FL 32401

Just a short walk to Historic St. Andrews' shops and restaurants, enjoy brunch at Alice's, lunch overlooking the bay at Uncle Ernie's, dinner at Hunt's Oyster Bar, or browse the local markets every Saturday, all within a 15-minute stroll. This prime location is also just a 15-minute drive to the sugar-white beaches of the Gulf, 8 minutes to the Naval Base, and 26 minutes to Tyndall AFB.

Cindy Hamre Coastal Choice Realty LLC

1709 Cincinnati Ave, Panama City, FL 32401
/3
$699,000
- Land
- 0.67 Acre
- $1,043,284 per Acre
4305 W Highway 98, Panama City, FL 32401

Discover an exceptional opportunity with this 0.67-acre commercial lot located on Highway 98, in a bustling and high-visibility location. Formerly housing a drive-thru restaurant, this prime property offers unparalleled access and exposure, perfect for a wide array of business ventures. Featuring two paved entrances, it ensures smooth traffic flow and convenient access for customers. All

Mowayne Copeland Keller Williams Success Realty

4305 W Highway 98, Panama City, FL 32401
/37
$779,000
- 3 Beds
- 3 Baths
- 2,001 Sq Ft
3001 W 10th St Unit 711, Panama City, FL 32401

Bring an offer, seller is motivated. A rare opportunity to own on the top floor in Harbour Village! Discover an unparalleled coastal lifestyle in this exquisite 3-bedroom, 3-bathroom Bayfront condominium at Harbour Village, a prestigious gated community in the heart of Historic St. Andrews—a place residents proudly call home! This top-floor residence boasts soaring 11ft ceilings and over 2,000

Moe Mossa Savvy Avenue LLC

3001 W 10th St Unit 711, Panama City, FL 32401
/27
$824,900
- 3 Beds
- 3 Baths
- 1,997 Sq Ft
3001 W 10th St Unit 309, Panama City, FL 32401

Turnkey 3BR Condo in Harbour Village - Sunset Views! Rare opportunity to own a beautifully renovated 3-bedroom, 3-bath condo in highly sought-after Harbour Village in historic St. Andrews. Walk to restaurants, shops, and parks from this prime location in the West Building, offering stunning west-facing sunset views. The open-concept floor plan features a fully updated kitchen with custom

Matthew Jones Coastal Heritage Real Estate LLC

3001 W 10th St Unit 309, Panama City, FL 32401
/10
$275,000
- 3 Beds
- 1 Bath
- 1,100 Sq Ft
2812 W 11th St, Panama City, FL 32401

This beautifully remodeled house is located in theheart of St. Andrews, just steps from Beck Avenueand St. Andrews Bay. Live—or office—in thischarming community and enjoy the convenienceof walkable dining, boutique shopping andnightlife.

Anderson Brooks NAI TALCOR

2812 W 11th St, Panama City, FL 32401
/2
$43,000
1819 Laurel Ave, Panama City, FL 32405

Vacant residential lot in Panama City—perfect for investors or builders! With growing demand for affordable housing and scarcity of land for new homes, this property offers an ideal opportunity to build a single-family starter home. City utilities available. Convenient to schools, shopping, and major roads. Great potential for first-time buyers or rental investors.

Jennifer Ethridge

Compass Florida, LLC

(448) 288-6894

1819 Laurel Ave, Panama City, FL 32405
/32
$299,900
- 3 Beds
- 1 Bath
- 995 Sq Ft
1700 Billings Ave, Panama City, FL 32401

PRICE IMPROVEMENT ! OPEN HOUSE SATURDAY NOVEMBER 1ST Noon - 2 PM Charming Coastal Cottage in the heart of historical St. Andrews just two blocks from St Andrews Bay. This 3 BR/1 BA has been recently renovated with over $75,000 in upgrades and vintage character. The home is zoned for the St Andrews neighborhood/CRA revitalization area (NR) and can be used for a primary/second home, Short Term

Merrie Allen Anchor Realty Florida

1700 Billings Ave, Panama City, FL 32401
/29
$450,000
- 2 Beds
- 2 Baths
- 1,252 Sq Ft
3001 W 10th 305 St Unit 305, Panama City, FL 32401

Looking for that ''Old Florida'' lifestyle? Look no more. Nestled between The Oaks by the Bay Park and St Andrews Marina, this boutique gated community complements Historical St Andrews. Amenities include a luxurious clubhouse, fitness center and pool with beautiful water front views. A never ending boat parade from the Gulf of Mexico on St Andrew Bay can be enjoyed from the balcony. A Boaters

Shirley Pittman Blue Coral R E Group LLC

3001 W 10th 305 St Unit 305, Panama City, FL 32401
/6
$35,000
Unlisted Address

Picture Your Future Here at 1917 Lombardy Ave!Imagine building your dream home—or your next smart investment—on this 6,011 sqft cleared lot (approx. 55x110 ft) right in the heart of Panama City. Tucked in a peaceful neighborhood, you're just minutes from Gulf Coast State College, FSU Panama City, St. Andrews Bay, local shops, hospitals, and the beach. Whether you're planning your forever home

Ramone Silvera Salty Marlin Realty LLC

Unlisted Address
/11
$3,200,000
- Land
- 1.89 Acres
- $1,693,122 per Acre
3333 W 14th St, Panama City, FL 32401

Discover a truly RARE and remarkable opportunity to own just under 2 ACRES of pristine WATERFRONT property in the heart of Historic St. Andrews—one of Panama City, Florida's most coveted and charming neighborhoods. This 1.9-ACRE BAYFRONT ESTATE HOMESITE offers an extraordinary canvas for your dream home or private retreat, with sweeping views of St. Andrews Bay, mature oaks, and unmatched privacy

Carly Sostheim Corcoran Reverie

3333 W 14th St, Panama City, FL 32401
/10
$175,000
- 2 Beds
- 1 Bath
- 803 Sq Ft
1301 Beck Ave Unit 18, Panama City, FL 32401

Welcome to 1301 Beck Avenue, this great updated unit offers the ideal blend of comfort, convenience and location in the quaint area of Saint Andrews, residents can enjoy walkable access to dining and entertainment options, also a short drive to a nearby boat docks and marina. This second floor unit tile flooring in all the unit,is a 2 bedroom, 1 bath , freshly painted, new roof, hurricane

Stephen Hachey Lowest Fee Realty LLC

1301 Beck Ave Unit 18, Panama City, FL 32401
/31
$194,900
- 2 Beds
- 1.5 Baths
- 952 Sq Ft
1724 Alabama Ave, Panama City, FL 32401

Nestled just 1.5 blocks from the bay with public access, this super charming 2-bedroom, 1.5-bath home blends modern updates with classic character on a quiet, dead-end street that ends at the water. Step inside to discover real hardwood floors throughout the main living areas and updated linoleum in the bathrooms. The renovated kitchen features stainless steel appliances and flows effortlessly

Nicole Ludwig EXP Realty LLC

1724 Alabama Ave, Panama City, FL 32401
/9
$459,000
- Land
- 0.74 Acre
- $620,270 per Acre
2704 W 15th St, Panama City, FL 32401

This property will allow you to bring your vision to life and create a commercial space tailored to your specific needs. The combined parcels, with 120 feet on US HWY 98, total .736 acres. The Seller is a licensed Florida general contractor and can build-to-suit to your exact specifications for additional cost. Situated in a central location, this property benefits from high visibility and easy

Daniel Dunnivant Counts Real Estate Group Inc

2704 W 15th St, Panama City, FL 32401
/69
$375,000 New Construction
- 3 Beds
- 2.5 Baths
- 1,680 Sq Ft
1413 Chestnut Ave, Panama City, FL 32401

Experience the ultimate coastal lifestyle at Chestnut Ridge! Strategically positioned in the heart of historic St. Andrews, this new build offers the perfect blend of luxury and convenience. Enjoy the proximity to local attractions such as shopping, bars, farmers market, and dining, while still being just a 10-minute drive from the beach. St. Andrews marina offers a boat launch making it a quick

Jennifer Bowman Beachy Beach Real Estate

1413 Chestnut Ave, Panama City, FL 32401
/15
$1,294,000
- Land
- 0.77 Acre
- $1,680,519 per Acre
Unlisted Address

No retention pond required, per Panama City Engineering! Excellent opportunity with 43,500 daily traffic count. Prime location zoned General Commercial. The property has perviously been improved and demolished after the storm, leaving a blank slate for your vision. The existing pavement grandfathers this property in so there is no retention pond required.

JAMIE KITZMILLER Think Real Estate

Unlisted Address
/4
$2,129,000
- 15,000 Sq Ft
4100 U S 98, Panama City, FL 32401

Multiple use commercial location with restaurant, mini warehouses, and residential rentals. DEVELOPMENT POTENTIAL MOTEL/GAS STATION/FAST FOOD. Starting on the corner of 4100 W. Hwy 98, and 1805 Grant Avenue. m330 ft. approx. on 98 by 232 approx. on Grant Avenue.

John McVeigh St Andrews Bay Realty

4100 U S 98, Panama City, FL 32401
/15
$2,000,000
- Land
- 1.68 Acres
- $1,190,476 per Acre
4423 W Highway 98, P C Beach, FL 32401

Pristine property located on beautiful St. Andrew's Bay in Panama City, FL. This property features 132 feet on St. Andrew Bay with a total of 1.67 acres. It is +/-1/2 mile east of the Hathaway Bridge, close to Port Panama City, Gulf Coast State College, Florida State University Panama City Campus, and Panama City Beach. In addition to St. Andrew's Bay, the property overlooks St. Andrew Bay, the

Chris McCall Counts Real Estate Group Inc

4423 W Highway 98, P C Beach, FL 32401

Florida Bay County Panama City Saint Andrews

Learn more about living in Saint Andrews

Frequently Asked Questions

Is Saint Andrews a good place to live?

Saint Andrews is a good place to live. Saint Andrews is considered somewhat walkable and somewhat bikeable. Saint Andrews is a neighborhood with a crime score of 4, on par with the average neighborhood in the U.S. Saint Andrews has 2 parks for recreational activities. It is fairly sparse in population with 3.2 people per acre and a median age of 45. The average household income is $66,280 which is below the national average. College graduates make up 29.6% of residents. A majority of residents in Saint Andrews are home owners, with 46.5% of residents renting and 53.5% of residents owning their home. A local real estate agent serving Saint Andrews can help you decide if this neighborhood is the right one for you. Learn more on our Saint Andrews neighborhood guide.

Is Saint Andrews, FL a safe neighborhood?

Saint Andrews, FL is a safe neighborhood and is on par with the average neighborhood in the United States. It received a crime score of 4 out of 10.

How much do you need to make to afford a house in Saint Andrews?

The median home price in Saint Andrews is $251,500. If you put a 20% down payment of $50,300 and had a 30-year fixed mortgage with an interest rate of 6.22%, your estimated principal and interest payment would be $1,230 a month plus property taxes, HOA fees, home insurance, PMI, and utilities. Using the 28% rule, you would need to make at least $53K a year to afford the median home price in Saint Andrews. Learn how much home you can afford with our Home Affordability Calculator. The average household income in Saint Andrews is $66K.

What are the best public schools in Saint Andrews?

The best public schools that serve Saint Andrews are:

Bay High School has a B Niche grade, a student teacher ratio of 22:1 and an average review score of 3.8.
Jinks Middle School has a B- Niche grade and a student teacher ratio of 17:1.
Lucille Moore Elementary School has a C+ Niche grade and a student teacher ratio of 14:1.

What are the best private schools in Saint Andrews?

The best private schools that serve Saint Andrews are:

Covenant Christian School has an A- Niche grade, a student teacher ratio of 15:1 and an average review score of 4.6.
St. John Catholic Academy has a student teacher ratio of 7:1.
Adventist Christian Academy has a student teacher ratio of 11:1.

What are the most popular zip codes in Saint Andrews, Panama City, FL?

The most popular zip codes in Saint Andrews, Panama City, FL include 32401, 32405, 32408, 32407 and 32404.

What are the most popular neighborhoods near Saint Andrews, Panama City, FL?

The most popular neighborhoods near Saint Andrews, Panama City, FL are Downtown North, Downtown, South Panama City, Millville and West Panama City.

Are home prices dropping in Saint Andrews?

Yes, home prices in Saint Andrews are down 71% in the last 12 months.

Home Trends in Saint Andrews, FL

On average, homes in Saint Andrews, Panama City sell after 41 days on the market compared to the national average of 53 days. The median sale price for homes in Saint Andrews, Panama City over the last 12 months is $212,500, down 61% from the median home sale price over the previous 12 months.

Housing Trends

Median Sale Price

$212,500

Median Single Family Sale Price

$249,000

Median 2 Bedroom Sale Price

$175,000

Median 1 Bedroom Sale Price

$105,000

Average Price Per Sq Ft

$235

Number of Homes for Sale

Last 12 months Home Sales

Months of Supply

7.80

Median List Price

$251,500

Median Change From 1st List Price

Median Home Sale Price YoY Change

-61%

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Saint Andrews Types of Homes for Sale

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