Seller's Agent in 2026
Angelica Richardson
First Team Real Estate
(714) 642-4412
19 in this area
49 Total Sales
10 Westcott Ln Ladera Ranch, CA 92694
3
Beds
2.5
Baths
1,700
Sq Ft
2,500
Sq Ft Lot
Highlights
- Spa
- Primary Bedroom Suite
- Clubhouse
- Chaparral Elementary School Rated A
- Open Floorplan
- Contemporary Architecture
About This Home
As of January 2026Lowest priced Single Family Home in Ladera Ranch! Beautifully Updated Ladera Ranch Home with PEX Repipe, Low Mello-Roos & Great Floorplan - Built by Richmond American. Thoughtfully updated and designed for everyday living, this 3-bedroom, 2.5-bath home in the popular Westcott neighborhood offers both comfort and privacy. The entire home has been repiped with PEX piping, giving you long-term reliability and peace of mind. Private steps lead up to the raised lot, where you’ll find a professionally hardscaped front yard with stone pavers and a charming front porch perfect for morning coffee. The park-like yard is surrounded by meticulously maintained shrubs and mature trees, creating a sense of privacy and tranquility. A white picket fence frames the space, offering a welcoming and serene outdoor setting. The neighborhood is known for its lush greenbelts, gazebos, and mature tree-lined streets, creating a warm and inviting community atmosphere. Inside, the functional floorplan stands out with separate living, dining, and family rooms that offer flexible spaces for entertaining, working, or everyday living. The living room features plantation shutters and a cozy fireplace with custom tile and a detailed mantel, while the dining room can easily be used as a private home office or study area. The kitchen includes an island with sink, Cambria quartz countertops, freshly painted cabinets, a newer main sink, a 5-burner range, and a custom tile backsplash, blending style and functionality. Ceiling fans in every room add comfort and efficiency. Upstairs, you’ll find an office nook, a spacious primary suite with walk-in closets and a large en suite featuring a separate soaking tub and a walk-in shower, two additional bedrooms, a laundry room, and two full baths. The home also features a two-car garage with direct access. Shady trees and the elevated lot help keep the home naturally cool and peaceful year-round. Adding to its appeal, this home has one of the lowest Mello-Roos assessments in Ladera Ranch, helping you save on property taxes while enjoying resort-style pools, clubhouses, parks, tennis and pickleball courts, and miles of scenic trails. Timing is everything! Currently, the lowest-priced detached single-family home in Ladera!! This home provides exceptional value, with its great location near award-winning schools and just steps from the West Ridge trail system with views that stretch to the ocean.
Last Agent to Sell the Property
First Team Real Estate Brokerage Phone: 949 466-9785 License #01896924 Listed on: 11/08/2025
Home Details
Home Type
- Single Family
Year Built
- Built in 2002
Lot Details
- 2,500 Sq Ft Lot
- Vinyl Fence
- Wood Fence
- Sprinkler System
- Front Yard
HOA Fees
- $351 Monthly HOA Fees
Parking
- 2 Car Direct Access Garage
- Parking Available
- Two Garage Doors
Property Views
- Park or Greenbelt
- Neighborhood
Home Design
- Contemporary Architecture
- Entry on the 1st floor
- Slab Foundation
Interior Spaces
- 1,700 Sq Ft Home
- 2-Story Property
- Open Floorplan
- Wired For Data
- High Ceiling
- Ceiling Fan
- Recessed Lighting
- Gas Fireplace
- Plantation Shutters
- Family Room
- Living Room with Fireplace
- Dining Room
Kitchen
- Gas Oven
- Gas Cooktop
- Microwave
- Water Line To Refrigerator
- Dishwasher
- Quartz Countertops
- Disposal
Flooring
- Carpet
- Laminate
- Tile
Bedrooms and Bathrooms
- 3 Bedrooms
- All Upper Level Bedrooms
- Primary Bedroom Suite
- Walk-In Closet
- Dual Vanity Sinks in Primary Bathroom
- Soaking Tub
- Bathtub with Shower
- Separate Shower
Laundry
- Laundry Room
- Laundry on upper level
- Washer and Gas Dryer Hookup
Home Security
- Carbon Monoxide Detectors
- Fire and Smoke Detector
Outdoor Features
- Spa
- Enclosed Patio or Porch
- Exterior Lighting
Location
- Suburban Location
Schools
- Chaparral Elementary School
- Ladera Ranch Middle School
- Tesoro High School
Utilities
- Central Heating and Cooling System
- Natural Gas Connected
- Gas Water Heater
- Cable TV Available
Listing and Financial Details
- Tax Lot 82
- Tax Tract Number 15915
- Assessor Parcel Number 75935327
- $1,944 per year additional tax assessments
- Seller Considering Concessions
Community Details
Overview
- Larmac Association, Phone Number (949) 218-0900
- First Service HOA
- Built by Richmond American
- Westcott Subdivision
Amenities
- Picnic Area
- Clubhouse
Recreation
- Tennis Courts
- Pickleball Courts
- Community Playground
- Community Pool
- Community Spa
- Dog Park
- Hiking Trails
- Bike Trail
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Closed on
Nov 20, 2025
Sold by
Chargin John A
Bought by
Elfend Vanessa and Spigonardo Joseph
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$940,000
Interest Rate
5.25%
Mortgage Type
New Conventional
Purchase Details
Closed on
Feb 18, 2022
Sold by
Chargin John A
Bought by
Chargin John A
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$483,000
Interest Rate
3.92%
Mortgage Type
New Conventional
Purchase Details
Closed on
Dec 6, 2017
Sold by
Chargin Lisa
Bought by
Chargin John A
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$512,000
Interest Rate
3.94%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jun 3, 2015
Sold by
Soldati Kathy
Bought by
Soldati Timothy J
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$444,000
Interest Rate
3.62%
Mortgage Type
New Conventional
Purchase Details
Closed on
May 22, 2015
Sold by
Searle Heidi A
Bought by
Chargin John A and Soldati Timothy J
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$444,000
Interest Rate
3.62%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jul 28, 2003
Sold by
Searle Heidi A and Kordic Heidi A
Bought by
Searle Heidi A
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$85,000
Interest Rate
5.13%
Mortgage Type
Credit Line Revolving
Purchase Details
Closed on
Mar 4, 2003
Sold by
Kordic Francis H
Bought by
Kordic Heidi A
Purchase Details
Closed on
Aug 1, 2002
Sold by
Richmond American Homes Of Ca Inc
Bought by
Kordic Francis H and Kordic Heidi
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$274,250
Interest Rate
6.99%
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Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Grant Deed | $1,175,000 | Chicago Title Company | |
| Gift Deed | -- | Lawyers Title | |
| Interfamily Deed Transfer | -- | Lawyers Title | |
| Interfamily Deed Transfer | -- | First American Title Company | |
| Interfamily Deed Transfer | -- | First American Title Company | |
| Grant Deed | $555,000 | First American Title Company | |
| Interfamily Deed Transfer | -- | Ticor Title Company | |
| Interfamily Deed Transfer | $31,000 | First American Title Co | |
| Grant Deed | $343,000 | First American Title Co |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $940,000 | New Conventional | |
| Previous Owner | $483,000 | New Conventional | |
| Previous Owner | $512,000 | New Conventional | |
| Previous Owner | $444,000 | New Conventional | |
| Previous Owner | $85,000 | Credit Line Revolving | |
| Previous Owner | $274,250 | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 01/21/2026 01/21/26 | Sold | $1,175,000 | -2.1% | $691 / Sq Ft |
| 11/20/2025 11/20/25 | Pending | -- | -- | -- |
| 11/08/2025 11/08/25 | For Sale | $1,200,000 | -- | $706 / Sq Ft |
Source: California Regional Multiple Listing Service (CRMLS)
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $9,690 | $784,522 | $541,040 | $243,482 |
| 2024 | $9,690 | $769,140 | $530,432 | $238,708 |
| 2023 | $9,529 | $754,059 | $520,031 | $234,028 |
| 2022 | $8,228 | $628,551 | $400,458 | $228,093 |
| 2021 | $8,108 | $616,227 | $392,606 | $223,621 |
| 2020 | $7,997 | $609,909 | $388,580 | $221,329 |
| 2019 | $8,067 | $597,950 | $380,960 | $216,990 |
| 2018 | $8,006 | $586,226 | $373,490 | $212,736 |
| 2017 | $8,066 | $574,732 | $366,167 | $208,565 |
| 2016 | $7,981 | $563,463 | $358,987 | $204,476 |
| 2015 | $6,416 | $413,137 | $221,907 | $191,230 |
| 2014 | $6,447 | $405,045 | $217,560 | $187,485 |
Source: Public Records
Agents Affiliated with this Home
-
Angelica Richardson
-
Joshua Zollinger
Buyer's Agent in 2026
Joshua Zollinger
HOMZ
(949) 614-0145
32 in this area
67 Total Sales
Map
Source: California Regional Multiple Listing Service (CRMLS)
MLS Number: OC25256701
APN: 759-353-27
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Based on information from California Regional Multiple Listing Service, Inc. and /or other sources. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information
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