NOT LISTED FOR SALE

10 Banner Ln Palm Coast, FL 32137

Estimated Value: $368,000 - $479,000

3 Beds
2 Baths
1,999 Sq Ft
$203/Sq Ft Est. Value

Last Sold July 15, 2024

Last sale price $415,000 $208 Per Sq Ft

Est. 2% decrease in value since last sale

Current estimated payment $2,290/month

58 Days on Market

Highlights

  • Screened Pool
  • Deck
  • Vaulted Ceiling
  • Indian Trails Middle School Rated A-
  • Family Room with Fireplace
  • Florida Architecture

About This Home

As of July 2024

Come explore this lovely 3 bed 2 full bath POOL home in the Belle Terre Area of Palm Coast. This oversized lot has 13,000+ sq ft in a well established and manicured neighborhood close to shopping, parks and schools. Spacious home offers 1999k sq ft with additional outdoor spaces and a sunny south western exposure which offers great placement for the entire pool area. Beautiful kitchen with granite countertops, convection slide in stove, stainless steel hood and pot filler. Vaulted ceiling in the living room, beautiful Old Chicago Brick propane fireplace 99% efficient in the family room, 4 skylights plus one sun tunnel offer bright living spaces. Spacious primary bedroom offers double walk-in closets, contemporary bathroom with double sinks and oversized shower. Laundry room complete with additional toilet. Family room leads to screened in salt water pool with waterfall feature and outdoor shower. In addition to the beautiful pool enclosure, there is a 16x18 raised deck complete with a firepit and covered mobile kitchen. Extra storage is available in the 8x10 raised floor shed with matching roof and drive in ramp for mower.. The entire yard is fenced with a 6ft vinyl fence complete with a 12 foot double gate on one side and a 6’ gate on the other. Beautiful architectural shingled roof 2019, 14 SEER AC 2019 Full sprinkler system on well, gutters all around, ship to shore generator box all ready for home generator, oversized garage 640 sq ft with tons of storage. Perimeter lighting. Has 30 AMP plug for RV and mig welder. Attic is decked for additional storage. There are too many extras to list! Bedroom Closet Type: Walk-in Closet (Primary Bedroom). Termite bond in force since home was built. Rainsoft system does not convey.

Last Agent to Sell the Property

Lori Von Diezelski

CLARION GROUP, INC. License #3548085 Listed on: 04/14/2024

Last Buyer's Agent

Lori Von Diezelski

CLARION GROUP, INC. License #3548085 Listed on: 04/14/2024

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,635

Year Built

  • Built in 1988

Lot Details

  • 0.3 Acre Lot
  • North Facing Home
  • Vinyl Fence
  • Mature Landscaping
  • Oversized Lot
  • Irregular Lot
  • Irrigation
  • Landscaped with Trees
  • Property is zoned SFR-1

Parking

  • 2 Car Attached Garage
  • Oversized Parking
  • Garage Door Opener
  • Driveway

Home Design

  • Florida Architecture
  • Slab Foundation
  • Shingle Roof
  • Wood Siding
  • Block Exterior
  • Stucco

Interior Spaces

  • 1,999 Sq Ft Home
  • Vaulted Ceiling
  • Ceiling Fan
  • Skylights
  • Wood Burning Fireplace
  • Fireplace Features Masonry
  • Insulated Windows
  • Window Treatments
  • Display Windows
  • Family Room with Fireplace

Kitchen

  • Eat-In Kitchen
  • Convection Oven
  • Range with Range Hood
  • Recirculated Exhaust Fan
  • Microwave
  • Ice Maker
  • Dishwasher
  • Stone Countertops
  • Solid Wood Cabinet
  • Disposal

Flooring

  • Ceramic Tile
  • Luxury Vinyl Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom on Main
  • Walk-In Closet
  • 2 Full Bathrooms

Laundry

  • Laundry Room
  • Washer and Electric Dryer Hookup

Home Security

  • Security Lights
  • Fire and Smoke Detector

Pool

  • Screened Pool
  • In Ground Pool
  • Saltwater Pool
  • Fence Around Pool
  • Outdoor Shower
  • Pool Lighting

Outdoor Features

  • Deck
  • Screened Patio
  • Exterior Lighting
  • Shed
  • Rain Gutters
  • Front Porch

Schools

  • Belle Terre Elementary School
  • Indian Trails Middle-Fc School
  • Matanzas High School

Utilities

  • Central Heating and Cooling System
  • Thermostat
  • Electric Water Heater
  • High Speed Internet
  • Phone Available
  • Cable TV Available

Community Details

  • No Home Owners Association
  • Palm Coast Belle Terre Sec 12 Subdivision

Listing and Financial Details

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,635

Year Built

Built in 1988

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Property Condition: Completed
  • Property Sub Type: Single Family Residence
  • Architectural Style: Florida
  • Construction Materials: Block, Stucco, Wood Siding
  • Fireplace: Yes
  • Living Area: 1999
  • Lot Size Acres: 0.3
  • New Construction: No
  • Year Built: 1988
  • Building Area Total: 2735
  • Lot Size Sq Ft: 13024
  • Number Of Lots: 1
  • Directions to Property: Palm Coast Parkway NW to Belle Terre Parkway North. Travel 2.8 miles to Bayside lane, make right onto Banner Lane.
  • Status: Sold
  • Ownership: Fee Simple
  • ResoBuildingAreaSource: PublicRecords
  • Available for Lease YN: 1
  • Escrow State: FL
  • List Office Head Office Key Nume: 579203048
  • Minimum Lease: 1-7 Days
  • RATIO Current Price By Calculate: 207.60
  • Total Acreage: 1/4 to less than 1/2
  • Unit Number YN: 0
  • Water Access YN: 0
  • Planned Unit Development Yn: 0
  • AG Exemption YN: 0
  • MFR_InLawSuiteYN: 0
  • MFR_DockYN: 0
  • Tax Year: 2023
  • Special Features: VirtualTour

Interior Features

  • Fireplace Features: Family Room, Masonry, Wood Burning
  • Living Area Units: Square Feet
  • Flooring: Ceramic Tile, Luxury Vinyl
  • Full Bathrooms: 2
  • Interior Amenities: Ceiling Fans(s), Eat-in Kitchen, Primary Bedroom Main Floor, Skylight(s), Solid Wood Cabinets, Stone Counters, Thermostat, Vaulted Ceiling(s), Walk-In Closet(s), Window Treatments
  • Appliances Included: Convection Oven, Dishwasher, Disposal, Electric Water Heater, Exhaust Fan, Ice Maker, Microwave, Range, Range Hood, Refrigerator
  • Foundation Details: Slab
  • Total Bedrooms: 3
  • Levels: One
  • Spa Yn: No
  • Window Features: Display Windows, Insulated Windows
  • Street Number Modifier: 10
  • ResoLivingAreaSource: PublicRecords
  • Living Area Meters: 185.71
  • Room Count: 6

Exterior Features

  • Direction Faces: North
  • Other Structures: Other, Shed(s), Storage
  • Pool Features: In Ground, Lighting, Salt Water, Screen Enclosure
  • Exterior Features: Irrigation System, Lighting, Outdoor Shower, Rain Gutters, Storage
  • Roof: Shingle
  • Home Warranty: No
  • Pool Private: Yes
  • Waterfront: No
  • Patio and Porch Features: Deck, Front Porch, Patio, Screened
  • Road Surface Type: Asphalt
  • Disclosures: Seller Property Disclosure
  • Water Extras YN: 0
  • Water View YN: 0
  • Waterfront Feet Total: 0
  • Flood Zone Date: 2018-06-06
  • Flood Zone Panel: 12035C0128E

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Parking Features: Driveway, Garage Door Opener, Oversized

Utilities

  • Utilities: BB/HS Internet Available, Cable Available, Electricity Available, Electricity Connected, Phone Available, Public, Sewer Connected, Street Lights, Water Connected
  • Cooling: Central Air
  • Heating: Central
  • Laundry Features: Electric Dryer Hookup, Laundry Room, Washer Hookup
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Association: No
  • Security: Security Lights, Smoke Detector(s)
  • Senior Community: No
  • Association 2 YN: 0
  • Condo Land Included YN: 0
  • Development: Belle Terre

Fee Information

  • Total Annual Fees: 0.00
  • Total Monthly Fees: 0.00

Schools

  • Elementary School: Belle Terre Elementary
  • High School: Matanzas High
  • Middle Or Junior School: Indian Trails Middle-FC

Lot Info

  • Zoning: SFR-1
  • Parcel Number: 07-11-31-7012-00070-0510
  • Additional Parcels: No
  • Fencing: Vinyl
  • Lot Features: Irregular Lot, Landscaped, Oversized Lot, Paved
  • Property Attached Yn: Yes
  • Flood Zone Code: X
  • Homestead YN: 1
  • Lot Size Square Meters: 1210
  • Zoning Compatible YN: 1

Green Features

  • Green Verification Count: 0

Rental Info

  • Furnished: Unfurnished
  • Lease Restrictions YN: 0

Tax Info

  • Tax Annual Amount: 1635
  • Tax Block: 7
  • Tax Book Number: 143/687
  • Tax Lot: 51

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 14, 2024
Closed on
Jul 15, 2024
Sold by
Church Brian L
Bought by
Ferguson Darryl and Ferguson Rebecca
Seller's Agent
Lori Von Diezelski
CLARION GROUP, INC.
Buyer's Agent
Lori Von Diezelski
CLARION GROUP, INC.
List Price
$509,000
Sold Price
$415,000
Premium/Discount to List
-$94,000
-18.47%
Views
45
Current Estimated Value
$405,855

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$9,145
Avg. Annual Appreciation
-1.78%
Original Mortgage
$185,000
Outstanding Balance
$182,773
Interest Rate
6.95%
Mortgage Type
New Conventional
Estimated Equity
$223,082

Purchase Details

Closed on
Sep 9, 2009
Sold by
Church Cynthia
Bought by
Church Brian L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$100,000
Interest Rate
5.15%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Ferguson Darryl $415,000 Coast Title
Church Brian L -- Action Title Services Of St
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Ferguson Darryl $185,000
Previous Owner Church Brian L $100,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
07/15/2024 07/15/24 Sold $415,000 -1.0% $208 / Sq Ft
06/12/2024 06/12/24 Pending -- -- --
05/25/2024 05/25/24 Price Changed $419,000 -6.7% $210 / Sq Ft
05/15/2024 05/15/24 Price Changed $449,000 -11.8% $225 / Sq Ft
04/14/2024 04/14/24 For Sale $509,000 -- $255 / Sq Ft
Source: Stellar MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,635 $134,872 -- --
2023 $1,635 $130,944 $0 $0
2022 $1,606 $127,130 $0 $0
2021 $1,585 $123,879 $0 $0
2020 $1,578 $122,167 $0 $0
2019 $1,544 $119,420 $0 $0
2018 $1,529 $117,193 $0 $0
2017 $1,487 $114,783 $0 $0
2016 $1,447 $112,422 $0 $0
2015 $1,447 $111,641 $0 $0
2014 $1,451 $110,755 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Stellar MLS

MLS Number: FC299712

Stellar MLS

APN: 07-11-31-7012-00070-0510