$205,000

101 Old Ferry Rd Unit 20B Shalimar, FL 32579

Estimated payment $1,580/month

Total Views 412
2 Beds
1 Bath
868 Sq Ft
$236 Price per Sq Ft

Highlights

  • Very Popular Property
  • Beach
  • Bay View
  • Choctawhatchee Senior High School Rated A-
  • Home fronts a seawall
  • Gated Community

About This Home

Find your ultimate Florida lifestyle at Finisterra Condominiums! This exceptional, ground-floor unit offers a bright, open space with stunning views of the Choctawhatchee Bay, making it an ideal investment or coastal retreat. Relax and enjoy cool breezes from your covered patio, which extends your living space and overlooks the water. The community itself is a gated waterfront haven providing an abundance of resort-style amenities for an active lifestyle: Water Access: Waterfront on both the bay and a lake, perfect for fishing, kayaking, and paddle boarding. Recreation: Includes a community pool and sauna, tennis/pickleball court, and a community room. Convenience: Assigned parking and on-site community laundry facilities. Located moments from Eglin AFB and the sugar-white beaches.

Listing Agent

Wayne Myshin

ERA American Real Estate License #3010313 Listed on: 11/12/2025

ERA American Real Estate

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $763

Year Built

  • Built in 1970

Lot Details

  • Home fronts a seawall
  • Property Fronts a Bay or Harbor

HOA Fees

  • $435 Monthly HOA Fees

Home Design

  • Frame Construction
  • Composition Shingle Roof
  • Wood Trim

Interior Spaces

  • 868 Sq Ft Home
  • 2-Story Property
  • Woodwork
  • Ceiling Fan
  • Living Room
  • Bay Views

Kitchen

  • Induction Cooktop
  • Dishwasher
  • Disposal

Flooring

  • Painted or Stained Flooring
  • Tile

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Primary Bedroom on Main
  • 1 Full Bathroom

Outdoor Features

  • Rip-Rap
  • Patio

Schools

  • Shalimar Elementary School
  • Meigs Middle School
  • Choctawhatchee High School

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater

Listing and Financial Details

  • Assessor Parcel Number 06-2S-23-5070-0000-020B

Community Details

Overview

  • Association fees include accounting, ground keeping, insurance, land recreation, legal, licenses/permits, management, trash
  • 4 Buildings
  • 4 Units
  • Finisterra Condo Subdivision

Amenities

  • Community Barbecue Grill
  • Picnic Area
  • Sauna
  • Recreation Room
  • Laundry Facilities

Recreation

  • Beach
  • Tennis Courts

Pet Policy

  • Pets Allowed

Security

  • Gated Community

Property Details

Home Type

Condominium

Est. Annual Taxes

$763

Year Built

Built in 1970

Lot Details

0

HOA Fees

$435 per month

Listing Details

  • Property Sub Type: Condominium
  • Prop. Type: Residential
  • Subdivision Name: FINISTERRA CONDO
  • Directions: North on Hwy 85 (Eglin Pkwy) cross the Shalimar bridge, make 1st right tun after crossing bridge. Follow Gardner Dr to Stop sign at Old Ferry and Gardner Dr. Slight right on Old Ferry to immediate left into Finisterra Condo. Enter gate, follow all the way to the water bear left, condo in Building #20 on right. Unit on ground floor left of stair case.
  • Architectural Style: N/A
  • Carport Y N: No
  • New Construction: No
  • Year Built: 1970
  • Utilities Electric: Yes
  • Utilities:Public Sewer: Yes
  • Utilities:Public Water: Yes
  • Appliances Refrigerators: Yes
  • Energy:AC - Central Elect: Yes
  • Energy:Heat Cntrl Electric: Yes
  • Energy:Water Heater - Elect: Yes
  • Rooms:Living Room: Yes
  • Waterfront:Bay: Yes
  • Waterview:Bay2: Yes
  • Energy:Ceiling Fans: Yes
  • Waterfront:Unit Waterfront: Yes
  • Waterfront:Shore - Seawall: Yes
  • Waterfront:Shore - Rip Rap: Yes
  • Special Features: None

Interior Features

  • Number Of Buildings: 4
  • Appliances: Dishwasher, Disposal, Refrigerator, Smooth Stovetop Rnge, Warranty Provided, Water Heater - Elect
  • Full Bathrooms: 1
  • Total Bedrooms: 2
  • Flooring: Floor Tile
  • Interior Amenities: Woodwork Painted
  • Stories: 2
  • Window Features: Window Treatmnt Some
  • Master Bedroom:First: Yes
  • Appliances Dishwasher: Yes
  • Appliances:Warranty Provided: Yes
  • Interior:Floor Tile: Yes
  • Appliances:Smooth Stovetop Rnge: Yes
  • Interior:Woodwork Painted: Yes

Exterior Features

  • Pool Features: Pool Type
  • View: Bay
  • Waterfront Features: Unit Waterfront, Bay, Shore - Rip Rap, Shore - Seawall
  • Waterfront: Yes
  • Construction Type: Frame, Trim Wood
  • Patio And Porch Features: Patio Open
  • Property Condition: Renovated, Construction Complete
  • Construction Status:Construction Complete: Yes
  • Exterior:Patio Open: Yes
  • ConstructionSiding:Frame: Yes
  • ConstructionSiding:Roof Composite Shngl: Yes
  • ConstructionSiding:Trim Wood: Yes

Garage/Parking

  • General Property Info:Garage2: No

Utilities

  • Cooling: Ceiling Fans, Central Air
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Electric, Public Water

Condo/Co-op/Association

  • Community Features: Pickle Ball, BBQ Pit/Grill, Beach, Community Room, Dumpster, Gated Community, Laundry, Pets Allowed, Picnic Area, Sauna/Steam Room, Tennis, Waterfront
  • Association #2 Fee: 434.64
  • Association Fee Frequency: Monthly
  • Association: Yes

Fee Information

  • Association Fee Includes: Accounting, Ground Keeping, Insurance, Land Recreation, Legal, Licenses/Permits, Management, Trash

Schools

  • Elementary School: Shalimar
  • High School: Choctawhatchee
  • Middle Or Junior School: Meigs

Lot Info

  • Parcel #: 06-2S-23-5070-0000-020B

Multi Family

  • Number Of Units In Community: 4

Tax Info

  • Tax Annual Amount: 763.43
  • Tax Year: 2025

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $732 $106,197 -- --
2023 $732 $103,104 $0 $0
2022 $759 $100,101 $0 $0
2021 $0 $12,000 $0 $12,000
2020 $755 $97,185 $0 $0
2019 $739 $95,000 $0 $95,000
2018 $1,128 $85,000 $0 $0
2017 $1,080 $81,000 $0 $0
2016 $1,027 $77,500 $0 $0
2015 $982 $73,000 $0 $0
2014 $942 $70,000 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
11/12/2025 11/12/25 For Sale $205,000 0.0% $236 / Sq Ft
09/01/2017 09/01/17 Rented $950 0.0% --
09/01/2017 09/01/17 Under Contract -- -- --
07/22/2016 07/22/16 For Rent $950 +2.7% --
12/21/2015 12/21/15 Off Market $925 -- --
09/01/2013 09/01/13 Rented $925 0.0% --
09/01/2013 09/01/13 Under Contract -- -- --
11/20/2007 11/20/07 For Rent $925 -- --
Source: Emerald Coast Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed $135,000 Mcgill Escrow & Title
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $54,000 New Conventional
Source: Public Records

Source: Emerald Coast Association of REALTORS®

MLS Number: 989486

Emerald Coast Association of REALTORS®

APN: 06-2S-23-5070-0000-020B