NOT LISTED FOR SALE

1 Oak Grove Rd Palmyra, VA 22963

Estimated Value: $385,000 - $420,000

3 Beds
2.5 Baths
1,770 Sq Ft
$231/Sq Ft Est. Value

Last Sold April 12, 2024

Last sale price $408,500 $231 Per Sq Ft

Current estimated payment $2,390/month

8 Days on Market

Highlights

  • Water Views
  • Golf Course Community
  • Outdoor Pool
  • Beach
  • Community Boat Launch
  • Gated Community

About This Home

As of April 2024

1770sf OF SINGLE LEVEL LIVING WITH GOLF COURSE AND WATER VIEWS. Enjoy the beauty of nature from the privacy of your screen porch, sun porch & back deck. Nestled on a tranquil 0.9ac lot on a quiet cul-de-sac in the amenity rich Lake Monticello community where residents enjoy the added security of a gated community with access to a host of amenities including beaches, marina, swimming, golf, pickle ball & tennis. Highlights of this charming cottage include the welcoming front porch, classic brick fireplace with built-ins, Andersen windows, skylights, dedicated home office, outdoor living spaces & 2 car garage with workshop area. Recent updates to this well maintained property include new HVAC '20 & encapsulated crawl with dehumidifier '24.

Last Listed By

Lori Meistrell

NEST REALTY GROUP License #0225182371 Listed on: 03/18/2024

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,521

Year Built

  • Built in 1990

Lot Details

  • 0.9 Acre Lot
  • Cul-De-Sac
  • Gentle Sloping Lot
  • Partially Wooded Lot
  • Private Yard
  • Property is zoned R-4 Residential

HOA Fees

  • $108 Monthly HOA Fees

Property Views

  • Water
  • Golf Course

Home Design

  • Concrete Block With Brick
  • Composition Shingle Roof

Interior Spaces

  • 1,770 Sq Ft Home
  • 1-Story Property
  • Skylights
  • Multiple Fireplaces
  • Gas Log Fireplace
  • Brick Fireplace
  • Entrance Foyer
  • Living Room with Fireplace
  • Dining Room
  • Home Office
  • Screened Porch
  • Crawl Space
  • Fire and Smoke Detector

Kitchen

  • Breakfast Bar
  • Electric Range
  • Microwave
  • Dishwasher
  • Tile Countertops
  • Disposal

Flooring

  • Wood
  • Carpet
  • Vinyl

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • Bathroom on Main Level
  • Primary bathroom on main floor

Laundry

  • Dryer
  • Washer

Parking

  • 2 Car Attached Garage
  • Front Facing Garage
  • Automatic Garage Door Opener
  • Driveway

Outdoor Features

  • Outdoor Pool
  • Pond
  • Deck
  • Playground

Schools

  • Central Elementary School
  • Fluvanna Middle School
  • Fluvanna High School

Utilities

  • Heat Pump System
  • Programmable Thermostat

Listing and Financial Details

  • Assessor Parcel Number 18A-4-243

Community Details

Overview

  • Association fees include area maint, beach, boat launch, master ins. policy, play area, prof. mgmt., reserve fund, security force, snow removal, trash pickup
  • $850 HOA Transfer Fee
  • Lake Monticello Subdivision
  • Community Lake

Amenities

  • Picnic Area
  • Clubhouse
  • Community Center

Recreation

  • Community Boat Launch
  • Beach
  • Golf Course Community
  • Tennis Courts
  • Soccer Field
  • Community Basketball Court
  • Community Playground
  • Community Pool
  • Trails

Security

  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,521

Year Built

Built in 1990

Lot Details

0

HOA Fees

$108 per month

Listing Details

  • Class: RESIDENTIAL
  • Property Type: Detached
  • Above Grade Finished Sq Ft: 1770
  • Design: Cottage
  • Electricity: Elec Underground
  • L V T Date: 03/20/2024
  • Nameof Property: Golf Course Cottage
  • Parcel Number: 18A-4-243
  • Price Per Sq Ft: 230.79
  • Property Included: Washer, Dryer, Kitchen Refrigerator, 2 utility cabinets
  • Total Sq Ft: 2265
  • Total Unfinished Sq Ft: 495
  • Type of Construction: On Site Built
  • Zoning: R-4 Residential
  • Subdivision: LAKE MONTICELLO
  • Comments: Yes
  • Concatenated Rooms1: |Foyer1|Living Roo1|Dining Roo1|Kitchen1|Half Bath1|Bedroom1|Bedroom1|Pri Bed1|Pri Bath1|Full Bath1|Home Offic1|
  • Structures Deck Porch: Deck, Porch - Front, Porch - Glassed, Porch - Screened
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 1

Interior Features

  • Fireplace: Brick, Gas Logs, One
  • Laundry: Dryer, Washer
  • Basement Type: Crawl
  • Room 1: Foyer,On Level: 1
  • Room 2: Living Room,15'x17'9",On Level: 1
  • Room 3: Dining Room,11'1"x14'1,On Level: 1
  • Room 4: Kitchen,14'7"x13'3,On Level: 1
  • Room 5: Half Bath,+ Laundry,On Level: 1
  • Room 6: Bedroom,10'4x10'11,On Level: 1
  • Room 7: Bedroom,17'3x10'11,On Level: 1
  • Room 8: Pri Bed,13'10x15'4,On Level: 1
  • Room 9: Pri Bath,On Level: 1
  • Room 10: Full Bath,On Level: 1
  • Room 11: Home Office,13'5"x11'6,On Level: 1
  • Total Finished Sq Ft: 1770
  • Above Grade Finished Sq Ft: 1770
  • Bathroom: Attach Primary Bath
  • Fireplace Location: Living Room
  • Foundation: Concrete Block
  • Kitchen Appliances Feat: Breakfast Bar, Dishwasher, Disposal, Electric Range, Microwave, Refrigerator, Vegetable Sink
  • Kitchen Cabinets Counters: Tile Counter, White Cabinets, Wood Cabinets
  • Land Description: Gently Rolling, Partly Wooded, Private, Water Front
  • Level: 1 Story
  • Primary Bathroom Main Level: Yes
  • Master Bedon Main Level: Yes
  • Bathrooms: 2.5
  • Number of Main Level Bathrooms: 2.5
  • Number Beds: 3
  • Number Beds Main Level: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Room Types: Bedroom, Dining Room, Foyer, Full Bath, Half Bath, Home Office, Kitchen, Living Room
  • Room Types Level1: Bedroom (L1), Dining Room (L1), Foyer (L1), Full Bath (L1), Half Bath (L1), Home Office (L1), Kitchen (L1), Living Room (L1)
  • Source of Sq Ft: Public Records

Exterior Features

  • Number Of Acres: 0.9
  • Pool: Yes
  • Pool: Community
  • Roof: Composition Shingle
  • Structure Features: Skylights
  • Structure Floors: Carpet, Hardwood, Vinyl
  • Structure Security: Gated Community, Smoke Detector(s)
  • Structure Window Ceiling: 8' Ceilings
  • View: Golf Course View, Water View
  • Water Property: Pond / Lake
  • Yard: Private

Garage/Parking

  • Garage: Yes
  • Unfinished Above Grade Garage: 495
  • Garage Features: Attached, Auto Door, Electricity, Faces Front
  • Number of Car Spaces: 2
  • Total Above Grade Garage: 495
  • Driveway Parking: Asphalt

Utilities

  • Cooling: Heat Pump
  • Heating: Heat Pump
  • Gas: Liquid Propane
  • Sewer/Septic System: Community Sewer
  • Water: Community Water

Condo/Co-op/Association

  • HOA/COA Amenities: Basketball Court, Beach, Boat Launch, Clubhouse, Community Room, Golf, Lake, Picnic Area, Play Area, Pool, Soccer Field, Tennis, Walk/Run Trails, Community Dock
  • Association Setup Transfer Fee Type: $
  • Association Setup Transfer Fees: 850
  • Association Fee: HOA
  • Association Frequency: Annual
  • Association Includes: Area Maint, Beach, Boat Launch, Master Ins. Policy, Play Area, Prof. Mgmt., Reserve Fund, Security Force, Snow Removal, Trash Pickup
  • Association Fee: 1297

Schools

  • Elementary School: Central (Fluvanna)
  • Middle School: Fluvanna
  • High School: Fluvanna

Green Features

  • Green Other: Programmable Thermostat

Lot Info

  • Lot Features: Cul-de-sac

Building Info

  • Year Built: 1990

Tax Info

  • Year: 2023
  • Taxes: 2521.03

MLS Schools

  • HighSchool: Fluvanna
  • Middle School: Fluvanna
  • Elementary School: Central (Fluvanna)

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 18, 2024
Closed on
Apr 10, 2024
Sold by
Sindy Family Trust and Sindy Richard L
Bought by
Sick Thomas J and Sick Karen S
Seller's Agent
Lori Meistrell
NEST REALTY GROUP
Buyer's Agent
Donna Patton
KELLER WILLIAMS ALLIANCE - CHARLOTTESVILLE
List Price
$389,000
Sold Price
$408,500
Premium/Discount to List
$19,500
5.01%
Total Days on Market
8
Views
150
Current Estimated Value
$409,236

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$736
Avg. Annual Appreciation
0.17%

Purchase Details

Closed on
Aug 15, 2017
Sold by
Sindy Richard L and Sindy Nancy C
Bought by
Richard L Sindy and Nancy C Sindy

Purchase Details

Listed on
Aug 15, 2013
Closed on
Apr 10, 2014
Sold by
Daniels John and Daniels Carol M
Bought by
Sindy Richard L and Sindy Nancy C
Seller's Agent
THE STRONG TEAM
STRONG TEAM, REALTORS
Buyer's Agent
Lori Meistrell
NEST REALTY GROUP
List Price
$285,000
Sold Price
$262,000
Premium/Discount to List
-$23,000
-8.07%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.12%
Original Mortgage
$267,633
Interest Rate
4.26%
Mortgage Type
VA

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Sick Thomas J $408,500 Stewart Title
Richard L Sindy -- Chicago Title
Sindy Richard L $262,000 Chicago Title Ins Co
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Sindy Family Trust $232,381
Previous Owner Richard L Sindy Trustee $232,381
Previous Owner Sindy Richard L $267,130
Previous Owner Sindy Richard L $267,633
Previous Owner Daniels John $80,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
04/12/2024 04/12/24 Sold $408,500 +5.0% $231 / Sq Ft
03/26/2024 03/26/24 Pending -- -- --
03/18/2024 03/18/24 For Sale $389,000 +48.5% $220 / Sq Ft
04/17/2014 04/17/14 Sold $262,000 -8.1% $141 / Sq Ft
03/09/2014 03/09/14 Pending -- -- --
08/15/2013 08/15/13 For Sale $285,000 -- $153 / Sq Ft
Source: Charlottesville area Association of Realtors®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $25 $298,700 $62,500 $236,200
2023 $2,521 $298,700 $62,500 $236,200
2022 $2,258 $259,500 $62,500 $197,000
2021 $2,258 $259,500 $62,500 $197,000
2020 $2,327 $251,600 $62,500 $189,100
2019 $2,327 $251,600 $62,500 $189,100
2018 $2,357 $259,900 $62,500 $197,400
2017 $2,357 $259,900 $62,500 $197,400
2016 $2,039 $222,400 $47,500 $174,900
2015 $1,925 $222,400 $47,500 $174,900
2014 $1,925 $218,700 $47,500 $171,200
Source: Public Records

Agents Affiliated with this Home

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Source: Charlottesville area Association of Realtors®

MLS Number: 650656

Charlottesville area Association of Realtors®

APN: 18A-4-243