$790,000
PENDING $90K PRICE DROP

Estimated payment $4,731/month

Total Views 13,178
3 Beds
2.5 Baths
2,293 Sq Ft
$345 Price per Sq Ft

Highlights

  • Marina
  • Ocean View
  • Sauna
  • William P. Gorman/Fort Banks Elementary School Rated A-
  • Golf Course Community
  • 2-minute walk to Massa Playground

About This Home

Ideally located just steps from the Winthrop Yacht Club, The Landing, local restaurants, and both Winthrop and Yirrell Beach, this spacious single-family home offers stunning water views and a clear line to Boston’s skyline. The first level features a unique and expansive layout with a formal living and dining room anchored by a double-sided fireplace wrapped in lava-rock, plus two additional rooms perfect for a family room, guest room, or home office. The updated eat-in kitchen includes a convenient half bath with in-unit laundry and plenty of cabinet space with a Wolf Cooktop, Miele dishwasher and newer range. The upstairs offers three spacious bedrooms including an expansive oversized primary bedroom and a large full bath. The basement has an additional full bathroom, ample storage, and opportunity for future equity plays or extra rooms. 100 Cottage has a brand new 200 amp electrical service, new panel, and the perfect floor plan and is only 20 minutes to Seaport, less by ferry.

Listing Agent

The Reference Group

Reference Real Estate Listed on: 07/17/2025

Co-Listing Agent

Seth Williams

Reference Real Estate

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,945

Year Built

  • Built in 1915

Lot Details

  • 4,570 Sq Ft Lot
  • Stone Wall
  • Sprinkler System

Parking

  • 1 Car Attached Garage
  • Tuck Under Parking
  • Off-Street Parking

Property Views

  • Ocean
  • Marina
  • City
  • Scenic Vista

Home Design

  • Contemporary Architecture
  • Frame Construction
  • Shingle Roof
  • Concrete Perimeter Foundation

Interior Spaces

  • 2,293 Sq Ft Home
  • Open Floorplan
  • Skylights
  • Recessed Lighting
  • Decorative Lighting
  • Light Fixtures
  • Bay Window
  • Living Room with Fireplace
  • Dining Room with Fireplace
  • Home Office
  • Sauna

Kitchen

  • Breakfast Bar
  • Range
  • Dishwasher
  • Wolf Appliances
  • Stainless Steel Appliances
  • Kitchen Island
  • Solid Surface Countertops

Flooring

  • Wood
  • Wall to Wall Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary bedroom located on second floor
  • Soaking Tub

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Unfinished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Interior and Exterior Basement Entry
  • Garage Access

Home Security

  • Storm Windows
  • Storm Doors

Outdoor Features

  • Deck
  • Outdoor Storage

Location

  • Property is near public transit
  • Property is near schools

Schools

  • Fort Banks Elementary School
  • Winthrop Middle School
  • Winthrop High School

Utilities

  • Window Unit Cooling System
  • 5 Heating Zones
  • Heating System Uses Natural Gas
  • Baseboard Heating
  • 200+ Amp Service
  • Gas Water Heater
  • High Speed Internet

Listing and Financial Details

  • Assessor Parcel Number M:019 L:030,1420891

Community Details

Overview

  • No Home Owners Association
  • Near Conservation Area

Amenities

  • Shops
  • Coin Laundry

Recreation

  • Marina
  • Golf Course Community
  • Jogging Path

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,945

Year Built

Built in 1915

Lot Details

0

Parking

1

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Architectural Style: Contemporary
  • Year Built: 1915
  • Year Built Details: Actual
  • Year Round: Yes
  • Special Features: None

Interior Features

  • Flooring: Tile, Carpet, Hardwood, Flooring - Wall to Wall Carpet
  • Interior Amenities: Lighting - Overhead, Office, Sauna/Steam/Hot Tub, Internet Available - Broadband
  • Door Features: Storm Door(s)
  • Fireplace Features: Dining Room, Living Room
  • Fireplace YN: Yes
  • Fireplaces: 1
  • Appliances: Gas Water Heater, Range, Dishwasher, Washer, Dryer
  • Total Bedrooms: 3
  • Room Bedroom2 Level: Second
  • Room Bedroom2 Features: Closet, Flooring - Hardwood, Window(s) - Bay/Bow/Box
  • Room Bedroom3 Features: Closet, Flooring - Hardwood, Window(s) - Bay/Bow/Box
  • Room Bedroom3 Level: Second
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 3
  • Main Level Bathrooms: 1
  • Room Master Bedroom Features: Closet, Flooring - Hardwood, Window(s) - Bay/Bow/Box
  • Room Master Bedroom Level: Second
  • Master Bathroom Features: No
  • Bathroom 1 Features: Bathroom - Full
  • Bathroom 1 Level: Basement
  • Bathroom 2 Level: Main,First
  • Bathroom 2 Features: Bathroom - Half, Skylight, Flooring - Stone/Ceramic Tile
  • Bathroom 3 Features: Bathroom - Full, Skylight, Flooring - Stone/Ceramic Tile, Window(s) - Bay/Bow/Box, Jacuzzi / Whirlpool Soaking Tub
  • Bathroom 3 Level: Second
  • Room Dining Room Features: Flooring - Hardwood, Window(s) - Bay/Bow/Box, Lighting - Pendant
  • Room Dining Room Level: Main,First
  • Room Family Room Level: Main,First
  • Room Family Room Features: Flooring - Hardwood, Window(s) - Bay/Bow/Box
  • Room Kitchen Level: Main,First
  • Room Kitchen Features: Bathroom - Half, Flooring - Stone/Ceramic Tile, Window(s) - Bay/Bow/Box, Dining Area, Countertops - Stone/Granite/Solid, Kitchen Island, Breakfast Bar / Nook, Dryer Hookup - Dual, Exterior Access, Open Floorplan, Recessed Lighting, Stainless Steel Appliances, Washer Hookup, Lighting - Overhead
  • Laundry Features: Electric Dryer Hookup, Recessed Lighting, Washer Hookup, First Floor
  • Room Living Room Level: Main,First
  • Room Living Room Features: Closet, Flooring - Hardwood, Window(s) - Bay/Bow/Box, Deck - Exterior, Exterior Access, Open Floorplan, Lighting - Overhead
  • Room Office Level: Main
  • Room Office Features: Flooring - Wall to Wall Carpet, Window(s) - Bay/Bow/Box, Lighting - Overhead
  • Basement: Full, Walk-Out Access, Interior Entry, Garage Access, Unfinished
  • Above Grade Finished Sq Ft: 2293
  • Living Area: 2293
  • Spa YN: No
  • Window Features: Window(s) - Bay/Bow/Box, Storm Window(s)
  • MAIN LO: AN4866
  • Insulation: Partial

Exterior Features

  • Exterior Features: Deck, Storage, Sprinkler System, City View(s), Stone Wall
  • Construction Materials: Frame
  • Foundation Details: Concrete Perimeter
  • Home Warranty YN: No
  • Patio And Porch Features: Deck
  • Road Frontage Type: Public
  • Roof: Shingle
  • View: City View(s), Scenic View(s), City
  • View YN: Yes
  • Waterfront Features: Ocean, 3/10 to 1/2 Mile To Beach, Beach Ownership(Public)
  • Waterfront YN: No
  • Waterview Flag: Yes

Garage/Parking

  • Garage Spaces: 1
  • Attached Garage YN: Yes
  • Carport Y N: No
  • Covered Parking Spaces: 1
  • Garage YN: Yes
  • Parking Features: Attached, Under, Off Street
  • Total Parking Spaces: 2

Utilities

  • Sewer: Public Sewer
  • Utilities: for Gas Range, for Electric Range
  • Cooling: Window Unit(s)
  • Heating: Baseboard, Natural Gas
  • Cooling Y N: Yes
  • Electric: 200+ Amp Service
  • Heating YN: Yes
  • Water Source: Public
  • HEAT ZONES: 5
  • COOLING ZONES: 0

Condo/Co-op/Association

  • Association YN: No
  • Community Features: Public Transportation, Shopping, Walk/Jog Trails, Golf, Laundromat, Conservation Area, Highway Access, House of Worship, Marina, Public School, T-Station
  • Senior Community YN: No

Lot Info

  • Parcel Number: M:019 L:030,1420891
  • Zoning: R
  • Farm Land Area Units: Square Feet
  • Lot Size Acres: 0.1
  • Lot Size Sq Ft: 4570
  • Lot Size Units: Acres
  • Property Attached YN: No

Tax Info

  • Tax Year: 2025
  • Tax Annual Amount: 6945

Multi Family

  • Basement Included Sq Ft: No
  • Waterview: Marina, Ocean

MLS Schools

  • High School: Winthrop
  • Elementary School: Fort Banks
  • Middle Or Junior School: Winthrop

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $6,945 $673,000 $333,100 $339,900
2024 $7,181 $689,200 $320,200 $369,000
2023 $6,582 $615,100 $293,100 $322,000
2022 $5,988 $509,200 $261,800 $247,400
2021 $5,960 $470,000 $233,700 $236,300
2020 $5,931 $470,000 $233,700 $236,300
2019 $5,807 $440,600 $215,400 $225,200
2018 $5,651 $399,100 $184,900 $214,200
2017 $5,219 $362,200 $163,800 $198,400
2016 $5,164 $336,000 $142,400 $193,600
2015 $4,692 $327,200 $138,300 $188,900
2014 $4,700 $301,700 $128,600 $173,100
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
10/25/2025 10/25/25 Pending -- -- --
10/17/2025 10/17/25 Price Changed $790,000 -5.9% $345 / Sq Ft
10/02/2025 10/02/25 Price Changed $839,900 -1.8% $366 / Sq Ft
09/03/2025 09/03/25 Price Changed $854,900 -2.8% $373 / Sq Ft
07/17/2025 07/17/25 For Sale $879,900 -- $384 / Sq Ft
Source: MLS Property Information Network (MLS PIN)

Purchase History

Date Type Sale Price Title Company
Quit Claim Deed -- None Available
Quit Claim Deed -- None Available
Quit Claim Deed -- None Available
Quit Claim Deed -- None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $680,000 New Conventional
Closed $680,000 New Conventional
Source: Public Records

Source: MLS Property Information Network (MLS PIN)

MLS Number: 73406111

MLS Property Information Network (MLS PIN)

APN: WINT-000019-000000-000030