$164,900
SOLD MAR 25, 2026

1 Edwards Terrace Chattanooga, TN 37412

2 Beds
1 Bath
1,088 Sq Ft
0.31 Acres Lot

Sale Details

Date Sold: March 25, 2026

$152 Per Sq Ft

3 on Market

Highlights

  • Ranch Style House
  • Private Yard
  • Formal Dining Room
  • Wood Flooring
  • No HOA
  • Bathtub with Shower

About This Home

As of March 2026

BACK ON MARKET DUE TO BUYER FINANCING DENIED - NO FAULT OF SELLER! APPRAISED HIGHER THAN ASKING PRICE! Come see this wonderful home in East Ridge that has amazing potential but is move-in ready! There is a large level yard behind the home which contains enough land for a separate structure. The City has confirmed that several options for this exist, if done within their guidelines. Buyers to confirm that their plan would be approved. This is a solid home with larger rooms and plenty of extras. There are TWO driveways, one of them having a nice covered carport. The huge back yard is already fenced and perfect for gardening, pets, a playground, you choose! There's a storage room at the back of the carport for extras. Extremely convenient to Downtown Chattanooga, while also being near the shops and stores of East Ridge. Both of the interstates are easily reached from here as well. The home itself has had many updates done over the years and just needs some TLC to complete the transition. Hardwood floors and architectural doorways add to the charm of this home. Kitchen has plenty of space for expansion or to simply enjoy as-is. It already has modern appliances, countertops, and light fixtures. The bathroom is centrally located and is also larger than average. There's a nice tub/shower combo, perfect for long hot baths at the end of the day. This home just needs your finishing touches to be an affordable and enjoyable home for years to come. Buyers to confirm accuracy of all information. Home is sold ''AS IS''.

Last Agent to Sell the Property

Deanna Lindsey

Keller Williams Realty License #317692 Listed on: 02/20/2026

Keller Williams Realty

Last Buyer's Agent

Michael Mincey

Keller Williams Realty License #364899

Keller Williams Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,439

Year Built

  • Built in 1945

Lot Details

  • 13,504 Sq Ft Lot
  • Lot Dimensions are 96x142.5
  • Chain Link Fence
  • Level Lot
  • Private Yard
  • Back and Front Yard

Home Design

  • Ranch Style House
  • Fixer Upper
  • Block Foundation
  • Shingle Roof
  • Wood Siding

Interior Spaces

  • 1,088 Sq Ft Home
  • Ceiling Fan
  • Chandelier
  • Living Room
  • Formal Dining Room
  • Wood Flooring

Kitchen

  • Electric Range
  • Microwave
  • Dishwasher
  • Kitchen Island

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 1 Full Bathroom
  • Bathtub with Shower

Laundry

  • Laundry Room
  • Laundry on main level
  • Washer and Electric Dryer Hookup

Parking

  • 1 Attached Carport Space
  • Driveway
  • Off-Street Parking

Schools

  • East Ridge Elementary School
  • East Ridge Middle School
  • East Ridge High School

Utilities

  • Central Heating and Cooling System

Community Details

  • No Home Owners Association
  • Edwards Subdivision

Listing and Financial Details

  • Assessor Parcel Number 168l M 001

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,439

Year Built

Built in 1945

Lot Details

0.31 Acres

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 0.31
  • Lot Size: 96X142.5
  • Inclusions: refrigerator, stove, oven
  • Subdivision Name: Edwards
  • Directions: US-41 to Left on Cloud Springs Road. Right onto Lakeview Drive. Right onto Greens Lake Road. Left onto Edwards Terrace. Home is on the left and sign is on the property.
  • Above Grade Finished Sq Ft: 1088.0
  • Architectural Style: Ranch
  • Carport Y N: Yes
  • Garage Yn: No
  • Unit Levels: One
  • Living Area: 1088.0
  • New Construction: No
  • Structure Type: House
  • Year Built: 1945
  • Cooling:Electric: Yes
  • Appliances Microwave: Yes
  • Appliances Refrigerators: Yes
  • Location Tax and Legal Parcel Number2: 168l M 001
  • Location Tax and Legal Elementary School: East Ridge Elementary
  • Location Tax and Legal Middle Or Junior School2: East Ridge Middle
  • Location Tax and Legal High School: East Ridge High
  • Location Tax and Legal:Tax Annual Amount: 1439.04
  • Location Tax and Legal Additional Parcels YN: No
  • General Property Information Above Grade Finished Area: 1088.0
  • General Property Information Enhanced Accessible2: No
  • General Property Information New Construction YN: No
  • General Property Information Home Warranty YN: No
  • General Property Information Grazing Permits BLM YN3: No
  • General Property Information Carport YN: Yes
  • General Property Information Lot Size Acres: 0.31
  • General Property Information Lot Size Square Feet2: 13503.6
  • General Property Information Lot Size Dimensions: 96X142.5
  • General Property Information View YN2: No
  • General Property Information Waterfront YN: No
  • General Property Information Basement YN: No
  • General Property Information Fireplace YN: No
  • General Property Information Senior Community YN: No
  • Remarks and Miscellaneous Public Remarks2: BACK ON MARKET DUE TO BUYER FINANCING DENIED - NO FAULT OF SELLER! APPRAISED HIGHER THAN ASKING PRICE! Come see this wonderful home in East Ridge that has amazing potential but is move-in ready! There is a large level yard behind the home which contains enough land for a separate structure. The City has confirmed that several options for this exist, if done within their guidelines. Buyers to confirm that their plan would be approved. This is a solid home with larger rooms and plenty of extras. There are TWO driveways, one of them having a nice covered carport. The huge back yard is already fenced and perfect for gardening, pets, a playground, you choose! There's a storage room at the back of the carport for extras. Extremely convenient to Downtown Chattanooga, while also being near the shops and stores of East Ridge. Both of the interstates are easily reached from here as well. The home itself has had many updates done over the years and just needs some TLC to complete the transition. Hardwood floors and architectural doorways add to the charm of this home. Kitchen has plenty of space for expansion or to simply enjoy as-is. It already has modern appliances, countertops, and light fixtures. The bathroom is centrally located and is also larger than average. There's a nice tub/shower combo, perfect for long hot baths at the end of the day. This home just needs your finishing touches to be an affordable and enjoyable home for years to come. Buyers to confirm accuracy of all information. Home is sold ''AS IS''.
  • General Property Information Carport Spaces2: 1.0
  • Water Source:Public: Yes
  • Cooling:Central Air: Yes
  • Flooring:Hardwood: Yes
  • Interior Features Tub Shower Combo: Yes
  • Laundry Features Electric Dryer Hookup: Yes
  • Laundry Features Washer Hookup: Yes
  • Roof:Shingle: Yes
  • Sewer:Public Sewer: Yes
  • Utilities:Electricity Connected: Yes
  • Utilities Water Connected: Yes
  • Room Types Bedroom Level: First
  • Foundation Details Block2: Yes
  • Levels:One: Yes
  • General Property Information Attached Carport YN2: Yes
  • Room Types Living Room: Yes
  • Room Types Living Room Level: First
  • Room Types Primary Bedroom Level: First
  • Laundry Features Laundry Room: Yes
  • Interior Features Separate Dining Room: Yes
  • Architectural Style Ranch: Yes
  • Laundry Features:Main Level: Yes
  • Room Types Laundry: Yes
  • Room Types Laundry Level: First
  • Cooling:Ceiling Fan(s): Yes
  • Structure Type:House: Yes
  • Property Condition:Fixer: Yes
  • Fencing:Chain Link: Yes
  • Special Features: None

Interior Features

  • Appliances: Refrigerator, Microwave, Electric Range, Dishwasher
  • Basement YN: No
  • Full Bathrooms: 1
  • Total Bedrooms: 2
  • Fireplace: No
  • Flooring: Hardwood
  • Interior Amenities: Ceiling Fan(s), Chandelier, Kitchen Island, Separate Dining Room, Tub/shower Combo
  • Appliances Dishwasher: Yes
  • Appliances:Electric Range: Yes
  • Interior Features:Ceiling Fan(s)2: Yes
  • Interior Features:Chandelier: Yes
  • Interior Features:Kitchen Island: Yes

Exterior Features

  • Fencing: Chain Link
  • Lot Features: Back Yard, Front Yard, Level
  • View: No
  • Waterfront: No
  • Home Warranty: No
  • Construction Type: Other
  • Exterior Features: Private Yard
  • Foundation Details: Block
  • Property Condition: Fixer
  • Roof: Shingle
  • Lot Features:Level: Yes
  • Exterior Features:Private Yard: Yes
  • Lot Features:Back Yard2: Yes
  • Lot Features:Front Yard2: Yes

Garage/Parking

  • Attached Garage: No
  • Carport Spaces: 1.0
  • Parking Features: Driveway, Off Street
  • General Property Information:Garage YN: No
  • Parking Features:Driveway: Yes
  • Parking Features:Off Street: Yes

Utilities

  • Laundry Features: Electric Dryer Hookup, Laundry Room, Main Level, Washer Hookup
  • Cooling: Ceiling Fan(s), Central Air, Electric
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Electricity Connected, Water Connected
  • Water Source: Public
  • Heating:Central: Yes

Condo/Co-op/Association

  • Senior Community: No
  • Association: No

Association/Amenities

  • General Property Information:Association YN: No

Schools

  • Elementary School: East Ridge Elementary
  • High School: East Ridge High
  • Middle Or Junior School: East Ridge Middle

Lot Info

  • Lot Size Sq Ft: 13503.6
  • Additional Parcels: No
  • Parcel #: 168l M 001

Tax Info

  • Tax Annual Amount: 1439.04

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 20, 2026
Closed on
Mar 25, 2026
Sold by
Salter Robert
Bought by
Schneider Justin
Seller's Agent
Deanna Lindsey
Keller Williams Realty
Buyer's Agent
Michael Mincey
Keller Williams Realty
List Price
$164,900
Sold Price
$164,900
Views
59

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
185.41%
Original Mortgage
$140,165
Outstanding Balance
$140,165
Interest Rate
6.09%
Mortgage Type
New Conventional
Estimated Equity
$46,850

Purchase Details

Closed on
Apr 20, 2006
Sold by
White Jerald Wilford and White Beverly Diane
Bought by
Salter Robert M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$96,800
Interest Rate
6.31%
Mortgage Type
Fannie Mae Freddie Mac

Purchase Details

Closed on
Nov 18, 2003
Sold by
White Iva Lee
Bought by
White Jerald Wilford and White Beverly Diane
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $164,900 First Choice Title
Warranty Deed $97,000 First Choice Title Inc
Interfamily Deed Transfer -- Title Escrow Of Chatt Inc
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $140,165 New Conventional
Previous Owner $96,800 Fannie Mae Freddie Mac
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
03/25/2026 03/25/26 Sold $164,900 0.0% $152 / Sq Ft
02/23/2026 02/23/26 Pending -- -- --
02/20/2026 02/20/26 For Sale $164,900 0.0% $152 / Sq Ft
01/15/2026 01/15/26 Pending -- -- --
01/11/2026 01/11/26 For Sale $164,900 -- $152 / Sq Ft
Source: Greater Chattanooga REALTORS®

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $951 $62,775 $0 $0
2024 $763 $34,125 $0 $0
2023 $1,199 $34,125 $0 $0
2022 $1,199 $34,125 $0 $0
2021 $1,439 $34,125 $0 $0
2020 $1,335 $26,475 $0 $0
2019 $1,335 $26,475 $0 $0
2018 $1,335 $26,475 $0 $0
2017 $1,335 $26,475 $0 $0
2016 $1,189 $0 $0 $0
2015 $1,189 $22,450 $0 $0
2014 $1,189 $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Greater Chattanooga REALTORS®

MLS Number: 1526381

Greater Chattanooga REALTORS®

APN: 168L-M-001

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