$545,000
SOLD SEP 26, 2025

1008 Harbor Dr Annapolis, MD 21403

4 Beds
2.5 Baths
1,956 Sq Ft
0.37 Acres

Recently Sold

$279 Per Sq Ft

22 Days on Market

Highlights

  • Home fronts navigable water
  • Wood Flooring
  • Programmable Thermostat
  • Water Access
  • No HOA
  • Forced Air Heating and Cooling System

About This Home

As of September 2025

Nestled in the picturesque, waterfront community of Annapolis Roads, this freshly painted four-bedroom, two-and-a-half bath home offers a perfect blend of comfort and coastal charm. With spacious living areas and inviting interiors, this property is designed for relaxed living and entertaining. Enjoy the family room with fireplace and a bright sunroom that opens to a deck, perfect for indoor-outdoor living. Updates include Roof (2016), HVAC (2021), Washer/Dryer (2018). The large backyard offers plenty of room to play and entertain, while residents can also take advantage of community waterfront amenities including a private beach on the Chesapeake Bay, a pavilion, playground, dock, and kayak/canoe storage. Conveniently located between Baltimore and Washington, DC.

Last Agent to Sell the Property

Pam Batstone

(301) 873-9111 pbatstone@aol.com Coldwell Banker Realty License #584536 Listed on: 08/16/2025

Coldwell Banker Realty

Last Buyer's Agent

Ginny Dauses

(301) 651-4818 ginnydaus@gmail.com Coldwell Banker Waterman Realty License #679391

Coldwell Banker Waterman Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,462

Year Built

  • Built in 1966

Lot Details

  • 0.37 Acre Lot
  • Home fronts navigable water
  • Property is in excellent condition
  • Property is zoned R2

Home Design

  • Brick Exterior Construction
  • Slab Foundation
  • Vinyl Siding

Interior Spaces

  • Property has 2 Levels
  • Ceiling Fan
  • Fireplace Mantel
  • Gas Fireplace
  • Natural lighting in basement

Flooring

  • Wood
  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

Parking

  • 3 Parking Spaces
  • 3 Driveway Spaces

Outdoor Features

  • Water Access
  • Property near a bay

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Oil
  • Heating System Powered By Leased Propane
  • Programmable Thermostat
  • Well
  • Electric Water Heater

Community Details

  • No Home Owners Association
  • Annapolis Roads Subdivision

Listing and Financial Details

  • Tax Lot 91
  • Assessor Parcel Number 020200112692700

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,462

Year Built

Built in 1966

Lot Details

0

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Ownership: Fee Simple
  • Historic: No
  • New Construction: No
  • Story List: Lower 1, Main
  • Expected On Market: 8/16/2025 12:00:00 AM
  • Federal Flood Zone: No
  • Year Built: 1966
  • Automatically Close On Close Date: No
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Flooring Type: Hardwood, Carpet, Ceramic Tile
  • Fireplace Features: Gas/Propane, Mantel(s)
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Foundation Details: Slab
  • Levels Count: 2
  • Basement: Yes
  • Basement Type: Daylight, Full
  • Total Sq Ft: 1956
  • Living Area Sq Ft: 1956
  • Price Per Sq Ft: 409.16
  • Above Grade Finished Sq Ft: 1332
  • Below Grade Finished Sq Ft: 624
  • Total Below Grade Sq Ft: 624
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 4
  • Main Level Bedrooms: 3
  • All Lower Level Bedrooms: 1
  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Main Level Bathrooms: 2.00
  • Lower Levels Bathrooms: 1
  • Lower Levels Bathrooms: 1.00
  • Main Level Full Bathrooms: 1
  • Lower Level Full Bathrooms: 1
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Brick, Vinyl Siding
  • Water Access: Yes
  • Water Body Type: Bay
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Total Garage And Parking Spaces: 3
  • Type Of Parking: Driveway
  • Number of Spaces in Driveway: 3

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Ceiling Fan(s), Central A/C
  • Heating Fuel: Oil, Propane - Leased
  • Heating Type: Forced Air, Programmable Thermostat
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Water Source: Well

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District Source: Listing Agent

Lot Info

  • Lot Size Acres: 0.37
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 16000.00
  • Property Condition: Excellent
  • Zoning: R2
  • In City Limits: No

Rental Info

  • Lease Considered: No
  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 5462.00
  • Assessor Parcel Number: 020200112692700
  • Tax Lot: 91
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024

MLS Schools

  • School District Name: ANNE ARUNDEL COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 16, 2025
Closed on
Sep 26, 2025
Sold by
Rowe Living Trust and Thoits Lori R
Bought by
Thoits Lori R and Thoits Thomas W
Seller's Agent
Pam Batstone
Coldwell Banker Realty
Buyer's Agent
Ginny Dauses
Coldwell Banker Waterman Realty
List Price
$545,000
Sold Price
$545,000
Views
83
Current Estimated Value
$556,217

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$11,217
Avg. Annual Appreciation
7.03%
Original Mortgage
$401,000
Outstanding Balance
$401,000
Interest Rate
6.58%
Mortgage Type
New Conventional
Estimated Equity
$155,217

Purchase Details

Closed on
Aug 30, 2013
Sold by
Rowe Robert W and Rowe Norma Ann
Bought by
Rowe Robert W and Rowe Norma Ann

Purchase Details

Closed on
Apr 10, 1986
Sold by
Worcester Gerry
Bought by
Rowe Robert W and Rowe Norma A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$96,450
Interest Rate
9.99%
Source: Public Records
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $545,000 Atlantic Title
Interfamily Deed Transfer -- None Available
Deed $95,500 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $401,000 New Conventional
Previous Owner $96,450 No Value Available
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
09/26/2025 09/26/25 Sold $545,000 0.0% $279 / Sq Ft
08/16/2025 08/16/25 For Sale $545,000 -- $279 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,444 $510,800 -- --
2024 $4,444 $464,100 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDAA2121000

Bright MLS

APN: 02-001-12692700