10 Saint Francis Dr S Miramar Beach, FL 32550
Miramar Beach NeighborhoodEstimated payment $9,505/month
Total Views
7,478
5
Beds
4
Baths
2,943
Sq Ft
$523
Price per Sq Ft
Highlights
- Deeded access to the beach
- In Ground Pool
- Gated Community
- Van R. Butler Elementary School Rated A-
- Gulf View
- Deck
About This Home
Your relaxed weekends start here at 10 St Francis Drive, a fully furnished coastal retreat in the gated neighborhood of Emerald Waters Village. With a private pool, deeded beach access, and two community pools, this home blends relaxation and convenience. Explore nearby golf courses, sugar-white sands of the Gulf, or catch a sunset after shopping and dining at Silver Sands Mall, Grand Boulevard Shopping Area, Baytowne Wharf Entertainment District, or Destin Commons Mall.
Inside, nearly 3,000 square feet of living space is designed for gathering and entertaining. The open-concept main level offers generous living and dining areas, while the kitchen features ample space and seating for ten in the dining area. Two bedrooms are located on the first floor, while the oversized upstairs primary suite includes a sitting area, walk-in closet, and spa-style bath. Additional guest rooms and a bunk room create versatile accommodations for family or vacation guests.
Second-home buyers will appreciate the rental potential. Seasonal demand along Scenic Gulf Drive supports attractive occupancy trends, with local property management options available for turnkey rental setup. Fully furnished and rental-ready, the home presents a rare opportunity for both lifestyle enjoyment and rental income.
Flexibility abounds with spaces that can serve as guest suites, work-from-home offices, or guest bunk rooms. And the one-car garage offers storage for a golf cart, beach gear, or even a small boatadding to the ease of coastal living.
Seller financing is available, making this a rare turnkey opportunity to create your next chapter at the beach.
Schedule an appointment to see this coastal retreat today!
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $12,028
Year Built
- Built in 2003
Lot Details
- 3,049 Sq Ft Lot
- Lot Dimensions are 49x65x50x77
- Property fronts a private road
- Back Yard Fenced
- Corner Lot
HOA Fees
- $177 Monthly HOA Fees
Parking
- 1 Car Attached Garage
- Automatic Garage Door Opener
Home Design
- Beach House
- Slab Foundation
- Metal Roof
- Concrete Siding
- Stucco
Interior Spaces
- 2,943 Sq Ft Home
- 2-Story Property
- Furnished
- Vaulted Ceiling
- Ceiling Fan
- Recessed Lighting
- Fireplace
- Window Treatments
- Living Room
- Dining Room
- Tile Flooring
- Gulf Views
- Fire and Smoke Detector
Kitchen
- Breakfast Bar
- Self-Cleaning Oven
- Cooktop
- Microwave
- Ice Maker
- Dishwasher
Bedrooms and Bathrooms
- 5 Bedrooms
- 4 Full Bathrooms
- Cultured Marble Bathroom Countertops
- Dual Vanity Sinks in Primary Bathroom
- Separate Shower in Primary Bathroom
Laundry
- Laundry Room
- Dryer
- Washer
Outdoor Features
- In Ground Pool
- Deeded access to the beach
- Balcony
- Deck
- Covered Patio or Porch
- Built-In Barbecue
Schools
- Van R Butler Elementary School
- Emerald Coast Middle School
- South Walton High School
Utilities
- Central Heating and Cooling System
- Electric Water Heater
- Cable TV Available
Listing and Financial Details
- Assessor Parcel Number 29-2S-21-42970-000-0620
Community Details
Overview
- Association fees include ground keeping, management, recreational faclty
- Emerald Waters Village Subdivision
- The community has rules related to covenants
Recreation
- Community Pool
Security
- Gated Community
Map
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Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $12,027 | $1,316,838 | $380,000 | $936,838 |
| 2023 | $12,027 | $1,323,679 | $444,125 | $879,554 |
| 2022 | $8,046 | $950,897 | $161,618 | $789,279 |
| 2021 | $6,986 | $721,713 | $128,510 | $593,203 |
| 2020 | $5,539 | $554,840 | $117,570 | $437,270 |
| 2019 | $5,280 | $542,148 | $113,048 | $429,100 |
| 2018 | $5,040 | $536,288 | $0 | $0 |
| 2017 | $4,268 | $430,602 | $105,534 | $325,068 |
| 2016 | $4,217 | $421,416 | $0 | $0 |
| 2015 | $4,112 | $404,506 | $0 | $0 |
| 2014 | $4,041 | $391,973 | $0 | $0 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 06/03/2025 06/03/25 | Price Changed | $1,540,000 | -0.6% | $523 / Sq Ft |
| 05/15/2025 05/15/25 | Price Changed | $1,550,000 | -3.1% | $527 / Sq Ft |
| 04/01/2025 04/01/25 | Price Changed | $1,600,000 | -8.6% | $544 / Sq Ft |
| 02/01/2025 02/01/25 | For Sale | $1,750,000 | -1.4% | $595 / Sq Ft |
| 08/29/2022 08/29/22 | Off Market | $1,775,000 | -- | -- |
| 05/09/2022 05/09/22 | Sold | $1,775,000 | 0.0% | $556 / Sq Ft |
| 04/05/2022 04/05/22 | Pending | -- | -- | -- |
| 03/31/2022 03/31/22 | For Sale | $1,775,000 | +87.0% | $556 / Sq Ft |
| 12/30/2020 12/30/20 | Sold | $949,000 | 0.0% | $297 / Sq Ft |
| 11/22/2020 11/22/20 | For Sale | $949,000 | -- | $297 / Sq Ft |
| 11/21/2020 11/21/20 | Pending | -- | -- | -- |
Source: Emerald Coast Association of REALTORS®
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $1,775,000 | New Title Company Name | |
| Warranty Deed | $949,000 | Emerald Coast Title Svcs Llc | |
| Warranty Deed | $1,195,000 | Southern Escrow & Title Llc |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $1,321,530 | New Conventional | |
| Previous Owner | $548,250 | New Conventional | |
| Previous Owner | $695,000 | Fannie Mae Freddie Mac | |
| Previous Owner | $100,000 | Credit Line Revolving |
Source: Public Records
Similar Homes in the area
Source: Emerald Coast Association of REALTORS®
MLS Number: 967561
APN: 29-2S-21-42970-000-0620
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