$995,000

10047 Cove Pointe Rd Brainerd, MN 56401

Estimated payment $6,038/month

Total Views 11,616
4 Beds
2.5 Baths
3,289 Sq Ft
$303 Price per Sq Ft

Highlights

  • 300 Feet of Waterfront
  • Beach Access
  • Deck
  • Lowell Elementary School Rated A-
  • Lake View
  • Loft

About This Home

Architecturally stunning home on Gilbert Lake just minutes from downtown Brainerd! This two-story retreat features 4 bedrooms, 3 bathrooms, and a 2-car garage, set on 300 feet of pristine lake shore. The expansive primary suite encompasses the entire top floor, complete with a cozy reading nook, office or second living space, and a private screened balcony offering breathtaking lake views. The main floor boasts soaring vaulted ceilings and an incredible 14-foot granite fireplace, while the walkout lower level hosts three additional bedrooms and a spacious living area leading directly to the water, With frontage on both sides of the peninsula, you can unwind on the west-facing stone patio with a private fire pit for stunning sunsets or start your day dockside to the east with a peaceful sunrise. Enjoy the perfect blend of end-of-road privacy while being just minutes from world class golf, shopping, restaurants, the hospital, and all the lakes area has to offer. A 160 SF timber-frame outbuilding provides versatile space for lake toy storage, a gardening shed, or a game room for kids. New well drilled in 2024. Dock, boat lift, and furniture are all negotiable.

Listing Agent

Ryan Haagenson

RE/MAX Results

RE/MAX Results

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,268

Year Built

  • Built in 1989

Lot Details

  • 1.02 Acre Lot
  • 300 Feet of Waterfront
  • Lake Front
  • Cul-De-Sac
  • Street terminates at a dead end

Parking

  • 2 Car Attached Garage
  • Tuck Under Garage
  • Insulated Garage
  • Garage Door Opener

Home Design

  • Pitched Roof
  • Rubber Roof

Interior Spaces

  • 2-Story Property
  • Wood Burning Fireplace
  • Stone Fireplace
  • Family Room with Fireplace
  • Living Room
  • Home Office
  • Loft
  • Lake Views

Kitchen

  • Cooktop
  • Microwave
  • Freezer
  • Dishwasher
  • The kitchen features windows

Bedrooms and Bathrooms

  • 4 Bedrooms

Laundry

  • Dryer
  • Washer

Finished Basement

  • Basement Fills Entire Space Under The House
  • Natural lighting in basement

Outdoor Features

  • Beach Access
  • Deck

Utilities

  • Baseboard Heating
  • Hot Water Heating System
  • Boiler Heating System
  • 200+ Amp Service
  • Iron Water Filter
  • Well
  • Drilled Well

Community Details

  • No Home Owners Association
  • Cove Pointe Subdivision

Listing and Financial Details

  • Assessor Parcel Number 99270530

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,268

Year Built

Built in 1989

Lot Details

0

Parking

2

Listing Details

  • Type: Residential
  • Property Subtype 1: Single Family Residence
  • Cooling System: Ductless Mini-Split
  • Garage Spaces: 2
  • Accessibility Features: None
  • Fireplaces: 1
  • Water Source: Submersible - 4 Inch, Drilled, Well
  • Year Built: 1989
  • Above Grade Finished Sq Ft: 2209
  • Water Body Name: Gilbert
  • Unit Levels: Two
  • New Construction: No
  • FractionalOwnershipYN: No
  • Rental License?: No
  • InternetOptions: Cable,Fiber Optic
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Basement: Daylight/Lookout Windows, Finished, Full
  • Appliances: Cooktop, Dishwasher, Dryer, Freezer, Iron Filter, Microwave, Range, Refrigerator, Washer, Water Softener Rented
  • Fireplace Features: Family Room, Stone, Wood Burning
  • Living Area: 3289
  • Fireplace: Yes
  • Below Grade Finished Sq Ft: 1080
  • Basement YN: Yes
  • Dining Room Type: Living Room, Dining Room, Family Room, Kitchen, Bedroom 1, Bedroom 2, Bedroom 3, Bedroom 4, Office, Loft, Other Room

Beds/Baths

  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 4

Exterior Features

  • Roof: Shake, Age Over 8 Years, Asphalt, Pitched, Rubber
  • Fencing: None
  • View: East, Lake, Panoramic, West
  • Other Structures: Storage Shed
  • PatioPorchType: Deck
  • Lake Acres: 356
  • Lake Bottom: Hard
  • LakeChain: N
  • Elevation Highpoint to Waterfront Feet: 15-26
  • Waterfront Frontage: 300

Garage/Parking

  • Parking Features: Attached Garage, Asphalt, Electric Vehicle Charging Station(s), Garage Door Opener, Insulated Garage, Tuckunder Garage
  • Garage Square Feet: 610

Utilities

  • Heating: Baseboard, Boiler, Hot Water
  • Sewer: Private Sewer, Tank with Drainage Field
  • Electric: Circuit Breakers, 200+ Amp Service
  • Fuel: Natural Gas

Condo/Co-op/Association

  • Association: No
  • Amenities Unit: Ceiling Fan(s),Deck,Dock,Hardwood Floors,Kitchen Center Island,Kitchen Window,Primary Bedroom Walk-In Closet,Patio,Panoramic View,Skylight,Vaulted Ceiling(s),Washer/Dryer Hookup,Walk-In Closet

Schools

  • Junior High Dist: Brainerd
  • SchoolDistrictNumber: 181
  • SchoolDistrictPhone: 218-454-6900

Lot Info

  • Waterfront YN: Yes
  • PropertyAttachedYN: No
  • Lot Size: IRR
  • Lot Size Sq Ft: 44431.2
  • Land Lease: No
  • Lot Features: Accessible Shoreline, Tree Coverage - Medium
  • Additional Parcels: No
  • Zoning Description: Residential-Single Family
  • ResoLotSizeUnits: Acres
  • AssessmentPending: No
  • Yearly/Seasonal: Yearly

Building Info

  • Construction Materials: Wood Siding

Tax Info

  • Tax Year: 2024
  • Assessor Parcel Number: 99270530
  • Tax Annual Amount: 6268
  • TaxWithAssessments: 6268.0000

Multi Family

  • WaterfrontFeatures: Lake Front, Lake View

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $6,128 $925,400 $320,700 $604,700
2023 $6,260 $962,300 $378,800 $583,500
2022 $4,796 $899,100 $287,300 $611,800
2021 $4,674 $562,100 $195,000 $367,100
2020 $4,684 $524,300 $183,400 $340,900
2019 $4,370 $519,700 $183,400 $336,300
2018 $3,942 $491,400 $190,100 $301,300
2017 $3,878 $478,900 $190,000 $288,900
2016 $3,938 $472,600 $187,500 $285,100
2015 $3,776 $440,000 $190,200 $249,800
2014 $1,746 $425,900 $176,700 $249,200
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
04/01/2025 04/01/25 Price Changed $995,000 -9.5% $303 / Sq Ft
03/08/2025 03/08/25 For Sale $1,099,900 +77.4% $334 / Sq Ft
09/13/2019 09/13/19 Sold $620,000 -6.0% $188 / Sq Ft
07/30/2019 07/30/19 Pending -- -- --
06/27/2019 06/27/19 For Sale $659,900 -- $200 / Sq Ft
Source: NorthstarMLS

Deed History

Date Type Sale Price Title Company
Grant Deed $620,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $300,000 Credit Line Revolving
Source: Public Records

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Source: NorthstarMLS

MLS Number: 6680302

NorthstarMLS

APN: 991990010060009