NOT LISTED FOR SALE

Estimated Value: $725,000 - $1,044,000

2 Beds
2 Baths
1,012 Sq Ft
$799/Sq Ft Est. Value

About This Home

This home is located at 1004 Sumner St, Santa Cruz, CA 95062 and is currently estimated at $808,900, approximately $799 per square foot. 1004 Sumner St is a home located in Santa Cruz County with nearby schools including De Laveaga Elementary School, Mission Hill Middle School, and Harbor High School.

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Feb 4, 2025
Sold by
Prouty William A and Prouty Karen
Bought by
Mingay Natasha
Current Estimated Value
$798,336

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$639,000
Outstanding Balance
$636,272
Interest Rate
6.85%
Mortgage Type
Seller Take Back
Estimated Equity
$172,628

Purchase Details

Closed on
Jun 29, 2018
Sold by
Prouty William A and Prouty Karen
Bought by
Prouty William A and Prouty Karen L

Purchase Details

Closed on
Nov 22, 2010
Sold by
Wells Fargo Bank Na
Bought by
Prouty William A and Prouty Karen

Purchase Details

Closed on
Aug 30, 2010
Sold by
Wade Kelly L
Bought by
Wells Fargo Bank Na

Purchase Details

Closed on
Oct 10, 2007
Sold by
Wade Kelly L
Bought by
Monterey Bay Mtg 401 K Profit Sharing

Purchase Details

Closed on
Jan 10, 2007
Sold by
Wade Kelly L
Bought by
Wade Kelly L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$51,000
Interest Rate
6.09%
Mortgage Type
New Conventional

Purchase Details

Closed on
Mar 18, 2005
Sold by
Wade Kyle
Bought by
Wade Kelly L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$500,000
Interest Rate
5.61%
Mortgage Type
Stand Alone First

Purchase Details

Closed on
Mar 2, 2005
Sold by
Davis Harriet A and Davis Revocable Livi Harriet A
Bought by
Wade Kelly L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$500,000
Interest Rate
5.61%
Mortgage Type
Stand Alone First

Purchase Details

Closed on
Sep 29, 1998
Sold by
Davis Harriet A
Bought by
Davis Harriet A and The Harriet A Davis Revocable

Purchase Details

Closed on
Jun 24, 1998
Sold by
Davis Harriet A
Bought by
Davis Harriet A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$165,000
Interest Rate
7.03%

Purchase Details

Closed on
Aug 10, 1994
Sold by
Davis Harriet A
Bought by
Davis Harriet A and Davis Revocable Livi Harriet A
Source: Public Records

Range of Values:

Collateral Analytics

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ICE

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First American

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Quantarium

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Mingay Natasha $710,000 First American Title Company
Prouty William A -- None Available
Prouty William A $400,000 Fidelity National Title Co
Wells Fargo Bank Na $346,431 Accommodation
Monterey Bay Mtg 401 K Profit Sharing -- First American Title Company
Wade Kelly L -- First American Title Company
Wade Kelly L -- Santa Cruz Title Company
Wade Kelly L $625,000 --
Davis Harriet A -- --
Davis Harriet A -- First American Title Co
Davis Harriet A -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Mingay Natasha $639,000
Previous Owner Wade Kelly L $51,000
Previous Owner Wade Kelly L $500,000
Previous Owner Davis Harriet A $100,000
Previous Owner Davis Harriet A $50,000
Previous Owner Davis Harriet A $165,000
Source: Public Records

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,893 $512,471 $358,730 $153,741
2023 $5,824 $492,571 $344,800 $147,771
2022 $5,761 $482,913 $338,039 $144,874
2021 $5,645 $473,444 $331,411 $142,033
2020 $5,602 $468,590 $328,013 $140,577
2019 $5,476 $459,402 $321,581 $137,821
2018 $5,416 $450,394 $315,276 $135,118
2017 $5,349 $441,564 $309,095 $132,469
2016 $5,062 $432,906 $303,034 $129,872
2015 $4,898 $426,403 $298,482 $127,921
2014 $4,818 $418,050 $292,635 $125,415
Source: Public Records

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