$709,000
SOLD OCT 21, 2025
Last list price

100 Rocky Point Rd Unit F5 Polson, MT 59860

3 Beds
2 Baths
1,500 Sq Ft
$255/mo HOA Fee

Recently Sold

$473 Per Sq Ft

297 Days on Market

Highlights

  • Marina
  • Boat Dock
  • Gated Community
  • Lake Front
  • Boat Slip
  • Community Lake

About This Home

As of October 2025

Welcome to this beautifully updated 3 bedroom, 2 bathroom condo located on the pristine shores of Flathead Lake, just outside Polson, MT. This 2nd floor unit offers 1,500 sq. ft. of comfortable living space with breathtaking views of the lake and the majestic Mission Mountains. The living room opens to a private deck with stunning water views, featuring recently upgraded decking and railings, along with an automated retractable awning equipped with a motion sensor and remote, creating an ideal space to unwind and soak in the scenery. As part of the property, you’ll enjoy access to a deeded deepwater boat slip, making it an ideal home for lake enthusiasts. The kitchen boasts recently upgraded appliances, paired with refreshed flooring, ceiling fans, and stylish window treatments that enhance the home’s contemporary feel. Additional improvements, such as a new AC system and dryer, make this property truly move-in ready. Set within a gated community, residents enjoy exclusive amenities, including a cutting-edge marina and recreational sports courts. The HOA has invested heavily in the upkeep of the property, with notable upgrades to the decks and roofs that elevate both functionality and curb appeal. Just a short five-minute drive from downtown Polson, this condo combines serene lakeside living with convenient proximity to local attractions.

Last Agent to Sell the Property

Joe Cummings

Engel & Völkers Western Frontier - Missoula License #RRE-BRO-LIC-123486 Listed on: 11/22/2024

Engel & Völkers Western Frontier - Missoula

Last Buyer's Agent

Linda Crofts

Big Sky Brokers, LLC License #RRE-BRO-LIC-16932

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $4,358

Year Built

  • Built in 2002

Lot Details

  • Lake Front
  • Property fronts a county road
  • Landscaped
  • Sprinkler System

HOA Fees

  • $255 Monthly HOA Fees

Property Views

  • Lake
  • City
  • Mountain

Home Design

  • Poured Concrete

Interior Spaces

  • 1,500 Sq Ft Home
  • 1 Fireplace

Kitchen

  • Oven or Range
  • Microwave
  • Dishwasher
  • Trash Compactor

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Laundry

  • Dryer
  • Washer

Parking

  • 2 Carport Spaces
  • Assigned Parking

Outdoor Features

  • Boat Slip
  • Docks
  • Sport Court
  • Deck

Utilities

  • Baseboard Heating
  • Underground Utilities
  • Natural Gas Connected
  • High Speed Internet
  • Phone Available
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 15335032401057605

Community Details

Overview

  • Association fees include common area maintenance, maintenance structure, snow removal
  • Bear Harbor Association
  • Bear Harbor Subdivision
  • Community Parking
  • Community Lake

Recreation

  • Boat Dock
  • Boating
  • Marina
  • Community Basketball Court
  • Outdoor Game Court
  • Snow Removal

Security

  • Gated Community

Property Details

Home Type

Condominium

Est. Annual Taxes

$4,358

Year Built

Built in 2002

Lot Details

0

HOA Fees

$255 per month

Listing Details

  • Property Sub Type: Condominium
  • Property Type: Residential
  • Year Built: 2002
  • Directions: Google maps takes you directly to property.
  • Listing I D: 30036585
  • Horses: No
  • Road Frontage Type: County Road
  • Road Surface Type: Asphalt
  • Water Body Name: Flathead Lake
  • Subdivision Name: Bear Harbor
  • Architectural Style: Other
  • Carport Y N: Yes
  • Garage Yn: No
  • New Construction: No
  • Property Sub Type Additional: Condominium
  • Special Features: VirtualTour

Interior Features

  • Basement: None
  • Appliances: Dryer, Dishwasher, Microwave, Range, Refrigerator, Trash Compactor, Washer
  • Basement YN: No
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplaces: 1
  • Fireplace: Yes
  • Living Area: 1500.0

Exterior Features

  • Exterior Feat.: Boat Slip, Dock, Sport Court
  • Lot Features: Landscaped, Sprinklers In Ground, Views, Level
  • Pool Private: No
  • Topography: Level
  • View: City, Lake, Mountain(s)
  • View: Yes
  • Waterfront Features: Lake, Waterfront
  • Waterfront: Yes
  • Foundation Details: Poured
  • Patio And Porch Features: Deck

Garage/Parking

  • Attached Garage: No
  • Carport Spaces: 2.0
  • Parking Features: Assigned

Utilities

  • Utilities: Cable Available, Electricity Connected, Natural Gas Connected, High Speed Internet Available, Phone Available, Underground Utilities
  • Heating: Baseboard, Electric
  • Laundry Features: Washer Hookup
  • Cooling: Other
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Gated, Lake, Sidewalks
  • Senior Community: No
  • Amenities: Basketball Court, Boat Dock, Marina, Game Court Exterior, Gated, Landscaping, Management, Parking, Boat Slip, Snow Removal
  • Association Fee: 255.0
  • Association Fee Frequency: Monthly
  • Association Name: Bear Harbor
  • Association: Yes

Fee Information

  • Association Fee Includes: Common Area Maintenance, Maintenance Structure, Snow Removal

Lot Info

  • Zoning: Residential
  • Parcel #: 15335032401057605
  • Zoning Description: RZD - Resort

Tax Info

  • Tax Year: 2024
  • Tax Annual Amount: 4358.01

Multi Family

  • Above Grade Finished Area Units: Square Feet

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 22, 2024
Closed on
Oct 20, 2025
Sold by
Luann Giammona C and Luann Giammona M
Bought by
Edward And Eva Tucholski Living Trust and Tucholski
Seller's Agent
Joe Cummings
Engel & Völkers Western Frontier - Missoula
Buyer's Agent
Linda Crofts
Big Sky Brokers, LLC
List Price
$740,000
Views
85

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.20%
Original Mortgage
$517,500
Outstanding Balance
$517,500
Interest Rate
6.5%
Mortgage Type
New Conventional
Estimated Equity
$181,256

Purchase Details

Closed on
Jan 7, 2019
Sold by
Randolph Victoria C
Bought by
Giammona C John and Giammona Luann M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$292,410
Interest Rate
4.8%
Mortgage Type
New Conventional

Purchase Details

Closed on
Mar 14, 2014
Sold by
Woodcock Gerald M
Bought by
Woodcock Victoria C
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed -- Lake County Abstract & Title
Warranty Deed -- None Available
Interfamily Deed Transfer -- None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $517,500 New Conventional
Previous Owner $292,410 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
10/21/2025 10/21/25 Sold -- -- --
08/10/2025 08/10/25 Price Changed $709,000 -2.7% $473 / Sq Ft
06/27/2025 06/27/25 Price Changed $729,000 -1.5% $486 / Sq Ft
03/01/2025 03/01/25 For Sale $740,000 0.0% $493 / Sq Ft
12/31/2024 12/31/24 Off Market -- -- --
11/22/2024 11/22/24 For Sale $740,000 -- $493 / Sq Ft
Source: Montana Regional MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,716 $676,697 $0 $0
2024 $4,358 $531,000 $0 $0
2023 $4,055 $531,000 $0 $0
2022 $3,047 $333,400 $0 $0
2021 $3,174 $333,400 $0 $0
2020 $3,266 $325,100 $0 $0
2019 $3,308 $325,100 $0 $0
2018 $3,179 $315,300 $0 $0
2017 $2,947 $315,300 $0 $0
2016 $2,706 $274,000 $0 $0
2015 $2,606 $274,000 $0 $0
2014 -- $253,552 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
See All Agents

Map

Source: Montana Regional MLS

MLS Number: 30036585

Montana Regional MLS

APN: 15-3350-32-4-01-05-7605