$409,900
SOLD JUL 1, 2025
Last list price

10 Elk Ridge Ct Saint Charles, MO 63304

4 Beds
2.5 Baths
2,488 Sq Ft
0.42 Acres

Recently Sold

$165 Per Sq Ft

5 Days on Market

Highlights

  • Open Floorplan
  • Living Room with Fireplace
  • Wood Flooring
  • Warren Elementary School Rated A
  • Traditional Architecture
  • Granite Countertops

About This Home

As of July 2025

This beautiful 4-bedroom, 2-story home sits on a spacious, level lot in one of the area’s most desirable neighborhoods. From the moment you arrive, the striking curb appeal and well-maintained exterior make a lasting impression. Inside, you'll find freshly painted walls on the main level and gleaming hardwood floors that flow seamlessly throughout the inviting layout. The main floor offers multiple living and entertaining areas, perfect for everything from cozy nights in to hosting friends and family. The kitchen is well-equipped with ample cabinetry, a pantry, and plenty of counter space, opening large family room. Upstairs, retreat to the primary suite featuring a cozy gas fireplace, ensuite bathroom and a spacious walk-in closet . Three additional bedrooms provide plenty of space for family, guests, or a home office.The large, level backyard offers endless potential. When you’re ready to cool off, take advantage of the neighborhood subdivision pool just a short stroll away.

Last Agent to Sell the Property

Julie Moran

Coldwell Banker Realty - Gundaker West Regional License #2005033779 Listed on: 05/08/2025

Coldwell Banker Realty - Gundaker West Regional

Co-Listed By

Erica Hoevel

Coldwell Banker Realty - Gundaker West Regional License #2010010878

Last Buyer's Agent

Mike Galbally

Real Broker LLC License #2009029946

Real Broker LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,089

Year Built

  • Built in 1982

Lot Details

  • 0.42 Acre Lot
  • Cul-De-Sac
  • Level Lot

HOA Fees

  • $33 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Off-Street Parking

Home Design

  • Traditional Architecture
  • Brick Veneer
  • Vinyl Siding

Interior Spaces

  • 2,488 Sq Ft Home
  • 2-Story Property
  • Open Floorplan
  • Bookcases
  • Historic or Period Millwork
  • Coffered Ceiling
  • Ceiling Fan
  • Living Room with Fireplace
  • 2 Fireplaces
  • Formal Dining Room
  • Recreation Room with Fireplace
  • Partially Finished Basement
  • Basement Ceilings are 8 Feet High
  • Fire and Smoke Detector

Kitchen

  • Eat-In Kitchen
  • Electric Oven
  • Electric Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Kitchen Island
  • Granite Countertops
  • Disposal

Flooring

  • Wood
  • Carpet

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Walk-In Closet
  • Double Vanity
  • Bathtub

Schools

  • Warren Elem. Elementary School
  • Saeger Middle School
  • Francis Howell Central High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Underground Utilities
  • Gas Water Heater

Listing and Financial Details

  • Assessor Parcel Number 3-0111-5521-00-0633.0000000

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,089

Year Built

Built in 1982

Lot Details

0

HOA Fees

$33 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Year Built: 1982
  • Directions: Follow GPS
  • Property Sub-Type: Single Family Residence
  • ResoLotFeatures: Cul-De-Sac, Level
  • Lot Size Acres: 0.42
  • Road Surface Type: Asphalt
  • ResoSecurityFeatures: Smoke Detector(s)
  • Co List Office Mls Id: MISCBG32
  • Co List Office Phone: -5320200
  • Co List Office Phone: 636-5320200
  • MLS Status: Closed
  • Subdivision Name: Timberwood Trails #4
  • Above Grade Finished Sq Ft: 2488
  • Architectural Style: Traditional, Other
  • Carport Y N: No
  • Reso Fireplace Features: Recreation Room, Living Room, Master Bedroom
  • Unit Levels: Two
  • New Construction: No
  • MIS_AboveGradeFinishedAreaSrchSqFt: 2488.00
  • MIS_SellerConsiderConcessionYN: 0
  • MIS_PoolYN: 1
  • MIS_UnitCount: 0
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: 8 ft + Pour, Partially Finished
  • Interior Amenities: Separate Dining, Bookcases, Coffered Ceiling(s), Open Floorplan, Special Millwork, Walk-In Closet(s), Kitchen Island, Eat-in Kitchen, Granite Counters, Pantry, Solid Surface Countertop(s), Double Vanity, Tub
  • Appliances: Dishwasher, Disposal, Microwave, Electric Range, Electric Oven, Stainless Steel Appliance(s), Gas Water Heater
  • Basement YN: Yes
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Fireplaces: 2
  • Fireplace: Yes
  • Flooring: Carpet, Hardwood
  • MIS_LowerLevelBathroomsFull: 0
  • MIS_LowerLevelBathroomsHalf: 0
  • MIS_LowerLevelBedrooms: 0
  • MIS_MainLevelBathroomsFull: 0
  • MIS_MainLevelBathroomsHalf: 1
  • MIS_UpperLevelBathroomsFull: 2
  • MIS_UpperLevelBathroomsHalf: 0
  • MIS_UpperLevelBedrooms: 4

Exterior Features

  • Waterfront: No
  • Disclosures: Unknown
  • Construction Type: Brick Veneer, Vinyl Siding

Garage/Parking

  • Garage Spaces: 2
  • Attached Garage: Yes
  • Attached Garage: Yes
  • Parking Features: Attached, Garage, Off Street
  • Total Parking Spaces: 2

Utilities

  • Sewer: Public Sewer
  • Cooling: Ceiling Fan(s), Central Air, Electric
  • Heating: Forced Air, Natural Gas
  • Utilities: Underground Utilities, Natural Gas Available
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 400
  • Association Fee Frequency: Annually

Schools

  • Elementary School: Warren Elem.
  • Junior High Dist: Francis Howell R-III
  • High School: Francis Howell Central High
  • Middle Or Junior School: Saeger Middle

Lot Info

  • Lot Dimensions: 0.42
  • Lot Size Sq Ft: 18295
  • ResoLotSizeUnits: Acres
  • Parcel Number: 3-0111-5521-00-0633.0000000

Tax Info

  • Tax Year: 2024
  • Tax Annual Amount: 4089

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 8, 2025
Closed on
Jun 30, 2025
Sold by
Dickey Shelly R
Bought by
Fletcher Eric and Morrison Ashley
Seller's Agent
Julie Moran
Coldwell Banker Realty - Gundaker West Regional
Buyer's Agent
Mike Galbally
Real Broker LLC
List Price
$409,900
Views
136
Current Estimated Value
$450,193

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
26.04%
Original Mortgage
$399,000
Outstanding Balance
$398,326
Interest Rate
6.86%
Mortgage Type
New Conventional
Estimated Equity
$51,867

Purchase Details

Closed on
May 11, 2004
Sold by
Golden Title Enterprises Llc
Bought by
Dickey Shelly R

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$191,920
Interest Rate
5.97%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Feb 5, 2004
Sold by
Hartman Steve C
Bought by
Golden Delta Enterprises Llc

Purchase Details

Closed on
May 23, 2002
Sold by
Hartman Steven C and Weihman Sharon A
Bought by
Hartman Steven C

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$160,000
Interest Rate
6.78%
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed -- Title Partners
Corporate Deed $239,900 David Title Co
Trustee Deed $177,000 --
Interfamily Deed Transfer -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $399,000 New Conventional
Previous Owner $191,920 Purchase Money Mortgage
Previous Owner $160,000 No Value Available
Closed $47,980 No Value Available
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
07/01/2025 07/01/25 Sold -- -- --
05/14/2025 05/14/25 Pending -- -- --
05/08/2025 05/08/25 For Sale $409,900 -- $165 / Sq Ft
04/29/2025 04/29/25 Off Market -- -- --
Source: MARIS MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,089 $74,196 -- --
2023 $4,087 $68,493 $0 $0
2022 $3,596 $55,949 $0 $0
2021 $3,599 $55,949 $0 $0
2020 $3,635 $54,704 $0 $0
2019 $3,619 $54,704 $0 $0
2018 $3,527 $50,973 $0 $0
2017 $3,498 $50,973 $0 $0
2016 $3,085 $43,257 $0 $0
2015 $3,051 $43,257 $0 $0
2014 $2,861 $39,347 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MARIS MLS

MLS Number: MIS25027973

MARIS MLS

APN: 3-0111-5521-00-0633.0000000