Seller's Agent in 2025
Candice Cox
REAL BROKER, LLC
(434) 960-8640
25 in this area
57 Total Sales
10 Darby Ln Palmyra, VA 22963
4
Beds
3
Baths
2,351
Sq Ft
0.44
Acres
Highlights
- Wood Burning Stove
- Screened Porch
- Breakfast Bar
- 2 Fireplaces
- Electric Vehicle Charging Station
- Recessed Lighting
About This Home
As of October 2025Price Reduced! One of the nicest back yards at the lake! Charming cedar-sided ranch offering 4 bedrooms, 3 full baths, and a very spacious, fenced backyard perfect for play or quiet relaxation. The inviting open floor plan features a cozy stone recently cleaned wood burning fireplace, breakfast bar, and tile backsplash in the kitchen. Stainless Steel dishwasher is less than 2 years old, new pendant lighting over breakfast bar, Warm hardwood floors run throughout the main level. The generous primary bedroom offers a sliding door open to the back deck. The walk-out lower level provides a large rec room with wood stove, and a workshop space for hobbies or storage. Enjoy the spacious back yard and outdoor living on the freshly painted full-length deck and screened porch The U-shaped driveway even includes an electric car charger! A warm and welcoming home with plenty of room to relax, spread out, and make memories.
Last Agent to Sell the Property
REAL BROKER, LLC License #0225079158 Listed on: 05/03/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,193
Year Built
- Built in 1988
Lot Details
- 0.44 Acre Lot
- Zoning described as R-4 Residential
Home Design
- Block Foundation
- Stick Built Home
- Cedar
Interior Spaces
- 1-Story Property
- Recessed Lighting
- Pendant Lighting
- 2 Fireplaces
- Wood Burning Stove
- Wood Burning Fireplace
- Insulated Windows
- Tilt-In Windows
- Screened Porch
- Utility Room
Kitchen
- Breakfast Bar
- Electric Range
- Microwave
- Dishwasher
Bedrooms and Bathrooms
- 4 Bedrooms | 3 Main Level Bedrooms
- 3 Full Bathrooms
Outdoor Features
- Shed
Schools
- Central Elementary School
- Fluvanna Middle School
- Fluvanna High School
Utilities
- Central Air
- Heat Pump System
Community Details
- Lake Monticello Subdivision
- Electric Vehicle Charging Station
Listing and Financial Details
- Assessor Parcel Number 18A 5 88
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
May 3, 2025
Closed on
Sep 23, 2025
Sold by
Smith Terrell D
Bought by
Lamb Amy Lang
Seller's Agent
Candice Cox
REAL BROKER, LLC
Buyer's Agent
Clayton Butler
THE HOGAN GROUP-CHARLOTTESVILLE
List Price
$365,000
Sold Price
$330,000
Premium/Discount to List
-$35,000
-9.59%
Views
163
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
407.64%
Original Mortgage
$11,550
Outstanding Balance
$11,550
Interest Rate
6.58%
Mortgage Type
New Conventional
Estimated Equity
$334,932
Purchase Details
Listed on
Mar 26, 2020
Closed on
May 15, 2020
Sold by
Mandere Whitney A and Madere Kathleen S
Bought by
Smith Terrell D
Seller's Agent
KEITH SCHULTZ
ASSIST2SELL - FIRST RATE REALTY, INC.
Buyer's Agent
Candice Cox
REAL BROKER, LLC
List Price
$249,900
Sold Price
$245,000
Premium/Discount to List
-$4,900
-1.96%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.72%
Original Mortgage
$245,000
Interest Rate
3.2%
Mortgage Type
Adjustable Rate Mortgage/ARM
Purchase Details
Closed on
Mar 15, 2019
Sold by
Walding Joel R and Waldin Kelly N
Bought by
Madere Whitney A and Madere Kathleen S
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$227,950
Interest Rate
4.4%
Mortgage Type
New Conventional
Purchase Details
Closed on
Feb 18, 2015
Sold by
Miller Kyle and Miller Erin
Bought by
Walding Joel R and Walding Kelly N
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$165,000
Interest Rate
3.74%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jan 20, 2012
Sold by
Federal Home Loan Mortgage Corporation
Bought by
Miller Kyle and Miller Erin
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$123,682
Interest Rate
3.87%
Mortgage Type
FHA
Purchase Details
Closed on
May 13, 2011
Sold by
Shultz Arlene and Hastings James
Bought by
Federal Home Loan Mortgage Corporation
Purchase Details
Closed on
Jun 28, 2006
Sold by
Schamp Crispin T and Schamp Camm E
Bought by
Hastings James and Shultz Arlene
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$206,100
Interest Rate
6.87%
Mortgage Type
New Conventional
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $245,000 | Chicago Title Insurance Co | |
| Deed | $235,000 | Fidelity National Title | |
| Bargain Sale Deed | $180,000 | Chicago Title | |
| Special Warranty Deed | $126,900 | None Available | |
| Deed | $176,037 | None Available | |
| Warranty Deed | $229,900 | None Available |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $245,000 | Adjustable Rate Mortgage/ARM | |
| Previous Owner | $227,950 | New Conventional | |
| Previous Owner | $165,000 | New Conventional | |
| Previous Owner | $123,682 | FHA | |
| Previous Owner | $206,100 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 10/06/2025 10/06/25 | Sold | $330,000 | -5.4% | $140 / Sq Ft | |
| 08/25/2025 08/25/25 | Pending | -- | -- | -- | |
| 07/23/2025 07/23/25 | Price Changed | $349,000 | -4.4% | $148 / Sq Ft | |
| 07/10/2025 07/10/25 | For Sale | $365,000 | 0.0% | $155 / Sq Ft | |
| 07/10/2025 07/10/25 | Price Changed | $365,000 | +10.6% | $155 / Sq Ft | |
| 06/06/2025 06/06/25 | Off Market | $330,000 | -- | -- | |
| 05/03/2025 05/03/25 | For Sale | $375,000 | +53.1% | $160 / Sq Ft | |
| 06/01/2020 06/01/20 | Sold | $245,000 | -2.0% | $104 / Sq Ft | View Prior Sale |
| 04/23/2020 04/23/20 | Pending | -- | -- | -- | |
| 03/26/2020 03/26/20 | For Sale | $249,900 | -- | $106 / Sq Ft |
Source: Charlottesville area Association of Realtors®
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $2,649 | $353,200 | $30,000 | $323,200 |
| 2024 | $22 | $259,800 | $30,000 | $229,800 |
| 2023 | $2,193 | $259,800 | $30,000 | $229,800 |
| 2022 | $1,954 | $224,600 | $27,500 | $197,100 |
| 2021 | $1,954 | $224,600 | $27,500 | $197,100 |
| 2020 | $1,646 | $177,900 | $27,500 | $150,400 |
| 2019 | $1,646 | $177,900 | $27,500 | $150,400 |
| 2018 | $1,562 | $172,200 | $27,500 | $144,700 |
| 2017 | $1,562 | $172,200 | $27,500 | $144,700 |
| 2016 | $1,336 | $147,500 | $27,500 | $120,000 |
| 2015 | $1,336 | $147,500 | $27,500 | $120,000 |
Source: Public Records
Agents Affiliated with this Home
-
Candice Cox
-
Clayton Butler
Buyer's Agent in 2025
Clayton Butler
THE HOGAN GROUP-CHARLOTTESVILLE
(434) 326-3265
5 in this area
44 Total Sales
-
K
Seller's Agent in 2020
KEITH SCHULTZ
ASSIST2SELL - FIRST RATE REALTY, INC.
Map
Source: Charlottesville area Association of Realtors®
MLS Number: 664059
APN: 18A 5 88
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