$365,000

10 Darby Ln Palmyra, VA 22963

Estimated payment $2,199/month

Total Views 7,402
4 Beds
3 Baths
2,351 Sq Ft
$155 Price per Sq Ft

Highlights

  • Boat Ramp
  • Golf Club
  • Clubhouse
  • Beach
  • Community Lake
  • Wood Burning Stove

About This Home

One of the nicest back yards at the lake! Charming cedar-sided ranch offering 4 bedrooms, 3 full baths, and a very spacious, fenced backyard perfect for play or quiet relaxation. The inviting open floor plan features a cozy stone recently cleaned wood burning fireplace, breakfast bar, and tile backsplash in the kitchen. Stainless Steel dishwasher is less than 2 years old, new pendant lighting over breakfast bar, Warm hardwood floors run throughout the main level. The generous primary bedroom offers a sliding door open to the back deck. The walk-out lower level provides a large rec room with wood stove, and a workshop space for hobbies or storage. Enjoy the spacious back yard and outdoor living on the freshly painted full-length deck and screened porch The U-shaped driveway even includes an electric car charger! A warm and welcoming home with plenty of room to relax, spread out, and make memories.,Formica Counter,White Cabinets,Fireplace in Family Room,Fireplace in Living Room

Listing Agent

Candice Cox

REAL BROKER, LLC License #0225079158[7306] Listed on: 05/03/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,193

Year Built

  • Built in 1988

Lot Details

  • 0.44 Acre Lot
  • Property is Fully Fenced
  • Landscaped
  • Sloped Lot
  • Partially Wooded Lot
  • Property is zoned R-4

Home Design

  • Rambler Architecture
  • Block Foundation
  • Architectural Shingle Roof
  • Cedar

Interior Spaces

  • Property has 1 Level
  • High Ceiling
  • 2 Fireplaces
  • Wood Burning Stove
  • Wood Burning Fireplace
  • Insulated Windows
  • Double Hung Windows
  • Family Room
  • Living Room
  • Dining Room

Flooring

  • Wood
  • Carpet

Bedrooms and Bathrooms

  • 3 Full Bathrooms

Laundry

  • Laundry Room
  • Dryer
  • Washer

Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Exterior Basement Entry

Home Security

  • Home Security System
  • Security Gate

Schools

  • Central Elementary School
  • Fluvanna Middle School
  • Fluvanna High School

Utilities

  • Central Air
  • Heat Pump System

Community Details

Overview

  • Property has a Home Owners Association
  • $850 One-Time Condo or Co-op Fee
  • Association fees include common area maintenance, insurance, pool(s), management, reserve funds, road maintenance, snow removal, trash, pier/dock maintenance
  • Lake Monticello Subdivision
  • Community Lake

Amenities

  • Picnic Area
  • Clubhouse
  • Community Center
  • Meeting Room

Recreation

  • Boat Ramp
  • Beach
  • Golf Club
  • Tennis Courts
  • Baseball Field
  • Community Basketball Court
  • Community Playground
  • Community Pool

Security

  • Security Service

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,193

Year Built

Built in 1988

Lot Details

0

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Ranch/Rambler
  • Building Total Sq Ft: 2612.00
  • Exclusions: Dining room light fixture, Key Fitness 1860, New Washer & Dryer may Convey.
  • Historic: No
  • Inclusions: All Kitchen appliances, Fireplace equipment and screen, TV in primary bedroom, Hot tub
  • New Construction: No
  • Story List: Main
  • Year Built: 1988
  • Remarks Public: One of the nicest back yards at the lake! Charming cedar-sided ranch offering 4 bedrooms, 3 full baths, and a very spacious, fenced backyard perfect for play or quiet relaxation. The inviting open floor plan features a cozy stone recently cleaned wood burning fireplace, breakfast bar, and tile backsplash in the kitchen. Stainless Steel dishwasher is less than 2 years old, new pendant lighting over breakfast bar, Warm hardwood floors run throughout the main level. The generous primary bedroom offers a sliding door open to the back deck. The walk-out lower level provides a large rec room with wood stove, and a workshop space for hobbies or storage. Enjoy the spacious back yard and outdoor living on the freshly painted full-length deck and screened porch The U-shaped driveway even includes an electric car charger! A warm and welcoming home with plenty of room to relax, spread out, and make memories.,Formica Counter,White Cabinets,Fireplace in Family Room,Fireplace in Living Room
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dryer, Washer
  • Flooring Type: Carpet, Hardwood
  • Interior Amenities: Stove - Wood, Entry Level Bedroom
  • Window Features: Insulated, Double Hung
  • Fireplace Features: Wood
  • Fireplaces Count: 2
  • Fireplace: Yes
  • Wall Ceiling Types: High
  • Foundation Details: Block
  • Levels Count: 1
  • Room List: Living Room, Dining Room, Kitchen, Family Room, Laundry, Full Bath, Additional Bedroom
  • Basement: Yes
  • Basement Type: Full, Outside Entrance, Walkout Level
  • Living Area Units: Square Feet
  • Total Sq Ft: 2612
  • Living Area Sq Ft: 2351
  • Price Per Sq Ft: 279.48
  • Above Grade Finished Sq Ft: 1306
  • Below Grade Finished Sq Ft: 1045
  • Below Grade Sq Ft: 261
  • Total Below Grade Sq Ft: 1306
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 10

Beds/Baths

  • Bedrooms: 4
  • Main Level Bedrooms: 3
  • All Lower Level Bedrooms: 1
  • Total Bathrooms: 3
  • Full Bathrooms: 3
  • Main Level Bathrooms: 2.00
  • Lower Levels Bathrooms: 1
  • Main Level Full Bathrooms: 2

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Cedar
  • Construction Completed: No
  • Roof: Architectural Shingle
  • Water Oriented: No
  • Pool: Yes - Community
  • Water View: No

Garage/Parking

  • Garage: No

Utilities

  • Central Air Conditioning: Yes
  • Cooling Type: Central A/C, Heat Pump(s)
  • Cooling: No
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Security: Security System, Security Gate
  • Sewer/Septic System: Public Sewer
  • Water Source: Public
  • Internet Services: Cable, Fiber Optic

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • Condo Co-Op Fee: 850.00
  • Condo Co-Op Fee Frequency: One Time
  • HOA Condo Co-Op Amenities: Beach, Boat Ramp, Club House, Tot Lots/Playground, Security, Tennis Courts, Baseball Field, Basketball Courts, Community Center, Golf Club, Lake, Meeting Room, Picnic Area, Swimming Pool
  • HOA Condo Co-Op Fee Includes: Common Area Maintenance, Insurance, Pool(s), Management, Reserve Funds, Road Maintenance, Snow Removal, Trash, Pier/Dock Maintenance
  • HOA: Yes
  • Senior Community: No

Schools

  • School District: FLUVANNA COUNTY PUBLIC SCHOOLS
  • Elementary School: CENTRAL
  • Middle School: FLUVANNA
  • High School: FLUVANNA
  • High School Source: Listing Agent
  • Middle School Source: Listing Agent
  • School District Key: 121140888891
  • School District Source: Listing Agent
  • Elementary School: CENTRAL
  • High School: FLUVANNA
  • Middle Or Junior School: FLUVANNA

Lot Info

  • Fencing: Fully
  • Lot Features: Sloping, Landscaping, Partly Wooded
  • Lot Size Acres: 0.44
  • Zoning: R-4
  • Zoning Description: Residential

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 2192.71
  • Tax Year: 2023

MLS Schools

  • School District Name: FLUVANNA COUNTY PUBLIC SCHOOLS

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,649 $353,200 $30,000 $323,200
2024 $22 $259,800 $30,000 $229,800
2023 $2,193 $259,800 $30,000 $229,800
2022 $1,954 $224,600 $27,500 $197,100
2021 $1,954 $224,600 $27,500 $197,100
2020 $1,646 $177,900 $27,500 $150,400
2019 $1,646 $177,900 $27,500 $150,400
2018 $1,562 $172,200 $27,500 $144,700
2017 $1,562 $172,200 $27,500 $144,700
2016 $1,336 $147,500 $27,500 $120,000
2015 $1,336 $147,500 $27,500 $120,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/10/2025 07/10/25 For Sale $365,000 0.0% $155 / Sq Ft
07/10/2025 07/10/25 Price Changed $365,000 -2.7% $155 / Sq Ft
06/16/2025 06/16/25 Off Market $375,000 -- --
05/03/2025 05/03/25 For Sale $375,000 +53.1% $160 / Sq Ft
06/01/2020 06/01/20 Sold $245,000 -2.0% $104 / Sq Ft
04/23/2020 04/23/20 Pending -- -- --
03/26/2020 03/26/20 For Sale $249,900 -- $106 / Sq Ft
Source: Bright MLS

Purchase History

Date Type Sale Price Title Company
Deed $245,000 Chicago Title Insurance Co
Deed $235,000 Fidelity National Title
Bargain Sale Deed $180,000 Chicago Title
Special Warranty Deed $126,900 None Available
Deed $176,037 None Available
Warranty Deed $229,900 None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $245,000 Adjustable Rate Mortgage/ARM
Previous Owner $227,950 New Conventional
Previous Owner $179,200 New Conventional
Previous Owner $13,600 New Conventional
Previous Owner $165,000 New Conventional
Previous Owner $123,682 FHA
Previous Owner $100,000 Credit Line Revolving
Previous Owner $206,100 New Conventional
Source: Public Records

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Source: Bright MLS

MLS Number: 664059

Bright MLS

APN: 18A 5 88