$490,000
SOLD MAY 21, 2025

101 S Mill St Chestertown, MD 21620

2 Beds
2.5 Baths
1,476 Sq Ft
3,450 Sq Ft Lot

Recently Sold

$332 Per Sq Ft

1% Above List Price

14 Days on Market

Highlights

  • Victorian Architecture
  • Porch
  • Whole House Fan
  • No HOA
  • Patio
  • 3-minute walk to Fountain Park

About This Home

As of May 2025

Historic charm with a modern floor plan. Live just around the corner walking to the shops, galleries, and restaurants of downtown Chestertown in this beautifully updated Victorian on quiet Mill Street. High end appliances such as Miele and Bosch adorn the kitchen and laundry. Easily converted back into a 3 bedroom. The backyard is well landscaped, has a covered outdoor living space, and a spacious detached hobby shed or office space. This low maintenance property with walkable lifestyle works perfectly for a weekend retreat or year round residence. Chestertown is located less than 1.5 hours from Washington D.C, Philadelphia, and Baltimore.

Last Agent to Sell the Property

Murphy ONeill

(443) 480-4275 murphy@cbchesapeake.com Coldwell Banker Chesapeake Real Estate Company License #5010912 Listed on: 04/04/2025

Coldwell Banker Chesapeake Real Estate Company

Last Buyer's Agent

Lisa Raffetto

(410) 708-0174 lisar@cbchesapeake.com Coldwell Banker Chesapeake Real Estate Company

Coldwell Banker Chesapeake Real Estate Company

Townhouse Details

Home Type

  • Townhome

Est. Annual Taxes

  • $5,156

Year Built

  • Built in 1900

Lot Details

  • 3,450 Sq Ft Lot

Parking

  • On-Street Parking

Home Design

  • Semi-Detached or Twin Home
  • Victorian Architecture
  • Permanent Foundation
  • Frame Construction

Interior Spaces

  • Property has 4 Levels
  • Whole House Fan
  • Wood Burning Fireplace
  • Basement
  • Interior Basement Entry

Bedrooms and Bathrooms

  • 2 Bedrooms

Outdoor Features

  • Patio
  • Outbuilding
  • Porch

Utilities

  • Radiator
  • Heating System Uses Oil
  • Electric Water Heater

Community Details

  • No Home Owners Association
  • Historic District Chestertown Subdivision

Listing and Financial Details

  • Assessor Parcel Number 1504017986

Townhouse Details

Home Type

Townhome

Est. Annual Taxes

$5,156

Year Built

Built in 1900

Lot Details

0

Listing Details

  • Property Type: Residential
  • Structure Type: Twin/Semi-Detached
  • Architectural Style: Victorian
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Main, Upper 1, Upper 2
  • Expected On Market: 2025-04-04
  • Year Built: 1900
  • Automatically Close On Close Date: No
  • Special Features: None
  • Property Sub Type: Townhouses

Interior Features

  • Fireplace Features: Wood
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Foundation Details: Permanent
  • Levels Count: 4
  • Basement: Yes
  • Basement Type: Interior Access
  • Total Sq Ft: 1988
  • Living Area Sq Ft: 1476
  • Price Per Sq Ft: 328.59
  • Above Grade Finished Sq Ft: 1476
  • Below Grade Sq Ft: 512
  • Total Below Grade Sq Ft: 512
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 2
  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 2
  • Upper Level Bathrooms: 1.00
  • Upper Level 2 Bathrooms: 1.00
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Frame
  • Exterior Features: Outbuilding(s)
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Type Of Parking: On Street

Utilities

  • Central Air Conditioning: No
  • Cooling Fuel: Electric
  • Cooling Type: Whole House Fan
  • Heating Fuel: Oil
  • Heating Type: Radiator
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District Source: Listing Agent

Lot Info

  • Lot Size Acres: 0.08
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 3450.00
  • Outdoor Living Structures: Patio(s), Porch(es)
  • Zoning: RB
  • In City Limits: Yes

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 5156.00
  • Assessor Parcel Number: 1504017986
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024

MLS Schools

  • School District Name: KENT COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 4, 2025
Closed on
May 22, 2025
Sold by
Thomas Eleuterio Francis
Bought by
Wise Wendy
Seller's Agent
Murphy ONeill
Coldwell Banker Chesapeake Real Estate Company
Buyer's Agent
Lisa Raffetto
Coldwell Banker Chesapeake Real Estate Company
List Price
$485,000
Sold Price
$490,000
Premium/Discount to List
$5,000
1.03%
Views
67
Current Estimated Value
$494,052

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$4,052
Avg. Annual Appreciation
1.32%

Purchase Details

Listed on
Jul 17, 2019
Closed on
Oct 21, 2020
Sold by
Mathias Edward N T
Bought by
Eleuterio Francis Thoams
Seller's Agent
Lisa Raffetto
Coldwell Banker Chesapeake Real Estate Company
Buyer's Agent
Lisa Raffetto
Coldwell Banker Chesapeake Real Estate Company
List Price
$348,000
Sold Price
$346,000
Premium/Discount to List
-$2,000
-0.57%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.89%

Purchase Details

Listed on
Apr 11, 2016
Closed on
Jun 10, 2016
Sold by
Wright Jonathan R and Hauss Christa E
Bought by
Mathias Edward N T
Seller's Agent
Liddy Campbell
TTR Sotheby's International Realty
Buyer's Agent
Mary Carlisle
Coldwell Banker Chesapeake Real Estate Company
List Price
$329,000
Sold Price
$329,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
1.16%
Original Mortgage
$312,550
Interest Rate
3.57%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jul 18, 2000
Sold by
Brown Rodney C
Bought by
Wright Jonathan R and Christa Hauss

Purchase Details

Closed on
Jul 8, 1998
Sold by
Auchincloss Eugenia W
Bought by
Brown Rodney C

Purchase Details

Closed on
Sep 17, 1993
Sold by
Leyden Sheila D
Bought by
Auchincloss Eugenia W
Source: Public Records
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $490,000 Newlyn Title
Deed $490,000 Newlyn Title
Deed $346,000 None Available
Deed $329,000 Attorney
Deed $165,000 --
Deed $105,000 --
Deed $94,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $312,550 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
05/21/2025 05/21/25 Sold $490,000 +1.0% $332 / Sq Ft
04/04/2025 04/04/25 For Sale $485,000 +40.2% $329 / Sq Ft
10/21/2020 10/21/20 Sold $346,000 -0.6% $234 / Sq Ft View Prior Sale
08/27/2020 08/27/20 Pending -- -- --
12/15/2019 12/15/19 For Sale $348,000 +0.6% $236 / Sq Ft
12/14/2019 12/14/19 Off Market $346,000 -- --
07/17/2019 07/17/19 For Sale $348,000 +5.8% $236 / Sq Ft
06/10/2016 06/10/16 Sold $329,000 0.0% $223 / Sq Ft View Prior Sale
05/09/2016 05/09/16 Pending -- -- --
04/11/2016 04/11/16 For Sale $329,000 -- $223 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,220 $333,100 $201,400 $131,700
2024 $5,156 $328,967 $0 $0
2023 $5,091 $324,833 $0 $0
2022 $4,994 $320,700 $201,400 $119,300
2020 $5,006 $319,433 $0 $0
2019 $9,972 $318,800 $201,400 $117,400
2018 $4,954 $318,800 $201,400 $117,400
2017 $5,240 $318,800 $0 $0
2016 -- $348,400 $0 $0
2015 $2,737 $348,400 $0 $0
2014 $2,737 $348,400 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDKE2004984

Bright MLS

APN: 04-017986