1,250

Homes for Sale near Freedom Academy

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  • /17

    $242,000

    • 2 Beds
    • 2 Baths
    • 936 Sq Ft

    18416 N Cave Creek Rd Unit 1053, Phoenix, AZ 85032

    Gated North Phoenix Townhome* resort style community with heated pool, spa, fitness center, game room w/pool table, BBQ areas and business center* ground floor condo* 2 bedrooms* 2 bathrooms* 936 sq ft* master bedroom has walk in closet* current tenant has remaining lease for 6 more months at $1550* close to Scottsdale* the 101* the 51* Desert Ridge* restaurants* golf* shopping and surrounding

    Steve Williams Realty Executives

    18416 N Cave Creek Rd Unit 1053, Phoenix, AZ 85032
  • /32

    $550,000

    • 3 Beds
    • 2 Baths
    • 1,732 Sq Ft

    3802 E Shaw Butte Dr, Phoenix, AZ 85028

    Move-in ready and upgraded. Single-level home with 3 bedrooms and 2 bathrooms, providing comfort and style. Nestled near the newly revitalized PV mall area and conveniently located near the 51 freeway, you'll have immediate access to the latest shops and dining hotspots, ensuring a vibrant lifestyle right at your doorstep.Step inside to discover a welcoming front sitting room, perfect for

    Asher Cohen Realty ONE Group

    3802 E Shaw Butte Dr, Phoenix, AZ 85028
  • /43

    $1,895,000

    • 3 Beds
    • 3 Baths
    • 2,396 Sq Ft

    19355 N 73rd Way Unit 3008, Scottsdale, AZ 85255

    Luxury living in North Scottsdale. This is your only opportunity to own a luxury residence in the completely sold-out development of Portico, North Scottsdale's most desirable new condo development.This home has been carefully and thoughtfully curated to provide everything you would expect from luxury living. As you enter, you will be welcomed by completely open floor plan room perfect for

    Preston Matchett SERHANT.

    19355 N 73rd Way Unit 3008, Scottsdale, AZ 85255
  • /10

    $77,900

    • 3 Beds
    • 2 Baths
    • 1,344 Sq Ft

    1955 E Grovers Ave Unit 18, Phoenix, AZ 85022

    Embrace new beginnings in this cozy, partially furnished home nestled in a peaceful 55+ community, ideally located near shopping, dining, and entertainment. Located on a premium corner lot with no neighbors behind, enjoy breathtaking views of a neighboring park and peaceful privacy. Relax in the fully enclosed porch, perfect for watching sunsets or hosting friends. Inside, the open, split floor

    Megan Schaff Citiea

    1955 E Grovers Ave Unit 18, Phoenix, AZ 85022
  • /31

    $1,595,000

    • 4 Beds
    • 3 Baths
    • 2,805 Sq Ft

    7435 E Corrine Rd, Scottsdale, AZ 85260

    Welcome to 7435 East Corrine Road located in the highly sought after Buenavante community. Prepare to be ''wowed'' from the moment you walk in. The gourmet kitchen boasts sleek white cabinetry, quartz countertops, a spacious waterfall island, and a large walk-in pantry. Perfect for entertaining, the kitchen flows seamlessly into the dining area/family room, complete with a cozy fireplace and

    Eric Mininberg Compass

    7435 E Corrine Rd, Scottsdale, AZ 85260
  • /32

    $835,000

    • 4 Beds
    • 2.5 Baths
    • 2,804 Sq Ft

    1954 E Vista Dr, Phoenix, AZ 85022

    Welcome to 1954 E Vista Dr., a beautifully upgraded 4-bedroom, 2.5 bathroom home with 2,804 square feet, nestled in the desirable Lookout Mountainside community. This home combines an ideal location with modern amenities. The heart of the home features custom kitchen cabinets with self-closing drawers, sleek Corian countertops, and a stunning stone farm sink. The thoughtful design includes

    David Royeen Realty ONE Group

    1954 E Vista Dr, Phoenix, AZ 85022
  • /28

    $605,000

    • 3 Beds
    • 2 Baths
    • 1,407 Sq Ft

    20917 N 37th Place, Phoenix, AZ 85050

    Welcome to Desert Ridge! Beautifully updated home in quiet neighborhood with all a buyer could want! Light and Bright home has an open, SINGLE LEVEL, floor plan with VAULTED ceilings. Step inside & enjoy brand NEW WOOD-LOOK floor throughout. The kitchen is COMPLETELY NEW featuring sparkling white cabinets, DESIGNER NEW QUARTZ counter with SUBWAY TILED BACKSPLASH, & NEW STAINLESS appliances. BRAND

    Dean Terzic DPR Realty LLC

    20917 N 37th Place, Phoenix, AZ 85050
  • /60

    $579,999

    • 4 Beds
    • 2 Baths
    • 1,737 Sq Ft

    3015 E Dahlia Dr, Phoenix, AZ 85032

    Don't miss this DREAM home that saves!!As you step inside, you're welcomed by a spacious living room and tons of natural light flowing through seamlessly into a chef's haven with stainless steel appliances, soft-close cabinets, dining area, and a breakfast bar. The expansive quartz countertops offer ample space for both cooking and entertaining, making this home perfect for hosting family and

    Jacquelin Brantley Fort Lowell Realty & Property Management

    3015 E Dahlia Dr, Phoenix, AZ 85032
  • /40

    $1,095,000

    • 4 Beds
    • 2.5 Baths
    • 2,710 Sq Ft

    5437 E Grandview Rd, Scottsdale, AZ 85254

    Remodeled 4 bedroom gem in the highgly desirable Magic Zip Code! Open layout and all the right finishes. Split floorplan with spacious master and luxurious master bath. Backyard Oasis with pool, turf, large covered patio. Prime location near Kierland area. Currently operating as a short term rental and furnishings are available for great for any investor looking for a producing property.

    Frank Pautz West USA Realty

    5437 E Grandview Rd, Scottsdale, AZ 85254
  • /38

    $1,200,000

    • 5 Beds
    • 3 Baths
    • 2,599 Sq Ft

    16446 N 59th St, Scottsdale, AZ 85254

    Great home in the popular magic zip code. Remodeled in 2024 this 5 bedroom is currently a high producing short term rental and great opportunity for any investor looking for an established investment. Open layout and high end finishes that include wood floors, marble countertops, and custom master shower. Backyard is a private oasis with pool and BBQ gazebo. Prime location near Kierland

    Frank Pautz West USA Realty

    16446 N 59th St, Scottsdale, AZ 85254
  • /38

    $525,000

    • 3 Beds
    • 2 Baths
    • 1,650 Sq Ft

    14401 N 22nd St, Phoenix, AZ 85022

    Beautifully updated home in the shadows of Lookout Mountain and steps away from The Phoenix Mountain Preserve. The subdivision is nicely tucked away and has no HOA. 3 Bedrooms and two living areas. Includes a pool and owned solar for reduced utilities along with electric vehicle charging station. If you are a veteran the loan is assumable with a sub 3% interest rate! Great family home! Don't

    Susan Lawver My Home Group Real Estate

    14401 N 22nd St, Phoenix, AZ 85022
  • /35

    $1,075,000 Open Sun 1PM - 4PM

    • 4 Beds
    • 2.5 Baths
    • 3,339 Sq Ft

    3737 E Donald Dr, Phoenix, AZ 85050

    An upscale contemporary family home for those seeking an exceptional lifestyle surrounded by a vibrant community, this 4-bedroom Toll Brothers Strada model offers a perfect blend of sophistication & comfort in the coveted North Phoenix Aviano at Desert Ridge. Soaring ceilings & abundant windows finished with shutters creates an optimal blend of natural light, accentuated by new finishes

    Julie Pelle Compass

    3737 E Donald Dr, Phoenix, AZ 85050
  • /25

    $220,000

    • 1 Bed
    • 1 Bath
    • 670 Sq Ft

    18416 N Cave Creek Rd Unit 2063, Phoenix, AZ 85032

    Enjoy Resort living at such a phenomenal price! Don't want to miss this one! Open 'B4' Greatroom Floorplan creates great living space w/kitchen island. Relax on your balcony overlooking shaded greenbelt courtyard. Resort-style pool w/waterfalls, spa,and Ramada w/outdoor cooking. Great for entertaining! Well-maintained gated community.Walk to shopping,restaurants,etc. Couldn't ask for better

    Kirsten Schafer Property Plus USA Realty

    18416 N Cave Creek Rd Unit 2063, Phoenix, AZ 85032
  • /58

    $649,900

    • 4 Beds
    • 2 Baths
    • 2,111 Sq Ft

    3348 E Sequoia Dr, Phoenix, AZ 85050

    Home, sweet home! This gorgeous 4 bed, 2 bath residence is now for sale! Great curb appeal, a low-care front desert landscape, & 3 garage spaces are just the beginning. Come inside to discover a sizeable living area + formal dining room, perfect for hosting a dinner party. Vaulted ceilings, modern light fixtures, upgraded tiles in high traffic areas, and crisp palette thruout! Continue into the

    Prameet Bhargava American Realty Brokers

    3348 E Sequoia Dr, Phoenix, AZ 85050
  • /25

    $845,000 Open Sat 11AM - 2PM

    • 4 Beds
    • 2.5 Baths
    • 2,465 Sq Ft

    2855 E Tina Dr, Phoenix, AZ 85050

    Welcome to Sky Crossing, one of North Phoenix's most sought-after communities, offering resort-style amenities & easy access to Desert Ridge Marketplace and High Street for premier shopping, dining, & entertainment. This stunning home offers just under 2,500 square feet of modern living space with wood-look tile flooring, an open-concept layout, and abundant natural light. The chef's kitchen

    Kyle Ryan DeLex Realty

    2855 E Tina Dr, Phoenix, AZ 85050
  • /8

    $675,000

    • 3 Beds
    • 2 Baths
    • 1,716 Sq Ft

    4330 E Beck Ln, Phoenix, AZ 85032

    Fantastic investment opportunity. New Roof. New interior paint. New carpet. Strong basic features. Excellent location. No HOA. Ideal for home improvement and updated design ready. Shape this property into your dream home.

    Mehr Khavari HomeSmart

    4330 E Beck Ln, Phoenix, AZ 85032
  • /43

    $899,000 Open Sun 11AM - 2PM

    • 4 Beds
    • 2 Baths
    • 2,219 Sq Ft

    4839 E Marilyn Rd, Scottsdale, AZ 85254

    Nestled in a peaceful neighborhood, this stunning home boasts great curb appeal with desert landscaping and large, mature shade trees. Step inside to an inviting open floor plan featuring wood-look tile floors throughout the main living areas and elegant French doors.The heart of the home is the beautifully updated kitchen, showcasing two-tone shaker cabinets, a contemporary tile backsplash, and

    Brandon Howe Howe Realty

    4839 E Marilyn Rd, Scottsdale, AZ 85254
  • /24

    $765,000

    • 2 Beds
    • 2 Baths
    • 1,445 Sq Ft

    15802 N 71st St Unit 311, Scottsdale, AZ 85254

    Own your piece of Kierland with this meticulously maintained condo just a stones throw from shopping and dining at Scottsdale Quarter and Kierland Commons. Don't miss an opportunity to own one of the limited, coveted golf course frontage units! This home has a split floor plan, newer GE Monogram kitchen appliances, 5 burner gas stove, both bedrooms have generous walk-in closets and the patio

    Kirsten Brown R.O.I. Properties

    15802 N 71st St Unit 311, Scottsdale, AZ 85254
  • /35

    $430,000

    • 3 Beds
    • 2 Baths
    • 1,400 Sq Ft

    19801 N 6th Place, Phoenix, AZ 85024

    Premium corner lot in Rio Seco is on the market & ready to move in! Charming 3 bedroom residence with a great curb appeal and a spacious semi-open floor plan. Discover vaulted ceilings, soft paint, wood-look tile flooring, a fireplace, and recessed lighting. The kitchen features ample cabinetry, solid surface counters, and stainless steel appliances. The primary bedroom has backyard access, a

    Evelyn Dunton DeLex Realty

    19801 N 6th Place, Phoenix, AZ 85024
  • /45

    $1,290,000

    • 5 Beds
    • 3.5 Baths
    • 4,248 Sq Ft

    14244 N 14th Place, Phoenix, AZ 85022

    Classic elegance sets this home apart from all the others. There are houses, then there are homes. A warm energy greets you while the entrance is an introduction to a large open living room. Light enters through the windows over the triple French doors and cathedral ceilings. The light blonde plank floors enhanced by the pavers leading to the sparkling poolThe view of this outside oasis of

    Launi Brockett HomeSmart

    14244 N 14th Place, Phoenix, AZ 85022
  • /50

    $679,000

    • 3 Beds
    • 2.5 Baths
    • 2,060 Sq Ft

    4931 E Paradise Ln, Scottsdale, AZ 85254

    Charming 3-bedroom home located in Tatum Park! Inside, you'll discover a bright and airy living/dining room featuring abundant natural light, a neutral palette, vaulted ceilings, and tile flooring in high-traffic areas, & direct access to the backyard. Enjoy intimate meals in the formal dining room. The eat-in kitchen showcases wood cabinetry, built-in appliances, ample counter space, an island

    Yoko Naylor Realty Executives

    4931 E Paradise Ln, Scottsdale, AZ 85254
  • /23

    $359,000

    • 3 Beds
    • 2 Baths
    • 1,224 Sq Ft

    2331 E Delgado St, Phoenix, AZ 85022

    This 3 bedroom has the potential to be an a gem! Inside, you'll find a spacious living room just waiting for a personal touch. The well-appointed eat-in kitchen boasts ample counter space, and neutral cabinetry, making meal prep a breeze. Expansive backyard offers plenty of space to create your dream outdoor oasis, there's even room for a pool! Located just minutes from dining, parks, and

    Debbie Koory-Blean West USA Realty

    2331 E Delgado St, Phoenix, AZ 85022
  • /53

    $660,000

    • 4 Beds
    • 2.5 Baths
    • 2,490 Sq Ft

    2251 E Parkside Ln, Phoenix, AZ 85024

    Motivated Sellers, move in ready! Welcome home to this comfortable great room layout. The kitchen features a breakfast bar and a lot of room to move around. The huge laundry room offers plenty of storage with lots of cabinetry for a butler's pantry. Upstairs you'll find an extra large loft in addition to the 4 bedrooms. The primary bath features a jetted tub and separate tiled shower, dual vanity

    Nicole Magnusson HomeSmart

    2251 E Parkside Ln, Phoenix, AZ 85024
  • /26

    $459,900

    • 3 Beds
    • 2.5 Baths
    • 1,526 Sq Ft

    730 E Rosemonte Dr, Phoenix, AZ 85024

    Welcome to Your Dream Home! This former model home features 3 spacious bedrooms and 2 modern bathrooms, perfect for families seeking comfort and style. The upgraded appliances in the kitchen enhance your cooking experience, while the thoughtfully designed floor plan ensures a seamless flow throughout the living spaces. Step outside to discover a beautifully landscaped backyard, meticulously

    George Laughton My Home Group Real Estate

    730 E Rosemonte Dr, Phoenix, AZ 85024
  • /31

    $650,000

    • 3 Beds
    • 2.5 Baths
    • 1,754 Sq Ft

    6533 E Beverly Ln, Scottsdale, AZ 85254

    This is it! An updated home just a stone's throw away from Kierland and Scottsdale Quarter and all they have to offer! Newer windows, fresh paint, granite counters, glass tile backsplashes and stainless steel appliances in the kitchen and hand-scraped wood and travertine flooring on the first floor and brand new carpet upstairs. The updated baths (the primary completed just last month!) have

    Karen Pokorney Realty Executives

    6533 E Beverly Ln, Scottsdale, AZ 85254
  • /39

    $728,500

    • 3 Beds
    • 3 Baths
    • 2,702 Sq Ft

    14266 N 2nd Ave, Phoenix, AZ 85023

    MOTIVATED SELLER! This beautiful home features an open floorplan with vaulted ceilings, wide plank tile flooring, custom wood beams, updated kitchen with white shaker style cabinets with Quartz countertops , decorative tile back-splash and stainless steel appliances, updated lighting throughout, 2 gas fireplaces(family and living room), 2 primary bedrooms with en-suite bathrooms featuring dual

    Bradley Stiehl Realty ONE Group

    14266 N 2nd Ave, Phoenix, AZ 85023
  • /25

    $4,890,000

    • 15,610 Sq Ft

    7740 E Evans Rd, Scottsdale, AZ 85260

    This premier commercial property is located in the heart of Scottsdale Airpark, one of the most prestigious business hubs in Arizona. This could be your own personal Garage Mahal in building A with your own mechanic shop in building B. With 15,610 square feet there is plenty of space to suit all your needs. This is a very versatile space suitable for a range of business operations, from

    Kelley Scholtes Prestige Realty

    7740 E Evans Rd, Scottsdale, AZ 85260
  • /31

    $449,000

    • 2 Beds
    • 2 Baths
    • 1,230 Sq Ft

    5450 E Deer Valley Dr Unit 3008, Phoenix, AZ 85054

    Luxury living in this stunning Toscana community at Desert Ridge! Steps from City North and Desert Ridge Market Place.This unit includes 2 convenient parking spots and the ultimate Phoenix lifestyle. Located steps from JW Marriott Wildfire Golf Club, you'll enjoy resort-quality amenities including three heated pools, fitness centers, and 24/7 gated security. Perfect for full-time residents or

    Wesley Evans My Home Group Real Estate

    5450 E Deer Valley Dr Unit 3008, Phoenix, AZ 85054
  • /30

    $397,900

    • 2 Beds
    • 2 Baths
    • 884 Sq Ft

    905 E Marco Polo Rd, Phoenix, AZ 85024

    Welcome to a vacation themed property showcasing gleaming wood-look flooring, new added wallpaper with fresh soothing colors throughout, and modern recessed lighting. The immaculate kitchen is ready for you to cook your favorite meals featuring granite countertops, tiled back splash, built-in appliances, a convenient pantry, and new shaker cabinetry. Primary bedroom boasts a sliding-door closet

    David Allayev eXp Realty

    905 E Marco Polo Rd, Phoenix, AZ 85024
  • /46

    $749,000

    • 4 Beds
    • 2 Baths
    • 2,290 Sq Ft

    2346 E Lupine Ave, Phoenix, AZ 85028

    Incredible Value in a Prime Location!This is your chance to own a move-in ready home with the big-ticket upgrades already done! Enjoy peace of mind with a brand-new roof, paid-off solar system for ultra-low energy bills, a recently remodeled PebbleTec pool perfect for Arizona summers, newer A/C, fresh interior paint, brand-new exterior stucco and paint and the list goes on! Inside, the home is

    Heather Deason eXp Realty

    2346 E Lupine Ave, Phoenix, AZ 85028
  • /47

    $580,000

    • 3 Beds
    • 2 Baths
    • 1,736 Sq Ft

    11221 N 32nd St, Phoenix, AZ 85028

    Updated Single-Story Block Home with 3 beds, 2 baths, a Den AKA Multi-Purpose Room (you do you!), a Family Room with a Romantic Beehive Fireplace, Built-in Dry OR Coffee Bar, Plus a Formal Dining Room opening to the Modern Kitchen. Home also features a Large Inside Laundry Room with Cabinets, Washer & Dryer, an Attached Storage Shed, a 2-Car Garage, Private Backyard Oasis with a Fenced,

    Jade O'Brien Russ Lyon Sotheby's International Realty

    11221 N 32nd St, Phoenix, AZ 85028
  • /22

    $849,999

    • 4 Beds
    • 3 Baths
    • 2,145 Sq Ft

    12444 N 33rd St, Phoenix, AZ 85032

    This beautifully remodeled home is located in the highly sought-after North Phoenix area. Featuring a spacious open layout with vaulted ceilings, this home is designed for modern living.The brand-new kitchen boasts updated cabinets, countertops, and high-end appliances, perfect for preparing meals and entertaining guests. Both bathrooms have been fully remodeled with contemporary

    Cody Field The Brokery

    12444 N 33rd St, Phoenix, AZ 85032
  • /36

    $898,000

    • 4 Beds
    • 2 Baths
    • 2,022 Sq Ft

    2818 E Malapai Dr Unit 4, Phoenix, AZ 85028

    Nestled in the highly desirable Heritage Heights neighborhood, this fully remodeled 4-bedroom, 2-bathroom home offers modern living at the base of the scenic Phoenix Mountain Preserve. The property has undergone a comprehensive renovation, ensuring a fresh and contemporary feel throughout. Enjoy cooking in your new kitchen featuring high-end stainless steel appliances, beautiful quartz

    Frank Eyraud eXp Realty

    2818 E Malapai Dr Unit 4, Phoenix, AZ 85028
  • /24

    $699,000

    • 4 Beds
    • 3 Baths
    • 2,043 Sq Ft

    15868 N 18th Place, Phoenix, AZ 85022

    Gorgeous home in a great area with mountain views. This home has been completely remodeled from the ground up plus a new addition of a master suite, bedroom, extended dining area and a 2 car garage was completed in 2024. The completed project includes new plumbing, new electric, new roof, sprayed foam throughout, new drywall, paint, floors, windows and doors, fixtures, appliances and more. Close

    Angie Silasi Prestige Realty

    15868 N 18th Place, Phoenix, AZ 85022
  • /17

    $1,265,000

    • 3 Beds
    • 2.5 Baths
    • 2,470 Sq Ft

    22410 N 29th Place, Phoenix, AZ 85024

    Ultra-rare Sky Crossing single level home on a private lot! This luxurious property welcomes you with elegant pavers leading to a grand entrance. Inside, exquisite stone flooring flows into a bright open floor plan, enhanced by a disappearing two-door corner slider for seamless indoor-outdoor living. The high-end kitchen is a chef's dream, featuring stunning granite countertops, luxury

    Preston Tribble Platinum Living Realty

    22410 N 29th Place, Phoenix, AZ 85024
  • /32

    $660,000

    • 4 Beds
    • 2 Baths
    • 1,969 Sq Ft

    3744 E Evans Dr, Phoenix, AZ 85032

    Welcome to this beautifully restored home, on a huge 13000SF lot! The owners have thoughtfully updated every detail, from new wiring and drywall to beautiful wood-look tile throughout. The ceilings are now popcorn-free with fresh paint and added canned lighting to brighten the space.The remodeled bathrooms & stunning quartz kitchen countertops, complete with a newly added island—make this home

    Katherine Katz West USA Realty

    3744 E Evans Dr, Phoenix, AZ 85032
  • /24

    $417,000

    • 3 Beds
    • 2 Baths
    • 1,558 Sq Ft

    15203 N 28th Place, Phoenix, AZ 85032

    Welcome home to this charming 3-bedroom, 2-bath single-family home with 1,558 sq. ft. of inviting living space. The open floor plan is bright and airy, enhanced by the vaulted ceiling & skylight that fills the home with natural light. The spacious primary bedroom features an ensuite bath with dual vanity sinks, a walk-in closet, and direct backyard access. Enjoy the private backyard with no back

    Tammy Medigovich Good Oak Real Estate

    15203 N 28th Place, Phoenix, AZ 85032
  • /52

    $1,000,000

    • 4 Beds
    • 2 Baths
    • 2,266 Sq Ft

    6323 E Nisbet Rd, Scottsdale, AZ 85254

    This beautiful home is definitely move-in ready. Freshly painted inside and out; NO HOA; One story 4-bedroom 2 bath home. This was built by owners w/definite care and attention to details. Everything has been upgraded and was done with a good eye. New windows in living/dining room w/fireplace opens to a full patio w/private backyard and fruit trees galore. New windows AND ALL NEW flooring just

    Susan Hall RE/MAX Fine Properties

    6323 E Nisbet Rd, Scottsdale, AZ 85254
  • /25

    $445,000

    • 3 Beds
    • 2 Baths
    • 1,648 Sq Ft

    3515 E Winchcomb Dr, Phoenix, AZ 85032

    Charming 3-bedroom, 1.75-bath home in Phoenix, built in 1978, on a spacious 7,241 sqft lot. This home features a functional layout, comfortable living spaces, and a 2-car garage. The large backyard offers plenty of potential for outdoor living and entertaining. Conveniently located near shopping, dining, and freeway access, this home is a great opportunity for buyers looking to make it their own.

    James Diller Real Broker

    3515 E Winchcomb Dr, Phoenix, AZ 85032
  • /32

    $449,900

    • 3 Beds
    • 2.5 Baths
    • 1,729 Sq Ft

    405 E Wescott Dr, Phoenix, AZ 85024

    This beautifully updated home is built to entertain with tons of natural light and new sliding doors from the master suite and living room into the freshly turfed back yard. Recent renovations include a new HVAC system (2023, serviced in 2025), a DOG ROOM, updated irrigation, and more—all designed to enhance your living experience. Washer, dryer, refrigerator and security system to stay at no

    paul mielke Luxury Division

    405 E Wescott Dr, Phoenix, AZ 85024

Showing Results 601 - 640, Page 16 of 18

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