10047 Cove Pointe Rd Brainerd, MN 56401
Estimated payment $5,075/month
Highlights
- 300 Feet of Waterfront
- Beach Access
- 44,431 Sq Ft lot
- Lowell Elementary School Rated A-
- Lake View
- Deck
About This Home
Architecturally striking retreat on Gilbert Lake, just minutes from downtown Brainerd! Nestled on 300 feet of pristine shoreline, this stunning two-story home offers 4 bedrooms, 3 bathrooms, and a 2-car garage. The expansive primary suite spans the entire upper level, featuring a cozy reading nook, a flex space perfect for an office or second living area, and a private screened balcony with panoramic lake views. The main floor impresses with vaulted ceilings and a dramatic 14-foot granite fireplace, while the walkout lower level includes three additional bedrooms and a spacious family room that opens directly to the lake. With lake frontage on both sides of the peninsula, you’ll enjoy serene sunrises from the dock and unforgettable sunsets from the west-facing stone patio with a private fire pit. Tucked at the end of a quiet road, this home offers rare privacy while still being just minutes from top-tier golf, shopping, dining, medical facilities, and everything the lakes area has to offer. A 160 SF timber-frame outbuilding adds flexible space for storing lake toys, gardening tools, or creating a game room. New well drilled in 2024. Dock, boat lift, and furnishings are negotiable.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $6,268
Year Built
- Built in 1989
Lot Details
- 1.02 Acre Lot
- 300 Feet of Waterfront
- Lake Front
- Cul-De-Sac
- Street terminates at a dead end
- Many Trees
Parking
- 2 Car Attached Garage
- Electric Vehicle Home Charger
- Tuck Under Garage
- Insulated Garage
- Garage Door Opener
Home Design
- Pitched Roof
- Rubber Roof
- Wood Siding
Interior Spaces
- 2-Story Property
- Vaulted Ceiling
- Wood Burning Fireplace
- Stone Fireplace
- Family Room with Fireplace
- Living Room
- Dining Room
- Home Office
- Loft
- Lake Views
Kitchen
- Cooktop
- Microwave
- Freezer
- Dishwasher
- The kitchen features windows
Bedrooms and Bathrooms
- 4 Bedrooms
Laundry
- Dryer
- Washer
Finished Basement
- Basement Fills Entire Space Under The House
- Natural lighting in basement
Outdoor Features
- Beach Access
- Deck
Utilities
- Mini Split Air Conditioners
- Baseboard Heating
- Hot Water Heating System
- Boiler Heating System
- 200+ Amp Service
- Iron Water Filter
- Well
- Drilled Well
- Water Softener Leased
Community Details
- No Home Owners Association
- Cove Pointe Subdivision
Listing and Financial Details
- Assessor Parcel Number 99270530
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $6,128 | $989,900 | $403,700 | $586,200 |
| 2024 | $6,128 | $925,400 | $320,700 | $604,700 |
| 2023 | $6,260 | $962,300 | $378,800 | $583,500 |
| 2022 | $4,796 | $899,100 | $287,300 | $611,800 |
| 2021 | $4,674 | $562,100 | $195,000 | $367,100 |
| 2020 | $4,684 | $524,300 | $183,400 | $340,900 |
| 2019 | $4,370 | $519,700 | $183,400 | $336,300 |
| 2018 | $3,942 | $491,400 | $190,100 | $301,300 |
| 2017 | $3,878 | $478,900 | $190,000 | $288,900 |
| 2016 | $3,938 | $472,600 | $187,500 | $285,100 |
| 2015 | $3,776 | $440,000 | $190,200 | $249,800 |
| 2014 | $1,746 | $425,900 | $176,700 | $249,200 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 07/26/2025 07/26/25 | Price Changed | $869,900 | -2.8% | $264 / Sq Ft |
| 06/24/2025 06/24/25 | Price Changed | $895,000 | -4.8% | $272 / Sq Ft |
| 06/03/2025 06/03/25 | For Sale | $939,900 | -- | $286 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Grant Deed | $620,000 | -- |
Source: NorthstarMLS
MLS Number: 6732333
APN: 991990010060009
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