100 Kensington Cir Panama City Beach, FL 32413
Estimated payment $2,892/month
Highlights
- 0.34 Acre Lot
- Contemporary Architecture
- Corner Lot
- J.R. Arnold High School Rated A-
- Attic
- Community Pool
About This Home
**3.625% ASSUMABLE VA LOAN** This beautifully updated home is exceptionally maintained, move-in ready, and packed with thoughtful upgrades. Situated on a spacious .34-acre corner lot in Palmetto Trace, you're just minutes from Pier Park, Frank Brown Park, and the white sand beaches of Panama City Beach. Inside, you'll find 2,351 square feet of living space with a smart split-bedroom layout that offers both comfort and privacy. The primary suite features a large walk-in closet with built-in armoire, a garden tub, separate walk-in shower, bidet toilet, water closet, and generous linen storage. Across the home, two guest bedrooms share a full bath. Two versatile bonus rooms upfront offer endless possibilities - use them as home offices, play or media rooms, or extra guest quarters. The open-concept family room connects to the kitchen and breakfast area, all freshly painted in 2025 and designed for everyday ease and entertaining alike. The kitchen features under-cabinet lighting that brightens prep space and adds a modern touch, while a hidden outlet behind the family room TV and under the couch keeps cords tucked away. Crown moulding adds a polished finish throughout. Step outside to a fully fenced backyard oasis - professionally landscaped in 2025 and enclosed with a newer vinyl privacy fence (2023). The coated sandstone patio features three new fan/light fixtures, a hot/cold outdoor shower, and is already wired for cable and plumbed for gas, making it easy to add your dream outdoor kitchen. Additional updates include a new roof (2024) and new Trane HVAC system (2024). The oversized two-car garage is a true standout with epoxy flooring, multiple storage closets, a dedicated closet for hurricane shutters and the water heater, plus pull-down stairs leading to a large, walkable attic. Located in the golf cart-friendly community of Palmetto Trace, this home sits on a premier corner lot just across from the community pool. With low quarterly HOA dues, sidewalks, pet-friendly walking areas, and access to two resort-style pools, you can truly enjoy the best of coastal living - without ever needing to start the car. See it for yourself today!
Listing Agent
Duran Group
Berkshire Hathaway HomeServices Beach Properties of Florida Listed on: 09/02/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $379
Year Built
- Built in 2007
Lot Details
- 0.34 Acre Lot
- Lot Dimensions are 154x79
- Fenced
- Corner Lot
- Sprinkler System
Parking
- 2 Car Attached Garage
Home Design
- Contemporary Architecture
- Stucco
Interior Spaces
- Crown Molding
- Coffered Ceiling
- Ceiling Fan
- Double Pane Windows
- Family Room
- Tile Flooring
- Pull Down Stairs to Attic
Kitchen
- Breakfast Area or Nook
- Breakfast Bar
- Microwave
- Dishwasher
- Disposal
Bedrooms and Bathrooms
- 3 Bedrooms
- 2 Full Bathrooms
- Soaking Tub
Laundry
- Dryer
- Washer
Home Security
- Smart Thermostat
- Hurricane or Storm Shutters
Outdoor Features
- Outdoor Shower
- Covered Patio or Porch
Schools
- Hutchison Beach Elementary School
- Surfside Middle School
- Arnold High School
Utilities
- Central Air
- Heating Available
Community Details
Overview
- Property has a Home Owners Association
- Association fees include trash
- Palmetto Trace Subdivision
Recreation
- Community Pool
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $325 | $360,828 | -- | -- |
| 2023 | $325 | $350,318 | $0 | $0 |
| 2022 | $289 | $340,115 | $0 | $0 |
| 2021 | $265 | $329,238 | $70,839 | $258,399 |
| 2020 | $3,411 | $299,924 | $58,004 | $241,920 |
| 2019 | $3,130 | $272,325 | $61,778 | $210,547 |
| 2018 | $2,784 | $225,385 | $0 | $0 |
| 2017 | $1,899 | $218,694 | $0 | $0 |
| 2016 | $2,552 | $220,292 | $0 | $0 |
| 2015 | $2,658 | $222,559 | $0 | $0 |
| 2014 | $2,694 | $225,942 | $0 | $0 |
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 09/02/2025 09/02/25 | For Sale | $529,000 | +33.9% | $225 / Sq Ft |
| 04/18/2023 04/18/23 | Off Market | $395,000 | -- | -- |
| 07/17/2020 07/17/20 | Sold | $395,000 | 0.0% | $169 / Sq Ft |
| 05/23/2020 05/23/20 | Pending | -- | -- | -- |
| 05/15/2020 05/15/20 | For Sale | $395,000 | -- | $169 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $395,000 | Bright Line Title Llc | |
| Interfamily Deed Transfer | -- | Attorney | |
| Warranty Deed | $379,700 | None Available | |
| Special Warranty Deed | $459,000 | Residential Cmnty Title Co |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $395,000 | VA | |
| Previous Owner | $293,050 | New Conventional | |
| Previous Owner | $303,852 | Purchase Money Mortgage |
Source: Central Panhandle Association of REALTORS®
MLS Number: 778435
APN: 32738-980-295
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