Z
Seller's Agent in 2025
Zarina Ellis
Ellis Realty LLC
(910) 789-3656
9 in this area
434 Total Sales
101 Old Ferry Rd Unit 27A Shalimar, FL 32579
1
Bed
1
Bath
680
Sq Ft
$395/mo
HOA Fee
Highlights
- Lake Front
- Pool House
- Bay View
- Choctawhatchee Senior High School Rated A-
- Fishing
- Gated Community
About This Home
As of August 2025This beautifully 1st floor updated condo is move-in ready and offers both style and functionality. The unit features copper wiring throughout, replacing the outdated aluminum wiring for added safety and peace of mind. Freshly painted walls create a crisp, modern feel, while new light fixtures illuminate the space.
Enjoy newer flooring in the living room and bedroom, giving the home a clean, contemporary look. The kitchen cabinets have been painted white and updated with stylish handles, and the subway tile backsplash in both the kitchen and bathroom adds a touch of elegance. The bathroom has been completely refreshed with a vanity, resurfaced tub, mirror, newer shower door, and updated light fixture. The upgraded dishwasher and refrigerator complete the kitchen's modern upgrades.
Step outside through your sliding door and relax with the best view in the unit with serene afternoons overlooking the tranquil lake which opens up to the Choctawatchee Bay just beyond your doorstep. With nothing left to do but settle in, this condo offers the perfect blend of comfort and convenience.
Last Agent to Sell the Property
Ellis Realty LLC License #3397694 Listed on: 03/06/2025
Property Details
Home Type
- Condominium
Est. Annual Taxes
- $1,323
Year Built
- Built in 1970
HOA Fees
- $395 Monthly HOA Fees
Property Views
- Bay
- Lake
Home Design
- Newly Painted Property
- Frame Construction
- Dimensional Roof
- Vinyl Siding
- Vinyl Trim
Interior Spaces
- 680 Sq Ft Home
- 2-Story Property
- Ceiling Fan
- Recessed Lighting
- Living Room
Kitchen
- Electric Oven or Range
- Dishwasher
- Disposal
Flooring
- Wood
- Tile
Bedrooms and Bathrooms
- 1 Primary Bedroom on Main
- 1 Full Bathroom
Pool
- Pool House
- In Ground Pool
Schools
- Shalimar Elementary School
- Meigs Middle School
- Choctawhatchee High School
Utilities
- Central Heating and Cooling System
- Electric Water Heater
Additional Features
- Covered Patio or Porch
- Lake Front
Listing and Financial Details
- Assessor Parcel Number 06-2S-23-5070-0000-027A
Community Details
Overview
- Association fees include accounting, ground keeping, insurance, management, recreational faclty, sewer, water, trash
- 4 Buildings
- 4 Units
- Finisterra Condo Subdivision
Amenities
- Community Barbecue Grill
- Sauna
- Recreation Room
- Laundry Facilities
Recreation
- Tennis Courts
- Community Pool
- Fishing
Pet Policy
- Pets Allowed
Security
- Gated Community
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Mar 6, 2025
Closed on
Aug 20, 2025
Sold by
Heiler Frederick
Bought by
Harris Tanya E
Seller's Agent
Zarina Ellis
Ellis Realty LLC
Buyer's Agent
Tina Maples
ERA American Real Estate
List Price
$205,000
Sold Price
$165,000
Premium/Discount to List
-$40,000
-19.51%
Views
42
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-27.57%
Original Mortgage
$115,500
Outstanding Balance
$115,500
Interest Rate
5.86%
Mortgage Type
New Conventional
Estimated Equity
$45,296
Purchase Details
Listed on
Mar 20, 2023
Closed on
Apr 27, 2023
Sold by
Habshey First 1998 Irrevocable Trust
Bought by
Heiler Frederick
Seller's Agent
Wayne Myshin
ERA American Real Estate
Buyer's Agent
Zarina Ellis
Century 21 AllPoints Realty
List Price
$193,900
Sold Price
$178,000
Premium/Discount to List
-$15,900
-8.2%
Views
76
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-3.22%
Original Mortgage
$183,874
Interest Rate
6.6%
Mortgage Type
VA
Purchase Details
Closed on
Mar 7, 2012
Sold by
Ritter Donna H
Bought by
Habshey Terry M and Habshey First 1998 Irrevocable Trust
Purchase Details
Closed on
Aug 19, 2005
Sold by
Begnoche Paul O and Velez Begnoche Wanda L
Bought by
Habshey Terry M and 2005 Donna Ritter Habshey First Children
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$160,000
Interest Rate
12%
Mortgage Type
Balloon
Purchase Details
Closed on
Jun 26, 2002
Sold by
Chapman Travis R and Chapman Dennis W
Bought by
Begnoche Paul O and Velez Begnoche Wanda L
Create a Home Valuation Report for This Property
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Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $165,000 | Waypoint Title | |
| Warranty Deed | $178,000 | Waypoint Title | |
| Interfamily Deed Transfer | -- | Attorney | |
| Warranty Deed | $145,000 | Associated Land Title Group | |
| Warranty Deed | $47,800 | Associated Land Title Group |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $115,500 | New Conventional | |
| Previous Owner | $183,874 | VA | |
| Previous Owner | $160,000 | Balloon |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 08/20/2025 08/20/25 | Sold | $165,000 | 0.0% | $243 / Sq Ft |
| 07/08/2025 07/08/25 | Pending | -- | -- | -- |
| 05/22/2025 05/22/25 | Price Changed | $165,000 | -16.7% | $243 / Sq Ft |
| 05/06/2025 05/06/25 | Price Changed | $198,000 | -3.4% | $291 / Sq Ft |
| 11/08/2024 11/08/24 | For Sale | $205,000 | +15.2% | $301 / Sq Ft |
| 04/27/2023 04/27/23 | Sold | $178,000 | -8.2% | $285 / Sq Ft |
| 03/28/2023 03/28/23 | Pending | -- | -- | -- |
| 03/20/2023 03/20/23 | For Sale | $193,900 | -- | $310 / Sq Ft |
Source: Emerald Coast Association of REALTORS®
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $1,323 | $140,000 | -- | $140,000 |
| 2023 | $1,323 | $140,000 | $0 | $140,000 |
| 2022 | $1,147 | $115,000 | $0 | $115,000 |
| 2021 | $995 | $90,000 | $0 | $90,000 |
| 2020 | $901 | $80,000 | $0 | $80,000 |
| 2019 | $722 | $55,000 | $0 | $55,000 |
| 2018 | $710 | $55,000 | $0 | $0 |
| 2017 | $648 | $50,000 | $0 | $0 |
| 2016 | $570 | $43,000 | $0 | $0 |
| 2015 | $545 | $40,500 | $0 | $0 |
| 2014 | $525 | $39,000 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Zarina Ellis
-
Tina Maples
Buyer's Agent in 2025
Tina Maples
ERA American Real Estate
(850) 685-3654
1 in this area
119 Total Sales
-
Wayne Myshin
Seller's Agent in 2023
Wayne Myshin
ERA American Real Estate
(850) 651-2454
7 in this area
63 Total Sales
Map
Source: Emerald Coast Association of REALTORS®
MLS Number: 962705
APN: 06-2S-23-5070-0000-027A
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