Seller's Agent in 2024
Paul Bednar
Real People Realty
(847) 987-7526
19 in this area
64 Total Sales
10 N Porter St Elgin, IL 60120
Gifford Park NeighborhoodEstimated Value: $294,000 - $318,000
3
Beds
1.5
Baths
1,355
Sq Ft
$225/Sq Ft
Est. Value
Highlights
- Wood Flooring
- Sitting Room
- 1.5 Car Detached Garage
- Main Floor Bedroom
- Formal Dining Room
- 4-minute walk to Channing Park
About This Home
As of December 2024This brick house is located on a corner lot of one of the best blocks in the Elgin Historic District. The house has three bedrooms and one and one-half baths. One bedroom and half-bath are located on the first floor, ideal for an in-law arrangement. Two bedrooms are upstairs including the master bedroom with a sitting room attached. The living room has a fireplace, flanked by original leaded glass windows, atop built-in bookcases. The kitchen has tall IKEA cabinets and a walk-in pantry, where the built-in refrigerator is located. The driveway to the brick garage is located off Porter Street. An ample-sized side yard has lots of possibilities to locate gardens, a large lawn area, or a patio. Exterior was repainted in 2020. sewer line was replaced in 2022. See additional information for complete list of improvements. Both city and neighborhood grant money is available for exterior improvements.
Last Agent to Sell the Property
Real People Realty License #475169028 Listed on: 11/09/2024
Last Buyer's Agent
Ashley Arzer
Redfin Corporation License #475171535
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,195
Year Built
- Built in 1928
Lot Details
- 8,712
Parking
- 1.5 Car Detached Garage
- Garage Transmitter
- Garage Door Opener
- Driveway
- Parking Included in Price
Home Design
- Bungalow
- Brick Exterior Construction
- Asphalt Roof
- Plaster
Interior Spaces
- 1,355 Sq Ft Home
- 1.5-Story Property
- Bookcases
- Historic or Period Millwork
- Ceiling height of 9 feet or more
- Gas Log Fireplace
- Entrance Foyer
- Family Room
- Living Room with Fireplace
- Sitting Room
- Formal Dining Room
- Wood Flooring
- Unfinished Basement
- Basement Fills Entire Space Under The House
- Range
Bedrooms and Bathrooms
- 3 Bedrooms
- 3 Potential Bedrooms
- Main Floor Bedroom
Laundry
- Laundry Room
- Dryer
- Washer
Schools
- Channing Memorial Elementary Sch
- Ellis Middle School
- Elgin High School
Utilities
- Central Air
- Heating System Uses Natural Gas
Additional Features
- Enclosed Patio or Porch
- Lot Dimensions are 66x132
Listing and Financial Details
- Senior Tax Exemptions
- Homeowner Tax Exemptions
- Senior Freeze Tax Exemptions
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Nov 9, 2024
Closed on
Nov 27, 2024
Sold by
Watts Margaret A
Bought by
Danner-Lardino Jerrell Ray and Lardino Geena
Seller's Agent
Paul Bednar
Real People Realty
Buyer's Agent
Ashley Arzer
Redfin Corporation
List Price
$299,000
Sold Price
$307,000
Premium/Discount to List
$8,000
2.68%
Views
30
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$1,458
Avg. Annual Appreciation
-0.35%
Original Mortgage
$301,439
Outstanding Balance
$298,226
Interest Rate
6.75%
Mortgage Type
FHA
Estimated Equity
$7,316
Purchase Details
Closed on
May 21, 2021
Sold by
Watts Margaret A and Watts Margaret A
Bought by
Watts Margaret A
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$147,000
Interest Rate
3.62%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jan 10, 2018
Sold by
Watts Margaret
Bought by
Watts Margaret A and The Margaret A Watts Revocable Livng Tru
Purchase Details
Closed on
Apr 1, 2011
Sold by
Watts Margaret
Bought by
Watts Margaret
Purchase Details
Closed on
Jan 21, 2010
Sold by
Watts Margaret
Bought by
Watts Margaret and Margaret Watts Revocable Living Trust
Purchase Details
Closed on
Jun 12, 2006
Sold by
Bank Of New York
Bought by
Watts Margaret
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$140,900
Interest Rate
6.73%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Dec 2, 2005
Sold by
Harris Foster
Bought by
Bank Of New York and Certificate Holders Of Cwabs 04-10
Purchase Details
Closed on
Aug 25, 2004
Sold by
Willis Reba B
Bought by
Harris Foster and Wroblewski Debra M
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$175,120
Interest Rate
7.5%
Mortgage Type
New Conventional
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Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Danner-Lardino Jerrell Ray | $307,000 | None Listed On Document | |
| Watts Margaret A | -- | None Available | |
| Watts Margaret A | -- | Attorney | |
| Watts Margaret | -- | None Available | |
| Watts Margaret | -- | None Available | |
| Watts Margaret | $196,000 | First American Title | |
| Bank Of New York | -- | -- | |
| Harris Foster | $219,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Danner-Lardino Jerrell Ray | $301,439 | |
| Previous Owner | Watts Margaret A | $147,000 | |
| Previous Owner | Watts Margaret | $140,900 | |
| Previous Owner | Harris Foster | $175,120 | |
| Closed | Harris Foster | $43,780 |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 12/13/2024 12/13/24 | Sold | $307,000 | +2.7% | $227 / Sq Ft |
| 11/17/2024 11/17/24 | Pending | -- | -- | -- |
| 11/09/2024 11/09/24 | For Sale | $299,000 | 0.0% | $221 / Sq Ft |
| 08/21/2024 08/21/24 | For Sale | $299,000 | -- | $221 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $1,626 | $76,869 | $17,086 | $59,783 |
| 2023 | $1,732 | $69,445 | $15,436 | $54,009 |
| 2022 | $2,195 | $63,322 | $14,075 | $49,247 |
| 2021 | $2,259 | $59,201 | $13,159 | $46,042 |
| 2020 | $2,309 | $54,423 | $12,562 | $41,861 |
| 2019 | $2,365 | $51,841 | $11,966 | $39,875 |
| 2018 | $2,503 | $45,742 | $11,273 | $34,469 |
| 2017 | $2,604 | $43,243 | $10,657 | $32,586 |
| 2016 | $2,700 | $40,118 | $9,887 | $30,231 |
| 2015 | -- | $36,771 | $9,062 | $27,709 |
| 2014 | -- | $36,317 | $8,950 | $27,367 |
| 2013 | -- | $42,232 | $9,186 | $33,046 |
Source: Public Records
Agents Affiliated with this Home
-
Paul Bednar
-
Ashley Arzer
A
Buyer's Agent in 2024
Ashley Arzer
Redfin Corporation
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 12125913
APN: 06-13-261-018
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Listings courtesy of Midwest Real Estate Data (MRED) as distributed by MLS GRID.
Based on information submitted to the MLS GRID
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