$1,540,000

Estimated payment $9,611/month

Total Views 6,630
5 Beds
4 Baths
2,943 Sq Ft
$523 Price per Sq Ft

Highlights

  • Deeded access to the beach
  • In Ground Pool
  • Gated Community
  • Van R. Butler Elementary School Rated A-
  • Gulf View
  • Deck

About This Home

Welcome to 10 St Francis Drive, a move-in-ready residence located in the gated community of Emerald Waters Village in Miramar Beach. This well-maintained five-bedroom, four-bathroom home offers nearly 3,000 square feet of thoughtfully designed living space. Features include a private pool, fenced backyard, and a flexible layout suitable for use as a primary residence, vacation home, or rental property.
The first floor offers an open-concept layout with spacious living and dining areas. The kitchen is equipped with ample cabinetry, quality appliances, and seating capacity for ten. Upstairs, the primary suite includes a sitting area, spacious closet, and an en suite bathroom with a tub and separate shower. Additional bedrooms, including a bunk room, provide flexibility. Situated on a corner lot, the property includes a one-car garage. Covered porches, an open deck, and a fenced yard extend the living space outdoors. Two community pools are located in the neighborhood and include restrooms, showers, and sundecks.
Emerald Waters Village is a gated residential neighborhood located just off Holiday Road. Architectural styles in the community reflect both Old Florida and Mediterranean influences, with welcoming porches and upper balconies designed to take advantage of the coastal breeze. The neighborhood provides deeded beach access via Scenic Gulf Drive.
Nearby, a variety of dining and recreation options are available. Pompano Joe's, a beachside restaurant offers open-air seating. Additional shopping and dining venues include Silver Sands Premium Outlets, Grand Boulevard and Baytowne Wharf at Sandestin and Destin Commons. Recreational facilities such as golf and tennis are located nearby at Seascape Resort.
Make this your next chapter at the beach!

Listing Agent

Karla Gillan

Watersound Real Estate License #3492404 Listed on: 02/01/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $12,028

Year Built

  • Built in 2003

Lot Details

  • 3,049 Sq Ft Lot
  • Lot Dimensions are 49x65x50x77
  • Property fronts a private road
  • Back Yard Fenced
  • Corner Lot

HOA Fees

  • $177 Monthly HOA Fees

Parking

  • 1 Car Attached Garage
  • Automatic Garage Door Opener

Home Design

  • Beach House
  • Slab Foundation
  • Metal Roof
  • Concrete Siding
  • Stucco

Interior Spaces

  • 2,943 Sq Ft Home
  • 2-Story Property
  • Furnished
  • Vaulted Ceiling
  • Ceiling Fan
  • Recessed Lighting
  • Fireplace
  • Window Treatments
  • Living Room
  • Dining Room
  • Tile Flooring
  • Gulf Views
  • Fire and Smoke Detector

Kitchen

  • Breakfast Bar
  • Self-Cleaning Oven
  • Cooktop
  • Microwave
  • Ice Maker
  • Dishwasher

Bedrooms and Bathrooms

  • 5 Bedrooms
  • 4 Full Bathrooms
  • Cultured Marble Bathroom Countertops
  • Dual Vanity Sinks in Primary Bathroom
  • Separate Shower in Primary Bathroom

Laundry

  • Laundry Room
  • Dryer
  • Washer

Outdoor Features

  • In Ground Pool
  • Deeded access to the beach
  • Balcony
  • Deck
  • Covered patio or porch
  • Built-In Barbecue

Schools

  • Van R Butler Elementary School
  • Emerald Coast Middle School
  • South Walton High School

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 29-2S-21-42970-000-0620

Community Details

Overview

  • Association fees include ground keeping, management, recreational faclty
  • Emerald Waters Village Subdivision
  • The community has rules related to covenants

Recreation

  • Community Pool

Security

  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$12,028

Year Built

Built in 2003

Lot Details

0

HOA Fees

$177 per month

Parking

1

Listing Details

  • Property Sub Type: Detached Single Family
  • Prop. Type: Residential
  • Lot Size Acres: 0.07
  • Lot Size: 49x65x50x77
  • Road Frontage Type: Private Road
  • Road Surface Type: Paved
  • Subdivision Name: EMERALD WATERS VILLAGE
  • Directions: From US-98 W./Emerald Coast Pkwy W, turn left onto S. Holiday Rd., turn left onto St Francis Dr., property will be on the right. Gate code required.
  • Architectural Style: Beach House
  • Carport Y N: No
  • New Construction: No
  • Building Stories: 2
  • Year Built: 2003
  • Utilities Electric: Yes
  • Utilities:Public Sewer: Yes
  • Utilities:Public Water: Yes
  • Appliances Dryer: Yes
  • Appliances Refrigerators: Yes
  • Energy:AC - Central Elect: Yes
  • Energy:Heat Cntrl Electric: Yes
  • Energy:Water Heater - Elect: Yes
  • Rooms:Living Room: Yes
  • Waterview:Gulf2: Yes
  • Rooms:Dining Room: Yes
  • Appliances Microwave: Yes
  • Washers: Yes
  • Energy:Ceiling Fans: Yes
  • Rooms:Laundry2: Yes
  • Special Features: VirtualTour
  • Stories: 2

Interior Features

  • Furnished: Furnished - All
  • Appliances: Auto Garage Door Opn, Cooktop, Dishwasher, Dryer, Microwave, Oven Self Cleaning, Refrigerator, Refrigerator W/IceMk, Smoke Detector, Washer, Water Heater - Elect
  • Full Bathrooms: 4
  • Total Bedrooms: 5
  • Fireplace Features: Fireplace
  • Fireplace: Yes
  • Flooring: Floor Tile
  • Interior Amenities: Breakfast Bar, Ceiling Raised, Lighting Recessed, Washer/Dryer Hookup
  • Window Features: Window Treatment All
  • Interior:WasherDryer Hookup: Yes
  • Appliances:Cooktop: Yes
  • Appliances Dishwasher: Yes
  • Appliances:Smoke Detector: Yes
  • Mstr BdrmMstr Bath:MBath Separate Shwr: Yes
  • Interior:Breakfast Bar: Yes
  • Interior:Floor Tile: Yes
  • Appliances:Oven Self Cleaning: Yes
  • Appliances:Refrigerator WIceMk: Yes
  • Mstr BdrmMstr Bath:MBath Cultured Mrble: Yes
  • Mstr BdrmMstr Bath:MBath Double Vanity: Yes
  • Interior:Furnished - All: Yes
  • Interior:Lighting Recessed: Yes
  • Interior:Window Treatment All: Yes

Exterior Features

  • Lot Features: Corner, Covenants, Within 1/2 Mile to Water
  • Pool Features: Pool - In-Ground, Pool Type
  • View: Gulf
  • Construction Type: Concrete, Stucco
  • Exterior Features: Balcony, BBQ Pit/Grill, Fenced Back Yard
  • Foundation Details: Slab
  • Patio And Porch Features: Deck Open, Patio Covered, Porch
  • Property Condition: Construction Complete
  • Lot Features:Within 12 Mile to Water: Yes
  • Construction Status:Construction Complete: Yes
  • ConstructionSiding:Slab: Yes
  • Exterior:Porch: Yes
  • Lot Features:Covenants: Yes
  • ConstructionSiding:Concrete: Yes
  • ConstructionSiding:Roof Metal: Yes
  • ConstructionSiding:Stucco: Yes
  • Exterior:Balcony: Yes
  • Exterior:Patio Covered: Yes
  • Exterior:Deck Open: Yes
  • Exterior:Fenced Back Yard: Yes
  • Exterior:Pool - In-Ground: Yes
  • Lot Features:Corner: Yes
  • Exterior:BBQ PitGrill: Yes
  • Exterior:Fireplace2: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 1.0
  • General Property Info:Garage2: Yes
  • Parking Features:Garage Attached: Yes
  • Appliances:Auto Garage Door Opn: Yes

Utilities

  • Cooling: Ceiling Fans, Central Air
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Electric, Public Water, TV Cable
  • Utility: Yes

Condo/Co-op/Association

  • Community Features: Deed Access, Gated Community, Pool
  • Association #2 Fee: 530.0
  • Association Fee Frequency: Quarterly
  • Association: Yes

Fee Information

  • Association Fee Includes: Ground Keeping, Management, Recreational Faclty

Schools

  • Elementary School: Van R Butler
  • High School: South Walton
  • Middle Or Junior School: Emerald Coast

Lot Info

  • Lot Size Sq Ft: 3049.2
  • Parcel #: 29-2S-21-42970-000-0620
  • Zoning: Resid Single Family

Tax Info

  • Tax Annual Amount: 12028.4
  • Tax Year: 2024

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $12,027 $1,316,838 $380,000 $936,838
2023 $12,027 $1,323,679 $444,125 $879,554
2022 $8,046 $950,897 $161,618 $789,279
2021 $6,986 $721,713 $128,510 $593,203
2020 $5,539 $554,840 $117,570 $437,270
2019 $5,280 $542,148 $113,048 $429,100
2018 $5,040 $536,288 $0 $0
2017 $4,268 $430,602 $105,534 $325,068
2016 $4,217 $421,416 $0 $0
2015 $4,112 $404,506 $0 $0
2014 $4,041 $391,973 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/03/2025 06/03/25 Price Changed $1,540,000 -0.6% $523 / Sq Ft
05/15/2025 05/15/25 Price Changed $1,550,000 -3.1% $527 / Sq Ft
04/01/2025 04/01/25 Price Changed $1,600,000 -8.6% $544 / Sq Ft
02/01/2025 02/01/25 For Sale $1,750,000 -1.4% $595 / Sq Ft
08/29/2022 08/29/22 Off Market $1,775,000 -- --
05/09/2022 05/09/22 Sold $1,775,000 0.0% $556 / Sq Ft
04/05/2022 04/05/22 Pending -- -- --
03/31/2022 03/31/22 For Sale $1,775,000 +87.0% $556 / Sq Ft
12/30/2020 12/30/20 Sold $949,000 0.0% $297 / Sq Ft
11/22/2020 11/22/20 For Sale $949,000 -- $297 / Sq Ft
11/21/2020 11/21/20 Pending -- -- --
Source: Emerald Coast Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed $1,775,000 New Title Company Name
Warranty Deed $949,000 Emerald Coast Title Svcs Llc
Warranty Deed $1,195,000 Southern Escrow & Title Llc
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $1,321,530 New Conventional
Previous Owner $548,250 New Conventional
Previous Owner $695,000 Fannie Mae Freddie Mac
Previous Owner $100,000 Credit Line Revolving
Source: Public Records

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Source: Emerald Coast Association of REALTORS®

MLS Number: 967561

Emerald Coast Association of REALTORS®

APN: 29-2S-21-42970-000-0620