Homes for Sale near Stony Lane Elementary School

• 

  

  

  /25

  $1,349,000

  • 4 Beds
  • 4.5 Baths

  72 Rose Ave, Woodcliff Lake, NJ 07677

  Welcome home. From the relaxing front porch, step into an extremely well-maintained home that exudes warmth and charm. The foyer, flanked by formal living & dining rooms, leads to the large custom kitchen, garden breakfast room w/fp and sunny gathering room. Move out onto the deck & patio then stroll through the koi pond gardens to the sparkling heated inground pool. Upstairs you will find 3

  Jennifer Carpenter Keller Williams Village Square Realty

  

  72 Rose Ave, Woodcliff Lake, NJ 07677
• 

  

  

  /34

  $799,000

  • 3 Beds
  • 2 Baths

  874 Ridgewood Blvd E, Township of Washington, NJ 07676

  Welcome to this 3 bedroom 2-bathroom single family residence in a quiet neighborhood. offering 2200 sq ft of open and airy living space. nestled on private landscaped 0.3-acre lot, abundant natural light that fill the open concept layout. The very large bright kitchen flows into the living areas, perfect for entertaining. a cozy fireplace that creates a warm ambiance. Additional living spaces

  Sophia Sul Christie's International Real Estate Group-Fort Lee

  

  874 Ridgewood Blvd E, Township of Washington, NJ 07676
• 

  

  

  /41

  $1,299,000

  • 4 Beds
  • 3 Baths

  199 Midwood Rd, Paramus, NJ 07652

  Welcome to a beautifully renovated four-bedroom, three-bath Colonial nestled on a desirable side street in Paramus. This stunning home has been completely gutted and rebuilt, featuring all new plumbing, electric (200-amp service), high-efficiency mechanics, new siding, a 30-year Timberline roof, and Trex decking and porch. As you enter through the elegant double Therma-Tru front doors, you'll be

  Nekije Rizvani Keller Williams Village Square Realty - Wyckoff

  

  199 Midwood Rd, Paramus, NJ 07652
• 

  

  

  /34

  $649,900

  • 5 Beds
  • 2 Baths

  28 Zazzetti St, Waldwick, NJ 07463

  Beautiful expanded colonial home in a great town, offering large bedrooms with double closets, new floors, doors, modern kitchen and bathrooms, den/office and mud room. Large primary bedroom with balcony and walk-in closet. Good size private back yard, long driveway and one car garage, unfinished basement with laundry and utility area. This home also offers central A/C and a water softener. Close

  Mercedes Peralta Quality Homes Real Estate

  

  28 Zazzetti St, Waldwick, NJ 07463
• 

  

  

  /27

  $429,000 Open Sun 1PM - 3PM

  • 2 Beds
  • 1 Bath

  1-5 Chestnut Place, Waldwick, NJ 07463

  Welcome to this bright and beautifully updated 2-bedroom, 1-bath private end unit in the highly sought-after Tamaron 55+ Community in Waldwick. This exceptional condominium offers abundant natural light in every room and includes a private balcony, perfect for enjoying the peaceful surroundings. This condo was renovated just three years ago. Updates include new modern kitchen, new full bath, new

  Gina Pedicano Christie's International Real Estate Group-HoHoKus-Ridgewood East

  

  1-5 Chestnut Place, Waldwick, NJ 07463
• 

  

  /19

  $1,250,000

  • 4 Beds
  • 4 Baths

  24 Ryder Rd Unit 1X, Fair Lawn, NJ 07410

  COLONIAL NEW CONTRUCTION ON EXISTING FOUNDATION LOCATED IN RADBURN ENJOY ALL AMENITIES WALK TO POOLS, PARKS, 4 BRS,2 FULL & 2 HALF BATHS,LIVING ROOM, DINING ROOM W SGDS TO COVERED DECK,LARGE KITCHEN W/CENTER ISLAND,SECOND FLOOR LAUNDRY RM,FULL FINIHED REC ROOM WITH POWDER ROOM,PRIMARY HAS A LARGE WALK-IN-CLOSET & PRIMARY BATHROOM SUITE,ATTACHED GARAGE,2 ZONE GAS HEAT W C/AC,ALL HARWOOD

  Thomas Mabey RE/MAX SELECT - Franklin Lakes

  

  24 Ryder Rd Unit 1X, Fair Lawn, NJ 07410
• 

  

  /33

  $779,000

  • 4 Beds
  • 2 Baths

  674 Ackerman Ave, Glen Rock, NJ 07452

  Significant price reduction! A single-family home in the highly sought after town of Glen Rock. This charming property offers 4 bedrooms and 2 full bathrooms, perfect for families or those needing extra space. The first floor bedroom can also be used as a home office, guest room, or children's room. Located in a lush, tree-lined neighborhood, the backyard is quiet and safe, ideal for children to

  Michiko Furusho Christie's International Real Estate Group-Fort Lee

  

  674 Ackerman Ave, Glen Rock, NJ 07452
• 

  

  /17

  $630,504 Open Sun 12PM - 2PM

  • 3 Beds
  • 2 Baths

  645 Spring Valley Rd, Maywood, NJ 07607

  **Limited Time Offer a€“ Seller offering credit for written offers received by Thursday, Oct 9, 2025. Take a look at the open house and dona€TMt miss the offer! Welcome to 645 Spring Valley Rd, a well-maintained Expanded Cape Cod with 3 bedrooms and 2 full baths in Maywood. Set on a 6,000+ sq. ft. lot, this move-in-ready home features a modern kitchen with granite countertops, stainless steel

  Amol Chopra New and Modern Group

  

  645 Spring Valley Rd, Maywood, NJ 07607
• 

  

  /43

  $745,000

  • 4 Beds
  • 3 Baths

  55 Harrison Ave, Waldwick, NJ 07463

  This charming 1940?s 2-family home presents a unique opportunity for both investors seeking an income-generating property and looking for a spacious, well-maintained residence to call their own. Situated on a.13,904 approx. lot, this well-preserved home boasts both a convenient in-town location and unparalleled privacy. The first floor offers a front porch to have your morning coffee, large

  DAVID BARTHOLD CHRISTIE'S INT. REAL ESTATE GROUP

  

  55 Harrison Ave, Waldwick, NJ 07463
• 

  

  /48

  $665,000

  • 3 Beds
  • 2.5 Baths

  151 Winchester Ct Unit 151, Township of Washington, NJ 07676

  Highly desirable End Unit Townhouse in highly sought after Washington Commons! This beautiful 3-bedroom, 2.5-bath townhouse offering several floors of peaceful living. Main floor consists of Eat-In-Kitchen featuring white cabinets, vinyl flooring and plenty of light, Living Room/Dining Room areas feature open floor concept with large window overlooking courtyard. The oversized primary suite on

  Raymond Muszynski United Real Estate

  

  151 Winchester Ct Unit 151, Township of Washington, NJ 07676
• 

  

  /35

  $1,475,000

  • 3 Beds
  • 5 Baths

  179 Woodmont Cir, River Vale, NJ 07675

  Step into contemporary elegance with this stunning young luxury townhome in the prestigious Fairways at Edgewood.Offering 3 bedrooms,3 full baths, and 2 half baths this residence boasts impeccable design, high-end finishes, and a beautiful open-concept layout.Upon entering, a dramatic 2 story foyer welcomes you.The gourmet kitchen features premium appliances, sleek cabinetry, and an expansive

  Risa Corson Coldwell Banker, Alpine/Closter

  

  179 Woodmont Cir, River Vale, NJ 07675
• 

  

  /13

  $899,000

  • Land
  • 0 Acre

  6 Schubert Ln, Paramus, NJ 07652

  Rare opportunity to own a 1/2-acre lot (approx. 100x200) in the heart of Bergen County, complete with signed and sealed architectural drawings to build a one-of-a-kind, 8,227 SQ FT custom home that checks all the boxes. Choose to design a home to your liking or move forward with the existing shovel-ready plans, included in the sale. The design begins with a driveway court leading to a covered

  James Malki JMichaels Realty LLC

  

  6 Schubert Ln, Paramus, NJ 07652
• 

  

  /30

  $5,899,000

  • 6 Beds
  • 10 Baths

  6 Burning Hollow Rd, Saddle River, NJ 07458

  Discover 6 Burning Hollowa€”a stunning European-inspired custom built estate nestled on a private street in the prestigious Saddle River. This 10,000+sqft architectural masterpiece offers 6 spacious bedrooms, 7 full and 3 half baths situated on approximately 2 private acres. From the soaring grand foyer and sweeping staircase to the richly detailed living and dining spaces, every inch reflects

  Tony Nabhan Keller Williams City Views Realty

  

  6 Burning Hollow Rd, Saddle River, NJ 07458
• 

  

  /21

  $779,900

  • 4 Beds
  • 3 Baths

  2-02 Fair Lawn Ave, Fair Lawn, NJ 07410

  The home is a four-bedroom three-bath Bi-Level , approximately 1,944 square feet, built and occupied by owner and has been meticulously maintained. The main upper floor includes Livingroom, Dining room, Kitchen, three bedrooms, 2 full baths and laundry. A central air system cools the upper floor. The ground level floor includes an in-law suite with private entrance and a two-car garage. The home

  Thomas Donahue Bergen Realty

  

  2-02 Fair Lawn Ave, Fair Lawn, NJ 07410
• 

  /2

  $715,000

  • 6 Beds
  • 4.5 Baths

  343 Hamilton Ave, Paterson, NJ 07501

  Great opportunity for investors or first-time buyers! This fully rented 2-family home offers two spacious 3 bedroom, 2 bathroom units both tenant-occupied and generating consistent rental income. Features include private parking and a garage for added convenience. Whether you're looking to expand your portfolio or live in one unit while collecting rent from the other, this property offers

  Yodelsy De La Cruz Coldwell Banker, Clifton

  

  343 Hamilton Ave, Paterson, NJ 07501
• 

  

  /35

  $539,900

  • 2 Beds
  • 3 Baths

  175 Rochelle Ave Unit 323, Rochelle Park, NJ 07662

  Welcome to Windsor Court Condominiums a€“ a premier 80-unit, four-story luxury community crafted by one of the areaa€TMs top developers. This elegant complex offers gated, covered parking at ground level, a stunning lobby, community room, and a fully equipped fitness center. The Montgomery model boasts 8 spacious rooms, including 3 bedrooms and 3 full baths,(3rd bedroom is the loft area with

  Ellen McCourt Coldwell Banker, Hillsdale

  

  175 Rochelle Ave Unit 323, Rochelle Park, NJ 07662
• 

  

  /20

  $549,000

  • 5 Beds
  • 2 Baths

  56 N York St, Paterson, NJ 07524

  Income-producing 2-family in great condition both units currently rented with solid tenants and separate utilities. Whether you're an investor looking for steady cash flow or a first-time buyer hoping to offset your mortgage, this property offers the flexibility and value you've been looking for. Conveniently located near shopping, schools, and transportation

  Yodelsy De La Cruz COLDWELL BANKER REALTY

  

  56 N York St, Paterson, NJ 07524
• 

  

  /43

  $899,000

  • 3 Beds
  • 2.5 Baths

  3 Skyview Dr, North Haledon, NJ 07508

  Townhome with Elegant Living Space .Upon entering, you'll be welcomed by a bright and airy foyer that leads into the dramatic two-story living room. The first floor boasts a spacious Primary Bedroom Suite featuring tray ceilings, a luxurious en-suite bathroom, and a large closet. The gourmet kitchen is equipped with stainless steel appliances and sleek granite countertops, while the adjacent

  Claudia Waldow Terrie O'Connor Realtors-Wyckoff

  

  3 Skyview Dr, North Haledon, NJ 07508
• 

  

  /47

  $2,850,000

  • 5 Beds
  • 4.5 Baths

  33 Woodfield Ln, Saddle River, NJ 07458

  Welcome! New capital improvements added to this beautifully maintained spacious 5-bedroom, 4.5-bath home, perfectly located in prestigious Saddle River, Designed for all ages and lifestyles, this inviting property offers quiet luxury, a flexible entertainment layout, and effortless indoor-outdoor living. A brand-new 6-bedroom septic system (install 8/2025) adds tremendous value and future

  Jack Yao Realmart Realty, LLC

  

  33 Woodfield Ln, Saddle River, NJ 07458
• 

  

  /8

  $650,000

  • Land
  • 0 Acre

  291 Lake Shore Dr, Haworth, NJ 07641

  Rare Opportunity: 14,624 SF Buildable Lot with Town-Approved Plans! Unlock the potential of this spacious 14,624 square foot buildable lot, located in a highly desirable subdivision. This rare offering comes complete with concept plans already approved by the town, streamlining your path to construction. Whether you're a developer, investor, or planning to build your dream home, this property is

  Tamar Rapaport Keller Williams Town Life

  

  291 Lake Shore Dr, Haworth, NJ 07641
• 

  

  /27

  $540,000

  • 2 Beds
  • 3 Baths

  175 Rochelle Ave Unit 321, Rochelle Park, NJ 07662

  Welcome to Windsor Court Condominiums! A luxury (80 unit) midrise featuring a gated ground level parking garage, an elegant lobby, community room and, fitness center. This 3rd floor 2-story penthouse boasts 2 bedrooms, 3 full baths, and a spacious loft perfect for relaxing with room for an in-home office. Open concept dining room and living room have hardwood floors and a vaulted ceiling. French

  Stephanie Sotell-Lesslauer Keller Williams Village Square Realty

  

  175 Rochelle Ave Unit 321, Rochelle Park, NJ 07662
• 

  

  /22

  $585,000

  • 7 Beds
  • 2 Baths

  311 12th Ave, Paterson, NJ 07514

  Excellent Investment opportunity in paterson! Welcome to 311 12th Ave- a solid multi family Property perfect for investors or owner occupants seeking cash flow and long term potential. This well maintained property features 2 spacious units just over 1,100 square feet. 1st floor consists of 3 bedrooms while the second floor consists of 4 bedrooms. Located near schools, public transportation and

  IVETTELIS CASTRO REAL

  

  311 12th Ave, Paterson, NJ 07514
• 

  

  /50

  $1,375,000

  • 4 Beds
  • 3.5 Baths

  695 Terhune Rd, Ridgewood, NJ 07450

  Nestled on a peaceful one-acre cul-de-sac in the highly sought-after town of Ridgewood, New Jersey, this fully remodeled modern farmhouse-style ranch blends timeless charm with sleek, contemporary upgrades and brand-new systems throughout. Step inside to an inviting open-concept layout perfect for both everyday living and effortless entertaining. This four-bedroom, three-and-a-half-bath home

  Carina Martinez Pflieger Realty Group, LLC

  

  695 Terhune Rd, Ridgewood, NJ 07450
• 

  

  /33

  $550,000

  • 4 Beds
  • 2 Baths

  147 Pine Ave, New Milford, NJ 07646

  Nestled at the end of a peaceful dead-end street, this home offers a rare opportunity to own a spacious and versatile home in one of New Milforda€TMs most established neighborhoods. Ideal for extended families or those in need of flexible living space, this home features a generous layout designed for comfort, privacy, and functionality. Step inside to discover multiple living areas that can

  Rebecca LaPira RE/MAX Signature Homes

  

  147 Pine Ave, New Milford, NJ 07646
• 

  

  /46

  $1,224,900

  • 4 Beds
  • 4.5 Baths

  9-03 5th St Unit 1X, Fair Lawn, NJ 07410

  Introducing your dream home in Fair Lawn! This stunning, newly constructed residence features 4 beds and 4.5 baths, blending modern elegance with functional living. The first floor boasts a spacious open floor plan, perfect for entertaining, adorned with high-end finishes that exude luxury. A flexible space, enhanced by stylish barn doors, can serve as an extension of the living room or a private

  Michael Filippelli Coldwell Banker, Alpine/Closter

  

  9-03 5th St Unit 1X, Fair Lawn, NJ 07410
• 

  

  /43

  $1,499,995

  • 5 Beds
  • 5 Baths

  890 Oradell Ave, Oradell, NJ 07649

  Stunning custom new construction on an existing foundation in highly desirable Oradell! This 5BR, 5BA home offers over 3,800 sq ft of luxurious living with 9-ft ceilings, oversized windows, and gorgeous hardwood floors throughout. The sunlit, open layout features a formal living room and dining room, as well as a spacious family room with sliders that lead to a custom deck and a beautifully

  Mahmoud Enani Coldwell Banker, Ridgewood

  

  890 Oradell Ave, Oradell, NJ 07649
• 

  

  /27

  $504,999

  • 3 Beds
  • 1 Bath

  31 Miller Ave, Elmwood Park, NJ 07407

  Adorable, comfortable 3 bedroom home with a NEW (2022) large eat in Kitchen. Quartz counter tops, Whirlpool appliances! This home is perfectly located on a quiet dead end street, with walking distance to High School, Elementary School and parks. 3 Season front porch. Washer & Dryer are on the 1st floor! 2 recently installed splits; air-conditioning and heating, one on each floor to keep the home

  Barbara Roe-Palko Aldo's Realty

  

  31 Miller Ave, Elmwood Park, NJ 07407
• 

  

  /22

  $5,750,000

  • 5 Beds
  • 8 Baths

  47 Fox Hedge Rd, Saddle River, NJ 07458

  Set behind stately iron gates on one of Saddle Rivera€TMs most coveted streets, this French-inspired estate offers nearly 9,000sf of timeless architecture, privacy, & refined living. Perfectly situated on 2.15 landscaped acres, the home blends grand-scale entertaining with intimate everyday comfort, complete with resort-style amenities. A dramatic two-story foyer opens to sun-drenched formal

  Taryn Byron Corcoran Infinity Properties

  

  47 Fox Hedge Rd, Saddle River, NJ 07458
• 

  

  /29

  $490,000

  • 2 Beds
  • 1.5 Baths

  521 E 18th St, Paterson, NJ 07514

  Welcome to 521 E 18th St, a high-visibility mixed-use property offering excellent business and investment potential. Currently operating as a fully equipped salon, the commercial space can be maintained as-is or repurposed for retail, office or creative use. With the proper approvals, the property may also be converted into multiple residential units. Zoned R-3 (high-density residential).

  Jorge Garcia RE/MAX SELECT

  

  521 E 18th St, Paterson, NJ 07514
• 

  

  /32

  $999,500 Open Sun 12PM - 2PM

  • 5 Beds
  • 3.5 Baths
  • 3,306 Sq Ft

  7 Stony Ridge Dr, Hillsdale, NJ 07642

  Welcome to 7 Stony Ridge Drive in Hillsdale, NJ, a stunning Custom Colonial where space, style, and smart design come together beautifully on over half an acre.Step inside to discover five spacious bedrooms, including three with walk-in closets for ample storage and convenience. One bedroom is located on the main level with its own full bath, offering the perfect setup for an in-law suite or

  TINA M. ORLANDO RE/MAX SELECT

  

  7 Stony Ridge Dr, Hillsdale, NJ 07642
• 

  

  /27

  $1,600,000

  • 5 Beds
  • 5 Baths

  80 Washington Place, Ridgewood, NJ 07450

  SELLER SAYS BRING ALL OFFERS. Welcome to this timeless 5-bedroom, 3 full and 2 half-bath colonial, perfectly positioned on a desirable corner lot in the heart of Ridgewood. With "great bones" and solid craftsmanship, this home is ready for your vision, offering the perfect blend of character and space for modern living. Located just moments from Ridgewooda€TMs vibrant Central Business District,

  Messalina Morley-Alton Terrie O'Connor Realtors-Ridgewood

  

  80 Washington Place, Ridgewood, NJ 07450
• 

  

  /14

  $699,999

  • 9 Beds
  • 3 Baths

  92 Mercer St, Paterson, NJ 07524

  Why wait? This fully vacant 3-family home is a blank canvas for your next move live in it, rent it out, or both. Recently renovated and move-in ready, with low taxes to keep your monthly costs down. Multiple units give you the flexibility to house-hack or generate serious rental income. Whether you're building wealth or buying your first multi, this one offers a head start others don't.

  Yodelsy De La Cruz COLDWELL BANKER REALTY

  

  92 Mercer St, Paterson, NJ 07524
• 

  

  /49

  $1,575,000

  • 4 Beds
  • 4 Baths

  394 James Woods Ct, New Milford, NJ 07646

  Sensational Center Hall Colonial Offered for the first time! This spectacular personal residence has had the same owner since it was built in 1991. Located on a beautiful Cul-De-Sac this is most definitely one of the finest homes available in New Milford. Offering 2800 square feet of meticulously maintained and updated living space plus a huge Finished Basement no expense has been spared to

  Robert Dombrowsky RE/MAX SELECT - Hoboken

  

  394 James Woods Ct, New Milford, NJ 07646
• 

  

  /35

  $2,225,000

  • 5 Beds
  • 6 Baths

  103 Macintyre Ln, Allendale, NJ 07401

  Welcome to this Tudor-style residence offering five bedrooms and six baths. A grand foyer with a sweeping staircase introduces the main level, designed for both entertaining and everyday living. The light-filled great room features a stone fireplace and large windows, while an adjoining sunroom with a custom wet bar creates the perfect gathering spot. The eat-in kitchen boasts a center island,

  Megan Fox Compass New Jersey, LLC-Ridgewood

  

  103 Macintyre Ln, Allendale, NJ 07401
• 

  

  /42

  $630,000

  • 4 Beds
  • 2 Baths
  • 1,882 Sq Ft

  32 Walter Hammond Place, Waldwick, NJ 07463

  UNBEATABLE VALUE ? WELL-MAINTAINED IN-TOWN GEM! This 4-bedroom, 2-full-bath home offers exceptional value in a prime location?just minutes from transportation, shopping, restaurants, and all the conveniences of town. Lovingly cared for and thoughtfully updated over the years, it blends timeless character with modern comfort. Enjoy the welcoming screened front porch and relax on the private

  MIKHAIL EDUARD DOBLE KELLER WILLIAMS REALTY

  

  32 Walter Hammond Place, Waldwick, NJ 07463
• 

  

  /27

  $699,900 Open Sun 12PM - 3PM

  • 3 Beds
  • 2.5 Baths
  • 1,740 Sq Ft

  10-01 Berdan Ave Unit 1X, Fair Lawn, NJ 07410

  Welcome to this beautifully maintained Colonial-style home, ideally situated near NJ Transit train and bus stops, the public library, town pool, and within walking distance to top-rated schools.Enjoy mornings on the inviting lemonade front porch, surrounded by lush, professional landscaping. Step inside to a cozy living room and a bright, sun-filled family room, perfect for relaxing or

  Anil Aggarwal VYLLA HOME

  

  10-01 Berdan Ave Unit 1X, Fair Lawn, NJ 07410
• 

  

  /26

  $769,900

  • 12 Beds
  • 5 Baths

  446 E 26th St Unit 448, Paterson, NJ 07514

  MONEY MAKER!!!!!! Here is an opportunity to get a cash cow with all performing tenants in place. Legal three fam with a full finished basement, driveway and 1 car garage. Rental income is over $9,200 each month. Mortgage including taxes and insurance (estimate) will be around the $6,200 with a low down payment, which leaves roughly $3,000 passive income to your pocket. Highest and Best due

  JUAN C. ESCOBAR REALTY ONE GROUP LEGEND

  

  446 E 26th St Unit 448, Paterson, NJ 07514
• 

  

  /34

  $575,000

  • 5 Beds
  • 2 Baths

  405 N 8th St, Prospect Park, NJ 07508

  Spacious 2-family home in Prospect Park offering a total of 5 bedrooms and 2 bathrooms. The property provides generous living space and flexibility for a variety of needs. Conveniently located near public transportation and local amenities.

  DIANA DIODONET CHRISTIE'S INT. REAL ESTATE GROUP

  

  405 N 8th St, Prospect Park, NJ 07508
• 

  

  /48

  $4,995,000

  • 7 Beds
  • 9 Baths

  6 Adams Rd, Saddle River, NJ 07458

  No detail overlooked and no expense spared, this opulent custom built home awaits its lucky new owner. Welcome to 6 Adams Road in the prestigious and highly sought-after Saddle River, New Jersey. Behind the gates stands this grand residence, perfectly nestled on 2 acres of lush land surrounded by your personal award-winning jungle oasis. Enter through the grand double doors and be greeted by a

  Marilyn Temiz Keller Williams City Views Realty

  

  6 Adams Rd, Saddle River, NJ 07458
• 

  /2

  $1,249,000

  • 3 Beds
  • 3 Baths

  2 Chestnut Ridge Rd, Saddle River, NJ 07458

  UPDATE: We have architects renderings and plans for a newly proposed 8,500 SF home with a 4 car garage attached to a portion of the original Carlock historic structure. The plans are provided for informational purposes only. While the proposed plans have been preliminarily received well by the borough in concept, no formal approvals have been applied for or obtained. Don't miss this opportunity!

  Greg Panayoti VP Realty Group

  

  2 Chestnut Ridge Rd, Saddle River, NJ 07458

Showing Results 281 - 320, Page 8 of 12