$539,900

10 Birch Bluff Rd Excelsior, MN 55331

Estimated payment $3,134/month

Total Views 2,213
3 Beds
2 Baths
1,764 Sq Ft
$306 Price per Sq Ft

Highlights

  • Hot Property
  • Deck
  • Vaulted Ceiling
  • Minnewashta Elementary School Rated A
  • Family Room with Fireplace
  • 3-minute walk to Old Orchard Park

About This Home

Rustic three-level cottage offers a warm, inviting escape in the heart of Tonka Bay, close to Lake Minnetonka and downtown Excelsior. High demand Minnetonka Schools! Updates include new kitchen appliances, furnace, air conditioning, water heater, electrical panels, sewer line, exterior paint, and much more.
The main level features a vaulted great room with a fireplace, a kitchen that captures gorgeous morning sun and lake views, a bedroom, and a full bathroom. Enjoy the outdoors from two large decks. The upper loft offers a spacious bedroom or office with a Juliet balcony.
The finished lower level adds a cozy family room with a fireplace, a third bedroom, a full bathroom, and a laundry room. Detached three-car garage. Dock availability through the City of Tonka Bay. A rare combination of charm, versatile spaces, and close-to-the-lake convenience. The VA loan of 2.25% may be assumable.

Listing Agent

Jim Schwarz

Lakes Sotheby's International Listed on: 12/05/2025

Lakes Sotheby's International

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,558

Year Built

  • Built in 1966

Lot Details

  • Lot Dimensions are 122x253x77x264
  • Partially Fenced Property
  • Wood Fence
  • Corner Lot
  • Many Trees

Parking

  • 3 Car Detached Garage
  • Garage Door Opener

Interior Spaces

  • 1.5-Story Property
  • Vaulted Ceiling
  • Wood Burning Fireplace
  • Brick Fireplace
  • Family Room with Fireplace
  • 2 Fireplaces
  • Living Room with Fireplace
  • Dining Room
  • Lower Floor Utility Room

Kitchen

  • Eat-In Kitchen
  • Range
  • Microwave
  • Dishwasher
  • The kitchen features windows

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Laundry

  • Laundry Room
  • Dryer
  • Washer
  • Sink Near Laundry

Finished Basement

  • Basement Fills Entire Space Under The House
  • Block Basement Construction

Outdoor Features

  • Deck

Utilities

  • Forced Air Heating and Cooling System
  • Water Filtration System
  • Well
  • Water Softener Leased

Community Details

  • No Home Owners Association
  • John F Wilcox Add Subdivision

Listing and Financial Details

  • Assessor Parcel Number 2811723240013

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,558

Year Built

Built in 1966

Lot Details

0

Parking

3

Listing Details

  • Type: Residential
  • Property Subtype 1: Single Family Residence
  • Cooling System: Central Air
  • Garage Spaces: 3
  • Accessibility Features: None
  • Fireplaces: 2
  • Water Source: City Water - In Street, Well
  • Year Built: 1966
  • Above Grade Finished Sq Ft: 1056
  • Unit Levels: One and One Half
  • New Construction: No
  • FractionalOwnershipYN: No
  • Special Features: OpenHouse
  • Property Sub Type: Detached

Interior Features

  • Basement: Block, Finished, Full
  • Appliances: Dishwasher, Dryer, Water Filtration System, Microwave, Range, Refrigerator, Washer, Water Softener Rented
  • Fireplace Features: Brick, Family Room, Living Room, Wood Burning
  • Living Area: 1764
  • Fireplace: Yes
  • Below Grade Finished Sq Ft: 708
  • Basement YN: Yes

Beds/Baths

  • Full Bathrooms: 2
  • Total Bedrooms: 3

Exterior Features

  • Roof: Age Over 8 Years, Asphalt
  • PoolFeatures: None
  • Fencing: Partial, Wood
  • PatioPorchType: Deck

Garage/Parking

  • Parking Features: Detached Garage, Asphalt, Garage Door Opener

Utilities

  • Heating: Forced Air, Fireplace(s)
  • Sewer: City Sewer/Connected
  • LaundryFeatures: Lower Level, Laundry Room, Sink, Washer Hookup
  • Fuel: Natural Gas

Condo/Co-op/Association

  • Association: No
  • Amenities Unit: Balcony, Ceiling Fan(s), Deck, Kitchen Window, Natural Woodwork, Paneled Doors, Vaulted Ceiling(s), Washer/Dryer Hookup

Schools

  • Junior High Dist: Minnetonka
  • SchoolDistrictPhone: 9524015000

Lot Info

  • PropertyAttachedYN: No
  • Lot Size: 122x253x77x264
  • Land Lease: No
  • Lot Features: Public Transit (w/in 6 blks), Corner Lot, Tree Coverage - Heavy
  • Additional Parcels: No
  • Zoning Description: Residential-Single Family
  • AssessmentPending: No
  • Yearly/Seasonal: Yearly

Tax Info

  • Tax Year: 2025
  • Assessor Parcel Number: 2811723240013
  • Tax Annual Amount: 3558
  • TaxWithAssessments: 3558

Map

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,558 $476,500 $288,200 $188,300
2023 $3,586 $496,400 $308,000 $188,400
2022 $2,162 $447,000 $264,000 $183,000
2021 $1,955 $337,000 $185,000 $152,000
2020 $3,496 $317,000 $171,000 $146,000
2019 $3,531 $292,000 $160,000 $132,000
2018 $3,384 $291,000 $160,000 $131,000
2017 $3,347 $276,000 $160,000 $116,000
2016 $3,389 $275,000 $165,000 $110,000
2015 $3,313 $270,000 $160,000 $110,000
2014 -- $271,000 $171,000 $100,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
12/10/2025 12/10/25 For Sale $539,900 -- $306 / Sq Ft
Source: NorthstarMLS

Purchase History

Date Type Sale Price Title Company
Warranty Deed $324,500 Authority Title Inc
Warranty Deed $115,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $330,500 VA
Source: Public Records

Source: NorthstarMLS

MLS Number: 6821252

NorthstarMLS

APN: 28-117-23-24-0013