NOT LISTED FOR SALE

The Cove 100 Cherry St Unit 702 Floor 7 Panama City, FL 32401

South Panama City Neighborhood

Estimated Value: $297,000 - $317,000

2 Beds
2 Baths
1,250 Sq Ft
1975 Built

Sale Details

Date Sold: December 10, 2025

Last sale price $300,000 $240 Per Sq Ft

Est. 3% increase in value since last sale

Current estimated payment $2,155 / mo

247 Days on Market

Highlights

  • Community Boat Dock
  • Intracoastal View
  • In Ground Pool
  • Access To Intracoastal Waterway
  • Building Security
  • Waterfront

About This Home

As of December 2025

Experience coastal living perfectly situated along the shimmering waters of St Andrews Bay in the heart of Panama City. This waterfront condo offers breathtaking views of the bay, best enjoyed from the expansive and inviting balcony, also a perfect spot to watch the dazzling Fourth of July fireworks or the enchanting annual Christmas boat parade. Inside you'll find a layout featuring 2 bedrooms, each with its own bathroom. The kitchen comes fully equipped with appliances included. Just a short stroll away, you'll find the charm of historic downtown Panama City where restaurants, boutique shopping, a farmers market, coffee shops, and more await.

Last Agent to Sell the Property

Yvette Colona

Coldwell Banker Realty License #SL3405102 Listed on: 02/13/2025

Coldwell Banker Realty

Last Buyer's Agent

Yvette Colona

Coldwell Banker Realty License #SL3405102 Listed on: 02/13/2025

Coldwell Banker Realty

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $5,135

Year Built

  • Built in 1975

Property Views

Home Design

  • Entry on the 7th floor

Interior Spaces

  • Ceiling Fan
  • Living Room
  • Electric Cooktop

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 2 Full Bathrooms

Parking

  • Additional Parking
  • Parking Lot

Outdoor Features

  • In Ground Pool
  • Access To Intracoastal Waterway
  • Balcony

Schools

  • Cherry Street Elementary School
  • Jinks Middle School
  • Bay High School

Additional Features

  • Central Heating and Cooling System

Community Details

Overview

  • Property has a Home Owners Association
  • High-Rise Community
  • Cove Condominium Subdivision

Amenities

  • Community Barbecue Grill
  • Clubhouse

Recreation

  • Community Boat Dock

Security

  • Building Security

Property Details

Home Type

Condominium

Est. Annual Taxes

$5,135

Year Built

Built in 1975

Lot Details

0 Sq Ft Lot

Listing Details

  • Property Type: Residential
  • Year Built: 1975
  • Property Sub Type: Condominium
  • Subdivision Name: Cove Condominium
  • Architectural Style: High Rise
  • Entry Level: 7
  • New Construction: No
  • Property Sub Type Additional: Condominium
  • Special Features: None

Interior Features

  • Appliances: Electric Cooktop
  • Full Bathrooms: 2
  • Total Bedrooms: 2
  • Dining Room Type: Bedroom, Kitchen, Living Room

Exterior Features

  • Pool Features: In Ground, Community
  • View: Bay, Intercoastal
  • View: Yes
  • Waterfront Features: Bayfront, Intracoastal Access
  • Waterfront: Yes
  • Patio And Porch Features: Balcony

Garage/Parking

  • Parking Features: Additional Parking, Parking Lot
  • Garage: No
  • Attached Garage: No

Utilities

  • Utilities: Electricity Available, Sewer Available
  • Security Features: Building Security
  • Cooling: Central Air, Ceiling Fan(s)
  • Heating: Central, Electric
  • Cooling Y N: Yes
  • Heating Yn: Yes

Condo/Co-op/Association

  • Community Features: Barbecue, Clubhouse, Dock, Pool, Community Pool
  • Amenities: Dock, Barbecue
  • Association: Yes

Schools

  • Middle Or Junior School: Jinks

Lot Info

  • Mobile Dim Units: Feet

Multi Family

  • Number Of Units Furnished: None

Tax Info

  • Tax Annual Amount: 5135.0
  • Tax Year: 2024

MLS Schools

  • Elementary School: Cherry Street
  • High School: Bay

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 13, 2025
Closed on
Dec 8, 2025
Sold by
Elke M Mccoy Trust and Mccoy Elke M
Bought by
Seller's Agent
Yvette Colona
Coldwell Banker Realty
Buyer's Agent
Yvette Colona
Coldwell Banker Realty
List Price
$380,000
Sold Price
$300,000
Premium/Discount to List
-$80,000
-21.05%
Views
3894
Current Estimated Value
$308,174

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$8,174
Avg. Annual Appreciation
2.18%
Original Mortgage
$200,000
Outstanding Balance
$198,840
Interest Rate
6.22%
Mortgage Type
New Conventional
Estimated Equity
$106,047

Purchase Details

Listed on
Jun 1, 2023
Closed on
Jun 19, 2023
Sold by
Ware Living Trust
Bought by
Elke M Mccoy Trust
Seller's Agent
Janice Hamm
Coldwell Banker Realty
Buyer's Agent
Non Member
NON-MEMBER OFFICE
List Price
$392,500
Sold Price
$373,450
Premium/Discount to List
-$19,050
-4.85%
Views
23

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-8.48%

Purchase Details

Listed on
Sep 10, 2018
Closed on
Mar 15, 2019
Sold by
Larson George M and Larson Dorothy
Bought by
Ware Charles E and Ware Adelaide
Seller's Agent
Janice Hamm
Coldwell Banker Realty
Buyer's Agent
Janice Hamm
Coldwell Banker Realty
List Price
$249,000
Sold Price
$242,250
Premium/Discount to List
-$6,750
-2.71%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
10.31%

Purchase Details

Listed on
Sep 10, 2018
Closed on
Jan 25, 2019
Sold by
Larson George M and Larson Dorothy
Bought by
The Ware Living Trust
Seller's Agent
Janice Hamm
Coldwell Banker Realty
Buyer's Agent
Janice Hamm
Coldwell Banker Realty
List Price
$249,000
Sold Price
$242,250
Premium/Discount to List
-$6,750
-2.71%

Purchase Details

Closed on
Nov 6, 2007
Sold by
Hall Gary L
Bought by
Larson George M and Larson Dorothy

Purchase Details

Closed on
Oct 10, 2005
Sold by
Mills John D and Seo Deuk Nam
Bought by
Hall Gary L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$253,600
Interest Rate
5.84%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Dec 14, 2001
Sold by
Sherman John Henry
Bought by
Mills John D and Seo Deuk Nam
Source: Public Records

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Agents Specializing in South Panama City, FL

  • Rachel Hibbard Real Estate Agent - Golden Coast Real Estate LLC

    Rachel Hibbard

    Responds Quickly

    Golden Coast Real Estate LLC

    (850) 919-2410

    7 Total Sales

    2 in South Panama City

    $250K - $278K Price Range

    Rachel Hibbard
     Section Image
  • Ross Ticknor Real Estate Agent - Clubbs Real Estate Group LLC

    Ross Ticknor

    Clubbs Real Estate Group LLC

    (850) 918-8516

    10 Total Sales

    1 in South Panama City

    $300,000 Price

    Ross Ticknor
     Section Image
  • Denise Vickers Real Estate Agent - Keller Williams Success Realty

    Denise Vickers

    Keller Williams Success Realty

    (256) 824-9473

    20 Total Sales

    2 in South Panama City

    $160,000 Price Range

    Denise Vickers
     Section Image
  • John Stillwell Real Estate Agent - STILLWELL REAL ESTATE LLC

    John Stillwell

    Responds Quickly

    STILLWELL REAL ESTATE LLC

    (904) 849-2858

    67 Total Sales

    2 in South Panama City

    $356,000 Price Range

    John Stillwell
     Section Image
  • Susan Morrison Real Estate Agent - Anchor Realty Florida

    Susan Morrison

    Anchor Realty Florida

    (850) 818-3257

    123 Total Sales

    10 in South Panama City

    $27K - $643K Price Range

    Susan Morrison
     Section Image
  • Amanda Cialoni Real Estate Agent - Seashore Realty LLC

    Amanda Cialoni

    Seashore Realty LLC

    (850) 788-2793

    91 Total Sales

    1 in South Panama City

    $380,000 Price

    Amanda Cialoni
     Section Image
See All Agents

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$300,000 Sunbelt Title
Elke M Mccoy Trust $373,500 Diamond Title
Ware Charles E -- Cornerstone Title Agency Inc
The Ware Living Trust $242,300 Cornerstone Title Agency Inc
Larson George M $257,000 Diamond Title Agency Inc
Hall Gary L $317,000 Diamond Title Agency Inc
Mills John D $215,000 Diamond Title Agency Inc
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $200,000
Previous Owner Hall Gary L $253,600
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
12/10/2025 12/10/25 Sold $300,000 -2.9% $240 / Sq Ft
10/18/2025 10/18/25 Pending -- -- --
07/10/2025 07/10/25 Price Changed $309,000 -8.8% $247 / Sq Ft
04/09/2025 04/09/25 Price Changed $339,000 -4.0% $271 / Sq Ft
03/10/2025 03/10/25 Price Changed $353,000 -7.1% $282 / Sq Ft
01/24/2025 01/24/25 For Sale $380,000 +1.8% $304 / Sq Ft
06/22/2023 06/22/23 Sold $373,450 -4.9% $299 / Sq Ft View Prior Sale
06/02/2023 06/02/23 Pending -- -- --
06/01/2023 06/01/23 For Sale $392,500 +62.0% $314 / Sq Ft
07/05/2022 07/05/22 Off Market $242,250 -- --
01/25/2019 01/25/19 Sold $242,250 -2.7% $194 / Sq Ft View Prior Sale
12/15/2018 12/15/18 Pending -- -- --
09/09/2018 09/09/18 For Sale $249,000 -- $199 / Sq Ft
Source: Central Panhandle Association of REALTORS®

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,350 $290,663 $290,663
2024 $4,279 $320,238 $320,238
2023 $4,279 $213,180 $0 $280,458
2022 $3,435 $193,800 $0 $193,800
2021 $3,499 $193,800 $0 $193,800
2020 $3,451 $193,800 $0 $193,800
2019 $1,559 $137,275 $0 $137,275
2018 $0 $165,750 $0 $0
2017 $0 $156,825 $0 $0
2016 -- $150,137 $0 $0
2015 -- $136,488 $0 $0
2014 -- $124,080 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Yvette Colona Real Estate Agent - Coldwell Banker Realty

    Seller's Agent in 2025

    Yvette Colona

    Coldwell Banker Realty

    (850) 832-6893

    1 in this area

    25 Total Sales

    Yvette Colona
    Section Image

  • JH

    Seller's Agent in 2023

    Janice Hamm

    Coldwell Banker Realty

    (850) 866-3030

    2 in this area

    24 Total Sales

    Janice Hamm
    Section Image

  • NM

    Buyer's Agent in 2023

    Non Member

    NON-MEMBER OFFICE

See All Agents

About The Cove

Map

Source: Central Panhandle Association of REALTORS®

MLS Number: 767696

Central Panhandle Association of REALTORS®

APN: 25678-702-000

Florida Bay County Panama City 32401 South Panama City

100 Cherry St Unit 702, Panama City, FL

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Central Panhandle Association of REALTORS® IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS.

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