$939,900

10047 Cove Pointe Rd Brainerd, MN 56401

Estimated payment $5,758/month

Total Views 6,847
4 Beds
2.5 Baths
3,289 Sq Ft
$286 Price per Sq Ft

Highlights

  • 300 Feet of Waterfront
  • Beach Access
  • 44,431 Sq Ft lot
  • Lowell Elementary School Rated A-
  • Lake View
  • Deck

About This Home

Architecturally striking retreat on Gilbert Lake, just minutes from downtown Brainerd! Nestled on 300 feet of pristine shoreline, this stunning two-story home offers 4 bedrooms, 3 bathrooms, and a 2-car garage. The expansive primary suite spans the entire upper level, featuring a cozy reading nook, a flex space perfect for an office or second living area, and a private screened balcony with panoramic lake views. The main floor impresses with vaulted ceilings and a dramatic 14-foot granite fireplace, while the walkout lower level includes three additional bedrooms and a spacious family room that opens directly to the lake. With lake frontage on both sides of the peninsula, you’ll enjoy serene sunrises from the dock and unforgettable sunsets from the west-facing stone patio with a private fire pit. Tucked at the end of a quiet road, this home offers rare privacy while still being just minutes from top-tier golf, shopping, dining, medical facilities, and everything the lakes area has to offer. A 160 SF timber-frame outbuilding adds flexible space for storing lake toys, gardening tools, or creating a game room. New well drilled in 2024. Dock, boat lift, and furnishings are negotiable.

Listing Agent

Ryan Haagenson

RE/MAX Results Listed on: 06/03/2025

RE/MAX Results

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,268

Year Built

  • Built in 1989

Lot Details

  • 1.02 Acre Lot
  • 300 Feet of Waterfront
  • Lake Front
  • Cul-De-Sac
  • Street terminates at a dead end

Parking

  • 2 Car Attached Garage
  • Tuck Under Garage
  • Insulated Garage
  • Garage Door Opener

Home Design

  • Pitched Roof
  • Rubber Roof

Interior Spaces

  • 2-Story Property
  • Wood Burning Fireplace
  • Stone Fireplace
  • Family Room with Fireplace
  • Living Room
  • Home Office
  • Loft
  • Lake Views

Kitchen

  • Cooktop
  • Microwave
  • Freezer
  • Dishwasher
  • The kitchen features windows

Bedrooms and Bathrooms

  • 4 Bedrooms

Laundry

  • Dryer
  • Washer

Finished Basement

  • Basement Fills Entire Space Under The House
  • Natural lighting in basement

Outdoor Features

  • Beach Access
  • Deck

Utilities

  • Baseboard Heating
  • Hot Water Heating System
  • Boiler Heating System
  • 200+ Amp Service
  • Iron Water Filter
  • Well
  • Drilled Well

Community Details

  • No Home Owners Association
  • Cove Pointe Subdivision

Listing and Financial Details

  • Assessor Parcel Number 99270530

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,268

Year Built

Built in 1989

Lot Details

0

Parking

2

Listing Details

  • Type: Residential
  • Property Subtype 1: Single Family Residence
  • Cooling System: Ductless Mini-Split
  • Garage Spaces: 2
  • Accessibility Features: None
  • Fireplaces: 1
  • Water Source: Submersible - 4 Inch, Drilled, Well
  • Year Built: 1989
  • Above Grade Finished Sq Ft: 2209
  • Water Body Name: Gilbert
  • Unit Levels: Two
  • New Construction: No
  • FractionalOwnershipYN: No
  • Rental License?: No
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Basement: Daylight/Lookout Windows, Finished, Full
  • Appliances: Cooktop, Dishwasher, Dryer, Freezer, Iron Filter, Microwave, Range, Refrigerator, Washer, Water Softener Rented
  • Fireplace Features: Family Room, Stone, Wood Burning
  • Living Area: 3289
  • Below Grade Finished Sq Ft: 1080
  • Basement YN: Yes
  • Dining Room Type: Living Room, Dining Room, Family Room, Kitchen, Bedroom 1, Bedroom 2, Bedroom 3, Bedroom 4, Office, Loft, Other Room

Beds/Baths

  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 4

Exterior Features

  • Roof: Shake, Age Over 8 Years, Asphalt, Pitched, Rubber
  • Fencing: None
  • View: East, Lake, Panoramic, West
  • Other Structures: Storage Shed
  • PatioPorchType: Deck
  • Lake Acres: 356
  • Lake Bottom: Hard
  • LakeChain: N
  • Elevation Highpoint to Waterfront Feet: 15-26
  • Waterfront Frontage: 300

Garage/Parking

  • Parking Features: Attached Garage, Asphalt, Electric Vehicle Charging Station(s), Garage Door Opener, Insulated Garage, Tuckunder Garage
  • Garage Square Feet: 610

Utilities

  • Heating: Baseboard, Boiler, Hot Water
  • Sewer: Private Sewer, Tank with Drainage Field
  • Electric: Circuit Breakers, 200+ Amp Service
  • Fuel: Natural Gas

Condo/Co-op/Association

  • Association: No
  • Amenities Unit: Ceiling Fan(s),Deck,Dock,Hardwood Floors,Kitchen Center Island,Kitchen Window,Primary Bedroom Walk-In Closet,Patio,Panoramic View,Skylight,Vaulted Ceiling(s),Washer/Dryer Hookup,Walk-In Closet

Schools

  • Junior High Dist: Brainerd
  • SchoolDistrictNumber: 181
  • SchoolDistrictPhone: 218-454-6900

Lot Info

  • Waterfront YN: Yes
  • PropertyAttachedYN: No
  • Lot Size: IRR
  • Lot Size Sq Ft: 44431.2
  • Land Lease: No
  • Lot Features: Accessible Shoreline, Many Trees
  • Additional Parcels: No
  • Zoning Description: Residential-Single Family
  • AssessmentPending: No
  • Yearly/Seasonal: Yearly

Building Info

  • Construction Materials: Wood Siding

Tax Info

  • Tax Year: 2024
  • Assessor Parcel Number: 99270530
  • Tax Annual Amount: 6268
  • TaxWithAssessments: 6268.0000

Multi Family

  • WaterfrontFeatures: Lake Front, Lake View

Map

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $6,128 $925,400 $320,700 $604,700
2023 $6,260 $962,300 $378,800 $583,500
2022 $4,796 $899,100 $287,300 $611,800
2021 $4,674 $562,100 $195,000 $367,100
2020 $4,684 $524,300 $183,400 $340,900
2019 $4,370 $519,700 $183,400 $336,300
2018 $3,942 $491,400 $190,100 $301,300
2017 $3,878 $478,900 $190,000 $288,900
2016 $3,938 $472,600 $187,500 $285,100
2015 $3,776 $440,000 $190,200 $249,800
2014 $1,746 $425,900 $176,700 $249,200
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/03/2025 06/03/25 For Sale $939,900 -- $286 / Sq Ft
Source: NorthstarMLS

Purchase History

Date Type Sale Price Title Company
Grant Deed $620,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $300,000 Credit Line Revolving
Source: Public Records

Similar Homes in the area

  • 3520 Royal Lytham Ct, Brainerd, MN 56401

    $949,900

    • 5 Beds
    • 4 Baths
    • 3,158 Sq Ft
    • 3520 Royal Lytham Ct
    • Brainerd, MN

    Live on the Lehman at Craguns Resort! This recently finished home is fully furnished at the Cragun's Development and you can make this your full-time residence or enter it into the Cragun's Rental Program. If you've thought about doing a vacation rental, we just made it an easy decision for you with our $60,000 rental guarantee. This home has been carefully designed so the main level includes

    William Roemer First Impressions Home Group

    Section Image
  • 15284 Beaver Dam Rd, Brainerd, MN 56401

    $799,900

    • 4 Beds
    • 2.5 Baths
    • 3,287 Sq Ft
    • 15284 Beaver Dam Rd
    • Brainerd, MN

    Don't miss this executive Brainerd home with a 120x60 shop and a detached over sized 2+ car garage (24 x 48), all nicely situated on 4.5 acres within the Brainerd city limits. Home features four bedrooms, three baths, an open floor plan, screened in porch, hardwood floors throughout, large deck overlooking your private backyard. The huge shop is fully finished with separate septic and well,

    Chad Schwendeman eXp Realty

    Section Image
  • 16524 Piper Ln, Baxter, MN 56401

    $749,000

    • 5 Beds
    • 3.5 Baths
    • 4,514 Sq Ft
    • 16524 Piper Ln
    • Baxter, MN

    Welcome to your dream home! This modern living 5-bedroom, 4-bathroom home was built in 2022. Located on a private road, this property sits on a spacious 2.7-acre lot where you own half of the cul-de-sac. The kitchen features top-of-the-line stainless steel appliances with gas stove and double oven, corner pantry, granite countertops and a spacious island. Fitness enthusiasts will love the indoor

    Jenny Foote Dane Arthur Real Estate Agency-Crosslake

    Section Image
  • 18063 Bernard Trail, Brainerd, MN 56401

    $799,900

    • 3 Beds
    • 2 Baths
    • 1,820 Sq Ft
    • 18063 Bernard Trail
    • Brainerd, MN

    Lakefront Living at Its Finest!Enjoy fabulous sunsets and a sandy beach with level elevation on the sought-after south shore of North Long Lake! This year-round home is packed with upgrades, including two fireplaces, stamped concrete patio and sidewalks, steel siding, and an insulated, heated garage.Hosting guests? The charming bunkhouse comfortably sleeps four with two queen beds—perfect for

    Joe Laudenbach Keller Williams Realty Professionals

    Section Image
  • 5301 Pine Beach Rd, Brainerd, MN 56401

    $799,900

    • 4 Beds
    • 3 Baths
    • 3,541 Sq Ft
    • 5301 Pine Beach Rd
    • Brainerd, MN

    Introducing 5301 Pine Beach Road on Red Sand Lake with 1.41 acres and 150 feet of level and sandy shoreline. You will love this 4 bedroom, 3 bathroom up north lake home all on 1 level. Home features hardwood with vaulted tongue and groove kitchen and living room ceilings. Tremendous lake views from the primary bedroom, kitchen and 4 season sun room. Home features 3 stall attached and heated

    Rodney Windjue Northland Sotheby's International Realty

    Section Image
  • 6068 Birchdale Rd, Brainerd, MN 56401

    $759,900

    • 3 Beds
    • 2 Baths
    • 1,836 Sq Ft
    • 6068 Birchdale Rd
    • Brainerd, MN

    Discover the perfect blend of tranquility and functionality with this beautifully maintained lake front property on the shores of North Long Lake in Brainerd. Nestled on a level lot, this exceptional retreat is coming to you turnkey and features a charming 1 bed 1 bath main home offering cozy comfort and panoramic lake views. Step outside and enjoy the views on your private patio, take a few

    Christopher Cullen Coldwell Banker Realty

    Section Image
  • 16460 Sanctuary Way, Brainerd, MN 56401

    $719,900

    • 4 Beds
    • 2.5 Baths
    • 2,614 Sq Ft
    • 16460 Sanctuary Way
    • Brainerd, MN

    Welcome to your dream home! – a custom-built executive home on a tranquil 2.5+ acre cul-de-sac lot. Enjoy the convenience of single-level living in this stunning 2,600+ sq ft, 4-bed, 3-bath residence, featuring an expansive 3-stall garage and a flex room perfect for an office, den, or workout space.The spacious open-concept floor plan boasts high-end finishes, including 8' interior doors, 9'

    Chad Schwendeman eXp Realty

    Section Image
  • 11857 Maplewood Dr, Brainerd, MN 56401

    $949,900

    • 6 Beds
    • 4 Baths
    • 4,604 Sq Ft
    • 11857 Maplewood Dr
    • Brainerd, MN

    Welcome to this impeccably maintained and professionally designed East Gull Lake home! Surrounded by scenic walking paths that connect you to nearby resorts, world-class golf courses, and fine dining, this home blends luxury living with outdoor adventure. The beautifully landscaped and private yard features multiple fire pits, a children’s play area, a well-appointed garden, and a natural pond

    Shanna Perez-Davis LPT Realty, LLC

    Section Image
  • 1545 Maplewood Ridge Rd, Brainerd, MN 56401

    $769,999

    • 3 Beds
    • 2 Baths
    • 2,392 Sq Ft
    • 1545 Maplewood Ridge Rd
    • Brainerd, MN

    Step into refined elegance with this beautifully crafted 3-bedroom + office/exercise room, 2-bath home offering 2,392 sq ft of thoughtfully designed living space. Set on a 2.5-acre lot, this property blends luxury and function in a highly sought-after location.The heart of the home features a gourmet kitchen complete with Cambria quartz countertops, dual KitchenAid ovens, a 3-drawer fridge, wine

    Julia Loken Northland Sotheby's International Realty

    Section Image

Source: NorthstarMLS

MLS Number: 6732333

NorthstarMLS

APN: 991990010060009