$407,000
SOLD JUL 15, 2026
4 Beds
2.5 Baths
2,368 Sq Ft
0.34 Acre Lot

Sale Details

Date Sold: July 15, 2026

$172 Per Sq Ft

3% Below List Price

71 Days on Market

Highlights

  • Front Porch
  • Wood Patio
  • Entrance Foyer
  • Breakfast Bar
  • Recessed Lighting
  • 1 Car Garage

About This Home

As of July 2026

Welcome home—where comfort, space, and everyday moments come together in the best way. From the moment you arrive, the large front porch invites you to slow down. Picture quiet mornings with a cup of coffee, waving to neighbors, or unwinding in the evening as the sun sets—this is the kind of home that makes you want to stay awhile. Step inside and you’ll immediately notice how spacious and thoughtfully laid out this home is. With 4 bedrooms and 2.5 bathrooms, there’s room for everyone to spread out while still feeling connected. The home has been meticulously maintained, offering peace of mind and move-in-ready ease. At the heart of the home, you’ll find inviting living spaces perfect for both everyday living and entertaining, a formal dining space or home office and a sitting room. Upstairs, the owner’s suite is a true retreat featuring double vanities, a relaxing soaker tub, and a separate stand-up shower—your own private escape at the end of the day. Out back the fenced-in yard offers the perfect space for pets, play, or gatherings, while the new back deck is ready for summer cookouts. Complete with a 1-car garage and located in a desirable Lake Monticello setting, this home blends charm, functionality, and space.

Last Agent to Sell the Property

Christy Beck

LONG & FOSTER - LAKE MONTICELLO License #0225249946 Listed on: 03/20/2026

LONG & FOSTER - LAKE MONTICELLO

Co-Listed By

THE GUNNELS GROUP

LONG & FOSTER - LAKE MONTICELLO License #0225265900

Last Buyer's Agent

JAY HURDLE

RE/MAX REALTY SPECIALISTS-CHARLOTTESVILLE License #0225058163

RE/MAX REALTY SPECIALISTS-CHARLOTTESVILLE
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,743

Year Built

  • Built in 2004

Lot Details

  • 14,810 Sq Ft Lot
  • Zoning described as R-4 Residential

HOA Fees

  • $122 per month

Parking

  • 1 Car Garage
  • Front Facing Garage
  • Garage Door Opener

Home Design

  • Block Foundation
  • Vinyl Siding
  • Stick Built Home

Interior Spaces

  • 2,368 Sq Ft Home
  • 2-Story Property
  • Recessed Lighting
  • Entrance Foyer
  • Washer and Dryer Hookup

Kitchen

  • Breakfast Bar
  • Electric Range
  • Microwave
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 4 Bedrooms

Outdoor Features

  • Wood Patio
  • Front Porch

Schools

  • Central Elementary School
  • Fluvanna Middle School
  • Fluvanna High School

Utilities

  • Heat Pump System

Community Details

  • Lake Monticello Subdivision

Listing and Financial Details

  • Assessor Parcel Number 18A 10 281

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,743

Year Built

Built in 2004

Lot Details

0.34 Acres

HOA Fees

$122 per month

Parking

1

Listing Details

  • Property Type: Residential
  • Parcel Number: 18A 10 281
  • Property Sub Type: Detached
  • LotSizeAcres: 0.34
  • Co List Office Mls Id: 6379
  • Co List Office Phone: 434-589-7653
  • Subdivision Name: LAKE MONTICELLO
  • Above Grade Finished Sq Ft: 2368.0
  • Property Attached Yn: No
  • PropertySubTypeAdditional: Detached
  • PreviousStandardStatus: Pending
  • Special Features: VirtualTour

Interior Features

  • Appliances: Dishwasher, Electric Cooktop, Electric Range, Disposal, Microwave, Refrigerator, Dryer, Washer
  • Basement: Crawl Space
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Interior Amenities: Breakfast Bar, Entrance Foyer, Recessed Lighting
  • Living Area: 2368.0
  • Main Level Bathrooms: 1
  • Stories: 2

Exterior Features

  • Roof: Composition, Shingle
  • Disclosures: Seller Disclosure
  • Construction Type: Stick Built, Vinyl Siding
  • Foundation Details: Block
  • Patio And Porch Features: Deck, Front Porch, Porch, Wood

Garage/Parking

  • Garage Spaces: 1.0
  • Parking Features: Attached, Garage Faces Front, Garage, Garage Door Opener, Gravel

Utilities

  • Heating: Central, Heat Pump
  • Utilities: Cable Available, Fiber Optic Available, High Speed Internet Available, Satellite Internet Available
  • Sewer: Public Sewer
  • Laundry Features: Washer Hookup, Dryer Hookup
  • Cooling: Heat Pump
  • Heating Yn: Yes
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 1459.0

Schools

  • Elementary School: Central (Fluvanna)
  • Middle Or Junior School: Fluvanna

Lot Info

  • Lot Features: Native Plants
  • Land Lease Amount Frequency: Monthly
  • Zoning Description: R-4 Residential

Building Info

  • Year Built: 2004

Tax Info

  • Year: 2024
  • Tax Annual Amount: 2742.75

Multi Family

  • Above Grade Finished Area Units: Square Feet

MLS Schools

  • HighSchool: Fluvanna

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Closed on
Nov 18, 2016
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$179,100
Outstanding Balance
$140,268
Interest Rate
3.42%
Mortgage Type
New Conventional
Estimated Equity
$277,084

Purchase Details

Closed on
Jul 24, 2013
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$147,400
Interest Rate
4.34%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Dec 12, 2012
Sold by
Bought by

Purchase Details

Closed on
Apr 13, 2005
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$255,375
Interest Rate
5.62%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Agents Specializing in Palmyra, VA

See All Agents

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed -- Chicago Title
Special Warranty Deed $84,950 None Available
Foreclosure Deed $169,067 None Available
Warranty Deed $250,000 None Available
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $75,000 Credit Line Revolving
Open $179,100 New Conventional
Previous Owner $147,400 Purchase Money Mortgage
Previous Owner $255,375 Purchase Money Mortgage
Previous Owner $41,500 Credit Line Revolving
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
07/15/2026 07/15/26 Sold $407,000 -1.9% $172 / Sq Ft
05/30/2026 05/30/26 Pending -- -- --
05/11/2026 05/11/26 Price Changed $414,990 -1.2% $175 / Sq Ft
03/21/2026 03/21/26 For Sale $419,990 -- $177 / Sq Ft
Source: Charlottesville area Association of Realtors®

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $2,761 $365,700 $30,000 $335,700
2025 $2,743 $365,700 $30,000 $335,700
2024 $25 $297,600 $30,000 $267,600
2023 $2,512 $297,600 $30,000 $267,600
2022 $2,173 $249,800 $25,000 $224,800
2021 $2,173 $249,800 $25,000 $224,800
2020 $2,133 $230,600 $25,000 $205,600
2019 $2,133 $230,600 $25,000 $205,600
2018 $1,982 $218,500 $25,000 $193,500
2017 $1,982 $218,500 $25,000 $193,500
2016 $1,988 $216,800 $25,000 $191,800
2015 $1,653 $216,800 $25,000 $191,800
2014 $1,653 $46,300 $25,000 $21,300
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
See All Agents

Map

Source: Charlottesville area Association of Realtors®

MLS Number: 674635

Charlottesville area Association of Realtors®

APN: 18A-10-281

Your Personal Tour Guide

Ask me questions while you tour the home.