$869,900

10047 Cove Pointe Rd Brainerd, MN 56401

Estimated payment $5,138/month

Total Views 82,656
4 Beds
2.5 Baths
3,289 Sq Ft
$264 Price per Sq Ft

Highlights

  • 300 Feet of Waterfront
  • Beach Access
  • Deck
  • Lowell Elementary School Rated A-
  • Island Location
  • Vaulted Ceiling

About This Home

Welcome to an exceptional lakeside retreat - where thoughtful architectural design meets lake living. You’ll be sure to appreciate the intentional craftsmanship and a layout designed to maximize the stunning views and beauty that surrounds this property. Situated on Cove Pointe of Gilbert Lake, this property offers waterfront on both sides of the peninsula totaling 300 feet. The spacious living room features 14 foot vaulted ceilings and a statement wood burning fireplace. The kitchen features a large center island, a breakfast nook with the best views of the lake, and easy access to the two-tier deck. The expansive primary suite spans the entire upper level and features a reading nook, walk-in closet, full bath and a flex room perfect for a home office, extra living space or a bunk room! Enjoy your morning coffee and a book in the private second story screened porch. 3 bedrooms, a wet bar and a flex room round out the lower level with a walk out to the lakeside. This property allows you to enjoy both stunning sunrises over the lake and breathtaking sunsets from your stone patio with private fire pit. This property is a true gem that offers private lake living and yet located just minutes from all of Brainerd and Baxters’ conveniences! Meticulously maintained and tastefully designed, this is not just a lake home, but a lifestyle defined by connection, relaxation and year round recreation!

Listing Agent

Alyssa Sharpe

RE/MAX Results - Nisswa Listed on: 04/10/2026

RE/MAX Results - Nisswa

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,315

Year Built

  • Built in 1989

Lot Details

  • 300 Feet of Waterfront
  • Lake Front
  • Cul-De-Sac
  • Street terminates at a dead end
  • Few Trees
  • Zoning described as Shoreline,Residential-Single Family

Parking

  • 2 Car Attached Garage
  • Tuck Under Garage

Interior Spaces

  • 2-Story Property
  • Vaulted Ceiling
  • Wood Burning Fireplace
  • Stone Fireplace
  • Living Room with Fireplace

Kitchen

  • Breakfast Area or Nook
  • Cooktop
  • Microwave
  • Dishwasher
  • The kitchen features windows

Bedrooms and Bathrooms

  • 4 Bedrooms

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Finished Basement

  • Walk-Out Basement
  • Block Basement Construction
  • Basement Window Egress

Outdoor Features

  • Beach Access
  • Deck
  • Screened Patio
  • Porch

Location

  • Island Location

Utilities

  • Mini Split Air Conditioners
  • Baseboard Heating
  • Hot Water Heating System
  • Boiler Heating System
  • 200+ Amp Service
  • Iron Water Filter
  • Well
  • Drilled Well
  • Water Softener Leased
  • Septic System

Community Details

  • No Home Owners Association
  • Cove Pointe Subdivision

Listing and Financial Details

  • Assessor Parcel Number 99270530

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,315

Year Built

Built in 1989

Lot Details

1.03 Acres

Parking

2

Listing Details

  • Type: Residential
  • Property Subtype 1: Single Family
  • Cooling System: Ductless Mini-Split
  • Garage Spaces: 2
  • Accessibility Features: None
  • Fireplaces: 1
  • Water Source: Drilled, Well
  • Year Built: 1989
  • Above Grade Finished Sq Ft: 2209
  • Unit Levels: Two
  • New Construction: No
  • FractionalOwnershipYN: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: Block, Egress Window(s), Finished, Walkout
  • Appliances: Cooktop, Dishwasher, Dryer, Iron Filter, Microwave, Range, Refrigerator, Washer, Water Softener Rented
  • Fireplace Features: Living Room, Stone, Wood Burning
  • Living Area: 3289
  • Fireplace: Yes
  • Below Grade Finished Sq Ft: 1080
  • Basement YN: Yes

Beds/Baths

  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 4

Exterior Features

  • Roof: Age Over 8 Years, Asphalt
  • View: East, Panoramic, West
  • Other Structures: Storage Shed
  • PatioPorchType: Deck, Porch, Screened
  • Lake Bottom: Hard
  • Elevation Highpoint to Waterfront Feet: 15-26
  • Waterfront Frontage: 300

Garage/Parking

  • Parking Features: Attached Garage, Asphalt, Tuckunder Garage

Utilities

  • Heating: Baseboard, Boiler, Hot Water
  • Sewer: Septic System Compliant - Yes, Tank with Drainage Field
  • LaundryFeatures: Main Level
  • Electric: Circuit Breakers, 200+ Amp Service
  • Fuel: Natural Gas

Condo/Co-op/Association

  • Association: No
  • Amenities Unit: Balcony, Ceiling Fan(s), Deck, Dock, Kitchen Center Island, Kitchen Window, Primary Bedroom Walk-In Closet, Porch, Panoramic View, Skylight, Vaulted Ceiling(s), Wet Bar, Walk-In Closet

Schools

  • Junior High Dist: Brainerd
  • SchoolDistrictPhone: 2184546900

Lot Info

  • Waterfront YN: Yes
  • PropertyAttachedYN: No
  • Lot Size: IRR
  • Land Lease: No
  • Lot Features: Accessible Shoreline, Island/Peninsula, Tree Coverage - Medium
  • Additional Parcels: No
  • Zoning Description: Shoreline,Residential-Single Family
  • AssessmentPending: No
  • Yearly/Seasonal: Yearly

Tax Info

  • Tax Year: 2026
  • Assessor Parcel Number: 99270530
  • Tax Annual Amount: 6315
  • TaxWithAssessments: 6340

Multi Family

  • WaterfrontFeatures: Lake Front

Map

Range of Values:

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Value Increase
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $6,340 $989,900 $403,700 $586,200
2024 $6,128 $925,400 $320,700 $604,700
2023 $6,260 $962,300 $378,800 $583,500
2022 $4,796 $899,100 $287,300 $611,800
2021 $4,674 $562,100 $195,000 $367,100
2020 $4,684 $524,300 $183,400 $340,900
2019 $4,370 $519,700 $183,400 $336,300
2018 $3,942 $491,400 $190,100 $301,300
2017 $3,878 $478,900 $190,000 $288,900
2016 $3,938 $472,600 $187,500 $285,100
2015 $3,776 $440,000 $190,200 $249,800
2014 $1,746 $425,900 $176,700 $249,200
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
04/10/2026 04/10/26 For Sale $869,900 -- $264 / Sq Ft
Source: NorthstarMLS

Purchase History

Date Type Sale Price Title Company
Grant Deed $620,000 --
Source: Public Records

Source: NorthstarMLS

MLS Number: 7008155

NorthstarMLS

APN: 991990010060009

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