$1,575,000
SOLD MAY 16, 2025
3 Beds
2 Baths
1,654 Sq Ft
$1,105/mo HOA Fee

Recently Sold

$952 Per Sq Ft

7% Above List Price

1 Day on Market

Highlights

  • Community Beach Access
  • Ocean Front
  • Open Floorplan
  • Atlantic Beach Elementary School Rated A-
  • Gated Community
  • 5-minute walk to Bull Memorial Park & Adele Grage Cultural Center

About This Home

As of May 2025

Welcome to The Cloister in the Heart of ATLANTIC BEACH—this one just feels like home. Rare opportunity to own a highly sought-after 2nd-floor unit offering some of the most unobstructed ocean views in the building. From the moment you enter, enjoy wide-open views and a screened oceanfront porch with updated shiplap ceiling. Feels like living in an oceanfront home with direct beach access from the back patio. Features include an updated kitchen, renovated primary bath, wood-look porcelain tile floors, new baseboards, storm shutters, and new interior doors. Ideal as a primary residence, second home, or furnished rental (3-month minimum). Optional furnishings available. The north gate leads just 9 blocks to Beaches Town Center for live music, restaurants, and shops. Less than a mile to Atlantic Beach Country Club. Gated community with heated pool, private pier, green space, and double bulkhead. Beach life at its finest. Welcome Home!!

Last Agent to Sell the Property

Tansy Moon

ENGEL & VOLKERS FIRST COAST License #3207706 Listed on: 04/23/2025

ENGEL & VOLKERS FIRST COAST

Last Buyer's Agent

Jocelyn Davis

DJ & LINDSEY REAL ESTATE License #3323258

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $18,869

Year Built

  • Built in 1975 | Remodeled

Lot Details

  • East Facing Home
  • Front and Back Yard Sprinklers

HOA Fees

  • $1,105 Monthly HOA Fees

Parking

  • 1 Car Garage
  • Garage Door Opener
  • Additional Parking
  • Parking Lot

Home Design

  • Spanish Architecture
  • Tile Roof
  • Membrane Roofing
  • Concrete Siding
  • Block Exterior
  • Stucco

Interior Spaces

  • 1,654 Sq Ft Home
  • 1-Story Property
  • Open Floorplan
  • Furnished
  • Built-In Features
  • Ceiling Fan
  • Screened Porch
  • Tile Flooring
  • Security Gate

Kitchen

  • Eat-In Kitchen
  • Breakfast Bar
  • Electric Oven
  • Electric Range
  • Microwave
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Split Bedroom Floorplan
  • Dual Closets
  • Walk-In Closet
  • 2 Full Bathrooms
  • Shower Only

Laundry

  • Laundry in unit
  • Dryer
  • Washer

Outdoor Features

  • Outdoor Shower
  • Property has ocean access
  • Balcony

Schools

  • Atlantic Beach Elementary School

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater

Listing and Financial Details

  • Assessor Parcel Number 1702370040

Community Details

Overview

  • Association fees include insurance, ground maintenance, maintenance structure, sewer, trash, water
  • Stellar Properties Association, Phone Number (904) 371-3028
  • The Cloister Subdivision
  • On-Site Maintenance
  • Car Wash Area

Amenities

  • Community Storage Space

Recreation

  • Community Beach Access

Security

  • Gated Community
  • Fire and Smoke Detector

Property Details

Home Type

Condominium

Est. Annual Taxes

$18,869

Year Built

Built in 1975 | Remodeled

Lot Details

0

HOA Fees

$1,105 per month

Parking

1

Listing Details

  • Property Type: Residential
  • Property Attached Yn: Yes
  • New Construction: No
  • Stories: 1
  • Year Built: 1975
  • Property Sub Type: Condominium
  • Lot Size Acres: 0.01
  • Road Surface Type: Asphalt
  • Subdivision Name: The Cloister
  • Architectural Style: Spanish
  • Carport Y N: No
  • Entry Level: 2
  • Garage Yn: Yes
  • Unit Levels: One
  • Cooling:Electric: Yes
  • Sewer:Public Sewer: Yes
  • Appliances Microwave: Yes
  • Appliances Refrigerators: Yes
  • Appliances Dryer: Yes
  • Washers: Yes
  • ViewOcean: Yes
  • Roof:Tile2: Yes
  • General Property Information:Pool Private YN: No
  • General Property Information Homestead YN: No
  • Special Features: None

Interior Features

  • Interior Amenities: Breakfast Bar, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, His and Hers Closets, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)
  • Major Appliances: Dishwasher, Disposal, Dryer, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
  • Furnished: Furnished
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Flooring: Tile
  • Stories: 3
  • ResoLivingAreaSource: Assessor
  • Appliances:Electric Water Heater: Yes
  • Appliances Dishwasher: Yes
  • Appliances:Electric Range: Yes
  • Interior Features:Pantry: Yes
  • Interior Features:Split Bedrooms: Yes
  • Interior Features:Walk-In Closet(s): Yes
  • Interior Features:Breakfast Bar: Yes
  • Interior Features:Built-in Features: Yes
  • Interior Features:Eat-in Kitchen: Yes
  • Appliances:Electric Oven: Yes
  • Laundry Features:In Unit: Yes
  • Interior Features:Ceiling Fan(s): Yes
  • Interior Features:Open Floorplan: Yes
  • Interior Features:His and Hers Closets: Yes
  • Community Features:Street Lights: Yes
  • Community Features:Sidewalks: Yes

Exterior Features

  • Waterfront: Yes
  • Exterior: Balcony, Outdoor Shower
  • Roof: Membrane, Tile
  • Lot Features: Sprinklers In Front, Sprinklers In Rear
  • View: Beach, Ocean, Water
  • Waterfront Features: Ocean Access, Ocean Front, Seawall
  • Construction Type: Block, Concrete, Stucco
  • Direction Faces: East
  • Patio And Porch Features: Covered, Porch, Rear Porch, Screened
  • Property Condition: Updated/Remodeled
  • Exterior Features:Balcony: Yes
  • Construction Materials:Concrete: Yes
  • Lot Features:Sprinklers in Front: Yes
  • Lot Features:Sprinklers In Rear: Yes
  • Patio and Porch Features:Porch: Yes
  • Patio And Porch Features:Covered2: Yes
  • Construction Materials:Stucco: Yes
  • Patio And Porch Features:Screened: Yes
  • Waterfront Features:Ocean Front: Yes
  • Exterior Features:Outdoor Shower: Yes
  • Construction Materials:Block: Yes
  • ConstructionSiding:Roof Membrane: Yes
  • Waterfront Features:Ocean Access: Yes
  • Waterfront Features:Seawall: Yes
  • Patio And Porch Features:Rear Porch: Yes

Garage/Parking

  • Attached Garage: No
  • Garage Spaces: 1.0
  • Parking Features: Additional Parking, Garage, Garage Door Opener, Gated, Parking Lot
  • General Property Information:Garage Spaces: 1.0
  • Parking Features:Garage: Yes
  • Parking Features:Garage Door Opener: Yes
  • Parking Features:Additional Parking: Yes
  • Parking Features:Parking Lot: Yes
  • General Property Information:Garage YN: Yes
  • Parking Features:Gated2: Yes

Utilities

  • Utilities: Cable Available, Electricity Available, Electricity Connected, Sewer Connected, Water Available, Water Connected
  • Laundry Features: Electric Dryer Hookup, In Unit
  • Security: Security Fence, Security Gate, Smoke Detector(s)
  • Cooling: Central Air, Electric
  • Cooling Y N: Yes
  • Heating: Central, Electric
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Water Source: Public
  • Heating:Central: Yes
  • Heating:Electric3: Yes

Condo/Co-op/Association

  • Association Fee: 1105.0
  • Association Fee Frequency: Monthly
  • Senior Community: No
  • Amenities: Beach Access, Car Wash Area, Gated, Maintenance Grounds, Management - Part Time, Storage, Trash, Water
  • Association Name: Stellar Properties
  • Phone: 904-371-3028
  • Association: Yes

Association/Amenities

  • General Property Information:Association YN: Yes
  • General Property Information:Association Fee: 1105.0
  • General Property Information:Association Fee Frequency: Monthly
  • General Property Information:Association Name: Stellar Properties
  • Association Amenities:Car Wash Area: Yes
  • Association Amenities:Trash: Yes
  • Association Fee Includes:Insurance: Yes
  • Association Fee Includes:Maintenance Grounds2: Yes
  • Association Fee Includes:Sewer: Yes
  • Association Fee Includes:Trash2: Yes
  • Association Fee Includes:Water2: Yes
  • Association Amenities:Maintenance Grounds: Yes
  • Association Amenities:Beach Access: Yes
  • Association Amenities:Gated: Yes
  • Association Amenities:Water: Yes
  • Association Fee Includes:Maintenance Structure2: Yes
  • Association Amenities:Storage: Yes

Fee Information

  • Association Fee Includes: Insurance, Maintenance Grounds, Maintenance Structure, Sewer, Trash, Water

Schools

  • Elementary School: Atlantic Beach

Lot Info

  • Current Use: Residential
  • Lot Size Sq Ft: 435.6
  • Parcel #: 1702370040
  • Zoning Description: Condominium
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 18869.47
  • Tax Year: 2024

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 23, 2025
Closed on
May 16, 2025
Sold by
Moon Tansy and Munn Michael John
Bought by
Surratt Family Trust
Seller's Agent
Tansy Moon
ENGEL & VOLKERS FIRST COAST
Buyer's Agent
Jocelyn Davis
DJ & LINDSEY REAL ESTATE
List Price
$1,475,000
Sold Price
$1,575,000
Premium/Discount to List
$100,000
6.78%
Views
2

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-77.74%

Purchase Details

Closed on
Mar 15, 2018
Sold by
Mayforth George
Bought by
Moon Tansy

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$466,050
Interest Rate
4.4%
Mortgage Type
New Conventional

Purchase Details

Closed on
Nov 14, 2003
Sold by
Chapman William Edward and Chapman Patricia Broderick
Bought by
Mayforth George and Moon Tansy

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$512,000
Interest Rate
3.74%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Dec 13, 1999
Sold by
Blackburn Mark C and Blackburn Leslie A
Bought by
Chapman William E

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$200,000
Interest Rate
7.37%

Purchase Details

Closed on
Nov 20, 1995
Sold by
Moore John H and Moore Joan K
Bought by
Taylor Frances J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$130,000
Interest Rate
7.48%
Source: Public Records

Similar Home in Atlantic Beach, FL

  • 10 10th St Unit 11, Atlantic Beach, FL 32233

    $1,290,000

    • 3 Beds
    • 2 Baths
    • 1,654 Sq Ft
    • 10 10th St
    • Unit 11
    • Atlantic Beach, FL

    INCREDIBLE OCEAN VIEWS FROM THIS SECOND STORY UNIT WITH A GARAGE!! Come and enjoy the Atlantic Beach lifestyle in a highly coveted location- just 10 blocks from the Town Center. This unit has some updates including both of the bathrooms and kitchen. A great floorplan with the primary bedroom enjoying oceanfront views! Great living space with an enclosed porch to enjoy time outdoors without the

    David Lane KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDE

    Section Image

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $1,575,000 None Listed On Document
Quit Claim Deed -- Gibraltar Title Services
Deed $640,000 Watson & Osborne Title Servi
Warranty Deed $399,000 --
Warranty Deed $175,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $458,700 New Conventional
Previous Owner $466,050 New Conventional
Previous Owner $150,000 Credit Line Revolving
Previous Owner $592,400 Fannie Mae Freddie Mac
Previous Owner $512,000 Purchase Money Mortgage
Previous Owner $200,000 No Value Available
Previous Owner $130,000 No Value Available
Closed $64,000 No Value Available
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
05/16/2025 05/16/25 Sold $1,575,000 +6.8% $952 / Sq Ft
04/23/2025 04/23/25 For Sale $1,475,000 -- $892 / Sq Ft
Source: realMLS (Northeast Florida Multiple Listing Service)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $18,869 $1,065,350 -- $1,065,350
2024 $8,645 $1,083,500 -- $1,083,500
2023 $8,645 $534,632 $0 $0
2022 $8,038 $519,061 $0 $0
2021 $8,061 $503,943 $0 $0
2020 $7,990 $496,986 $0 $0
2019 $7,262 $449,254 $0 $0
2018 $7,178 $440,878 $0 $0
2017 $7,099 $431,810 $0 $0
2016 $7,070 $422,929 $0 $0
2015 $7,182 $419,990 $0 $0
2014 $7,199 $416,657 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
See All Agents

Map

Source: realMLS (Northeast Florida Multiple Listing Service)

MLS Number: 2083418

realMLS (Northeast Florida Multiple Listing Service)

APN: 170237-0040