$202,000
SOLD DEC 30, 2019

101 Monroe St Elgin, IL 60123

3 Beds
2 Baths
1,368 Sq Ft
5,227 Sq Ft Lot

Recently Sold

$148 Per Sq Ft

4% Below List Price

33 Days on Market

Highlights

  • American Four Square Architecture
  • Attic
  • Home Office
  • Wood Flooring
  • Mud Room
  • Fenced Yard

About This Home

As of December 2019

American 4-Square wonderfully updated but retaining all the original charm. Outside, relax on your large front porch. Inside, you will appreciate the refinished hardwood floors, updated kitchen, full first floor bath and finished basement with family room and office. Patio doors lead out the dining room to the back deck. The entire home has been recently painted inside and out. Lots of storage space in walk-up attic. Fenced back yard. What a great price for a beautiful vintage home!

Last Agent to Sell the Property

Thomas Krebsbach

Vintage Home Realty License #471010460 Listed on: 10/12/2019

Last Buyer's Agent

Karen Goins

RE/MAX Suburban License #475125256

RE/MAX Suburban

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,018

Year Built

  • 1913

Lot Details

  • Fenced Yard

Parking

  • Detached Garage
  • Garage Is Owned

Home Design

  • American Four Square Architecture
  • Frame Construction
  • Asphalt Shingled Roof

Interior Spaces

  • Mud Room
  • Entrance Foyer
  • Home Office
  • Wood Flooring
  • Partially Finished Basement
  • Basement Fills Entire Space Under The House
  • Attic

Kitchen

  • Oven or Range
  • Dishwasher

Bedrooms and Bathrooms

  • Walk-In Closet
  • Bathroom on Main Level

Laundry

  • Dryer
  • Washer

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas

Listing and Financial Details

  • Homeowner Tax Exemptions
  • $2,500 Seller Concession

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,018

Year Built

1913

Lot Details

0

Parking

1

Listing Details

  • Property Type: Detached Single
  • Built Before 1978 (Y/N): Yes
  • Age: 100+ Years
  • Full Bathrooms: 2
  • Ownership: Fee Simple
  • Total Full or Half Bathrooms: 2
  • Total Sq Ft: 1368
  • Style Of House: American 4-Sq.
  • Type Detached: 2 Stories
  • Estimated Year Built: 1913
  • Tax Exemptions: Homeowner
  • Total Sq Ft: 1828
  • Special Features: None
  • Property Sub Type: Detached
  • Year Built: 1913

Interior Features

  • Interior Property Features: Hardwood Floors, 1st Floor Full Bath, Walk-In Closet(s)
  • Number Of Rooms: 9
  • Living Room: Dimensions: 15X14, On Level: Main Level, Flooring: Hardwood
  • Appliances: Oven/Range, Dishwasher, Refrigerator, Washer, Dryer
  • Attic: Full, Interior Stair
  • Basement: Full
  • Basement: Partially Finished
  • Bedrooms All Levels: 3
  • Above Grade Bedrooms: 3
  • Laundry: Dimensions: 13X9, On Level: Basement, Flooring: Other
  • Dining Room: Dimensions: 14X11, On Level: Main Level, Flooring: Hardwood
  • Kitchen Type: Dimensions: 12X12, On Level: Main Level, Flooring: Wood Laminate
  • Additional Rooms: Office, Attic, Foyer, Mud Room
  • Master Bedroom: Dimensions: 13X12, On Level: 2nd Level, Flooring: Hardwood
  • Additional Room 1 Name: Office, Dimensions: 14X13, On Level: Basement, Flooring: Wood Laminate
  • Additional Room 2 Name: Attic, Dimensions: 16X16, On Level: 3rd Level, Flooring: Other
  • Bedroom 2: Dimensions: 12X11, On Level: 2nd Level, Flooring: Hardwood
  • Additional Room 3 Name: Foyer, Dimensions: 12X8, On Level: Main Level, Flooring: Hardwood
  • Bedroom 3: Dimensions: 11X10, On Level: 2nd Level, Flooring: Hardwood
  • Additional Room 4 Name: Mud, Dimensions: 7X7, On Level: Main Level, Flooring: Ceramic Tile
  • Estimated Sq Ft: 1368
  • Estimated Total Finished Sq Ft: 1828
  • Basement Sq Ft: 460
  • Basement Finished Sq Ft: 460
  • Main Level Sq Ft: 684
  • Upper Level Sq Ft: 684
  • Dining Room Type: Separate
  • Family Room: Dimensions: 22X13, On Level: Basement, Flooring: Wood Laminate

Exterior Features

  • Lot Size: Less Than .25 Acre
  • Exterior Building Type: Frame
  • Roof Type: Asphalt/Glass (Shingles)
  • Acreage: 0.1258

Garage/Parking

  • Number of Cars: 1
  • Parking: Garage
  • Garage Type: Detached
  • Garage On Site: Yes
  • Number Garage Spaces: 1
  • Garage Ownership: Owned

Utilities

  • Electricity: Circuit Breakers, 100 Amp Service
  • Air Conditioner: Central Air
  • Water: Public
  • Sewer: Sewer-Public
  • Heating Fuel: Gas, Forced Air

Schools

  • School District: 46
  • Junior High Dist: 46

Lot Info

  • Lot Dimensions: 46 X 120
  • Lot Description: Fenced Yard
  • Parcel Identification Number: 0614162009

Tax Info

  • Taxes: 3872

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 12, 2019
Closed on
Dec 23, 2019
Sold by
Whitehorn Matthew T and Whitehorn Angela K
Bought by
Briscoe Daniel A and Briscoe Natalie J
Seller's Agent
Thomas Krebsbach
Vintage Home Realty
Buyer's Agent
Karen Goins
RE/MAX Suburban
List Price
$209,900
Sold Price
$202,000
Premium/Discount to List
-$7,900
-3.76%
Current Estimated Value
$291,823

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$89,823
Avg. Annual Appreciation
6.70%
Original Mortgage
$191,900
Outstanding Balance
$169,979
Interest Rate
3.62%
Mortgage Type
New Conventional
Estimated Equity
$122,418

Purchase Details

Listed on
Feb 8, 2018
Closed on
Mar 21, 2018
Sold by
Nagler Heather and Nagler Ken
Bought by
Whitehorn Matthew T and Whitehorn Angela K
Seller's Agent
Teresa Stultz
Premier Living Properties
Buyer's Agent
Thomas Krebsbach
Vintage Home Realty
List Price
$199,800
Sold Price
$197,000
Premium/Discount to List
-$2,800
-1.4%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
1.42%
Original Mortgage
$157,000
Interest Rate
4.5%
Mortgage Type
New Conventional

Purchase Details

Closed on
Aug 7, 2015
Sold by
Landers Joshua I and Landers Joanna M
Bought by
Nagler Heather

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$171,830
Interest Rate
4.03%
Mortgage Type
FHA

Purchase Details

Closed on
Mar 8, 2002
Sold by
Siedsma Keith E and Siedsma Cynthia L
Bought by
Inciong Theodore J and Inciong Sarah A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$169,708
Interest Rate
6.95%
Mortgage Type
FHA

Purchase Details

Closed on
Sep 30, 1999
Sold by
Siedsma Earl E
Bought by
Siedsma Keith E and Siedsma Cynthia L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$130,500
Interest Rate
10.75%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jan 31, 1997
Sold by
Siedsma Earl E and Siedsma Judith L
Bought by
Siedsma Earl E and Siedsma Judith L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$102,300
Interest Rate
8%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Aug 25, 1994
Sold by
Fitchie Susan
Bought by
Lange Michael S and Lange Fabienne C

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$115,542
Interest Rate
8.72%
Mortgage Type
FHA
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $202,000 Chicago Title
Warranty Deed $197,000 Chicago Title Insurance Co
Warranty Deed $175,000 First American Title
Warranty Deed $176,000 --
Interfamily Deed Transfer -- Chicago Title Insurance Co
Interfamily Deed Transfer -- --
Warranty Deed $128,000 --
Warranty Deed $119,000 Advanced Title Services Inc
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $36,000 Credit Line Revolving
Open $191,900 New Conventional
Previous Owner $157,000 New Conventional
Previous Owner $171,830 FHA
Previous Owner $154,800 New Conventional
Previous Owner $160,141 FHA
Previous Owner $170,431 FHA
Previous Owner $25,000 Credit Line Revolving
Previous Owner $168,439 FHA
Previous Owner $169,555 FHA
Previous Owner $169,708 FHA
Previous Owner $130,500 Purchase Money Mortgage
Previous Owner $102,300 Purchase Money Mortgage
Previous Owner $115,542 FHA
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
12/30/2019 12/30/19 Sold $202,000 -2.4% $148 / Sq Ft
11/14/2019 11/14/19 Pending -- -- --
11/04/2019 11/04/19 Price Changed $206,900 -1.4% $151 / Sq Ft
10/12/2019 10/12/19 For Sale $209,900 +6.5% $153 / Sq Ft
03/21/2018 03/21/18 Sold $197,000 -1.4% $141 / Sq Ft
02/12/2018 02/12/18 Pending -- -- --
02/08/2018 02/08/18 For Sale $199,800 -- $143 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,018 $70,706 $11,164 $59,542
2023 $4,763 $63,878 $10,086 $53,792
2022 $4,530 $58,246 $9,197 $49,049
2021 $4,323 $54,456 $8,599 $45,857
2020 $4,194 $51,987 $8,209 $43,778
2019 $4,065 $49,521 $7,820 $41,701
2018 $3,873 $45,173 $7,367 $37,806
2017 $3,775 $42,704 $6,964 $35,740
2016 $3,585 $39,618 $6,461 $33,157
2015 -- $36,313 $5,922 $30,391
2014 -- $35,865 $5,849 $30,016
2013 -- $36,811 $6,003 $30,808
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: MRD10546284

Midwest Real Estate Data (MRED)

APN: 06-14-162-009